State ponders role in getting people to drive less
BOSTON (SHNS) – The idea of aligning the state's transportation plans with its targets for reducing greenhouse gas emissions, including by making a specific plan to decrease the amount Bay Staters drive, was met Wednesday with skepticism from a key senator who worried it might actually complicate matters and be especially burdensome for rural parts of Massachusetts.
'Its purpose is to ensure that our multi-million dollar transportation plans, broadly speaking, get us where we need to go on climate change and reducing vehicle miles. Colorado and Minnesota have adopted similar requirements, which have successfully reoriented their transportation plans toward a responsible balance of investment in highway, public transit and active transportation projects,' Senate Majority Leader Cynthia Creem said of her legislation. 'We could do the same thing here together.'
The Telecommunications, Utilities and Energy Committee on Wednesday heard the bill (S 2246) Creem filed to require the Department of Transportation to set goals for reducing the number of statewide driving miles, which would then be part of the Executive Office of Energy and Environmental Affairs' consideration of sector-specific emission limits. The legislation would also stand up an interagency coordinating council to come up with 'a whole-of-government plan to reduce vehicle miles traveled and increase access to transportation options other than personal vehicles,' according to Creem's summary.
Transportation is the sector that accounts for the greatest share of Massachusetts' greenhouse gas emissions, and Creem said the state's strategy for reducing those emissions 'has largely, although not exclusively, focused on electric vehicles.' Supporters said the environmental benefits of improved fuel economy and electric vehicle adoptions have largely been offset by a mostly steady rise in vehicle miles traveled; even though cars pollute less per mile, Americans are driving more miles than in previous decades.
Creem said electric vehicles 'are certainly a major piece of the puzzle,' but cautioned against over-reliance on any single decarbonization strategy for the transportation sector.
'With the Trump administration rolling back vehicle emission standards and withholding funds from EV charging programs, and with congressional Republicans looking to repeal EV tax credits and derail state-level EV rules, now is the time to pursue new strategies, additional strategies, for reducing transportation emissions,' the Senate majority leader said.
Two weeks ago, TUE Committee House Chair Rep. Mark Cusack said policymakers are reevaluating all of Massachusetts' climate and emissions mandates, plans and goals in light of changes in federal energy policy.
Massachusetts state government has committed to reducing carbon emissions by at least 50% compared to 1990 baselines by 2030, by at least 75% by 2040 and by at least 85% by 2050, with tag-along policies to get the state to net-zero emissions by the middle of the century. The state also has numerous other mandates on the books, including around things like electric vehicles, and its long-range climate and energy plans acknowledge the need to reduce commuter vehicle miles driven.
Sen. Michael Barrett, the Senate co-chair of the TUE Committee, raised with supporters of Creem's bill the question of 'whether we're layering too many slightly disparate initiatives, one on top of another, in a way that is, in fact, going to complicate rather than clarify steps that need to be taken.'
Barrett pointed to transportation sector emission sublimits that are supposed to ratchet down over the coming decade and requirements for the MBTA to transition its bus fleet to be zero-emitting as examples that 'we do have a lot of provisions right now, enacted in either 2021-2022 or 2024, that correlate transportation spending and climate goals.'
The Lexington Democrat also noted what he called 'an unintended and subtle bias against rural Massachusetts,' where transit options are far more limited and people often live further from their workplaces.
'I understand that one can easily imagine that EVs, over time, will reduce the number of polluting vehicle miles traveled. But why we would want to start to pressure Massachusetts to reduce all miles traveled, polluting and non-polluting alike, does raise the question of what someone is to do in a place where one has to travel a long distance to a construction job or to any other source of employment,' Barrett said.
The senator added later, 'One of the questions I'm going to carry with me away from today's hearing is whether we really want to focus on reducing vehicle miles traveled, or whether that's too crude and somewhat off the point, and whether instead we want to reduce internal combustion engine vehicle miles traveled.'
