Mortgage before marriage: over half of Londoners prioritise saving for a house deposit over a wedding
There seems to be a disconnect between what first-time buyers in London expect to pay as a deposit and what is actually required. The research found they thought £39,800 a sufficient amount; however, while some London boroughs are cheaper than others, the average FTB deposit in the capital is currently £138,800, a difference of £99,000. It's likely that, for many, the Bank of Mum and Dad is making up the shortfall; 37 per cent of FTB Londoners expect to receive financial help to buy a home, compared to 25 per cent nationally.
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Daily Mirror
14 hours ago
- Daily Mirror
Crystal Palace discover likely date for verdict on European football ban
Crystal Palace secured their spot in next season's Europa League after winning the FA Cup but their participation in the competition is in major doubt with UEFA set to make a decision Crystal Palace face a near MONTH LONG wait to discover their European fate. The Eagles secured their spot in the Europa League at the end of the season after beating Manchester City in the FA Cup final. They were set to go straight into the league stage of the competition but there are now doubts over whether the south Londoners can actually compete in the tournament. UEFA rules forbid individuals having control of more than club to be in the same competition at the same time to avoid conflicts of interest. Eagle Football - the group owned by John Textor - is a minority shareholder in Palace, while they are also a majority shareholder in French side Lyon. Both clubs have secured qualification for the Europa League. As it stands, Lyon get priority over the Premier League side due to their superior league finish last term. Palace chiefs have attempted to win UEFA over by flying to their headquarters in Switzerland for talks. But it appears that Palace will have to sweat for a while over their prospects of playing Europe next season. That's according to the BBC, who say a decision from UEFA is not expected until at least the end of the month. The news will be a huge blow to Palace's hopes of planning for next season. Boss Oliver Glasner has already admitted that a place in Europe could affect their transfer ambitions. Speaking earlier this year, he said: 'From a financial perspective, Crystal Palace will never be a top-four club in England. Not with all the other big clubs here and that's not necessary because not everybody can be a top-four club. It's just not possible. 'This club got promoted in 2013. Since then, it has always progressed. Not huge steps. You can be a one-hit wonder and then you're gone. We said: our planning shouldn't be, 'Now we play in Europe, so let's do crazy things', and then everything collapses. We follow a pathway. 'This pathway didn't start with Oliver Glasner. It started with the new owners in 2010. Very stable, mid-table, always between 10 and 15. And this is where we are again. 'Now, it's step by step. Winning this trophy, playing internationally, getting this experience, and maybe getting some players we couldn't by playing European football. This can help us take the next step.' Palace have already seen one of their Premier League rivals take action regarding their European hopes. Nottingham Forest also saw a potential spot in the Champions League in jeopardy due to Evangelos Marinakis' ownership of Greek giants Olympiacos. He diluted his control of the East Midlands club by placing his shares in a blind trust. But Textor is unlikely to follow that example because he and Eagle Football do not have decisive influence over the Croydon outfit. Join our new WhatsApp community and receive your daily dose of Mirror Football content. We also treat our community members to special offers, promotions, and adverts from us and our partners. If you don't like our community, you can check out any time you like. If you're curious, you can read our Privacy Notice.
Press and Journal
14 hours ago
- Press and Journal
What has brought Princess Anne and almost 200 Londoners together in Aberdeen?
