Every 4th rupee in mutual funds belong to retail investors, HNIs own 1/3rd AUM: Franklin Templeton India MF
HNIs
33.67% of that. Individual investors'
AUM
grew 8x in 10 years vs 6x AUM growth of the industry, according to a press note by
Franklin Templeton India Mutual Fund
on the development in the Indian
mutual funds
industry.
As per the press note, the
SIP
average ticket size moved higher in June 2025 to Rs 2,966. Talking about segments, the passive fund folios have grown by 17x in the last five years. And lastly, the sectoral/ thematic funds category witnessed highest gross/net sales over the last 12 months.
Explore courses from Top Institutes in
Please select course:
Select a Course Category
Operations Management
Digital Marketing
MCA
Healthcare
Project Management
Management
Finance
Product Management
Others
Data Analytics
Public Policy
others
PGDM
CXO
Data Science
Data Science
Technology
Leadership
MBA
Artificial Intelligence
Cybersecurity
healthcare
Degree
Design Thinking
Skills you'll gain:
Quality Management & Lean Six Sigma
Analytical Tools
Supply Chain Management & Strategies
Service Operations Management
Duration:
10 Months
IIM Lucknow
IIML Executive Programme in Strategic Operations Management & Supply Chain Analytics
Starts on
Jan 27, 2024
Get Details
Also Read |
MF Tracker: Will Invesco India PSU Equity Fund shine again after topping 3-year charts?
Best MF to invest
Looking for the best mutual funds to invest? Here are our recommendations.
View
Details
»
Individual investors
Out of the total AUM, individual investors now account for almost 61% of AUM, with
retail investors
at 27.01% and HNIs at 33.67% of that. Corporates account for 37.14% of AUM, the rest are Banks at 2.13% and FIIs/FPIs at 0.05%.
Live Events
The investor category wise allocation in AUM, equity funds accounts for around 55% of total AUM.
ETMarkets.com
Individual investors' AUM
The industry witnessed high growth in terms of individual investors' share in total AUM. The individual Investors' AUM grew nearly 8x in 10 years vs nearly 6x AUM growth of the industry. The industry AUM grew by 24% CAGR in the last five years and 20% CAGR in the last 10 years respectively, ending in June 2025.
The five years CAGR for individual investors was at 23% PA vs industry AUM at 24% PA over five years. In terms of 10 years CAGR of the individual investors stood at 23% PA vs Industry AUM at 20% PA over 10 years.
Individual vs institutional – Asset composition
Almost 87% of
individual investor
assets are held in equity-oriented schemes. Debt oriented schemes account for 8%, ETFs/FoF at 3% and the remaining 2% in liquid/money market instruments.
On the other hand institutional assets are spread across Liquid/Money market instruments at 28%, Debt oriented schemes at 25%, ETFs/FoFs at 28% and only 19% of assets in equity oriented schemes.
Also Read |
Can PPFAS Flexi Cap Fund handle Rs 1 lakh crore money? CEO Neil Parikh explains
Average SIP ticket size rises
The SIP average ticket size moved higher in June 2025 to Rs 2,966, just near the Rs 3,000 mark. The average SIP ticket size is well above the pre-COVID levels of Rs 2,861, which was recorded in December 2019. Mutual funds are now a dominant force vs FPIs. Net inflows for DIIs were Rs 6.5 lakh crore for the last 12 months (till June 2025) vs net outflows of Rs 3.0 lakh crore for FPIs.
Passive fund folios have grown 17x in last 5 years
The passive fund AUM hit an all-time high of Rs 12.33 lakh crore in June 2025, growth of 21% YoY. The share of passive AUM has risen to around 10% of total AUM in June 2021 to 17% in June 2025.