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Hamilton Spectator
18 minutes ago
- Hamilton Spectator
Democratic governors will defend immigration policies before Republican-led House panel
WASHINGTON (AP) — As President Donald Trump spars with California's governor over immigration enforcement, Republicans in Congress are calling other Democratic governors to the Capitol on Thursday to question them over policies limiting cooperation with federal immigration authorities. The House Committee on Oversight and Government Reform posted a video ahead of the hearing highlighting crimes allegedly committed by immigrants in the U.S. illegally and pledging that 'sanctuary state governors will answer to the American people.' The hearing is to include testimony from Govs. JB Pritzker of Illinois, Tim Walz of Minnesota and Kathy Hochul of New York. There's no legal definition of a sanctuary jurisdiction , but the term generally refers to governments with policies limiting cooperation with federal immigration authorities. Courts previously have upheld the legality of such laws. But Trump's administration has sued Colorado, Illinois, New York and several cities — including Chicago and Rochester, New York — asserting their policies violate the U.S. Constitution or federal law. Illinois, Minnesota and New York also were among 14 states and hundreds of cities and counties recently listed by the Department of Homeland Security as 'sanctuary jurisdictions defying federal immigration law.' The list later was removed from the department's website after criticism that it errantly included some local governments that support Trump's immigration policies. As Trump steps up immigration enforcement, some Democratic-led states have intensified their resistance by strengthening state laws restricting cooperation with immigration agents. Following clashes between crowds of protesters and immigration agents in Los Angeles, Trump deployed the National Guard to protect federal buildings and agents, and California Gov. Gavin Newsom accused Trump of declaring 'a war' on the underpinnings of American democracy. The House Oversight Committee has long been a partisan battleground, and in recent months it has turned its focus to immigration policy. Thursday's hearing follows a similar one in March in which the Republican-led committee questioned the Democratic mayors of Chicago, Boston, Denver and New York about sanctuary policies. Heavily Democratic Chicago has been a sanctuary city for decades. In 2017, then-Illinois Gov. Bruce Rauner, a Republican, signed legislation creating statewide protections for immigrants. The Illinois Trust Act prohibits police from searching, arresting or detaining people solely because of their immigration status. But it allows local authorities to hold people for federal immigration authorities if there's a valid criminal warrant. Pritzker, who succeeded Rauner in 2019, said in remarks prepared for the House committee that violent criminals 'have no place on our streets, and if they are undocumented, I want them out of Illinois and out of our country.' 'But we will not divert our limited resources and officers to do the job of the federal government when it is not in the best interest of our state, our local communities, or the safety of our residents,' he said. Pritzker has been among Trump's most outspoken opponents and is considered a potential 2028 presidential candidate. He said Illinois has provided shelter and services to more than 50,000 immigrants who were sent there from other states. A Department of Justice lawsuit against New York challenges a 2019 law that allows immigrants illegally in the U.S. to receive New York driver's licenses and shields driver's license data from federal immigration authorities. That built upon a 2017 executive order by then-Gov. Andrew Cuomo that prohibited New York officials from inquiring about or disclosing a person's immigration status to federal authorities, unless required by law. Hochul's office said law enforcement officers still can cooperate with federal immigration authorities when people are convicted of or under investigation for crimes. Since Hochul took office in 2021, her office said, the state has transferred more than 1,300 incarcerated noncitizens to U.S. Immigration and Customs Enforcement at the completion of their state sentences. Minnesota doesn't have a statewide sanctuary law protecting immigrants in the U.S. illegally, though Minneapolis and St. Paul both restrict the extent to which police and city employees can cooperate with immigration enforcement. Some laws signed by Walz have secured benefits for people regardless of immigration status. But at least one of those is getting rolled back. The Minnesota Legislature, meeting in a special session , passed legislation Monday to repeal a 2023 law that allowed adults in the U.S. illegally to be covered under a state-run health care program for the working poor. Walz insisted on maintaining eligibility for children who aren't in the country legally, ___ Lieb reported from Jefferson City, Mo. Also contributing were Associated Press writers Anthony Izaguirre in Albany, N.Y.; Steve Karnowski in St. Paul, Minn.; and Sophia Tareen in Chicago. Error! Sorry, there was an error processing your request. There was a problem with the recaptcha. Please try again. You may unsubscribe at any time. By signing up, you agree to our terms of use and privacy policy . This site is protected by reCAPTCHA and the Google privacy policy and terms of service apply. Want more of the latest from us? Sign up for more at our newsletter page .
