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‘I'm a mum of two disabled teenagers - brutal PIP cuts make our life impossible'

‘I'm a mum of two disabled teenagers - brutal PIP cuts make our life impossible'

Daily Mirrora day ago

Mum Nicola Holmes says that if Personal Independence Payments (PIP) are removed under a Labour shake-up, it is an assault on families like theirs, and it will push them further into poverty
Former actor and beauty therapist Nicola Holmes , 55, lives in Tewkesbury with husband Wayne, an electrician, and their two children Ethan, 18, who has autism, Down's syndrome and severe anxiety, and Ella, 16, who has PDA (pathological demand avoidance) anxiety and is situationally mute.
Vulnerable people, like Nicola and her family, who are claiming PIP have accused the government of targeting society's most vulnerable by stopping benefits as part of the new Universal Credit and Personal Independence Payment Bill.

This is despite Department of Works and Pensions (DWP) confirmation that benefit claimants affected by proposed changes to PIP will have their payments protected for a 13 week transitional period.

Existing claimants affected by changes to the PIP daily living component, including those who lose their eligibility to Carers' Allowance and the carers' element of Universal Credit, who will receive the additional protection, feel it is nowhere near enough.
Mum Nicola says the cuts will push families like hers deeper into poverty. The family relies on husband Wayne's income as self-employed electrician, PIP for Ethan, universal credit and carers' allowance.
Reacting to today's benefits announcements, she tells The Mirror: 'This Is not reform. This is collapse.
As a mum of two disabled teenagers, both autistic, and one who also has Down's syndrom, I feel completely abandoned by a system that was supposed to protect us.
READ MORE: 'I'm having panic attacks over PIP shake-up - I don't know how ministers sleep at night'
'It almost feels too late for them now, as if the bureaucracy is simply determined to age them out of the system, rather than ever step up and support them properly.
'I can't work, not out of choice, but because I am caring full-time for two incredible, vulnerable human beings in the total absence of meaningful provision. I also have a chronic health condition, brought on by the relentless stress of caring.

The system has failed my young people again and again, and in doing so, has failed me and my husband as their parents. As a family, we have been left behind.
'Now, the government plans to make brutal cuts to Universal Credit and PIP. Making the process even more nefarious and complex.
'Disability should not be scored by numbers. Lifelong conditions should be accepted as just that and not be needed to be reassessed. Disabled people should not have to prove their worth in society.

'It's a direct assault on families like mine…families already surviving on the bare minimum. We are constantly exhausted, financially drained, emotionally spent. These cuts won't just make life harder. They will make it impossible.
'PIP and carers' allowance are intrinsically linked. Removing them from thousands will have a violent domino effect of astronomical proportions.
Carers allowance is not meant to be a wage and yet it is included as earnings and therefore taxed as one. The Government makes out people are getting something for nothing – but carers provide the equivalent of a second NHS.

'This will be catastrophic. Instead of rebuilding the foundations, the government is accelerating collapse by targeting those of us who were already barely hanging on.
'We're not seeing reform, we're watching the systematic removal of care and responsibility from governance. Social safety nets have become traps. Services have become mazes.
'It feels like the lives of disabled people, and those of us who care for them, simply don't matter anymore. We're seen as burdens to be managed or costs to be cut, rather than human beings with potential, rights, and futures worth investing in.
'This is very serious.'

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‘I'm a mum of two disabled teenagers - brutal PIP cuts make our life impossible'
‘I'm a mum of two disabled teenagers - brutal PIP cuts make our life impossible'

Daily Mirror

timea day ago

  • Daily Mirror

‘I'm a mum of two disabled teenagers - brutal PIP cuts make our life impossible'

