Ohio BMV warns drivers of scammers sending texts posing as the bureau
Recent scam texts sent to Ohioans mimic a common unpaid turnpike tolls scam that urges the recipient to pay unpaid fines or risk losing their driving privileges, having their vehicle registration suspended, paying a hefty service fee, facing prosecution, and damaging their credit score, according to the press release.
Here's what to know: Is that text about your unpaid Ohio Turnpike toll a scam? Probably
These texts are phishing scams designed to trick people into giving up their personal and financial information, according to the Ohio BMV.
'If you receive this text, do not fall for this scam,' Ohio BMV Registrar Charlie Norman said in the press release. 'Do not click any links and delete the text. Ohio BMV will never send you a text demanding payment or requesting your personal information.'
Scam attempts can be reported to the Federal Trade Commission at reportfraud.ftc.gov. Victims of scams should contact their local law enforcement agency, according to the release.
These scams are not isolated to Ohio. They are popping up all over the U.S., USA TODAY reported.
There are four signs that something is a scam, according to the FTC.
The scammer is pretending to be an organization or a person you know.
The scammer says there is a problem you need to fix or a prize for you to claim.
The scammer pressures you to act immediately before you have time to think.
The scammer wants you to pay in a specific way, like with cryptocurrency, gift cards, payment apps or money-wiring services.
The FTC also has a number of tips to avoid becoming the victim of a scam. They are:
Don't give personal or financial information in response to a request you didn't expect. Legitimate organizations won't call, text or email asking for your personal information.
Resist the pressure to act immediately. Anyone who pressures you to act or pay immediately is likely a scammer, according to the FTC.
Never pay someone who insists you pay them with cryptocurrency, with gift cards, with a payment app or with a money wire. Also, don't deposit a check and send money back to someone.
Stop and talk to someone you trust. It might help you realize you're being scammed.
Breaking and Trending News Reporter Nathan Hart can be reached at NHart@dispatch.com and at @NathanRHart on X and at nathanhart.dispatch.com on Bluesky.
This article originally appeared on The Columbus Dispatch: Ohio BMV urges caution amid phishing grift text message scam

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
3 hours ago
- Yahoo
How to check if someone opened a bank account in your name (and what to do next)
Key takeaways Fraudsters can open bank accounts using stolen personal information like your name, address, Social Security number, and existing account details. Check for unauthorized accounts by reviewing ChexSystems, Early Warning Systems, and credit reports every 3-4 months. Fraudulent accounts are used to bounce checks, store illegal funds, overdraw accounts, and damage your banking reputation. If you're a victim: Contact the bank immediately, file FTC and police reports, dispute fraudulent transactions, and secure all existing accounts. Unfortunately, it's possible for someone to open a bank account in your name using stolen personal information. In fact, fraud has skyrocketed, with incidents jumping 25% to $12.5 billion between 2023 and 2024 according to the Federal Trade Commission. While you can't completely prevent this type of identity theft, you can detect it quickly and minimize the damage with the right knowledge and tools. To check if someone opened a bank account in your name, request free reports from checking account reporting companies. You should also monitor your credit reports monthly, as new bank accounts may appear there. Look for unfamiliar addresses, accounts you didn't open, or hard inquiries from banks you've never contacted. Why criminals open bank accounts in other people's names Banking fraud isn't random — criminals have specific, profitable reasons for opening accounts in your name rather than their own: Money laundering: The primary motivation is creating a 'clean' account to hide dirty money. Criminals use stolen identities to open accounts, deposit funds from illegal activities, then withdraw or transfer the money before authorities can trace it back to them. Your good credit history and clean banking record provide the perfect cover. Check fraud and overdraft schemes: Fraudsters often bounce checks or deliberately overdraw accounts opened in victims' names. Since the account isn't theirs, they face no consequences for the negative balance or returned check fees. Building fake identities: Some criminals combine real Social Security numbers with fake names and addresses to create entirely new identities. They may open multiple accounts across different banks, building a financial profile that can be used for larger fraud schemes like mortgage or auto loan applications. Read more: 5 common types of bank account fraud and how to protect yourself The hidden cost of banking identity theft Banking identity theft often goes undetected longer than credit card fraud because people check their bank statements more regularly than their credit reports. By the time victims discover fraudulent accounts, criminals may have used them for months to launder money or commit check fraud. The damage compounds because these accounts can destroy your ChexSystems record, making it nearly impossible to open legitimate accounts when you need them. How to find out if someone opened bank accounts in your name Unlike credit monitoring, most people don't regularly check for unauthorized bank accounts. Here's how to discover if