Sectoral/thematic witness high traction
The sectoral/thematic funds category witnessed highest gross/net sales over the last 12 months. While most equity categories witnessed positive net sales in June 2025, the sectoral/thematic fund category received the highest traction. It received Rs 9,634 crore worth of gross sales, redemptions of Rs 9,158 crore, thereby the final net sales of Rs 476 crore. In the last 12 months the net sales were to the tune of Rs 1.04 lakh crore.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
India Today
14 minutes ago
- India Today
Trump warns of more secondary sanctions on India over oil imports from Russia
Hours after imposing an additional 25 per cent tariff on Indian imports, taking the total to 50 per cent, US President Donald Trump warned of more secondary sanctions on India over its continued purchase of oil from asked, "Indian officials have said there are other countries buying Russian oil, like China, for instance. Why are you singling India out for these additional sanctions?" Trump responded, "It's only been eight hours. So let's see what happens. You're going to see a lot more You're going to see so many secondary sanctions." advertisementEarlier in the day, the White House issued an executive order announcing an additional 25 per cent tariff on Indian imports, taking the total to 50 per cent. The revised duties are set to come into force on August 27 -- 21 days from the date of signing. This is a developing story. It will be updated.- EndsMust Watch
Time of India
29 minutes ago
- Time of India
Grid-linked solar panels may increase bills: KSEB
T'puram: KSEB claims that grid-connected rooftop solar units are causing problems for consumers in state as they could trigger a substantial increase in power tariffs over the course of time. The power utility claimed that it sustained a loss of over Rs 500 crore in FY 2024-25 due to low daytime demand for power when these solar units produce electricity. Kerala ranks fourth nationally in terms of the installed capacity of rooftop solar units behind Gujarat, Maharashtra and Rajasthan. Despite lower overall demand, Kerala generates more solar power than Tamil Nadu, Andhra Pradesh and Karnataka. The state's installed solar capacity is twice that of Karnataka. Power demand in Kerala peaks between 6pm and 11pm. Solar prosumers—those who produce and use their own solar energy—consume only 36% of the power they generate. The rest goes into the grid. At night, they draw back 45% of the power they supplied to the grid. However, KSEB buys only 19% of the solar power produced daily. This system strains KSEB's finances because power costs more and is harder to get during peak hours. In FY 2024-25, the financial impact of this power banking arrangement exceeded Rs 500 crore. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like (1) Activate Antivirus License Now Click Here This in turn added a burden of 19 paise/unit to the electricity bills of Kerala's 1.3 crore consumers. If solar plants larger than 3 kilowatts are installed without battery storage, this additional cost will increase from the current 19 paise in coming years. KSEB estimates that by 2034-35, consumers could pay an additional 39 paise per unit. "This imposes an unnecessary financial burden on average consumers," the utility said. In a state like Kerala, where daytime usage is low, excess power produced and sent to the grid can cause high voltage on the grid, increasing the risk of damage to household appliances. In future, solar plants may need to be turned off at certain times to ensure the safety of the power distribution network. The situation highlights the challenge of balancing green energy growth with grid stability and affordable power for all consumers.
Time of India
29 minutes ago
- Time of India
Kavi Subhash closure hits Orange Line rider count
Kolkata: Since the closure of the Blue Line section at the Kavi Subhash station on July 28, the daily ridership of the Orange Line, which shares the terminal station at New Garia, has halved, sources said. The viability of the Orange Line's truncated 5.4km segment largely depended on its interface with the Blue Line at Kavi Subhash, which also has an interface with the Green Line (East-West Metro) at Esplanade. In the absence of the Blue Line, several passengers have stopped using the Orange Line. Before the shutdown, around 3,000 passengers travelled daily on the New Garia-Ruby corridor. The interface at Kavi Subhash enabled commuters to travel across Dakshineswar-New Garia (Blue Line) to Ruby (Orange Line) on a single token. They could also travel across East-West Metro or the Green Line's Howrah Maidan-Esplanade section via the Esplanade interchange, to Kavi Subhash (Blue Line) and onward to destinations on EM Bypass via the Orange Line. "After July 28, the Kavi Subhash interchange became non-functional. Barely 1,500 passengers are using the Orange Line daily now," a source said. Orange Line ticket sales at Kavi Subhash station have dropped from 1,000–1,100 to 500–600 daily, sources said. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like The Most Beautiful Women In The World Undo You Can Also Check: Kolkata AQI | Weather in Kolkata | Bank Holidays in Kolkata | Public Holidays in Kolkata "Metro Railway would earlier earn Rs 1 lakh from selling Blue Line tickets at Kavi Subhash station. For the Orange Line, the average daily ticket sales were between Rs 20,000 and Rs 22,000. Now, the average revenue from the Orange Line's ticket sales at Kavi Subhash has reduced to around Rs 10,000," a source said. The Orange Line (New Garia or Kavi Subhash)-Ruby (Hemanta Mukhopadhyay), will eventually span 30 km, along EM Bypass, Salt Lake Bypass, New Town, and VIP Road, terminating at the airport (Jai Hind Metro station). The 5.4km stretch was commissioned with 48 services in Mar 2024, running from 9 am to 4.40 pm. In Aug last year, services increased to 74. Operating duration extended to 12 hours, with the first and last trains departing at 8 am and 8 pm from both ends (Kavi Subhash and Ruby). Trains are available at 20-minute intervals as the superior signalling system or communication-based train control (CBTC) awaits the final safety approval. "Only five-day services are available. Still, around 3,000 people travelled on the Orange Line daily because they could avail of the Kavi Subhash and the Esplanade interchanges and zip across three corridors. The network has gone haywire now and the Orange Line is badly hit," an official said.
