
What Islam can contribute to the global AI ethics debate
As Pope Leo XIV works to bridge the growing chasm between technology developers and religious communities, he would do well to look eastward — toward Islam's rich intellectual tradition that sees no conflict between faith and scientific innovation. And in truth, we would do well to look at ourselves. While many Western tech hubs often treat religion with suspicion, the Arab-Islamic world possesses precisely the ethical architecture needed to guide artificial intelligence toward justice, accountability, and human dignity.
From its very first revelation, Islam made the pursuit of knowledge a sacred duty. The Qur'anic command 'Iqra'— 'Read!'— enshrined learning as worship. In the House of Wisdom in Baghdad and the observatories of Samarkand, Muslim scholars fused scientific progress with moral responsibility, guided by hikmah (wisdom), 'adl (justice), and raḥmah (compassion). These were not abstract ideals but actionable virtues; la darar wa la dirar — no harm, no reciprocating harm — demands technologies that prevent bias and protect the vulnerable; shura (consultation) ensures inclusive design; and taʿaruf (mutual knowing) bridges cultures instead of dividing them.
Where Silicon Valley wrestles with AI's ethical dilemmas, Islamic jurisprudence offers clarity through the maqasid Al-Shari'ah — the preservation of life, intellect, dignity, property, religion, and lineage. These objectives align seamlessly with global technical standards while grounding them in a deeper moral and spiritual foundation. And while these principles are rooted in Islam, they resonate with the moral teachings of all Abrahamic faiths and ancient traditions of our region — values of justice, mercy, human dignity, and stewardship that have shaped Arab civilization for centuries. It is these shared values, more than any single creed, that can inspire and guide the ethical governance of AI.
Just as the first Islamic Golden Age united faith and reason to advance the arts and sciences, today's AI-powered era can usher in a Platinum Islamic Age.
Mona Hamdy
This is not a call to nostalgia but to renewal. Just as the first Islamic Golden Age united faith and reason to advance the arts and sciences, today's AI-powered era can usher in a Platinum Islamic Age — a renaissance where data, algorithms, and machine intelligence are governed by fairness, transparency, accountability, privacy, human agency, beneficence, non-maleficence, inclusivity, sustainability, and wisdom.
The architecture of the current digital world has been built largely on Western norms. The coming age does not need to inherit these defaults. With our values, language, and ethos, we can help design a future where even in a world of quantum processors and models with trillions of parameters, the human soul remains safeguarded.
This vision is already taking shape. In Saudi Arabia, the Saudi Data and AI Authority's Islamic Governance Framework for AI — enshrined in the Riyadh Charter on Artificial Intelligence in the Islamic World — sets standards for relevance, flexibility, sustainability, fairness, inclusion, human dignity, and robust oversight. It is more than national policy: It is an exportable global framework. With the Riyadh Charter as its foundation and initiatives such as Humain as its engine, the Kingdom can lead the world toward a future where innovation and integrity advance together.
Our region can once again become the global epicenter of values-driven innovation — convening technologists, policymakers, scholars, and civil society to create enforceable standards, certify ethical systems, advise governments, and train the next generation of innovators in human-centered design. Our AI centers can be the guiding compass of AI ethics, ensuring that we do not lose sight of the truest technological north — reminding the world that the human being, and all wonders of God's creation, outshine any digital work of our own hands.
The Arab world must claim its place at the heart of AI ethics — and the world cannot afford for us to stay silent. Guided by our shared moral heritage, we can shape a future not ruled by cold machines or fractured societies, but enriched by technologies that uphold dignity, protect the vulnerable, unite communities, and sustain the planet. Let us lead an era where progress is measured not only in speed or scale, but in stewardship, creativity, and the flourishing of all — where Arab minds and hands, driven by wisdom and compassion, direct technology's purpose and set the course for a world where man and machine grow together in service to humanity.
• Dr. Mona Hamdy, PhD, is a teaching fellow of applied ethics at Harvard University and founder of Anomaly.

