logo
Thousands of hard-up households eligible for free cash worth £100 to cover cost of living

Thousands of hard-up households eligible for free cash worth £100 to cover cost of living

Scottish Sun25-05-2025

Scroll down to find out what help you can get if you don't qualify for the £100
CASH BOOST Thousands of hard-up households eligible for free cash worth £100 to cover cost of living
Click to share on X/Twitter (Opens in new window)
Click to share on Facebook (Opens in new window)
THOUSANDS of struggling households are eligible for free cash worth £100 to cover the cost of living.
The help comes via the Household Support Fund, a £742million pot of money that has been shared between English councils.
Sign up for Scottish Sun
newsletter
Sign up
1
Households in Hartlepool are eligible for free money via the Household Support Fund
Credit: Getty
Local authorities then have to decide how to distribute their share of the fund before March 31, 2026.
Hartlepool Borough Council has been given £1.75million to share between hard-up households.
The local authority is giving £40,000 to Hartlepool Food Bank to distribute food parcels across the borough and £90,000 to Citizens Advice to help residents struggling with their energy bills.
But, it is also distributing £100 food vouchers to all children eligible for free school meals aged between two and 19.
Meanwhile, £100 bank payments or food vouchers will be shared between pensioners on council tax support.
Details on how either of the £100 payments will be distributed are yet to be revealed.
However, if you meet the criteria, you will likely be contacted by Hartlepool Council about when to expect them or any next steps.
We have also contacted Hartlepool Council to find out when families with children on free school meals and eligible pensioners will receive the payments and will update this story when we have heard back.
Councillor Brenda Harrison, leader of Hartlepool Borough Council, said: 'We know that a lot of households across the borough are struggling financially, and we hope that these measures will help to bring them some much-needed relief and ease the pressure they are currently under.
'This demonstrates the Council's on-going commitment and determination to tackle financial hardship and to improve the lives of Hartlepool residents."
Three key benefits that YOU could be missing out on, and one even gives you a free TV Licence
Can I get help if I live outside Hartlepool?
Put simply, yes. However, it will depend on your circumstances and where you live.
The Household Support Fund was set up to help households cover essentials such as energy or water bills and food costs.
But, each council can set its own eligibility criteria meaning whether you qualify for help is a postcode lottery.
That said, funding is aimed at anyone who's vulnerable or struggling to pay for essentials.
So, if you are financially hard-up or on benefits, it is likely you will be able to get help.
It's worth bearing in mind, any help you receive via the Household Support Fund won't affect your benefit payments.
The type of help on offer varies from supermarket vouchers to direct cash payments into your bank account.
Some councils are allocating their share of the fund to community groups and charities who you have to get in touch with.
Household Support Fund explained
Sun Savers Editor Lana Clements explains what you need to know about the Household Support Fund.
If you're battling to afford energy and water bills, food or other essential items and services, the Household Support Fund can act as a vital lifeline.
The financial support is a little-known way for struggling families to get extra help with the cost of living.
Every council in England has been given a share of £742million cash by the government to distribute to local low income households.
Each local authority chooses how to pass on the support. Some offer vouchers whereas others give direct cash payments.
In many instances, the value of support is worth hundreds of pounds to individual families.
Just as the support varies between councils, so does the criteria for qualifying.
Many councils offer the help to households on selected benefits or they may base help on the level of household income.
The key is to get in touch with your local authority to see exactly what support is on offer.
The current round runs until the end of March 2026.
If you're on benefits, have limited savings, or are struggling to cover food and energy bills, it's worth seeing if you're eligible for help.
Contact your local council and see if you have to apply or whether support is being distributed automatically.
You can find what council area you fall under by using the government's council locator tool - www.gov.uk/find-local-council.
Other help if you're on a low income
It's not just the Household Support Fund you can lean on if you're struggling to cover the cost of essentials like energy bills or food.
You might be able to get free money covering the cost of food if you're on benefits through the Healthy Start scheme.
The scheme is open to pregnant women and families with young children on low incomes.
You get a prepaid card which you top up and can use to buy healthy foods for your kids at the supermarket.
You can get £8.50 per week for newborns up to one-year-olds - worth £442 a year. Find out more via healthystart.nhs.uk.
Meanwhile, several energy firms offer grants to households who are struggling to pay their energy bills worth up to £2,000.
This includes British Gas, Octopus Energy and EDF.
It's also worth checking if you're eligible for benefits if you haven't already - billions of pounds worth is going unclaimed, according to Policy in Practice.
You can use one of the below calculators to find out if you could be eligible for help:
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Ikea has launched a huge summer sale with bargains from 50p
Ikea has launched a huge summer sale with bargains from 50p

