Kingsway Financial: Q2 Earnings Snapshot
On a per-share basis, the Chicago-based company said it had a loss of 13 cents.
The merchant bank posted revenue of $30.9 million in the period.
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Business Upturn
27 minutes ago
- Business Upturn
Decoding the Rowan Williams MiM Marketing Model
Rowan Williams, founder and Managing Director of MiM, has built a UK-based marketing agency with a structure that is surprisingly relevant for U.S. audiences. While MiM operates primarily out of the UK, its underlying business model contains transferable elements that could resonate with small businesses, startups, and even marketing students across the United States. From its service offerings to its scalability mechanisms, MiM's approach blends performance-driven strategies with human-centric client management. Here, we unpack how Rowan's business model works—and why it matters for U.S. consumers and entrepreneurs. How Rowan Williams's MiM Agency Builds Client Trust in the U.S. Context MiM places an unusual amount of emphasis on personalized onboarding sessions, where client goals are documented in granular detail. For U.S. businesses, this mirrors the high-touch consultancy style often preferred by mid-sized companies in sectors like hospitality, fitness, and retail. The agency translates abstract marketing goals into measurable KPIs, which is essential in the U.S. market where ROI accountability is non-negotiable. Transparent Performance Reporting for Accountability Instead of generic monthly summaries, MiM delivers campaign performance dashboards that clients can access 24/7. In the U.S., where marketing contracts are often contingent on visible results, this kind of transparency could significantly reduce client churn. Revenue Streams of the MiM Marketing Model for U.S. Small Businesses A large portion of MiM's revenue comes from ongoing retainer agreements rather than one-off projects. For U.S. small businesses, this model offers predictability—both for budgeting and strategic planning. Retainers also foster long-term partnerships, something U.S. agencies sometimes struggle to maintain due to a focus on quick wins. Project-Based High-Impact Campaigns For clients unwilling to commit to long-term retainers, MiM offers high-impact, short-term campaigns. U.S. seasonal businesses—like tourism outfits in Florida or ski resorts in Colorado—could benefit from this flexibility without sacrificing strategic depth. Digital Education and Templates Rowan's parallel presence on platforms like Udemy allows MiM to monetize knowledge in a scalable, passive-income format. These courses can be adapted for U.S. entrepreneurs seeking affordable, self-paced learning in digital marketing. How the MiM Agency Differentiates in Competitive U.S. Marketing Landscapes Blending Data Science With Creative Storytelling MiM's internal team structure pairs data analysts with creative copywriters from the outset of a campaign. This is particularly appealing in the U.S., where audiences respond to both emotional hooks and quantifiable results. Industry-Specific Campaign Blueprints Instead of reinventing the wheel, MiM creates reusable marketing templates tailored for industries like e-commerce, B2B services, and health/wellness. U.S. clients could plug these templates into their existing workflows with minimal localization. Scaling the MiM Business Model for U.S. Market Entry Leveraging Remote-First Operations Because MiM's model is not tied to a physical office, expansion into the U.S. wouldn't require heavy real estate investment. This lowers entry barriers and allows for agile market testing. Partnering With U.S.-Based Freelance Talent By integrating American designers, ad specialists, and content writers into campaigns, MiM could localize messaging without diluting its core methodologies. Consumer Impact of Rowan Williams's MiM Marketing Model in the U.S. Empowering Small Businesses With Enterprise-Grade Tools MiM uses advanced analytics platforms that are typically cost-prohibitive for smaller companies. Through packaged service tiers, U.S. small businesses could access these tools without the typical six-figure software investment. Reducing Marketing Burnout for Entrepreneurs By providing strategy, execution, and reporting under one roof, MiM reduces the need for U.S. entrepreneurs to juggle multiple vendors—freeing up time for core business operations. How Rowan Williams's Educational Background Shapes the MiM Model for U.S. Application Bridging Theory and Practice Through Digital Learning Rowan's experience creating online courses means his agency workflows are designed for teachability. U.S. marketing students could benefit from MiM's case studies as part of digital marketing curricula. Cultivating Cultural Adaptability His work in diverse global markets has informed a model that can adapt to regional U.S. sensibilities—whether tailoring a campaign for the tech-savvy Pacific Northwest or the tradition-driven South. 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For American entrepreneurs, students, and small business owners, this model offers both inspiration and a potential blueprint for sustained growth. This article is intended for informational and editorial purposes only. It does not constitute endorsement or promotion of any individual, company, or entity mentioned. Business Upturn makes no representations or warranties regarding the accuracy, completeness, or reliability of the information provided.
