Vivo X Fold 5 now on sale in India and here's why it costs more than iPhone 16 Pro Max
The X Fold 5 features an 8.03-inch 2K+ internal display and a 6.53-inch FHD+ external cover screen. Both panels support 120Hz LTPO refresh rate and up to 4,500 nits peak brightness
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At its core is the Snapdragon 8 Gen 3 chipset, paired with 16GB LPDDR5X RAM and 512GB UFS 4.0 storage, delivering flagship-grade speed and multitasking.
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One of its standout features is a 6,000mAh battery equipped with the 4th-gen silicon negative electrode offering 866Wh/L energy density and 2nd-gen semi-solid-state tech, allowing it to operate in extreme conditions as low as -30°C.
The phone also supports 80W fast wired charging, 40W wireless charging, and reverse wireless charging.
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Photography is handled by a triple 50MP Zeiss-powered rear camera setup which includes:
50MP Sony IMX921 main sensor (f/1.57, OIS)
50MP telephoto lens with 3x zoom
and a 50MP ultra-wide lens
Each display also includes a 20MP front camera for selfies and video calls.
The foldable boasts IPX8, IPX9, and IPX9+ water resistance as well as IP5X dust resistance. Its carbon fiber hinge is said to be rated for 600,000 folds.
Offers and Benefits
Vivo is extending a range of attractive offers across all platforms that includes:
No Cost EMI starting at Rs 6,250/month for 24 months with Zero Down Payment
Up to 10% instant cashback on select bank cards including SBI, HDFC, IDFC First, DBS, HSBC, and Yes Bank
Up to 10% V-Upgrade Exchange Bonus
1-year free extended warranty
70% off on V-Shield protection with assured cashback
Special bundle pricing of Rs 1,499 for vivo TWS 3e earbuds
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Indian Express
6 minutes ago
- Indian Express
Six years since the abrogation of Article 370 in J&K, belied promises
Article 370 was seen as a development dampener. Its abrogation was expected to bring about economic transformation in Jammu and Kashmir. The promised bargain underlying the constitutional, governance and administrative downgrade was an era of unprecedented economic growth and prosperity. The development dividend that Kashmiris had been deprived of for the last seven decades and more would be shared with them, as in the rest of the country. Today, J&K completes six years as a Union Territory. This anniversary, like a forced pause, allows us to take stock of how J&K's economy has fared as a centrally administered unit. Have the promise of opening the floodgates of corporate investments and the promises of prosperity been delivered? Far from it. The macroeconomic performance of J&K post-2019 is disappointing. J&K's $30 billion economy has grown at a much slower pace post the abrogation. The growth in Gross State Domestic Product has declined both in nominal and in real terms. The fall is much sharper in real terms, placing J&K far below the national rate of growth. As a result, the contribution of J&K to the national GDP has declined to 0.77 per cent. The tertiary sector, which accounts for 60 per cent of the local economy, has borne the brunt of the slowdown with its rate of growth getting halved to 5.8 per cent in 2023-24 from 11 per cent in 2022-23. Income growth from hotels and restaurants declined from 38 per cent to 13 per cent. The growth in real per capita income has also been halved — from 6 per cent to less than 3 per cent. In 2011-12, J&K's per capita income was 84 per cent of the national average, but now it has declined to 76 per cent. The gap between the two is the highest ever in 2024. Besides the slowdown in income growth, unemployment has been volatile post-2019 with temporary spikes much higher than earlier peaks. The unemployment rate spiked to 23 per cent in March 2023 and remained at 17 per cent in 2024. In the 15-29 age bracket, the unemployment rate of more than 30 per cent is almost double the national average. J&K is now among the states with the highest unemployment rate. It is high despite an increase in the labour force participation rate as well as the worker population ratio — this reflects economic instability. The number of workers in industry reached a decadal low in 2022-23. Even the number of factories has been stagnant at the 2016-17 level. Underlying the slower growth and higher volatility, be it output or employment, is a drop in fixed capital. J&K's fixed capital, which peaked in 2016-17, had halved by 2022-23. This drop is quite unprecedented and has not been distorted by the separation of Ladakh. The UT's government recently stated that J&K has attracted investment proposals worth Rs 84,544 crore across 42 industrial sectors. In 2023, actual investments on the ground reached Rs 2,518 crore, with 266 industrial units registered in Jammu and 148 in Kashmir. Yet, the official statistics collated by the central statistical bodies, such as the Annual Survey of Industries, show a decline in the invested capital in J&K. Capital investments started gaining momentum in 2015-16 and peaked the next year. By 2022-23, this had declined in absolute terms. In 2022-23, less capital was invested in J&K compared to what it was five years earlier. It should be obvious that the capital intensity of the economy has declined. The decline in fixed and invested capital has been accompanied by a sharp rise in borrowings — a sure recipe for a fiscal crisis. Despite better revenue mobilisation, J&K's fiscal health has deteriorated significantly with higher debt and deficits compared to pre-2019. Internal debt has almost doubled in just five years. The total liabilities of the government have also surged, making them more than half of the GSDP. The total outstanding liabilities of the government are now almost 60 per cent of the GSDP. The all-India average of states is less than half of this figure. The fiscal deficit continues to hover around 6 per cent, way above the stipulated FRBM limits. All this is despite the government earning more and spending more. The state's own revenues have increased threefold in eight years. The tax-to-GDP ratio has increased sharply from 6.3 to 8.4 per cent, a consequence of implementing GST in July 2017. Yet, they are also borrowing much more. Without investment growth, the sharp improvement in the credit-deposit ratio can be problematic. A higher credit growth is likely to be financing consumption, which can lead to a debt trap. The impact of credit growth has also been dampened by the negligible share of J&K in national credit, which is not even 1 per cent. The share in deposits, which has been growing at a slow rate, is around 1 per cent, indicating a net resource outflow. This continued low level of credit is validated by the credit-to-GSDP, which is as low as 38 per cent in 2024, compared to, say, Maharashtra, where it is 99 per cent. The low level of credit adds to the shortage of capital in an already capital-scarce economy and will have a crippling effect on the growth potential of the economy. Inflation has normally been aligned with or slightly above the national averages. This is expected of an import-dependent sub-national economy like J&K. There was a sharp spike in 2019, after which the inflation threshold has remained the same, even as the average rate of inflation has been marginally higher than earlier. J&K is a high-wage economy. Inflation has resulted in the average daily wages of agricultural or construction labour in the UT being the second-highest in the country, after Kerala. In the last six years, the historical structural features of J&K — a high-cost, import-dependent economy with parts of it being export-oriented — have only accentuated. An expansionary public expenditure policy continues as in the past, with the added feature of an overleveraged budget. Hardly the signs of an economy set for a take-off a la Rostow. It is unlikely to engender long-term sustainable economic growth, let alone transformation. The writer is former finance minister of Jammu and Kashmir
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Rs 9 lakh crore GST evasion detected between FY21-25
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