Scottish Sun

time13 minutes ago

  • Scottish Sun

Ikea has launched a huge summer sale with bargains from 50p

Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) IKEA has slashed prices in its huge summer sale - with some items scanning for as little as 50p. The retailer is offering hundreds of discounts on home essentials for a limited time only both online and in-store. Sign up for Scottish Sun newsletter Sign up 4 A scented sweet pea is scanning for 50p Credit: IKEA 4 IKEA's Artificial potted plant is also available for the same price Credit: IKEA Everything from soft furnishings to larger items such as wardrobes have been discounted, and free click-and-collect is also available. You can find your closest store by using the store locator on the website where you will also find the opening times. We spotted a Fejka artificial hanging potted plant that was reduced from £1 to 50p, a saving of 50% on the original price. Punters can make the same eye-popping saving for a sweet pea scented candle, a set of 15 cable ties and an eye-catching dish cloth. Customers can dig a little deeper into their pockets if they fancy a discounted mobile phone holder scanning for £1. A pack of two bamboo coasters are also selling for a quid, as is a smart black cable organiser bag. BRANCHING OUT It comes after IKEA opened its first hotel in Spain, on a very popular holiday island. Las Dunas de Santa Catalina Boutique House is a new two-star hotel owned by the interiors brand to open on Gran Canaria. Don't expect to see any of the iconic blue and yellow designs, however. I did a haul of the new Oxford Street Ikea whilst on my lunch break & I managed to kit out with bargains under £3 The modern hotel, which has adult-only rooms, is more muted in its interiors. A small outdoor swimming pool is lined with sunloungers and overlooked by the hotel restaurant. And outdoor garden terrace is right by the restaurant as well, which serves breakfast. The only nod to the logo colours are in the bedroom, with some having blue or yellow bedspreads. Rooms range from double and triple rooms to ones that have pool or garden views. SHUT UP SHOP However, it's not all good news for fans of the Swedish conglomerate. The famous Swedish homewares retailer has confirmed the Plan and Order point at the Stockport Merseyway Shopping Centre will cease in just a fortnight's time on June 16. The store in Greater Manchester is a smaller outlet than its usual out-of-town locations and is focused on kitchen, bedroom and living room planning. The aim was to provide somewhere for customers to go to get advice and expertise on home furnishing and somewhere where they could design their ideal fittings and get individual 3D interior plans from the interior designers. According to IKEA, the decision to close the store permanently was made due to 'a result of valuable learnings' where the company recognised their customers wanted a different retail experience, more along the lines of Click and Collect and return services. While the Stockport branch will close for good, other Plan and Order points, such as the ones in Dundee, York and Hull, will be adapted to meet those new demands and also include a small range of home furnishing accessories to buy. 4 Punters can nab a tealight holder for only 50p Credit: IKEA

The sneaky service charges adding thousands to YOUR bill and how to fight back
The sneaky service charges adding thousands to YOUR bill and how to fight back

