Bikaner man held for faking his death to claim Rs 50L insurance
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Jaipur: A 29-year-old male nurse who faked his death to claim a Rs 50 lakh life insurance policy was arrested in Bikaner after police uncovered forged documents, including a fabricated cremation receipt.
Sub-Inspector Devendra Soni of Jai Narayan Vyas Colony police station told TOI that the accused, identified as Mangilal Jiyani, a resident of Sriganganagar district, worked as a day care provider. He was arrested Saturday following a probe triggered by the insurance company's suspicion over irregularities in his claim file.
According to Soni, Jiyani purchased a term life insurance policy worth Rs 50 lakh on Aug 9, 2023, paying a monthly premium of Rs 1,221.
After just two instalments, he was declared dead of a heart attack on Oct 14, 2023, and a claim was filed in his name. The company flagged the case after noticing the unusually short payment history.
Investigations revealed that Jiyani's associate opened a fake bank account to receive the payout and was listed as the policy nominee. To support the claim, the associate presented a forged death certificate and a fabricated cremation receipt.
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The latter was allegedly used to secure a false death certificate from the Bikaner Municipal Corporation.
Soni said Jiyani went underground after the claim was filed, but investigators continued to pursue the case. "The insurance company suspected that there were contradictions and a lot of inconsistencies in documents submitted to prove his death and suspected that he was still alive," he said. The insurance company denied his insurance claim and began looking into his documents.
Police said the fraud came to light after the insurance company's legal officer lodged a complaint on Aug 22, 2024. The inquiry established that Jiyani fabricated documents and staged his death, while his friend attempted to encash the policy.
Police are now investigating the involvement of others in the conspiracy and how the fake documents were procured.
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