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Arab News
16 minutes ago
- Arab News
MENA startup funding rises 1,411% mom to $783m
RIYADH: Startup investment across the Middle East and North Africa accelerated sharply in July, with total funding reaching $783 million across 57 deals. The rise marks a 1,411 percent increase from June and more than double the amount raised in July 2024, positioning the third quarter of 2025 for robust regional growth, according to Wamda's monthly report. The increase was driven primarily by two megadeals, highlighting sustained investor appetite for later-stage, high-growth opportunities. Saudi Arabia led regional funding activity, securing $396.5 million across 16 deals, while the UAE followed with $359 million raised in 22 startups. The Kingdom's performance was boosted by three major rounds, including Q-commerce platform Ninja's $250 million raise led by Riyad Capital, propelling it to unicorn status, foodtech startup Calo's $39 million series B extension, and SaaS provider Lucidya's $30 million series B. The funding landscape saw notable shifts among emerging ecosystems. Iraq claimed third place with a single $15 million transaction for InstaBank, moving ahead of the traditional heavyweight Egypt. Morocco followed in fourth, propelled by Ora Technologies' $7.5 million round. Egypt, once consistently in the top three, dropped to fifth place, recording just $4 million in funding across seven startups. Analysts cite macroeconomic headwinds, including currency instability, as contributing factors to Egypt's diminished share. By sector, deeptech overtook fintech for the first time in several months, drawing $250.3 million from four deals. E-commerce matched deeptech in total funding, also raising $250 million, driven by Ninja's record-setting round. Software-as-a-service startups came third, attracting $89 million across 12 deals, while fintech dropped to fourth, with $61 million raised in 11 transactions. 'The shift reflects a growing appetite for IP-heavy, innovation-led ventures and scalable consumer platforms, even as fintech funding cools,' the report stated. Two megadeals — Ninja and XPANCEO — accounted for 56 percent of total funding in July, skewing the overall numbers toward large-scale capital deployments. Series A rounds were notably strong, raising $267 million across three startups. Later-stage deals accounted for $158 million, while 26 early-stage companies raised a combined $36 million. Debt financing represented only 2 percent of the total, reaffirming the continued dominance of equity-based funding in the region. Our vision is to make high-impact technology radically accessible for agents everywhere. Fouad Bekkar, founder and CEO of The investment landscape also saw renewed interest in consumer-focused business models. Business-to-consumer startups captured $534 million in funding, reversing a trend from earlier this year when enterprise solutions and B2B ventures attracted more capital. Business-to-business startups raised $202.4 million across 32 deals, with the remainder distributed among direct-to-consumer and hybrid models. However, the gender gap in venture funding persisted. Startups led exclusively by male founders raised $774.5 million across 43 deals. Mixed-gender founding teams secured $5.8 million, while female-led ventures attracted just $3 million from eight deals. Despite increased visibility of women in entrepreneurship, funding distributions remain uneven, suggesting that systemic barriers continue to limit capital access for women-led startups. With seven months remaining in the calendar year, MENA startup funding has already surpassed the full-year total for 2024. The momentum reflects the region's ongoing transition from nascent to mature innovation ecosystems, with capital flows expanding beyond traditional markets into emerging hubs. The sustained activity signals confidence from global and regional investors alike. 'With Saudi Arabia and the UAE drawing record-breaking rounds, and emerging markets like Iraq and Morocco making surprise appearances in the top rankings, investor interest is diversifying beyond traditional hubs,' the report added. raises $2m pre-seed round A proptech company focused on streamlining lead generation and conversion for real estate professionals, has raised $2 million in a pre-seed funding round. The investment was led by Salica Oryx Fund, managed by Salica Investments and based in Abu Dhabi Global Market, with participation from EQ2 Ventures and strategic angel investors. Founded as Coralytics and recently rebranded to the company uses artificial intelligence to simplify real estate sales workflows. 'Real estate agents globally are underserved by fragmented, outdated sales tools. Through our mission is to simplify growth with AI that just works,' said Fouad Bekkar, founder and CEO of 'This funding gives us the firepower to further accelerate product innovation and expand into key growth markets,' Bekkar added. The capital will support the company's product development roadmap, including engineering hires and advanced AI features. The Kingdom's performance was boosted by three major rounds, including Q-commerce platform Ninja's $250 million raise led by Riyad Capital, foodtech startup Calo's $39 million series B extension, and SaaS provider Lucidya's $30 million series B. will also consolidate its position in the UAE, establish new operations in Saudi Arabia, and launch pilot programs in France and the US. 