This former banker now delivers milk in an Audi across Faridabad
: Every morning, people in different parts of this NCR city wake up to an unusual sight. An Audi A3 cabriolet pulls up in front of different houses and out steps a man in a T-shirt and jeans.
Tired of too many ads? go ad free now
He is delivering milk.
The atypical milkman is
, a 34-year-old
former banker
who has traded his corporate card for dairy crates. Amit has transformed his Rs 50 lakh luxury car into perhaps India's most fancy
milk delivery
vehicle. Every morning, he covers 60-70km, serving around 120 litres of milk to households in Sector 21, Sainik Colony and NIT areas.
Amit's journey from banking to milk bottles began during the Covid pandemic when he stepped in to help his brother with the deliveries.
What started as a temporary arrangement soon became a calling.
"I initially used my 750CC Harley Davidson for deliveries. But the scorching summer sun made it challenging," he says. So, he switched to the Audi convertible. "The weather-adjustable roof makes all the difference. Now, I can stay on the streets for long, even when the roof is retracted," he adds.
Back at their farm in Mohatabad village, 32 cows and 6 buffaloes form the backbone of the Bhadana family's dairy business.
His father Ram Avtar, a retired Armyman, manages the farm. Amit's brothers — Lalit, who helps with dairy operations, and Raj Singh, who manages events — complete the family along with his wife and two daughters.
Despite the Rs 400 daily fuel costs, Amit isn't eyeing any cheaper alternative. "Every delivery run is like a joyride now. I'm living my passion for luxury vehicles, but honouring our family tradition at the same time," he says.
Tired of too many ads? go ad free now
According to Amit, the delivery vehicle has caught attention far and wide, with requests for milk pouring in from new areas of the city. Come winter, he plans to switch back to his Harley. But for now, he is happy being the talk of the town — the milkman who delivers in style.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Mint
30 minutes ago
- Mint
RBI cut interest rates: How will it impact personal loan interest rates?
On 6th June 2025, the RBI cut the repo rate by 50 basis points and the Cash Reserve Ratio (CRR) by 100 basis points. It was RBI's third repo rate cut in successive Monetary Policy Committee (MPC) meetings since February 2025. The interest rate cuts are expected to bring down interest rates on personal loans and other loans. In this article, we will understand what the repo rate is, the repo rate cuts by the RBI, and how it will impact personal loan interest rates. Before understanding the impact of RBI repo rate cuts on loan interest rates, let us first understand what is the repo rate. The repo rate or the Repurchase Rate is the rate at which banks borrow money from the Reserve Bank of India (RBI). The money is borrowed by offering Government Securities (G-secs) as collateral to the RBI. The borrowing bank later buys back the G-secs from the RBI at a higher rate, including the interest amount calculated as per the repo rate. On 6th June 2025, the RBI cut the repo rate by 50 basis points from 6% to 5.5%. It is the RBI's biggest repo rate in the last few years. Before that, the RBI cut the repo rate from 6.5% to 6.25% in February 2025, and further from 6.25% to 6.0% in April 2025. Apart from the repo rate cut, the RBI announced the CRR cut by 100 basis points. It will be done in four equal tranches of 25 basis points each on 6th September, 4th October, 1st November, and 29th November. A cut in the repo rate has a direct impact on the personal loan interest rates. When the repo rate is cut, it lowers the cost of borrowing for banks. When the cost of funds falls for banks, they can lend to customers at a lower rate. Thus, when the repo rate decreases, the interest rates on personal loans and other loans go down. The RBI's move to cut the repo rate by 100 basis points or 1% since February 2025 is good news for personal loan borrowers. The borrowers can expect a cut in interest rates on personal loans. If banks lower the interest rates on personal loans by 100 basis points, it will result in huge interest rate savings for borrowers. Let us understand the savings in interest amount with an example. Kareena wants to take a Rs. 10 lakh personal loan for a tenure of 5 years. At a 12% interest rate, Kareena will have to pay an Equated Monthly Instalment (EMI) of Rs. 22,244. She will pay a total of Rs. 13,34,667 to the bank through 60 EMIs. Thus, the total interest paid by Kareena on the 5-year personal loan will be Rs. 3,34,667. Now, suppose the bank reduces the personal loan interest rate to 11% after the 100-basis points repo rate cut by the RBI. For the same Rs. 10 lakh personal loan of 5 years, Kareena's EMI will fall to Rs. 21,742. She will pay a total of Rs. 13,04,545 to the bank through 60 EMIs. The total interest paid by Kareen on the 5-year personal loan will be Rs. 3,04,545. With the personal loan interest rate falling from 12% to 11%, Kareena's EMI will fall from Rs. 22,244 to Rs. 21,742. Thus, she will save Rs. 502 every month on her EMI. The total interest paid over the 5-year personal loan will fall from Rs. 3,34,667 to Rs. 3,04,545. Thus, she will have interest savings of Rs. 30,122 over the entire loan tenure. The table below shows the savings due to changes in personal loan interest rates due to a cut in the repo rate. Personal loan amount & tenure Rs. 10,00,000 for 5 years Rs. 10,00,000 for 5 years Interest