ROSHI Releases Report On Credit Card Debt across Southeast Asia
SINGAPORE - Media OutReach Newswire - 26 June 2025 - Singapore based fintech ROSHI has released a new report analysing credit card debt levels across Southeast Asia, providing insights into how consumers in the region are managing high-interest unsecured debt amidst ongoing economic pressures.The report reveals that Singapore has one of the highest average credit card balances in the region with cardholders carrying an average ofequivalent to. While this may appear significant, ROSHI's analysis suggests that strong repayment habits and access to advanced financial infrastructure mean that credit card usage in Singapore is largelyrather thanHowever, the situation varies dramatically across the region. In the, the average credit card balance stands at, while the average monthly income is justresulting in a. This finding highlights growing consumer vulnerability in emerging markets with limited access to affordable credit solutions."Our research shows that while Singaporeans are carrying high card balances, they tend to use credit more strategically for cashback and point rewards compared to some of their regional neighbours," said Mr. Amir Nada, ROSHI CEO. "But with interest rates on credit cards still hovering around, it's critical for consumers to remain proactive in how they manage unsecured debt."The report also explores regional macroeconomic trends including inflation, interest rate environments and digital financial adoption offering a broader context to credit card debt dynamics across ASEAN and beyond. ROSHI remains committed to providing transparent, data-led insights to support smarter financial decisions for individuals in Singapore and the wider Southeast Asian region.The full report is available at:Hashtag: #ROSHI
The issuer is solely responsible for the content of this announcement.
About ROSHI
ROSHI is a Singapore-based fintech transforming digital lending across Southeast Asia. Since launching its proprietary automated platform in March 2022, instantly provides personalised loan options to borrowers by leveraging AI algorithms and machine learning. Currently facilitating home and personal loans through partnerships with various lenders, ROSHI has assisted hundreds of consumers in obtaining loan approvals while providing valuable market insights.
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