What invalidates home insurance? This habit puts you at risk
However, experts have claimed that one habit could be putting your home insurance at risk.
It's also a mistake that is more likely to happen during the summer months and shockingly one in 10 Brits say they do it.
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What invalidates house insurance?
Leaving a key under the doormat or plant pot while away on holiday is one of the most common ways homeowners invalidate their home insurance.
Heath Alexander-Bew, director at insurance provider Alan Boswell Group, explained: 'In many cases, in the event of a burglary or stolen possessions, there will need to be signs of 'forced entry' to make a valid, successful claim.
'By leaving a key to the property under a doormat or plant pot, homeowners make it easy for burglars to enter, potentially resulting in a declined insurance claim.'
Instead, it is recommended to leave a key with a trusted friend or family member.
Mr Alexander-Bew continued: 'Alternatively, invest in security measures such as a wall-mounted key safe which can only be accessed by someone who has the code.
'Always ensure your home is completely locked and secured before going on holiday, and do not leave any spare keys around.'
Further advice suggests to never reveal on social media that your home will be empty.
Why is house insurance important?
Home insurance protects your home in case something unexpected happens.
HSBC advises: 'Without cover, you risk having to pay for replacements or repairs if something happens to your home or belongings. This could be if they're damaged in a fire or a flood or if your things are stolen.
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'With household insurance in place, if anything happens to your property or possessions that are covered by your policy, you'll be protected financially.
'If you're renting, you don't need to worry about buildings insurance, as this is your landlord's responsibility.
'But you should consider contents insurance to help cover the costs of replacing possessions if something happens to them.'
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