'Salica Oryx Fund is delighted to be an early supporter and investor in It represents a significant advancement in real estate marketing technology, offering an AI-powered platform that fundamentally transforms how properties are marketed and presented online,' said Ivo Detelinov, general partner at Salica Oryx Fund. Patrick Thiriet, CEO of EQ2 Ventures, added, 'AI is about to leapfrog productivity across many industries where professionals still use ill-adapted legacy software products to run their business. The property market is one of those verticals, with real estate agents spending too much time on non-productive tasks.' international growth strategy is reinforced by a go-to-market partnership with SNPI, France's largest real estate union, representing over 14,800 agencies. In North America, the company has secured its first US-based multiple listing service partner, with pilots expected to launch shortly. Breadfast secures $10m to expand operations Egypt's quick-commerce grocery delivery platform Breadfast has raised $10 million as part of its Series B2 round. The investment was led by the European Bank for Reconstruction and Development, with participation from Novastar Ventures. Founded in 2017, Breadfast has evolved from a bakery delivery service into a full-scale on-demand grocery and household goods provider. The new funding places its valuation between $382 million and $400 million. The company will use the capital to expand fulfilment centres in Cairo, Giza, Alexandria, and Mansoura, with plans to enter additional Egyptian cities. It is also investing in Breadfast Pay, a fintech extension offering digital savings, withdrawals, and branded payment cards. The fintech unit supports the company's ambition to develop a broader super-app experience, integrating commerce and financial services to boost customer engagement and retention. Impact46 invests $6.66m in five MENA gaming studios Saudi Arabia-based venture capital firm Impact46 has invested more than SR25 million ($6.66m) in five gaming studios — Fahy, NJD Games, Game Cooks, Starvania, and Alpaka — as part of its SR150 million Gaming Fund launched in March 2024. The studios span mobile, PC, console, and hybrid-casual gaming, reflecting the growing creative and technical capabilities of the MENA region's gaming ecosystem. 'We see gaming as more than a sector; it's a language of youth, culture, and creation,' said Basmah Al-Sinaidi, managing partner at Impact46. 'Through these investments, we're backing builders who aren't just launching games but creating the infrastructure, stories, and platforms that define the next era of content in the region.' Fahy and NJD Games are focused on mobile titles developed in Saudi Arabia. Game Cooks, now headquartered in Riyadh, has produced over 22 titles across VR, PC, and mobile platforms and has won multiple international awards. Starvania specialises in fantasy PC and console games, while Alpaka develops hybrid-casual mobile games in the action genre. These investments follow earlier backing of Spoilz, which develops culturally inspired mobile games, and Spekter Games, a publisher building games for chat-based platforms with Web3 layers. Together, the portfolio illustrates Impact46's commitment to fostering a homegrown gaming ecosystem. The initiative aligns with Vision 2030 and Saudi Arabia's National Gaming and Esports Strategy, which aims to position the Kingdom as a global gaming leader. Key enablers include the Saudi Esports Federation, CODE, and the Esports World Cup Foundation. Perle raises $9m seed round UAE-based startup Perle, which is building a decentralized AI training data platform, has closed a $9 million seed funding round led by Framework Ventures. The funding will support the launch of Perle Labs, a crypto-native ecosystem aimed at enhancing how humans contribute to AI model training. Perle uses blockchain infrastructure to provide transparent payments, on-chain attribution, and verifiable work histories for contributors. 'As AI models grow more sophisticated, their success hinges on how well they handle the long tail of data inputs — those rare, ambiguous, or context-specific scenarios,' said Ahmed Rashad, CEO of Perle. 'By decentralizing this process, we can unlock global participation, reduce bias, and dramatically improve model performance.' The company's platform supports the full AI development lifecycle, including multimodal data collection, reinforcement learning from human feedback, and assistant fine-tuning. It combines human expertise with adaptive workflows to accelerate the accuracy and scale of training data. Perle is targeting developers and companies seeking more robust, transparent, and scalable AI data pipelines, with a long-term vision to decentralize the AI supply chain and empower global contributors.


