Full list of 10 cheapest cars to insure in 2025
Many new drivers - or even those still learning - forget to consider car insurance when they're thinking about getting a new car. However, car insurance can be costly, with a number of different factors being taken into account.
Insurance premiums can vary widely, as factors such as age, driving history, and safety features, are taken into consideration when it comes to insuring different makes and models. According to MoneySuperMarket, in the UK, cars are categorised into one of 50 insurance groups.
Group 1 is the lowest risk and cheapest to insure and Group 50 - the fastest and flashiest cars - the highest risk and most expensive to cover. However, factors like age play a big role in how much you pay for car insurance.
This means that the cheapest cars to insure for new drivers differs from what is generally cheaper for everyone. Among the many factors taken into account when calculating premiums are the model of car, the driver's details and claims history.
Also considered are the car make and model, car modifications, and annual mileage. The driver's occupation and age are also factored into the decision.
MoneySuperMarket has created a list of the cheapest cars to insure, in order to give drivers an idea of the types of cars that are generally less expensive.
Cheapest cars to insure for 2025
Mini Cooper (184) - average annual premium £279
Porsche Boxster S - average annual premium £282
Mini Cooper (122) - average annual premium £294
Porsche Boxster - average annual premium £295
Ford KA - average annual premium £299
Jaguar X-Type SE DCI - average annual premium £309
Audi TT Quattro (225) Coupe - average annual premium £310
Mercedes-Benz SLK 200K (163) Convertible - average annual premium £312
Mazda MX-5 Cabriolet - average annual premium £314
Ford Fiesta - average annual premium £318
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