Yahoo
3 hours ago
- Yahoo
Bulls rumors: Josh Giddey's ‘expected' contract compromise after long standoff
The post Bulls rumors: Josh Giddey's 'expected' contract compromise after long standoff appeared first on ClutchPoints. Josh Giddey's contract talks with the Chicago Bulls is one of the longest ongoing standoffs of this offseason. Giddey, along with fellow restricted free agents Quentin Grimes and Jonathan Kuminga, wanted bigger deals this offseason. However, Bulls general manager Marc Eversley has not met the point guard's demands. However, a compromise could be on the horizon. While Giddey wanted a large deal, he and is agent could not find another team willing to give him a competitive offer. That, combined with the lack of cap space remaining around the league, stacked the odds against him. According to ClutchPoints NBA Insider Brett Siegel, Giddey and the Bulls appear to be on the verge of a new deal. 'Josh Giddey and the Chicago Bulls are expected to reach a resolution on a new contract, likely in the three-year range, by the end of August,' Siegel said. 'The Bulls could increase their offer, but they have stood firm on keeping a new deal in the $20 million AAV range. The latest speculation from agents not involved in negotiations suggests something in the $65 million to $70 million range.' Giddey's request is ambitious, as were the ones Kuminga and Grimes made. Their teams have the money to sign each player to long term deals. However, their unwillingness to do so has dragged out the process over months. In Giddey's case, though, the player can argue their importance to their team's future. The Bulls traded for the Australian point guard last summer, giving the Oklahoma City Thunder Alex Caruso in exchange. Giddey did better during the second half of the regular season once he got comfortable as the team's lead ball handler. However, questions arose about whether or not the Bulls could trust his late season production. One way or another, the standoff will end before the regular season begins. Neither side will walk away from the deal completely happy. However, it gives Giddey a couple of seasons to prove to Eversley that he is worthy of the large payday he wants. Related: Bulls use Dennis Rodman to welcome back iconic pinstripe jerseys Related: Dwyane Wade reveals how LeBron James shattered plan to join Bulls
Yahoo
3 hours ago
- Yahoo
The $70 million contract Josh Giddey should sign with Bulls to end stalemate
The post The $70 million contract Josh Giddey should sign with Bulls to end stalemate appeared first on ClutchPoints. Jonathan Kuminga isn't the only restricted free agent being held up in negotiations this offseason, as Josh Giddey and the Chicago Bulls have yet to find common ground on a new contract. The main difference between Giddey's situation and that of Kuminga with the Golden State Warriors is that all signs point to the 22-year-old guard remaining with the Bulls. Unless something drastically changes in negotiations between the two sides, Giddey will remain in Chicago for the foreseeable future. However, what his new contract will look like remains a mystery one week into August. To this point, teams around the league have not pursued Giddey as a restricted free agent. It is known that he and the Bulls hold mutual interest in a new deal, and there has not been any discussion of a potential sign-and-trade elsewhere. The Bulls traded Alex Caruso for Giddey with the mindset of the Australian guard being a long-term part of their future, and that has not changed. Even though Chicago had hoped for negotiations to go smoother than they have, the expectation for this organization has not changed. Almost all of the restricted free agents this offseason have completely oversold their value. While it is common for free agents to try to inflate their price, some of these starting prices have been out of control. Just like how Kuminga was originally seeking $30 million per season on a new deal, Giddey was also comparing himself to those receiving this type of money. Jalen Suggs, who signed a five-year, $150 million extension with the Orlando Magic, and Immanuel Quickley, who signed a five-year, $162.5 million extension with the Toronto Raptors in 2024, have been the two players Giddey's side has brought up as comparable in negotiations. From the Bulls' perspective, they have stuck to their $20 million annual average value range on a new contract since Giddey is still a growing player and has yet to reach the All-Star level everyone believes he can achieve. The problem with comparing Suggs and Quickley to Giddey is that they were beneficiaries of increased market