What to Expect in Warren Buffett's Annual Letter
Warren Buffett's annual letter to investors is always an eagerly awaited event. Alexandre Rajbhandari stops by today to write about some topics he'll be watching for. Plus: Wartime presents new opportunities for women in Ukraine, and why Indians put their money into gold. If this email was forwarded to you, click here to sign up.
On Saturday, Warren Buffett will publish the full-year earnings of his conglomerate Berkshire Hathaway Inc. as well as his traditional letter to shareholders. The document will allow his devoted base of shareholders to take a peek into their idol's thinking, as the 94-year-old billionaire, who's taken a step back from the public sphere, now very rarely grants interviews.
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Can $10,000 Invested in Amazon Stock Turn Into $1 Million by 2035?
Amazon is the leader in e-commerce and cloud computing, and it has several other growth drivers. CEO Andy Jassy expects a huge shift as clients move over to the cloud, and as the dominant player, Amazon should benefit. Amazon stock has gained 840% over the past 10 years. 10 stocks we like better than Amazon › Amazon's (NASDAQ: AMZN) reach stretches wide and deep. If you're like tens of millions of Americans, you rely on it to buy essentials and other items. But even if you aren't, you might be using the websites it powers through Amazon Web Services (AWS) or watching content from its film studios (it owns MGM and operates Amazon Prime Video). Amazon stock has created incredible shareholder value over the past few years as the company has built itself into the giant it is today. But is it still a massive wealth builder? Let's see if $10,000 invested today can turn into $1 million over the next 10 years. Amazon has many growing businesses, and it's benefiting from organic tailwinds, as well as making many improvements that have ripple effects across its enterprise. Amazon accounts for a staggering 40% of all U.S. e-commerce, according to some experts, putting it so far ahead of any competition -- Walmart accounts for about 6% -- that it would be almost impossible for anyone to overtake it in the foreseeable future. That creates a strong moat around its business, and likely why Warren Buffett has the stock in the Berkshire Hathaway portfolio. E-commerce sales aren't growing at a high rate, but Amazon is constantly upgrading the platform to protect its moat and get its loyal Prime members to become even more reliant on it for their everyday needs and more. It recently switched to a regional fulfillment network to have more products available to ship to customers closer to the final destination, and now it's restructuring its inbound channels to keep products flowing into these eight national distribution centers smoothly. In the 2025 first quarter, it hit a new record for delivery speed and had its highest-ever same- or next-day delivery rates. What's most exciting to investors today is generative artificial intelligence (AI). Amazon offers a huge assortment of tools and features through AWS to developers and small businesses. These include services like Amazon Bedrock, which gives clients access to a large range of large-language models (LLM) to build their own applications. It also offers tools for developers to build their own, completely custom LLMs, and it has premade applications for small businesses to use generative AI to create marketing campaigns, product descriptions, and more. 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Plus, investors shouldn't underestimate Amazon's ability to identify new growth industries and dominate them, like it's done in the past. It's trying to disrupt physical retail and healthcare, and there may be other businesses on the horizon. All that said, can a company as big as Amazon turn $10,000 into $1 million? To phrase it differently, turning $10,000 into $1 million means that the investment grows 100-fold, or by 10,000%. That's a huge feat. Even though Amazon stock has done more than that over its time on the market, it's not likely to do that again, even though it has incredible growth drivers and remains a top stock. Even over the past 10 years, it's only increased 840%. I say "only" because it's far from 10,000%, as high as it is. As its base gets bigger, and today it's the second-largest company in the world by sales behind Walmart, growth rates have been slowing down, and stock increases will reflect that. I could explain different scenarios, but it's simple. 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Here's How You Can Earn $100 In Passive Income By Investing In Air Products And Chemicals Stock