rate 12% 11% EMI Rs. 22,244 Rs. 21,742 EMI saving Rs. 502 Total interest paid over 5 years Rs. 3,34,667 Rs. 3,04,545 Total interest savings Rs. 30,122 The above-expected interest rate cuts are not just limited to personal loans. The cuts in Repo Rate are expected to lead to a cut in interest rates on most loans like home loans, vehicle loans, business loans, etc. One of the important objectives of the RBI is to keep inflation at 4% with a tolerance band of 2 to 6% (+ or – 2%). For April 2025, the CPI inflation rate was at 3.16%, well below the RBI's target rate of 4%. The lower inflation rate gave the RBI the elbow room to cut interest rates. The RBI expects the CPI inflation to be 3.7% for FY 2025-26. It is within the RBI's target rate of 4%. However, during his 6th June Monetary Policy statement, the Governor mentioned that after the 100-basis points repo rate cut since February 2025, the RBI is left with limited space to support growth. Hence, the MPC has changed its stance from accommodative to neutral. Going ahead, the MPC will assess the incoming economic data for future course of action. Thus, going ahead, repo rate cuts, if any, will depend on the inflation rate and other economic data. As mentioned earlier, there is limited scope for any further repo rate cuts in the near future. It will all depend on how inflation behaves. Banks will pass on the repo rate cut benefit to their customers in the form of lower interest rates on personal loans and other loans. Hence, if you are looking for a personal loan, consider going for it. Gopal Gidwani is a freelance personal finance content writer with 15+ years of experience. He can be reached at LinkedIn.
Time of India
31 minutes ago
- Time of India
‘India becoming tech powerhouse'; PM Modi hails 11 years of innovation; says poor gained from technology
FILE PHOTO- PRIME MINISTER NARENDRA MODI Prime Minister Narendra Modi on Thursday highlighted his government's 11-year technological achievements, saying that leveraging technology has brought numerous benefits to citizens. "Powered by the youth of India, we are making remarkable progress in innovation and application of technology. It is also strengthening our efforts to become self-reliant and a global tech powerhouse," the prime minister said on X. — narendramodi (@narendramodi) PM Modi further said that technology has enhanced service delivery, transparency, and empowered the poor, while transforming India into a hub of digital innovation and tech-led governance. The prime minister in a post on Tuesday had shared an article written by Union minister Jyotiraditya M Scindia. In his article, Scindia focused on how villages have increasingly become part of India's digital revolution. India has achieved significant digital connectivity milestones with over 94 crore broadband connections and 120 crore telephone subscribers, increasing tele-density from 75 percent in 2014 to 85 percent in 2025, the government said. Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Τι είναι το ChatGPT για το οποίο μιλάνε όλοι; courses AI Undo The country has also become one of the world's cheapest mobile data providers, promoting digital inclusion through UPI payments. The government reported that Direct Benefit Transfer (DBT) has ensured transparency at scale, with over Rs 44 lakh crores credited to beneficiaries across 322 schemes regulated by 56 ministries, saving Rs 3.48 lakh crores by eliminating leakages.
Hans India
33 minutes ago
- Hans India
Bengal govt moves Supreme Court seeking revision of order concerning pending DA
Kolkata: The West Bengal government has approached the Supreme Court seeking revision of the earlier order related to the clearing of pending dearness allowance. State secretariat sources said in the petition at the Apex Court, the state government had also sought certain clarifications on certain points of the order that was delivered last month. However, the sources added, while moving the petition, the state government is carrying out the preparatory process for paying 25 per cent of the pending dearness allowance dues within the stipulated date. "However, the Supreme Court is on vacation now. Therefore, even though the petition has been filed, it may not be listed for hearing until the vacation period is over. So the state government has kept the preparatory process on for paying the 25 per cent of the pending dearness allowances dues within the Supreme Court stipulated deadline, to avoid any possibility of contempt of court," said a senior official of the state government who did not wish to be named. The immediate payment of 25 per cent of the pending dearness allowance dues will result in an immediate drain-out of over Rs 10,000 crore from the state exchequer, as per calculations of the state Finance Department. Currently, government employees in Bengal receive dearness allowances at a rate of just 18 per cent, as against 55 per cent received by their counterparts in the Centre and many other state governments. The state Finance Department employees also apprehend that this drain-out might also impact some monthly payments under different welfare schemes run by the state government. Last month, Chief Minister Mamata Banerjee indirectly blamed the Union government for the DA crisis. She claimed that since the Union government had frozen payments under various centrally-sponsored schemes to the state government, the latter had to continue those projects with its own money, as a result of which there was constant pressure on the state exchequer.