you're a victim of banking identity theft. Check your ChexSystems report immediately ChexSystems is like a credit bureau for banking — it tracks your checking account history, including accounts you didn't authorize. Banks use ChexSystems reports to decide whether to approve new account applications, so fraudulent accounts can block you from legitimate banking. How to get your free ChexSystems report: Visit or call 1-800-428-9623 Request your free annual report (you're entitled to one per year) Review all listed accounts, addresses and personal information Look for accounts at banks you've never used Monitor your credit reports for banking inquiries While fraudulent bank accounts don't always appear on credit reports, hard inquiries from banks you didn't contact often do. Check your credit reports from all three bureaus (Experian, Equifax, and TransUnion) for unfamiliar banking inquiries. You can get free credit reports weekly at Look specifically for inquiries from banks, credit unions, or financial institutions you don't recognize. Here's a guide to reading your credit report. Watch for unexpected mail and communications Fraudulent accounts often generate paperwork that gets sent to your address. Be alert for: Debit cards from banks you've never used Account statements for unknown accounts Welcome packets from financial institutions Overdraft or fraud notifications from unfamiliar banks If you receive a debit card in the mail from a bank where you don't have an account, don't ignore it. This is often the first sign that someone has opened an account in your name. How fraudsters obtain your personal information Scammers are able to obtain consumers' personal data on the black market or through data breaches, including: Data breaches: Major corporations, healthcare providers and government agencies regularly suffer data breaches that expose Social Security numbers, addresses, and other personal information. The 2017 Equifax breach alone compromised 147 million people's data — information that's still circulating on criminal networks. Phishing scams: Fraudsters send emails or texts that appear to be from legitimate banks, asking you to 'verify' account information or update security settings. Never provide personal information via email or text, even if the message appears to be from your bank. Legitimate financial institutions don't request sensitive information through these channels. Dark web marketplaces: Stolen personal information gets sold on dark web marketplaces for surprisingly low prices. This makes identity theft accessible to even low-level criminals. Physical theft and 'shoulder surfing': Criminals also obtain information through old-fashioned methods like stealing mail, going through trash for financial documents, or observing people enter PINs and passwords in public places. What to do if you're a victim of bank fraud Time is critical when dealing with banking fraud. The faster you act, the more damage you can prevent and the easier recovery becomes. Contact the fraudulent bank immediately: Call the bank where the unauthorized account was opened and speak to their fraud department. Explain that you didn't open the account and request immediate closure. Get confirmation in writing and ask for a letter stating the account was fraudulently opened. File reports with federal agencies: Visit to file an official identity theft report. The FTC will create a personalized recovery plan with pre-filled forms and letters you can use to dispute fraudulent accounts. While local police may not investigate banking fraud directly, having an official police report strengthens your case with banks and credit reporting agencies. Secure all your financial accounts: Change passwords for all your legitimate bank accounts, credit cards and financial apps. Use unique, strong passwords for each account — consider a password manager to keep track of them securely. Dispute fraudulent accounts and inquiries: Contact ChexSystems and any credit reporting agencies showing unauthorized banking inquiries. You have 60 days to dispute fraudulent information, though you can still dispute beyond this timeframe — it just becomes more difficult. Here's a guide to clearing your ChexSystems report. How to avoid becoming a bank fraud victim While you can't completely prevent identity theft, these strategies significantly reduce your risk and help you detect problems early. Monitor your accounts and credit regularly: Check your bank account activity every day, not just when statements arrive. Most banks offer mobile apps with real-time transaction alerts — use them. Set up credit monitoring through the major credit bureaus or use free services like Credit Karma to watch for new accounts or inquiries. Protect your personal information: Never share sensitive information like Social Security numbers, account numbers, or passwords unless you initiated the contact and know exactly who you're dealing with. Avoid posting personal information on social media and be wary of public Wi-Fi for banking activities. Use strong financial institutions: Choose banks and credit unions with robust fraud protection and monitoring systems. Many online banks offer advanced security features like biometric login and real-time fraud alerts. Look for institutions that offer account alerts, transaction monitoring and 24/7 fraud support. These features can help you detect and respond to fraud faster. Consider credit freezes: A credit freeze prevents new accounts from being opened in your name without your explicit permission. While this doesn't stop all banking fraud, it makes it much harder for criminals to open accounts that require credit checks. Freezing your credit is free and can be done online with all three credit bureaus. You can temporarily lift the freeze when you need to apply for legitimate accounts. Bottom line Monitor your financial accounts and credit reports regularly, protect your personal information carefully and don't hesitate to act quickly if you suspect fraud. The sooner you detect and report banking identity theft, the easier it is to resolve and the less damage criminals can cause. Remember that legitimate banks will never ask for sensitive information via email or text. When in doubt, hang up and call your bank directly using the number on your account statements or debit card. Sign in to access your portfolio