Yahoo
19 minutes ago
- Yahoo
The Cost of Living Comfortably in America's 50 Largest Cities
Homeowners in 10 of the nation's largest cities need to earn at least $191,000 annually to enjoy a comfortable lifestyle. While nine of these cities are based on the West Coast and the Hawaii-Pacific Islands — not unusual given each region's high cost of living — Americans might not be able to guess which East Coast city requires making more than $217,000 to live comfortably. Discover More: Check Out: To determine the income needed to live comfortably in America's 50 largest cities, GOBankingRates identified the 100 largest U.S. cities by their total population, households and household median income. We kept the top 50 cities for this article with comfortable incomes calculated for homeowners and renters in each city. The average mortgage was calculated using the average home value, assuming a 10% down payment and using the most recent national average 30-year fixed mortgage rate. For renters, the total cost of living was calculated using the average rental cost and average expenditure cost. Using the 50/30/20 finance rule, the total cost of living was doubled to determine the income needed to live comfortably for a homeowner and renter. Irvine, California, ranked first place for the highest comfortable income for homeowners ($326,645) and renters ($130,943) in the nation. The Southern California city's median household income is $129,647, which needs to be more than double the amount for homeowners to live comfortably. Nine of the top 10 cities with the highest comfortable incomes for homeowners are based on the West Coast and the Hawaii-Pacific Islands with one on the East Coast. Irvine aside, these remaining nine include Fremont, California (#2), San Jose, California (#3), San Francisco (#4), Honolulu (#5), San Diego (#6), Arlington, Virginia (#7), Los Angeles (#8), Anaheim, California (#9) and Seattle, Washington (#10). California swept the top 50, with 15 cities where homeowners and renters need to earn six figures for a comfortable lifestyle. These cities include Irvine (#1), Fremont (#2), San Jose (#3), San Francisco (#4), San Diego (#6), Los Angeles (#8), Anaheim (#9), Long Beach (#12), Chula Vista (#14), Santa Ana (#15), Santa Clarita (#17), Oakland (#18), Riverside (#22), Sacramento (#31) and Stockton (#38). None of the top 50 cities had a median household income higher than the comfortable income needed for homeowners. However, 10 cities have median household incomes that are higher than the comfortable incomes needed for renters. They include Fremont (#2), San Jose (#3), Arlington (#7), Scottsdale, Arizona (#13), Gilbert, Arizona (#24), Portland, Oregon (#25), Austin, Texas (#28), Chandler, Arizona (#29), Plano, Texas (#32) and Anchorage, Alaska (#34). In order of highest comfortable income needed for a homeowner, here's what it costs to live comfortably in America's 50 largest cities. Find Out: View Next: Comfortable income needed for homeowners: $326,645 Comfortable income needed for renters: $130,943 Household median income: $129,647 Monthly mortgage cost: $11,461 Monthly rent cost: $3,306 Be Aware: Comfortable income needed for homeowners: $304,047 Comfortable income needed for renters: $129,981 Household median income: $176,350 Monthly mortgage cost: $10,290 Monthly rent cost: $3,038 Comfortable income needed for homeowners: $294,384 Comfortable income needed for renters: $137,427 Household median income: $141,565 Monthly mortgage cost: $9,790 Monthly rent cost: $3,250 Comfortable income needed for homeowners: $269,118 Comfortable income needed for renters: $145,399 Household median income: $141,446 Monthly mortgage cost: $8,638 Monthly rent cost: $3,483 Comfortable income needed for homeowners: $245,515 Comfortable income needed for renters: $128,131 Household median income: $85,428 Monthly mortgage cost: $7,527 Monthly rent cost: $2,636 Comfortable income needed for homeowners: $221,177 Comfortable income needed for renters: $127,425 Household median income: $104,321 Monthly mortgage cost: $7,003 Monthly rent cost: $3,096 Explore Next: Comfortable income needed for homeowners: $217,567 Comfortable income needed for renters: $118,896 Household median income: $140,160 Monthly mortgage cost: $6,777 Monthly rent cost: $2,665 Comfortable income needed for homeowners: $207,481 Comfortable income needed for renters: $125,385 Household median income: $80,366 Monthly mortgage cost: $6,264 Monthly rent cost: $2,844 Comfortable income needed for homeowners: $191,853 Comfortable income needed for renters: $117,897 Household median income: $90,583 Monthly mortgage cost: $5,826 Monthly rent cost: $2,744 Comfortable income needed for homeowners: $191,588 Comfortable income needed for renters: $105,801 Household median income: $121,984 Monthly mortgage cost: $5,819 Monthly rent cost: $2,244 Comfortable income needed for homeowners: $190,584 Comfortable income needed for renters: $159,715 Household median income: $79,713 Monthly mortgage cost: $4,996 Monthly rent cost: $3,710 Try This: Comfortable income needed for homeowners: $189,107 Comfortable income needed for renters: $112,417 Household median income: $83,969 Monthly mortgage cost: $5,554 Monthly rent cost: $2,359 Comfortable income needed for homeowners: $186,055 Comfortable income needed for renters: $103,750 Household median income: $107,372 Monthly mortgage cost: $5,662 Monthly rent cost: $2,233 Comfortable income needed for homeowners: $183,107 Comfortable income needed for renters: $129,258 Household median income: $105,173 Monthly mortgage cost: $5,383 Monthly rent cost: $3,139 Comfortable income needed for homeowners: $182,499 Comfortable income needed for renters: $120,046 Household median income: $88,354 Monthly mortgage cost: $5,466 Monthly rent cost: $2,864 Comfortable income needed for homeowners: $181,360 Comfortable income needed for renters: $135,522 Household median income: $94,755 Monthly mortgage cost: $5,210 Monthly rent cost: $3,300 Read More: Comfortable income needed for homeowners: $176,330 Comfortable income needed for renters: $120,771 Household median income: $119,926 Monthly mortgage cost: $5,144 Monthly rent cost: $2,829 Comfortable income needed for homeowners: $176,119 Comfortable income needed for renters: $116,308 Household median income: $97,369 Monthly mortgage cost: $4,987 Monthly rent cost: $2,495 Comfortable income needed for homeowners: $168,419 Comfortable income needed for renters: $118,491 Household median income: $106,287 Monthly mortgage cost: $4,632 Monthly rent cost: $2,552 Comfortable income needed for homeowners: $154,028 Comfortable income needed for renters: $136,112 Household median income: $94,813 Monthly mortgage cost: $3,982 Monthly rent cost: $3,236 Comfortable income needed for homeowners: $151,340 Comfortable income needed for renters: $130,580 Household median income: $59,390 Monthly mortgage cost: $3,976 Monthly rent cost: $3,111 Trending Now: Comfortable income needed for homeowners: $149,396 Comfortable income needed for renters: $113,746 Household median income: $88,575 Monthly mortgage cost: $3,955 Monthly rent cost: $2,469 Comfortable income needed for homeowners: $137,113 Comfortable income needed for renters: $96,448 Household median income: $91,681 Monthly mortgage cost: $3,615 Monthly rent cost: $1,920 Comfortable income needed for homeowners: $134,227 Comfortable income needed for renters: $102,174 Household median income: $121,351 Monthly mortgage cost: $3,483 Monthly rent cost: $2,147 Comfortable income needed for homeowners: $132,502 Comfortable income needed for renters: $93,730 Household median income: $88,792 Monthly mortgage cost: $3,379 Monthly rent cost: $1,763 Comfortable income needed for homeowners: $130,771 Comfortable income needed for renters: $94,008 Household median income: $78,448 Monthly mortgage cost: $3,459 Monthly rent cost: $1,927 See Next: Comfortable income needed for homeowners: $130,307 Comfortable income needed for renters: $111,497 Household median income: $48,416 Monthly mortgage cost: $2,999 Monthly rent cost: $2,215 Comfortable income needed for homeowners: $128,812 Comfortable income needed for renters: $88,894 Household median income: $91,461 Monthly mortgage cost: $3,341 Monthly rent cost: $1,678 Comfortable income needed for homeowners: $127,764 Comfortable income needed for renters: $97,589 Household median income: $103,691 Monthly mortgage cost: $3,244 Monthly rent cost: $1,986 Comfortable income needed for homeowners: $125,550 Comfortable income needed for renters: $96,462 Household median income: $88,654 Monthly mortgage cost: $3,066 Monthly rent cost: $1,854 Comfortable income needed for homeowners: $124,467 Comfortable income needed for renters: $105,215 Household median income: $83,753 Monthly mortgage cost: $2,958 Monthly rent cost: $2,156 Find Out: Comfortable income needed for homeowners: $124,171 Comfortable income needed for renters: $90,167 Household median income: $108,649 Monthly mortgage cost: $3,168 Monthly rent cost: $1,751 Comfortable income needed for homeowners: $123,694 Comfortable income needed for renters: $94,530 Household median income: $84,320 Monthly mortgage cost: $3,031 Monthly rent cost: $1,816 Comfortable income needed for homeowners: $119,409 Comfortable income needed for renters: $95,527 Household median income: $98,152 Monthly mortgage cost: $2,592 Monthly rent cost: $1,597 Comfortable income needed for homeowners: $118,378 Comfortable income needed for renters: $95,488 Household median income: $70,723 Monthly mortgage cost: $2,735 Monthly rent cost: $1,781 Comfortable income needed for homeowners: $117,543 Comfortable income needed for renters: $88,743 Household median income: $81,308 Monthly mortgage cost: $3,009 Monthly rent cost: $1,809 Discover Next: Comfortable income needed for homeowners: $117,501 Comfortable income needed for renters: $97,646 Household median income: $81,938 Monthly mortgage cost: $2,720 Monthly rent cost: $1,893 Comfortable income needed for homeowners: $117,041 Comfortable income needed for renters: $102,180 Household median income: $76,851 Monthly mortgage cost: $2,677 Monthly rent cost: $2,057 Comfortable income needed for homeowners: $114,841 Comfortable income needed for renters: $93,989 Household median income: $75,197 Monthly mortgage cost: $2,730 Monthly rent cost: $1,862 Comfortable income needed for homeowners: $114,719 Comfortable income needed for renters: $89,150 Household median income: $78,779 Monthly mortgage cost: $2,704 Monthly rent cost: $1,639 Comfortable income needed for homeowners: $113,262 Comfortable income needed for renters: $89,703 Household median income: $83,198 Monthly mortgage cost: $2,794 Monthly rent cost: $1,812 Learn More: Comfortable income needed for homeowners: $113,051 Comfortable income needed for renters: $84,995 Household median income: $76,983 Monthly mortgage cost: $2,727 Monthly rent cost: $1,558 Comfortable income needed for homeowners: $112,487 Comfortable income needed for renters: $98,106 Household median income: $76,772 Monthly mortgage cost: $2,485 Monthly rent cost: $1,886 Comfortable income needed for homeowners: $111,817 Comfortable income needed for renters: $87,242 Household median income: $82,424 Monthly mortgage cost: $2,692 Monthly rent cost: $1,668 Comfortable income needed for homeowners: $110,665 Comfortable income needed for renters: $89,925 Household median income: $77,041 Monthly mortgage cost: $2,559 Monthly rent cost: $1,695 Comfortable income needed for homeowners: $110,636 Comfortable income needed for renters: $96,478 Household median income: $90,685 Monthly mortgage cost: $2,517 Monthly rent cost: $1,927 That's Interesting: Comfortable income needed for homeowners: $110,620 Comfortable income needed for renters: $97,285 Household median income: $94,189 Monthly mortgage cost: $2,514 Monthly rent cost: $1,959 Comfortable income needed for homeowners: $109,396 Comfortable income needed for renters: $98,885 Household median income: $69,268 Monthly mortgage cost: $2,420 Monthly rent cost: $1,982 Comfortable income needed for homeowners: $108,285 Comfortable income needed for renters: $87,573 Household median income: $70,139 Monthly mortgage cost: $2,504 Monthly rent cost: $1,641 Comfortable income needed for homeowners: $107,297 Comfortable income needed for renters: $104,234 Household median income: $71,302 Monthly mortgage cost: $2,340 Monthly rent cost: $2,213 Methodology: For this study, GOBankingRates analyzed the largest 100 US cities to find the income needed to live comfortably in each location. First, the largest 100 cities were identified along with their total population, total households, and household median income all sourced from the US Census American Community Survey. The cost of living indexes were sourced from Sperling's BestPlaces and include the grocery, healthcare, housing, utilities, transportation and miscellaneous cost of living indexes. Using the cost of living indexes and the national average expenditure costs, as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey, the average expenditure cost for each location can be calculated. The livability index was sourced from AreaVibes for each location and included as supplemental information. The average single family home value was sourced from Zillow Home Value Index for April 2025. Using the average single family home value, assuming a 10% down payment, and using the most recent (5/22/25) national average 30-year fixed mortgage rate, as sourced from the Federal Reserve Economic Data, the average mortgage can be calculated. Using the average mortgage and average expenditure costs, the average total monthly and annual cost of living for a homeowner can be calculated. The average rental cost was sourced from Zillow Observed Rental Index for April 2025 and