American Express rival launches stunning $1,500 welcome offer as perks war heats up: 'Switching'
Capital One is entering the credit card perks war with its all-new $1,500 welcome offer to new applicants.
The company is applying this limited-time deal to any first-time applicants for Capital One Spark Cash cards.
Qualified cardholders will be required to spend $15,000 in the first three months to earn the cash back offer.
Designed as business credit cards, Spark Cash cards offer a way for businesses to earn rewards on everyday spending.
Capital One suggested that anyone looking to purchase this card will have the best chance of doing so if they have excellent credit.
However, anyone can see if they're pre-approved or apply for a Spark Cash card online.
The deal comes after the company announced owners of Venture X and Venture X Business cards will soon lose the privilege of extending access to Capital One airport lounges.
Other Spark cards available to apply for without the cashback offer are Spark Cash Plus, Spark Cash Select, Spark Miles, Spark Miles Select, and Spark Classic.
The cashback offer applies to Spark Cards, where customers can earn unlimited 2% cash back on every business purchase, with no limits or category restrictions.
Companies with high expenditures or non-bonus spending categories are ideally the best ones to benefit from this card.
The card does not have an annual fee for the first year, but it will change to $95 yearly after that.
There's no limit on earnings, and rewards earned through usage never expires.
Cardholders can also get 5% cash back on hotels and rental cars and pair it with a Capital One Miles-earning card.
With this pairing, they will have the option to move Spark Cash rewards into their miles balance and help unlock Capital One's transfer partners.
The businesses that may find this card helpful are those that spend at least $5,000 a month and are looking for a car ' without complicated hoops to jump through.'
Others with more modest spending that can't spend $15,000 in three months are advised to look into other cards.
Capital One has been in the headlines quite a bit this year for its decisions affecting all its cardholders.
The company purchased credit card issuer Discover Financial Services for $35.3 billion earlier this year.
Reasons behind the historic purchase include boosting customer numbers and gaining control of Discover's payment process network.
Because this network is not as common in the US, experts warned consumers of the possibility of limited payment options.
Customers were also angry at United Airlines after the airline raised the cost of its credit cards.
The 57% price hike on the Chase-backed credit card was enough to make cardholders want to close their accounts.
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