Trinity Hall has hosted its very first official Royal visit since opening its doors to the public in the 1960s. Despite the downpour, several passers-by stopped to watch the Princess Royal arrive at the imposing building on the corner of Holburn Street and Great Western Road on Friday evening. She was the guest of honour at a dinner hosted by the Seven Incorporated Trades of Aberdeen to mark the beginning of a special weekend. As well as Princess Anne, 196 visitors from London were also welcomed to the modern landmark. The London Livery Companies – England's equivalent to the Trades – spend a weekend in a different city every year. And this year, they are discovering all Aberdeen has to offer. The Liveries are all linked to the Lord Mayor of London who happens to have very strong connections with the north-east. Alastair King hails from the Donside area and still splits his time between London and Strathdon. He first suggested the Liveries should travel north to his hometown for their annual trip two years ago. When he asked Deacon Convener Andy Leiper if he thought the Seven Incorporated Trades would be able to host, he responded: 'Of course we can'. 'The role of the Lord Mayor of London is to get investment for cities,' Andy told The Press and Journal. 'He travels the world as an ambassador for London. 'He wants investment into the city of Aberdeen from the capital.' After many months of planning, the London guests' jam-packed weekend started with a special dinner at Trinity Hall. The Lord Provost and the Lord Dean of Guild were among those greeting the 196 Londoners – as well as their Royal guest. Princess Anne, who has been involved with the Liveries for decades, quickly took cover from the rain but did spend some time outside talking to the welcoming party, and performers from Robert Gordon's College Pipe Band. 'This is the first official Royal visit since the building was built in 1966,' Andy, who was head of Aberdeen's bakers guild, said. 'It's quite an event for me as Deacon Convener and for the Lord Mayor – and the city as well.' Princess Anne's visit also celebrates the Seven Incorporated Trades' charity work. The Trades Widows' Fund has donated more than £1.5 million to local causes since 2017. One of their projects was building Aberdeen Riding Club at Nether Anguston Farm in Peterculter. Here, they have installed a riding simulator so disabled people can experience horse riding. Princess Anne, president of the Riding for the Disabled Association, recognised this work when visiting the club in 2023. The guests from London Livery Companies will continue learning more about the north-east over the weekend. An itinerary of events has been organised for the guests, including excursions to Crathes Castle, Fittie and South Harbour. A civic event will be held at Aberdeen Art Gallery on Saturday, with a ceilidh at Ardoe House to follow. The 196-strong group will attend a service at King's College on Sunday morning before some make their way to Balmoral. 'It's a jam-packed weekend,' Andy said. 'It has taken some organisation over the last year and a half. 'The idea is to give them a taste of Aberdeen so they want to come back.'
The Herald Scotland
a day ago
- The Herald Scotland
Brits are giving away up to £29 billion worth of work a year
For someone in full-time employment, who works an average of 233 days per year and based on the average full-time salary, this is effectively £1,012 worth of time annually they're forgoing. Nearly half (46 per cent) say this is because they have 'too much work to do', with other reasons identified as feeling pressured to go back to work (23 per cent) and not seeing the point because they don't have enough time to go anywhere (21 per cent). And more than a third (35 per cent) deemed their lunchbreaks 'too short' – with the average amount of time given to them during a workday only 39 minutes. To give working Brits back their afternoon breaks, bakery brand, St Pierre, set up a 'respect zone' in Potter's Field Park – paying homage to the sacred lunchbreak and urging Londoners to 'eat avec respect'. It has been designed to transport lunch-breakers to Paris, encouraging workers to 'do as les Français' – who are notorious for making the most of their slow-paced and leisurely lunches. A spokesperson from the brand said: 'Lunchbreaks shouldn't be a luxury – and especially not something we feel pressured to forego. 'Even though life is busy and work is important, we need to remember to take time out for ourselves to really get that break we need – and go back to work energised, refreshed, and satisfied by a delicious meal we were able to properly savour.' This is clearly needed, as 22 per cent believe we don't respect our midday meal enough in this country, especially compared to others in Europe – with Spain (33 per cent), Italy (28 per cent), and France (27 per cent) the most enviable. Respect was also missing from their employers' attitudes towards this sacred time according to 23 per cent, with four in 10 declaring employers should encourage all staff to take their full lunchbreaks. But even when those polled do manage to take time for a midday meal, over half (51 per cent) often do something work-related, such as checking emails or answering calls. This may be because 52 per cent admitted they tend to stay at their desks during lunch, even if not doing work – with a popular alternative being mindlessly scrolling through social media (42 per cent). And of those who do work through this period, over a fifth (22 per cent) admitted they would find it hard to break the unhealthy habit if they were given the chance. This revelation comes despite 37 per cent agreeing regularly not taking a lunchbreak can lead to burnout and can negatively affect work performance (28 per cent). As a result of these non-existent lunchbreaks, food choices also suffer – with 42 per cent rating them as 'average', or worse, according to data. The phenomenon also leads to lunchtime being a solitary affair in the UK, with 38 per cent revealing they typically spend this time alone, despite just under half (46 per cent) saying they would enjoy this time much more if they ate with others. St. Pierre's spokesperson added: 'It's a sad state of affairs that our main break during a long day of work isn't really being treated as one – and that we can't seem to switch off even when given permission. 'There's something to be learned from the French here – taking that moment to really unwind and enjoy a delicious meal, without thinking about other things. 'We're also missing a prime opportunity in our everyday lives to connect with other people over good food and conversation.'