value in the offseason they received these deals. That is not the case right now with the Bulls guard. Recently, rival agents not involved in negotiations suggested something in the $65 million to $70 million range on a three-year proposal to ClutchPoints. Could that be the deal Giddey and the Bulls wind up agreeing to? What contract should Josh Giddey receive? Giddey won't be getting a contract in the $30 million per year range. It is crystal clear the team doesn't want to offer that large of a contract, and Bulls insider K.C. Johnson also confirmed such. With this said, it's hard to imagine that he will accept a deal valued exactly at $20 million per season. The Bulls and Giddey can easily come to a compromise to resolve their free agency standoff, especially considering that the young guard wants to secure his future — both financially and in terms of his status in Chicago. In 70 games last season, he averaged 14.6 points, 8.1 rebounds, and 7.2 assists per game while shooting 37.8 percent from 3-point range. Next to Coby White, Giddey has proven that he can help revitalize a Bulls franchise that has underperformed expectations for far too long. Finally, this organization has a path forward with Giddey, White, Matas Buzelis, and other young talents. That is why securing Giddey's future and agreeing to a compromise before the end of August appears to be the likeliest path. This is what a hypothetical contract proposal between the two sides should look like: Three-year, $70 million contract [AAV of $23.3M per season] Player option in Year 3 (2027-28 season), allowing Giddey to maximize value with Chicago Another suggestion that seems to make sense when discussing a potential compromise is a flat four-year, $100 million deal that would see the young guard make an average of $25 million per season. After all, $25 million is the common ground between the $20 million AAV the Bulls are offering and the $30 million AAV Giddey's camp wants. How this deal benefits Josh Giddey As proposed, this three-year structure keeps Giddey on a team-friendly deal where he can develop further for the next two seasons before he can cash in on his progress. Although he wants to be paid like other young guards recently receiving big contract extensions, that will not happen for Giddey this offseason. That is why reaching a compromise with the Bulls is the only path forward. Unlike the Kuminga situation with Golden State, Giddey is not threatening the idea of accepting his qualifying offer because it would not do him any good. No ill feelings exist between the player and organization here, other than the fact that they need to find common ground on money. Unlike guys like Suggs and Quickley, who have established key roles with their organizations through the years, Giddey only has one year under his belt with the Bulls. Continued success and taking on the role of being this young group's leader will only increase his value in two years, when he could opt out and become a free agent again through this proposed deal. Of course, accepting a deal less than the $30 million AAV that Giddey wants allows Chicago to remain in a strong financial position. This is also advantageous to Giddey since it would allow the organization to make the necessary moves to succeed and win in the Eastern Conference. How this deal benefits Bulls It is definitely a possibility that the Bulls give in a little bit to Giddey's demands and settle on a contract in the $25 million per season range. That is why the idea of a four-year, $100 million proposal was also proposed. However, a three-year contract seems to make the most sense from the organization's perspective since the Bulls haven't tied themselves down to long-term money. Only Patrick Williams, Isaac Okoro, Jalen Smith, Tre Jones, and the team's recent first-round picks are under contract past the 2025-26 season. Chicago has plenty of financial flexibility, and keeping Giddey on a deal below $30 million in AAV ensures that the Bulls can be aggressive in their pursuit of talent on the open marketplace in the future. Not to mention, Coby White is entering the final year of his contract and will be an unrestricted free agent next summer. After seeing his name pop up in potential trade conversations over the last few months, it has become clear that the Bulls intend to keep White next to Giddey moving forward. Chicago can keep their young backcourt duo together with this three-year, $70 million contract for Giddey. Related: Bulls rumors: Josh Giddey's 'expected' contract compromise after long standoff Related: Bulls use Dennis Rodman to welcome back iconic pinstripe jerseys