Mum Nicola Holmes says that if Personal Independence Payments (PIP) are removed under a Labour shake-up, it is an assault on families like theirs, and it will push them further into poverty Former actor and beauty therapist Nicola Holmes , 55, lives in Tewkesbury with husband Wayne, an electrician, and their two children Ethan, 18, who has autism, Down's syndrome and severe anxiety, and Ella, 16, who has PDA (pathological demand avoidance) anxiety and is situationally mute. Vulnerable people, like Nicola and her family, who are claiming PIP have accused the government of targeting society's most vulnerable by stopping benefits as part of the new Universal Credit and Personal Independence Payment Bill. ‌ This is despite Department of Works and Pensions (DWP) confirmation that benefit claimants affected by proposed changes to PIP will have their payments protected for a 13 week transitional period. ‌ Existing claimants affected by changes to the PIP daily living component, including those who lose their eligibility to Carers' Allowance and the carers' element of Universal Credit, who will receive the additional protection, feel it is nowhere near enough. Mum Nicola says the cuts will push families like hers deeper into poverty. The family relies on husband Wayne's income as self-employed electrician, PIP for Ethan, universal credit and carers' allowance. Reacting to today's benefits announcements, she tells The Mirror: 'This Is not reform. This is collapse. As a mum of two disabled teenagers, both autistic, and one who also has Down's syndrom, I feel completely abandoned by a system that was supposed to protect us. READ MORE: 'I'm having panic attacks over PIP shake-up - I don't know how ministers sleep at night' 'It almost feels too late for them now, as if the bureaucracy is simply determined to age them out of the system, rather than ever step up and support them properly. 'I can't work, not out of choice, but because I am caring full-time for two incredible, vulnerable human beings in the total absence of meaningful provision. I also have a chronic health condition, brought on by the relentless stress of caring. ‌ The system has failed my young people again and again, and in doing so, has failed me and my husband as their parents. As a family, we have been left behind. 'Now, the government plans to make brutal cuts to Universal Credit and PIP. Making the process even more nefarious and complex. 'Disability should not be scored by numbers. Lifelong conditions should be accepted as just that and not be needed to be reassessed. Disabled people should not have to prove their worth in society. ‌ 'It's a direct assault on families like mine…families already surviving on the bare minimum. We are constantly exhausted, financially drained, emotionally spent. These cuts won't just make life harder. They will make it impossible. 'PIP and carers' allowance are intrinsically linked. Removing them from thousands will have a violent domino effect of astronomical proportions. Carers allowance is not meant to be a wage and yet it is included as earnings and therefore taxed as one. The Government makes out people are getting something for nothing – but carers provide the equivalent of a second NHS. ‌ 'This will be catastrophic. Instead of rebuilding the foundations, the government is accelerating collapse by targeting those of us who were already barely hanging on. 'We're not seeing reform, we're watching the systematic removal of care and responsibility from governance. Social safety nets have become traps. Services have become mazes. 'It feels like the lives of disabled people, and those of us who care for them, simply don't matter anymore. We're seen as burdens to be managed or costs to be cut, rather than human beings with potential, rights, and futures worth investing in. 'This is very serious.'

'I'm an NHS nurse - I've been put in rat-infested temporary flat miles from job'
'I'm an NHS nurse - I've been put in rat-infested temporary flat miles from job'

Daily Mirror

time3 days ago

  • Daily Mirror

'I'm an NHS nurse - I've been put in rat-infested temporary flat miles from job'

Nadine Rich, a qualified NHS district nurse, from Greater Manchester, who has a three-year-old daughter Nevaeh to look after has told how the benefits system is working against her A mum and NHS nurse says she is "being forced into poverty" as she wants to work full time as a nurse but a DWP rule on housing means she can't while she's living in a rodent-infested flat miles from work and family. Nadine Rich, a qualified NHS district nurse, has a three-year-old daughter, Nevaeh, to raise and while juggling a career and bringing up a toddler is a difficult job for any parent, it is even tougher for her as she has no home. After her relationship broke down last April, she was made homeless and she says she can't rent privately due to past circumstances, so her only option is to find a council house. ‌ ‌ While she's on the waiting list for a council house, Nadine, from Peel Hall in Wythenshawe, lives in temporary accommodation in Abbey Hey which is 11 miles away from her family, friends, workplace, and Neveah's school. She says her temporary flat has rodents requiring multiple visits from pest control, which has set her back £600 in all. There's also mould which has needed treatment, and Manchester council has undertaken repairs. And Nadine claims that it is a DWP rule that is preventing her from getting her life back on track after 14 months. As a single parent, Nadine is entitled to some universal credit payments to help top-up her income to help with essential costs, like paying rent. She told the Local Democracy Reporting Service that would be a £378-per-month boost if she got it. But Nadine doesn't receive universal credit because a DWP rule says you can't spend it on temporary homeless accommodation like Nadine finds herself in. Instead, she can only receive housing benefit. But the problem with housing benefit is that the more you work, the less you're entitled to — so Nadine has to cut her hours, so housing benefit can cover the £875 per month rent on her temporary accommodation. When she tried to work full-time, she couldn't pay for day-to-day essentials, and ended up in rent arrears with Manchester Council, which the mum-of-one says saw her suspended from Manchester's housing register, further delaying her progress to finding a forever home. So Nadine has cut her hours to 30 per week, and she's struggling. 'I am getting the rent paid for, but I am being forced into poverty. I can work far more but I cannot afford the rent and petrol,' she said. 'It's £10 per day to get to and from work. If I work five or six days then that's £60 per week in petrol ‌ 'It's either my child or my job, I know most women have to make that decision but if I was just put in the appropriate property, it would be different.' The government says it acknowledges there is a challenge between the interaction of universal credit and housing benefit, and is considering reform of the system to prevent a repeat of Nadine's case. ‌ 'Through our Plan for Change, we have raised the national living wage, increased benefits and provided additional support to thousands of the poorest households across the country,' a government spokesperson added. 'The government inherited a serious housing crisis, but we are taking urgent and decisive action to end homelessness, providing £1 billion for crucial services this year so councils can support families faster.' But while the government deliberates, Nadine is 'at her wits end'. She went on: 'It's putting my life on hold. I cannot progress from band five to band six, because need to do a course. If I go to uni for the course, I still have to pay rent [and without an income] I will end up in rent arrears again. I'm a nurse. I'm a qualified nurse.' What Manchester council says On the quality of Nadine's apartment, a Manchester City Council spokesperson said: "This property was inspected earlier this year in response to a complaint from the tenant. Some evidence of damp, and a small area of mould, was identified and we instructed the accommodation provider to carry out a number of repairs to address this. These were all completed. There was no evidence of pests at the time. "However, if Nadine wants to get in touch with us again we would be happy to arrange a further inspection so any necessary steps can be taken." And on the flat's location 11 miles away from Wythenshawe, they added: 'Pressure on temporary accommodation caused by demand relative to supply means that it is often not possible to house people facing homelessness in their preferred area. "We are making progress in reducing such placements, both through increased prevention of homelessness and by increasing our supply of suitable temporary accommodation with the area, as well in the longer term by delivering 10,000 social, council and genuinely affordable homes by 2032 - with more being built now that at any time in the last 15 years."