Arab News
a day ago
- Arab News
How KSA is blending compliance and innovation to build a global startup hub
RIYADH: Saudi Arabia is advancing an ambitious strategy to position itself as a global hub for technology startups, striking a balance between regulatory reform and an unprecedented wave of innovation. As the Kingdom races to diversify its economy and reduce dependence on oil, entrepreneurs and legal experts say the country is reaching a pivotal moment in its efforts to create a business environment that is both competitive and predictable. Feras Mousilli, managing partner at Lloyd & Mousilli, described the pace of change as remarkable. 'The regulatory landscape in Saudi Arabia is evolving at an impressive pace and the government's proposed regulations show a clear intent to support its Vision 2030 goals: reduce barriers, increase clarity, and compete globally for tech innovation,' he told Arab News in an interview. Yet as new frameworks take hold, founders continue to grapple with the friction that arises when rapid innovation meets complex compliance requirements. In recent years, the Saudi Central Bank and the Capital Market Authority have emerged as key architects of this transformation. Through sandbox environments and tiered licensing, regulators have created mechanisms for startups to test their ideas with fewer constraints. Among the most consequential reforms is the introduction of open banking frameworks, which mandate financial institutions to share Application Programming Interfaces with third-party fintech firms, opening the door to greater competition and inclusion. APIs are a set of rules and protocols that allow different software systems to communicate and exchange data. For founders such as Hisham Al-Falih, the shift has been both sweeping and hard-won. 'I'd say that the things that have kind of maybe changed the most this year are the introduction of new regulations,' said Al-Falih, founder of Lean Technologies, in an interview with Arab News. 'In Saudi Arabia, the central bank has been continuing its mission and its plan of rolling out open banking,' he added. 'This is obviously a multiyear effort, and it's culminating now with the introduction of the PIS, the Payments Initiation Service, which is expected to go live soon,' Al-Falih said. He recalled that when Lean Technologies launched in 2019, few policymakers had a roadmap for modern fintech. 'None of these regulatory kind of bodies really adopted open banking and had plans for it,' he said. 'And so there've been years of discussions and conversations and back and forth with a variety of industry bodies to get to where we're getting to today.' He added that Lean has worked closely with regulators to help shape the emerging framework. Beyond fintech, the Kingdom has implemented comprehensive reforms to the legal framework governing all businesses. In February, the government passed a new Investment Law establishing a unified framework for foreign and domestic investors, with enhanced protections and simplified procedures. At the same time, a revised Companies Law introduced the Simple Joint Stock Co., designed to make it easier to incorporate and operate a startup. Companies were required to update their Articles of Association by Jan. 18, marking a nationwide effort to align corporate governance with international norms. These changes coincide with record-breaking momentum in the broader startup ecosystem. In 2025, Saudi Arabia was recognized as the fastest-growing startup environment in the world, according to the Global Startup Ecosystem Index, which reported Riyadh had climbed 60 places to rank 23rd globally. Venture funding has accelerated sharply, achieving a 49 percent compound annual growth rate from 2020 through 2024, with artificial intelligence startups emerging as a priority. Riyadh's growth was catalyzed by a policy-driven approach that prioritized both scale and specialization. According to the 2025 Global Startup Ecosystem Report by Startup Genome, more than 200 fintech companies now operate in the Kingdom, supported by the Saudi Central Bank's regulatory sandbox and Fintech Saudi's market-building efforts. The report highlighted startups such as Lean Technologies, Rasan, and Tamara as examples of companies attracting substantial regional and international capital, with major financial institutions serving as early adopters and anchor clients. In addition to fintech, the report praised the Kingdom's progress in cybersecurity, noting that Riyadh-based firms like Mozn and sirar by stc are developing artificial intelligence-powered solutions for identity verification, fraud detection, and compliance. Saudi Arabia has emerged as the leading hub for venture capital activity in the Middle East and North Africa, raising $860 million in the first half of the year — a 116 percent year-on-year increase — supported by sovereign initiatives and rising foreign investor interest. According to regional venture platform MAGNiTT, the Kingdom recorded 114 VC deals during the period, representing a 31 percent increase from the same time in 2024, and continuing its momentum from the previous year, when it secured the largest volume of funding in the region for the second consecutive year. This surge in venture activity is further underpinned by structural reforms and policy incentives. As of mid-2025, Saudi Arabia's Ministry of Investment had issued 550 Startup Investment Registrations, known as Riyadi licenses, reflecting a 118 percent annual growth. While Saudi Arabia's ambition to become a digital-first economy is undisputed, Mousilli cautioned that rapid change can overwhelm young companies. 