Scottish Sun

time27 minutes ago

  • Scottish Sun

The sneaky service charges adding thousands to YOUR bill and how to fight back

One flat owner says he regrets his investment where he now pays £5,300 per year in charges FEE PAIN The sneaky service charges adding thousands to YOUR bill and how to fight back Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) MILLIONS of people living in leasehold properties are being hit with spiralling service charge fees - but there is a way to fight back. Almost five million homeowners pay service fees, which have risen 11% in the last year to an average of £2,300 per month, according to Hamptons. Sign up for Scottish Sun newsletter Sign up 3 Soaring service charge fees and delays to legislation has left leaseholders out of pocket Credit: Getty Some leaseholders have seen charges sky rocket, making it unaffordable and tricky to sell their home. While others have been hit by unfair charges. The government has planned to reform the system - but there are delays. This week JAMES FLANDERS explains how to challenge unfair charges. SOARING FEES Service charges are a fee paid by a leaseholder or resident set by a landlord. The amount varies each year depending on costs to the landlord. They can include charges for maintenance, repairs and insurance. The details are usually set out in your lease. The fee is usually set on what the landlord thinks they will spend. At the end of year the landlord should provide a statement. Detail of world's tallest apartment block revealed - including price of penthouses Some leases allow landlords to ask for contributions towards a "sinking fund" to build up reserves for future larger scale works. David Fell, lead analyst at Hamptons, said: "Both buyers and mortgage lenders have become increasingly cautious about committing to high service charge costs, particularly where they perceive charges to be disproportionate to the amenities they get in return. "As a result, would-be sellers paying high charges have often seen the value of their homes rise more slowly or even fall. "In some cases, sellers are offering potential buyers a cash contribution towards future service charge payments." 3 Service fees have rocketed over the past five years, particularly in the North of England UNFAIR CHARGES Some leaseholders have found that they are being charged unfair fees. Tribunal judges have made some landlords pay back up to £100,000. In one example, they ruled that a £135 fee to change two light bulbs was excessive. In February 2023, it was revealed that landlords and insurance brokers were secretly taking up to 60% of the £1.6billion leaseholders paid for building insurance as hidden commissions. New rules now stop insurance companies from choosing policies just to earn the highest commission, helping leaseholders get better value. But brokers and managing agents are still allowed to take commissions. The government has promised to ban excessive building insurance commissions through the Leasehold and Freehold Reform Act 2024. Instead, landlords will only be able to charge a straightforward and fair "permitted insurance fee" for the work they actually do, making costs clearer and protecting leaseholders from hidden charges. However, these proposed laws still need further legislation to come into effect, and the government hasn't yet provided a timetable for this. New rules planned by the government also plan to introduce commonhold agreements to replace leasehold ones. Commonhold allows flat owners to jointly own and manage their buildings, cutting out landlords and property management companies. But the proposed rules only apply to new homes. A spokesperson for the Ministry of Housing said they know "far too many leaseholders" are being hit with "unreasonable and extortionate charges". A draft of the bill is expected later this year but leaseholders may have to wait months before it becomes law. 3 Leaseholders can challenge costs if they feel they are unreasonable, or if the standard of work is poor Credit: Getty HOW TO CHALLENGE FEES Leaseholders have a legal right within six months of receiving a summary of costs to request extra information from their landlord. You can challenge a cost if you think it's unreasonable, the standard of work is poor or you don't think you should be paying it. For example, you might question a fee for lift maintenance if you live in a ground-floor flat and it's not included in your lease. Or you could challenge charges for communal services, like a gym that's always closed or a concierge service that doesn't have staff. You will need to apply to a tribunal which has the power to rule on whether the service charge is reasonable or payable. In England this is the first-tier tribunal (property chamber). In Wales it's the leasehold valuation tribunal. Applying to the tribunal usually costs a fixed fee of £110, though this may be waived if you're on certain benefits. If your case is transferred from court to the tribunal, you'll only pay the difference between the court fees and the tribunal fee - or nothing if you've already paid more than £110 in court fees. If a hearing is scheduled, you'll need to pay an additional £220 hearing fee. Speak to the Leasehold Advisory Service online at or call them on 020 7832 2500 to find out more and get free advice on service charge issues. You could also apply to the Housing Ombudsman if you have a complaint about how your service charge fees have been managed. It says cases have jumped by 25 per cent in the last four years. If you're finding it hard to pay your service charges, there's support available. If you're on Universal Credit and have been receiving it for at least nine months, you could get help with your service charges if you own a leasehold property. People over the state pension age can also get support through pension credit. £5.3k charge but I waited months for vital repairs LAWYER Liam Spender, 41, thought he'd bought his dream home when he purchased his £591,000 two-bed flat six years ago. But within months it had turned into a nightmare. "I regret buying it to this day," said Liam, who lives in the Isle of Dogs, east London. Initially he paid a £4,200 a year service charge but it has rocketed to £5,300 in just four years - a 26% increase. A huge chunk of his bill - over £1,200 a year - was for buildings insurance, according to Liam. Yet, despite paying so much, Liam had to wait months for repairs after part of his flat's floor collapsed. To make matters worse, he discovered £300 of the insurance fee was being taken as commission by his landlord and their broker. In 2021, Liam teamed up with 103 homeowners in his building block and applied to the property tribunal. A few days before the case their landlord conceded and awarded the homeowners £100,000 in backdated commission payments. It meant that Liam got £300 back, while his neighbours in larger properties received significantly more. "There are millions of people like me in the same boat and they are owed money they don't even know about", said Liam, who has since founded Leaseholder Action to help other people being hit with secret commission fees. RIGHT TO MANAGE If you don't get anywhere by approaching your management company, you could take over managing the charges yourself via Right to Manage. It is a legal process where leasehold residents in flats can take over managing the maintenance and services. To do this, enough long-leaseholders (those with leases originally over 21 years) need to get together and form an RTM company. It costs £50 to set up a company and takes 24 hours to register. You then need to serve notice to the freeholder of the development - the person who owns the land - letting them know you are taking over the right to manage. They then have one month to dispute this. The government is also planning to remove the requirement for leaseholders to cover the landlords expenses during the process, which will save homeowners around £3,000. It's also not allowed if there are four or fewer flats and a landlord lives in the building. It could help you cut out management fee costs and charges for unnecessary work - but you will be responsible for the company and annual reporting. Unless one of you is trained in these areas you may need to take on an accountant or managing agent. Applications to set up RTM companies rose by 20% last year, according to Direct Line.

