logo
The urgent financial lesson ALL parents must teach their children

The urgent financial lesson ALL parents must teach their children

Daily Mail​a day ago
Let's face it, pensions – work pensions, self-invested pensions – are not sexy.
Whenever I mention them to friends over a drink, they look at their watch and say they have a train to catch.
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

When is the best time to go to the supermarket in the UK?
When is the best time to go to the supermarket in the UK?

South Wales Argus

time9 minutes ago

  • South Wales Argus

When is the best time to go to the supermarket in the UK?

It could be that you're gearing up for a BBQ, doing the weekly shop or already preparing for the back-to-school return. However, for those of us who prefer a less crowded supermarket trip, then the summer chaos can be off-putting. Richard Price, supermarket shopping expert at Britsuperstore, has analysed in-store patterns and shared the best (and worst) times to shop during the summer break. The retail expert has also looked at which days and times are best to shop and what to avoid, including the "danger zones" like bank holidays and sunny Friday afternoons. What is the best time for shopping? Mr Price says that Tuesdays to Thursdays, 7–9am, are the quietest windows, and contrary to popular belief, Sundays aren't always the worst. In fact, late Sunday afternoons can be 'surprisingly calm', especially during hot weekends when families head outdoors. He explained: 'During the school holidays, the usual rhythm of supermarket shopping changes significantly. "Without the structure of school drop-offs and work routines, footfall becomes more unpredictable and often increases in volume. 'Families are more likely to shop together, which can slow down the overall pace in-store, while better weather and spontaneous days out mean more last-minute purchases.' Below, Britsuperstore details the best time to go the supermarket for low crowds during the school holidays: Monday 7-9am Tuesday 7-9am or 7-9pm Wednesday 7-9am or 7-9pm Thursday 7-9am or 7-9pm Friday - avoid after 3pm, early morning if needed Saturday - avoid - busy most of the day Sunday - late afternoon (3-5pm), but limited stock UK Supermarket Rankings 2025 Worst time to go to the supermarket in the UK On the other end of the spectrum is the crowded periods, where families may be stocking up for a weekend getaway or garden party. High-risk times to avoid during the school holidays, according to retail experts: Midday to early afternoon (11 am–2 pm) This is prime time for families heading out to shop after a slow summer morning. Expect queues, buggies, and kids in tow, especially in supermarkets near parks, leisure centres, or popular day-out spots. Late afternoons (3–6 pm) With no school run, this time becomes a key window for after-nap or post-activity shopping. Parents often pop in for dinner bits, and teens on summer break head out for snacks and drinks. Friday evenings and weekends Still peak times for big shops and BBQ/pre-weekend stock-ups. In summer, warm weather adds to the rush as people prep for garden gatherings and last-minute staycations. Recommended Reading: Summer bank holidays (like late August) Expect reduced opening hours, packed aisles, and more people shopping ahead of family events or mini-breaks. The Saturday and Sunday before a bank holiday Monday are especially busy. Mr Price added: 'Planning your food shop around these shifting patterns, rather than sticking to your usual schedule, can help avoid queues, reduce stress, and even lead to fresher stock and better availability.'

High risk for EU consumers of finding illegal products on Temu, EC reports
High risk for EU consumers of finding illegal products on Temu, EC reports

The Independent

time9 minutes ago

  • The Independent

High risk for EU consumers of finding illegal products on Temu, EC reports

Temu is not doing enough to assess the risks of illegal products being sold online and could be in breach of a new digital services law, the European Commission said. The commission said on Monday that there was a 'high risk' of consumers in the EU encountering illegal products on the e-commerce giant's platform. Specifically, analysis of a mystery shopping exercise conducted by the commission found that consumers shopping on Temu were very likely to find non-compliant products, including baby toys and small electronics. The statement is part of an investigation into the e-commerce giant under the commission's Digital Services Act (DSA), a new piece of legislation governing online content in the European Union. It forces companies that run online platforms such as e-commerce websites to assess how likely consumers are to be exposed to dangerous or illegal products, and work to lessen the risk. The commission said according to its analysis, a risk assessment carried out by Temu, which is owned by PDD Holdings, in October 2024 was 'inaccurate' and 'relying on general industry information rather than on specific details about its own marketplace'. Henna Virkkunen, executive vice-president for 'tech sovereignty, security and democracy', said: 'We shop online because we trust that products sold in our Single Market are safe and comply with our rules. 'In our preliminary view, Temu is far from assessing risks for its users at the standards required by the Digital Services Act. 'Consumers' safety online is not negotiable in the EU – our laws, including the Digital Services Act, are the foundation for a better protection online and a safer and fairer digital Single Market for all Europeans.' The company could face a fine of up to 6% of its annual worldwide turnover if the commission ultimately decides its risk assessment does not meet the companies' obligations under the DSA. The commission said officials would also continue investigating the company over other suspected breaches of the DSA such as using addictive design features and a lack of transparency on its algorithms. The EU is trying to counter what it sees as a glut of cheap and potentially unsafe products from China flooding the single market. Officials also sent a formal warning to Shein in May, saying the company's sales tactics fell foul of EU consumer protection law.

Oil rises on US-EU trade deal, Trump's shorter deadline for Russia
Oil rises on US-EU trade deal, Trump's shorter deadline for Russia

Reuters

time10 minutes ago

  • Reuters

Oil rises on US-EU trade deal, Trump's shorter deadline for Russia

LONDON, July 28 (Reuters) - Oil prices rose on Monday after a trade deal between the U.S. and the European Union and U.S. President Donald Trump's announcement that he would shorten the deadline set for Russia to end its war in Ukraine or face severe tariffs. Brent crude futures were up $1.63, or 2.4%, at $70.07 a barrel by 1317 GMT while U.S. West Texas Intermediate crude rose $1.62, or 2.5%, at $66.78. Brent was trading close to its highest price in nearly 10 days after Trump said he was reducing the 50-day deadline he gave Russia over its war in Ukraine to 10-12 days. The deal between the U.S. and EU and a possible extension of the U.S.-China tariff pause also are supporting global financial markets and oil prices, said Tony Sycamore, a market analyst at IG. The framework trade pact with the EU that was announced on Sunday sets a 15% U.S. import tariff on most EU goods. Trump also said it called for $750 billion of EU purchases of U.S. energy in the coming years. Senior U.S. and Chinese officials are meeting in Stockholm on Monday to try to extend their tariff truce before an August 12 deadline. The U.S.-EU deal removed another layer of uncertainty and the focus seems to be shifting back towards fundamentals, said Tamas Varga, an analyst at PVM, adding that a strong dollar and falling Indian oil imports have weighed on crude prices. On the supply side, an OPEC+ panel is unlikely to alter existing plans to raise oil output when it meets on Monday, four OPEC+ delegates told Reuters on July 25. ING expects OPEC+, the group that includes the Organization of the Petroleum Exporting Countries and allies like Russia, to at least complete the full return of 2.2 million barrels per day of additional voluntary supply cuts by the end of September.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store