The Hill
9 hours ago
- The Hill
FTC says group flooded Ticketmaster with fake accounts to buy up tickets
Federal regulators are suing a ticket broker accused in a multimillion-dollar scheme to resell thousands of tickets to live events, including Taylor Swift's record-setting 'Eras Tour,' by bypassing Ticketmaster security measures. The Federal Trade Commission (FTC) filed its suit against Key Investment Group LLC and its affiliates Monday, alleging that the Maryland-based ticket reseller used clandestine measures — including purchasing sham accounts and masking IP addresses — to get around Ticketmaster's ticket purchasing limits. After quickly amassing thousands of tickets for concerts and other events through the fake accounts, the alleged scammers then resold them to fans at higher prices, the lawsuit claims. The FTC detailed as an example in its complaint how the effort worked with Swift's sold-out shows, noting that over five months in 2023, the group bought 2,280 tickets to 38 stops on the 'Eras Tour.' 'Defendants paid $744,970.29 for these tickets and resold them for $1,961,980.65, netting $1,217,010.36 in revenue,' the lawsuit states. The Better Online Ticket Sales (BOTS) Act, which was signed into law in 2016, prohibits efforts to circumvent 'control measures used by Internet ticket sellers to ensure equitable consumer access to tickets for any given event.' Frustrations have persisted, though, as bots have continued to grab tickets for the marked-up resell market. 'President Trump made it clear in his March Executive Order that unscrupulous middlemen who harm fans and jack up prices through anticompetitive methods will hear from us,' FTC Chairman Andrew N. Ferguson said in a statement. 'Today's action puts brokers on notice that the Trump-Vance FTC will police operations that unlawfully circumvent ticket sellers' purchase limits, ensuring that consumers have an opportunity to buy tickets at fair prices.'

Los Angeles Times
11 hours ago
- Los Angeles Times
FTC alleges group fraudulently flipped Taylor Swift seats on Ticketmaster
The Federal Trade Commission accused a shadowy group of flooding Ticketmaster with fake accounts to purchase and resell tickets to concerts by Taylor Swift, Bruce Springsteen and other top artists. The FTC alleged that between Nov. 1, 2022, and Dec. 30, 2023, a core group of three individuals used a network of sites such as Totaltickets, TotallyTix and Front Rose Tix to purchase at least 379,776 tickets from Ticketmaster, spending nearly $57 million. The complaint states they then resold those tickets on secondary marketplaces for nearly $64 million. The trio allegedly used software to mask IP addresses, purloined credit cards and SIM cards to create fake Ticketmaster accounts. They also enlisted friends and family to create Ticketmaster Verified Fan accounts, giving small sign-up bonuses and kickbacks for creating new accounts. The FTC alleges that the group made $1.2 million from flipping tickets to Taylor Swift's record-breaking Eras Tour in 2023 alone. According to the complaint, at a Las Vegas Taylor Swift concert, 'Defendants used 49 different accounts to purchase 273 tickets to Taylor Swift's March 25, 2023, concert at Allegiant Stadium, dramatically exceeding The Eras Tour's 2023 six-ticket limit. Defendants then marked up and resold these tickets, netting $119,227.21 in revenue.' For one Bruce Springsteen show at MetLife Stadium on Sept. 1, 2023, 'Defendants used 277 different accounts to purchase 1,530 tickets, dramatically exceeding Springsteen and the E Street Band's four-ticket limit. Defendants marked up and resold these tickets, netting $20,900.84 in revenue.' The FTC alleges their actions are a violation of the Better Online Ticket Sales Act. Representatives for Live Nation did not immediately return a request for comment. While Ticketmaster is not accused of any wrongdoing in the complaint, Swift famously lambasted Ticketmaster after the Eras Tour on-sale fiasco in which many fans were locked out of opportunities to buy tickets and saw seats instantly snapped up and placed on resale markets at many times the face value. 'There are a multitude of reasons why people had such a hard time trying to get tickets and I'm trying to figure out how this situation can be improved moving forward,' she wrote in a 2022 social media post. 'I'm not going to make excuses for anyone because we asked them multiple times if they could handle this kind of demand and we were assured they could.' 'It really pisses me off that a lot of [fans] feel like they went through several bear attacks to get them,' Swift added. The incident prompted rowdy hearings in Congress and a federal antitrust lawsuit against Ticketmaster and parent firm Live Nation. Although Ticketmaster is not targeted in the complaint, the FTC does include a slide that it says is from a 2018 presentation deck, where Ticketmaster warns of 'Serious negative economic impact if we move to 8 ticket limit across the board.' In March, President Trump issued an executive order to combat fraudulent ticket reselling practices.