Martin Lewis: How to cut council tax bills and get a rebate
Martin Lewis: How to cut council tax bills and get a rebate

Western Telegraph

time2 hours ago

  • Western Telegraph

Martin Lewis: How to cut council tax bills and get a rebate

On X, he said: "Moving or just moved house? One of the most important things you should do is check whether you're in the right council tax band. You only have six months to make a formal challenge, after that its much trickier. "(Renters can do this too, though courtesy would indicate you notify the landlord)." On his Money Saving Expert website, he posted: "Hundreds of thousands of homes across England and Scotland are thought to be in the wrong Council Tax band. This means it's important to check your property's in the right band – something our tried-and-tested system can help you do. Some homeowners and renters have unknowingly been overpaying Council Tax for many years, even decades, because their bands are too high, so payouts worth £1,000s are commonplace." Moving or just moved house? One of the most important things you should do is check whether you're in the right council tax band. You only have six months to make a formal challenge, after that its much trickier. Full help here... (Renters can do this… — Martin Lewis (@MartinSLewis) June 2, 2025 He then talks readers through the whole process of how to check and challenge their council tax bands, with the different English and Scottish rules. Millions of households have seen a jump in their annual council tax bills from April 1 with most local authorities in England increasing a typical band D bill by 5% – an increase of £109 to £2,280 from the 2024-25 figure of £2,171 – although some local councils have permission to impose hikes of up to 10%. Bills in Wales rose by around 4.5% to 9.5% and in Scotland the jump was least 8% – though this is the first increase in two years following a freeze in 2024-25. How to check your council tax band

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into the world of global news and events? Download our app today from your preferred app store and start exploring.
app-storeplay-store