Homeowner devastated to learn what top-tier insurance policy won't cover: 'What I hate more is losing'
A retired nurse in California lost everything in her forever home to the Palisades Fire in early January, and her insurance company is refusing to pay, Fox59 reported.
The Palisades Fire, which burned nearly 23,500 acres of land, began on January 7, according to Cal Fire, only a minute's drive from nurse Pamela Jane Nye's home.
According to Nye's LinkedIn post, within two days of the fire starting, her home had burned down to the ground, taking with it everything Nye had worked for and built over the last quarter of a century since she purchased her home in 1999, per Fox59.
Among these losses were her achievements as a lifelong nurse, along with business equipment that allowed her to run her nonprofit organization, Operation Scrubs, Inc., which provides tuition-free continuing nurse education and nursing advocacy.
Despite Nye paying over double the average annual cost of homeowner insurance for top-tier coverage, extending to her dwelling value, personal property, loss of use, and other benefits, her insurance claim was denied after being "deliberated on" for 10 weeks.
"I hate to fight. But what I hate more is losing," Nye said, per Fox59.
People are losing their homeowners insurance due to living in high-risk areas, which is becoming more common because of changing weather conditions.
Human actions, such as burning dirty energy sources for energy and deforestation, release harmful gases that contribute to rising global temperatures. As the planet warms, extreme weather events, such as natural wildfires or flooding, become more frequent, affecting larger swaths of land and more homeowners.
Those whose insurance companies aren't completely dropping their coverage are seeing a drastic hike in insurance costs, making daily living even less affordable.
Even with adequate insurance coverage and as a loyal customer for 25 years, Nye was denied her claim, which begs the question: What is insurance good for if it's not there when you need it most?
While cases where insurance companies are turning their backs on policyholders are, unfortunately, becoming more frequent, state governments are working towards implementing feasible solutions.
Do you think America is in a housing crisis?
Definitely
Not sure
No way
Only in some cities
Click your choice to see results and speak your mind.
California's insurance commissioner has mandated insurance companies offer homeowners coverage in high-risk zones, but allows insurers to factor in the new cost burden into updated rates. Recently, Colorado passed a bill that requires insurers to disclose their wildfire mitigation risk reevaluation criteria.
Join our free newsletter for good news and useful tips, and don't miss this cool list of easy ways to help yourself while helping the planet.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
2 hours ago
- Yahoo
OpenAI's marketing head takes leave to undergo breast cancer treatment
OpenAI's head of marketing, Kate Rouch, has announced she's stepping away from her role for three months while she undergoes treatment for invasive breast cancer. In a post on LinkedIn, Rouch says that Gary Briggs, Meta's former CMO, will serve as interim head of marketing during her leave. "Earlier this year — just weeks into my dream job — I was diagnosed with invasive breast cancer," wrote Rouch. "For the past five months, I've been undergoing chemo at UCSF while leading our marketing team. It's been the hardest season of life — for me, my husband, and our two young kids." Rouch says her prognosis is "excellent" and that she's expected to make a full recovery. "1 in 8 American women will get invasive breast cancer," she wrote in her post. "42,000 die every year. Rates are rising for young women. I'm sharing my story [...] to get their attention and encourage them to prioritize their health over the demands of families and jobs. A routine exam saved my life. It could save yours too." Rouch, who previously worked with Briggs at Meta, joined OpenAI in December. She formerly was Coinbase's CMO, and before that led brand and product marketing for platforms including Instagram, WhatsApp, Messenger and Facebook. This article originally appeared on TechCrunch at Sign in to access your portfolio
Miami Herald
2 hours ago
- Miami Herald
AI company's offputting ads declare ‘Stop Hiring Humans'
By Jake Meeus-Jones Commuters fear losing their jobs after an artificial intelligence company launched "gross" billboards around London, encouraging companies to "stop hiring humans." Artisan, an AI startup founded in 2023, recently acquired $25M in funding in its quest to build a company powered by AI-employees called Artisans. Their viral billboard campaigns have been seen across US cities and they have now popped up around the London Underground. The head-turning billboards have not gone down well with many who work in the industry, though some say they are "well-staged." Another of the billboards shows an AI employee front and centre with text that reads 'Artisans won't WFH in Ibiza next week', causing outrage. Jamie Vaughan, a managing director at marketing firm Signifly, said in a LinkedIn post that he believes these ads are "everything that's wrong with the current tech discourse around AI and work." He added in the post: "Here's a company literally advertising the elimination of human collaboration and creativity - the very things that make work meaningful and productive. "The idea that we should celebrate replacing 'artisans' (actual skilled humans) with AI "employees" is antithetical to everything I believe about business success. "Real innovation comes from humans working together, challenging each other, and building on each other's ideas. "It is also entirely possible for great work to be done from home or remotely. "We should be using AI to enhance human creativity and collaboration, not replace it entirely. "Hard pass on this dystopian vision of work." In response, many LinkedIn users disagreed with Jamie's post and claimed that their campaign had worked. One user said, "Yet, it triggered you. Well-staged ad by Artisan." A co-founder of a customer experience agency added: "This is the exact reaction they want!!! I'd argue the ad is doing exactly what it's intended to do…get the humanoids worked up on LinkedIn." A third said: "The only thing worse than being talked about is not being talked about - you're only helping them." A fourth reluctantly said, "Actually gross. But sadly, it did its job." But many felt the idea of 'any attention is still attention' has been pushed too far with this campaign. A senior product designer said: "I know some people agree with 'negative attention is still attention', but this is a personal and professional pet peeve of mine - is the hate worth it? "I would rather be talked about the good work we are doing rather than counting on rage bait…" Another added: "While provocative, rage baiting seems to have worked every time on a lot of posts here, but in all honesty, is it worth the risk?" The post AI company's offputting ads declare 'Stop Hiring Humans' appeared first on Talker. Copyright Talker News. All Rights Reserved.
Yahoo
2 hours ago
- Yahoo
OpenAI's marketing head takes leave to undergo breast cancer treatment
OpenAI's head of marketing, Kate Rouch, has announced she's stepping away from her role for three months while she undergoes treatment for invasive breast cancer. In a post on LinkedIn, Rouch says that Gary Briggs, Meta's former CMO, will serve as interim head of marketing during her leave. "Earlier this year — just weeks into my dream job — I was diagnosed with invasive breast cancer," wrote Rouch. "For the past five months, I've been undergoing chemo at UCSF while leading our marketing team. It's been the hardest season of life — for me, my husband, and our two young kids." Rouch says her prognosis is "excellent" and that she's expected to make a full recovery. "1 in 8 American women will get invasive breast cancer," she wrote in her post. "42,000 die every year. Rates are rising for young women. I'm sharing my story [...] to get their attention and encourage them to prioritize their health over the demands of families and jobs. A routine exam saved my life. It could save yours too." Rouch, who previously worked with Briggs at Meta, joined OpenAI in December. She formerly was Coinbase's CMO, and before that led brand and product marketing for platforms including Instagram, WhatsApp, Messenger and Facebook. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