PIP expert explains what the DWP learns from subtle 'chair test'
PIP expert explains what the DWP learns from subtle 'chair test'

Daily Mirror

time4 days ago

  • Daily Mirror

PIP expert explains what the DWP learns from subtle 'chair test'

People who are being assessed for the benefit are being scrutinised in ways they might not realise from the second they sign up A former benefits assessor has shared that some people might not realise that they are being tested from the second they arrive to be checked if they are eligible for Personal Independence Payment (PIP). The simple 'chair test' is one of the few subtle ways that people might feel caught out. Speaking to Dr Asif Ahmed on his podcast, Jacqueline Gozzard, who worked as a PIP assessor for several years, explained how some PIP assessors may use the 'chair test' to establish what some people are capable of the moment they enter an assessment centre. ‌ Jacqueline explained that the assessment can start as soon as the waiting room, with the expert taking note of the kind of chair you selected to sit in. She said: "It starts right from when they walk through the door. There are chairs in that waiting room - some have arms on and some don't." ‌ She said that your choice of chair matters. She added: "If [the claimant] has walked past chairs with arms and gone to a chair without arms, then [the assessor] would deem that they haven't got that much of a problem getting out of a chair because of that choice." There's a second chance at the chair test, Jacqueline claims. "When they come into the office, again, there are two chairs. One is a high back chair with arms and the other isn't - so it's which chair do they choose to sit in," the former PIP assessor said. Jacqueline said that she has carried out thousands of assessments and went on to share that there are many other subtle ways that PIP assessors try to understand potential claimants without them realising. She said that, during her career, she would ask if they found the centre without trouble or have general conversations about their supermarket shopping habits to figure out their travel capabilities. Whilst it may sound sneaky, Jacqueline claims that these questions can "go both ways." In some cases, she claimed that the subtle methods can reveal areas where more support is needed that might not be picked up on a paper assessment or routine questionnaire. How do the PIP scores work? PIP is scored using a points-based system. You are awarded points based on your ability to perform daily living and mobility activities, with the points awarded depending on the level of support or assistance you require. ‌ To qualify for either the standard or enhanced rate of PIP, you need to accumulate a certain number of points within each component (daily living and mobility). The points (ranging from 0 to 12) are awarded depending on the level of support needed to complete the activity. According to the Benefits and Work Guide, you need to score between 8 and 11 points to qualify for the standard rate of either component. To qualify for the enhanced rate of either component, you need to score 12 or more points. ‌ How much are you paid from PIP? How much PIP you get depends on how difficult you find everyday activities (daily living tasks) and getting around (mobility tasks). According to as of April 2025, the rates are: Daily living part: £73.90 (lower) £110.40 (higher) Mobility part: £29.20 (lower) £77.05 (higher) The maximum weekly PIP in the UK for 2025 is £187.45 (£749.80 over four weeks). This is the total amount a claimant can receive if they qualify for both the daily living and mobility components at the enhanced rate. ‌ PIP is tax-free and usually paid every four weeks. If your payment date is on a bank holiday, you'll usually be paid before the bank holiday. After that you'll continue to get paid as normal. Who can get PIP? Personal Independence Payment (PIP) can help with extra living costs if you have a long-term physical/mental health condition or disability that makes doing certain everyday tasks or getting around difficult because of your condition. The DWP shared online that people can get Personal Independence Payment (PIP) if they meet all four of the eligibility criteria: You're 16 or over You have a long-term physical or mental health condition or disability You have difficulty doing certain everyday tasks or getting around You expect the difficulties to last for at least 12 months from when they started ‌ You must also be under State Pension age if you've not received PIP before. If you're over State Pension age, you can apply for Attendance Allowance instead. If you live in Scotland, you need to apply for Adult Disability Payment (ADP) instead. Find out how to claim if you live in Northern Ireland with NI Direct. You can get the non-means-tested fit at the same time as all other benefits, except Armed Forces Independence Payment. For more information and how to enter a claim, go to the website here.

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