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Air Products and Chemicals Inc. (NYSE:APD) provides atmospheric gases, process and specialty gases, equipment, and related services globally. The 52-week range of Air Products and Chemicals stock price was $243.69 to $341.14. Air Products and Chemicals' dividend yield is 2.57%. It paid $7.16 per share in dividends during the last 12 months. Don't Miss: Invest Where It Hurts — And Help Millions Heal: Maximize saving for your retirement and cut down on taxes: . On May 1, the company announced its Q2 2025 earnings, posting revenues of $2.92 billion, missing the consensus estimate of $2.93 billion, as reported by Benzinga. Adjusted EPS fell 6% year-over-year to $2.69, missing the $2.83 consensus, as lower volumes and higher costs were partly offset by strong pricing. The company expects Q3 adjusted EPS of $2.90 to $3, compared to the consensus of $3.28. For full-year 2025, the adjusted EPS is expected to be between $11.85 and $12.15, lowered from the prior range of $12.70 to $13, and missing the consensus of $12.55. Check out this article by Benzinga for nine analysts' insights on Air Products and Chemicals. Trending: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." If you want to make $100 per month — $1,200 annually — from Air Products dividends, your investment value needs to be approximately $46,693, which is around 168 shares at $278.70 each. Understanding the dividend yield calculations: When making an estimate, you need two key variables — the desired annual income ($1,200) and the dividend yield (2.57% in this case). So, $1,200 / 0.0257 = $46,693 to generate an income of $100 per month. You can calculate the dividend yield by dividing the annual dividend payments by the current price of the stock. The dividend yield can change over time. This is the outcome of fluctuating stock prices and dividend payments on a rolling instance, assume a stock that pays $2 as an annual dividend is priced at $50. Its dividend yield would be $2/$50 = 4%. If the stock price rises to $60, the dividend yield drops to 3.33% ($2/$60). A drop in stock price to $40 will have an inverse effect and increase the dividend yield to 5% ($2/$40). In summary, income-focused investors may find Air Products stock an attractive option for making a steady income of $100 per month by owning 168 shares of stock. There may be more upside to come as investors benefit from the company's consistent dividend hikes. Air Products and Chemicals has raised its dividend consecutively for the last 43 years. Lower interest rates mean some investments won't yield what they did in months past, but you don't have to lose those gains. Certain private market real estate investments are giving retail investors the opportunity to capitalize on these high-yield opportunities. , which provides access to a pool of short-term loans backed by residential real estate. The best part? Unlike other private credit funds, Looking for fractional real estate investment opportunities? The features the latest offerings. Image: Shutterstock This article Here's How You Can Earn $100 In Passive Income By Investing In Air Products And Chemicals Stock originally appeared on Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
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‘They are in shock': Indian students fear Trump has ended their American dream
For weeks, Subash Devatwal's phone has not stopped ringing. Some of the calls have been from distressed students, at other times it is their panicked parents, but all have the same question – is their dream of studying in the US still possible? Devatwal runs an education consultancy in Ahmedabad, the main city in the Indian state of Gujarat. It is one of thousands of such organisations that exist across the country, helping Indian students achieve what many consider to be the ultimate symbol of success: getting into an American university. It has long been a booming business for Devatwal. Families in India will often invest their entire life savings to send their children to study in the US and last year there were more than 330,000 Indians enrolled at American universities, more than any other foreign nationality, overtaking Chinese students in numbers for the first time in years. But this year the situation looks drastically different. As Donald Trump's administration has taken aim at international students – first implementing draconian screening measures over political views and then last week ordering all US embassies globally to indefinitely pause all student visa interviews – many Indian students and their families have been left in limbo. Trump's unilateral decision to block Harvard University from admitting international students, which was later blocked by the courts, also caused widespread panic and stoked fears that foreign students at other universities could get caught in the president's crosshairs. 'The students are in shock. Most of them spend several years preparing to study in the US,' said Devatwal. He said many of his clients were now hesitant to pursue a US degree, given the high levels of turmoil and uncertainty following the Trump administration's new policies. Indian students can expect to pay between $40,000 to $80,000 (£29,500 to £59,000) a year on tuition alone to study in the US. In previous years, Devatwal's organisation sent more than 100 students to American universities but this year he said the number had dropped to about 10. Instead, families were shifting their focus to the UK and other European countries. A recent analysis by the Hindu newspaper estimated a 28% drop in Indian students going to the US in 2025. 