using the average rent cost as well as the average expenditure cost, the total cost of living for a renter can be calculated. Using the 50/30/20 finance rule that says that needs should not exceed 50% of total household income so taking the total cost of living and doubling it will give the income needed to live comfortably for a homeowner and renter. The cities were sorted to show the highest comfortable income needed for a homeowner. All data was collected on and is up to date as of May 28th, 2025. More From GOBankingRates Mark Cuban Warns of 'Red Rural Recession' -- 4 States That Could Get Hit Hard These 10 Used Cars Will Last Longer Than an Average New Vehicle 10 Unreliable SUVs To Stay Away From Buying This article originally appeared on The Cost of Living Comfortably in America's 50 Largest Cities
Yahoo
19 minutes ago
- Yahoo
Would Dave Ramsey Finance a New Car? 5 Things He Says About Big Auto Purchases
A car is often the second-largest purchase most Americans make, and it can cost them a lot of money. Recent data reveals the average price of a new car is $48,699 in June 2025, according to CarEdge. The average price of a used car is roughly half that at $25,547, per CarEdge. Read Next: Find Out: Either is expensive, but personal finance guru Dave Ramsey is on record about how best to handle such purchases, most notably his strong opposition to financing a new car. Here are five things Ramsey has said to keep in mind when you're in the market for a car. Ramsey regularly preaches to avoid new cars altogether, as they can drag on the finances of most Americans. The reasons are manifold but largely come down to cost and depreciation. 'You don't want too much of your money tied up in things that depreciate (go down in value). And cars, trucks, and things with motors depreciate big time,' Ramsey said in an X post. The average used car is roughly half the cost of a new one, allowing you to put funds toward other responsibilities and goals, which aligns with Ramsey's mentality. Furthermore, new cars lose a significant portion of their value in the first five years of life, up to 60% of their value, according to Carfax. Check Out: The average monthly car payment is $754, according to Edmunds. And roughly 20% of new car buyers have payments exceeding $1,000. Committing to such a payment is a big no-no to Ramsey. 'The best car for you is the car you can afford to pay cash for. You want to own your vehicles, not the other way around,' Ramsey said in another X post. The reason is simple: It may free you up to invest cash for the long term. 'If you paid cash for a reliable, used car and invested that average car payment amount into good mutual funds from age 25 until retirement, you'd have millions in your investments by age 65,' Ramsey added in the tweet. Paying cash for a car seems impossible, but it beats having a burdensome monthly payment that hinders your budget. Budgeting is key to achieving financial goals in Ramsey's mind. Purchasing a car is no different. Having a car-buying budget ensures you purchase something you can afford and, hopefully, avoid a large car payment. 'It all starts with a budget. A budget helps you make sure you're getting a car you can actually afford,' according to an article on the Ramsey Solutions website. A good way to do this is to save money each month in a high-yield savings account to grow until you have the funds necessary to purchase the car you want. It's easy to forget about auto insurance costs when purchasing a new-to-you car. One reason to avoid a pricey new car is it's likely going to cost more to insure than a reliable used car, possibly adding hundreds of dollars more to annual costs. 'The truth is, new cars cost more to repair or replace — so they cost more to insure (especially if they come with fancy extras like backup cameras and blind spot sensors). And even with some of the latest safety technology, insurance companies rarely offer discounts to new-car drivers for having those features,' according to an article on the Ramsey Solutions website. Car dealers love to add costly extras like rust-proofing, roof racks or extended warranties. Most simply bloat the total cost unnecessarily. 'These dealer-added extras can increase the price of the car by hundreds of dollars,' per the Ramsey Solutions website. Instead of opting for extras, put the cash in your emergency fund to handle expensive car repairs or other expenses. More From GOBankingRates 10 Unreliable SUVs To Stay Away From Buying This article originally appeared on Would Dave Ramsey Finance a New Car? 5 Things He Says About Big Auto Purchases