'The challenge comes when compliance is so burdensome or complex that it diverts resources away from core growth,' he said. 'For example, in fintech, a startup may spend months navigating licensing or anti-money laundering requirements — before they've even validated their product-market fit.' As a result, he noted, some founders default to 'we'll deal with it later,' exposing themselves to legal risk. The Kingdom has signaled that it wants to avoid this trap. Regulators are increasingly adopting risk-based supervision models that calibrate oversight according to the size and systemic impact of each company. 'The most effective regulators understand that a small startup doesn't need the same oversight as a multinational bank,' Mousilli said. 'Saudi Arabia is beginning to adopt this risk-based approach, which is a positive sign.' To complement the regulatory overhaul, the government has introduced new compliance mandates around ultimate beneficial ownership disclosures, enhanced anti-money laundering protocols, and environmental, social, and governance reporting, reinforcing transparency and investor confidence. The Digital Government Authority reported that digital transformation readiness exceeded 74 percent in 2025, underscoring a push to digitize public services and reduce administrative delays. For founders, this shift is not merely regulatory — it is cultural. Al-Falih said that collaborative policymaking has become a defining characteristic of the Saudi tech sector. 'We've been working closely with the Central Bank and the associated parties in the ecosystem to provide our feedback, our notes on how their framework is being written, and to obviously engage with them in a productive way,' he said. In the view of many entrepreneurs, these conditions are creating fertile ground for growth. 'I would argue that the region has some of the best regulations and infrastructure set up,' Al-Falih said. 'And so we will be one of the more successful parts of the world to introduce these technologies.' Still, legal experts caution that unresolved issues — such as the enforcement of intellectual property rights, clarity in employment law, and the efficiency of dispute resolution — remain on investors' radar. Mousilli observed that, despite the progress, Saudi Arabia will need to maintain its momentum to consolidate its gains. 'The frameworks are improving, but clarity and consistency, especially in implementation, remain key areas to watch and develop,' he said. Yet for those building the next generation of technology companies, the convergence of regulatory ambition and economic transformation is unmistakable. As Al-Falih put it: 'This is one of the best times to be alive and one of the best times to be a member of the tech community in the GCC.'


Arab News
2 days ago
- Arab News
PM calls for fast-tracking Islamabad IT park as Pakistan eyes $30 billion exports
ISLAMABAD: Prime Minister Shehbaz Sharif on Thursday asked authorities to fast-track the completion of an information technology (IT) park in the federal capital of Islamabad, Sharif's office said on Thursday, amid Pakistan's efforts to boost its IT exports to $30 billion. The Pakistani Ministry of IT and Telecommunications, in collaboration with the Pakistan Software Export Board (PSEB), had earlier announced the inauguration of the IT park on this Independence Day, Aug. 14. The 720,000-square feet facility will comprise offices, incubation center, business support center, research and development (R&D) laboratories, a Tier III data center that offers a high level of availability and redundancy and an auditorium. The prime minister expressed his displeasure over the slow pace of construction on the project and gave directions to authorities for speedy completion of the facility, according to his office. 'The provision of world-class facilities must be ensured in the project,' he was quoted as saying.' All those responsible should intensify their efforts to complete this project.' The IT Park aims to create jobs for youth, boost economic growth, enhance global IT competitiveness, and bridge the digital divide, according to officials. IT is a priority sector for Pakistan, which has been seeking new markets, particularly in the Gulf region, for tech firms and startups, and looking to attract greater foreign investment. The sector generated $3.8 billion in export revenue during the last fiscal year, marking a 19 percent year-on-year increase, according to the IT ministry. Earlier this month, Sharif directed authorities to draw up a roadmap to gradually raise Pakistan's IT exports to $30 billion, urging concrete annual targets and reforms to accelerate digital growth. 'A complete digital ecosystem and infrastructure is being introduced to take Pakistan's IT exports to $30 billion,' the prime minister said at a meeting in Islamabad on Aug. 8. 'We are taking priority measures to align the economy with modern requirements through digitization.'