'Families contribute their savings, take out loans from banks and borrow from relatives, all in the hope that the student will secure a good job abroad, repay the debt, and build a promising future,' said Devatwal. 'In such uncertain circumstances, parents are understandably reluctant to let their children take such a risky path.' Brijesh Patel, 50, a textile trader in Surat, Gujarat, said he had been saving money for over a decade to make sure his son could go to a US university, including selling his wife's jewellery and borrowing money from relatives. 'Everyone in the family wanted our son to go to the US for his studies and make something good of his life,' said Patel. His 21-year-old son, who he asked not to be named for fear of retribution by the US authorities, had secured a place at two American universities for his master's degree and Patel had already paid 700,000 rupees (£6,000) to consultancies who helped with the applications. But amid the turmoil under Trump, Patel said his son was being advised not to even apply for his student visa, due to the uncertainty and high probability of rejection. 'We simply can't take that risk. If our son goes now and something goes wrong, we won't be able to save that kind of money again,' he said. However, Patel said he was not willing to give up on the family dream just yet. 'I am an optimist, and my son is willing to wait a year,' he said. 'We're hoping that things improve by then. It's not just my son who will be living the American dream, it's all of us: my wife, our relatives and our neighbours. I've struggled my whole life – I don't want my son to face the same struggles here in India.' The fear among prospective and current students was palpable. Several Indian students studying in the US declined to speak to the Guardian, fearing it could jeopardise their visas. In India, a student selected in December to be one of this year's Fulbright-Nehru doctoral fellows – a highly competitive scholarship that pays for the brightest students to study abroad at US universities as part of their PhD thesis – said the applications of their entire cohort had recently been demoted back to 'semi-finalists'. The student, who asked to remain anonymous over fears it would affect their application, said they had invitation letters from top Ivy League universities for the fellowship, which is considered one of the most prestigious scholarships in the US, but now everything was up in the air. 'We are supposed to start in October and our orientation was scheduled for May, all the flights and hotels were even booked, but then it all got cancelled. Now we've been informed all our applications are under review by the Trump administration,' said the student. They said it had caused 'huge panic and anxiety' among those accepted. 'I know a lot of people are going back through their social media, deleting things and doing a lot of self-censoring.' Piyush Bhartiya, a co-founder of the educational technology company AdmitKard, said many parents who had been set on sending their children to the US were rethinking their plans. He cited one example of a student who had been admitted to New York University for the coming year but was instead planning to go to the London School of Economics after the US visa interviews were paused. Bhartiya said Indian students primarily went to the US to study Stem subjects – science, technology, engineering and maths – and so the focus had shifted to other countries strong in these areas. 'Germany is the main country where students are shifting to for Stem subjects,' he said. 'Other countries like Ireland, France, the Netherlands, which are also gaining substantial interest in the students. At the undergraduate level, the Middle East has also seen a lot of gain in interest given parents feel that it is close by and safer and given the current political environment they may want their kids closer to the home.' Among the Indian students forced to abandon their plans is Nihar Gokhale, 36. He had a fully funded offer for a PhD at a private university in Massachusetts, but recently received a letter saying the funding was being withdrawn, as the university faced issues under the Trump administration. 'It was quite shocking. I spoke to people at the university, and they admitted it was an exceptional situation for them too,' said Gokhale. Without the funding, the US was financially 'out of the question' and he said he had an offer from the UK he now intended to take up. 'For at least the next three or four years, I'm not considering the US at all,' he said. • This article was amended on 4 June 2025 to correct a conversion error. An earlier version said that 700,000 rupees was £68,000 instead of saying £6,000.
