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SCOTUS to hear ObamaCare free care case

SCOTUS to hear ObamaCare free care case

The Hill18-04-2025
Experts say a Supreme Court case set for Monday puts that free care guarantee at risk.
ObamaCare requires insurers to cover, without cost-sharing, more than 100 preventive health services recommended by an outside panel of experts called the U.S. Preventive Services Task Force (USPSTF).
The requirement extends coverage of evidence-based preventive services such as cancer screening, tobacco cessation, contraception and immunizations, without cost-sharing, to more than 150 million people each year.
Without the requirement, health plans and employers can pick and choose which preventive services they cover. Cost-sharing will likely deter patients — particularly those of limited means — from scheduling those procedures.
'We know that if costs are reintroduced, people just don't seek care,' said Eric Waskowicz, senior state policy manager at the advocacy group United States of Care. 'And so I think we all have an interest in keeping no cost preventive care in place.'
The Supreme Court is expected to rule on the case in June.
'The minute that provision gets struck down … we will be back at the mercy of the insurance companies. They'll still get the same premium from you, but they'll offer less services,' said Leslie Dach, executive chair of the Democratic-aligned group Protect Our Care.
The lawsuit began in 2022 when a group of conservative Texas employers and individuals challenged the coverage requirement, arguing the task force's members are not appointed by the president or confirmed by the Senate, yet its recommendations are binding.
Initially, a district court judge agreed with the plaintiffs and invalidated the entire task force. Last year, the 5th U.S. Circuit Court of Appeals sided with the employers but limited the decision to just the eight Texas companies involved in the case, rather than nationwide.
The Biden administration appealed. Then, in a surprising move, the Trump administration earlier this year said it will continue to defend the law.
But some legal experts said the arguments being presented by the Justice Department indicate a desire to give Health and Human Services (HHS) Secretary Robert F. Kennedy Jr. substantial control over an independent government task force.
The administration argues the HHS secretary has the ultimate say over both the recommendations and the individual members of the panel, meaning he can dismiss members or block recommendations he does not agree with.
Even if the court upholds the task force's constitutionality, 'the question will then be, will HHS follow the science and uphold the USPSTF recommendations, or will it take a different course? And that, obviously, is something that everyone will be watching very carefully,' said Andrew Pincus, a partner at Mayer Brown LLP.
Pincus filed a brief on behalf of the American Public Health Association, which argued that invalidating the mandate could increase the cost of preventive care and the cost of health care overall, as patients would delay treatment for preventable diseases and emergencies.
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The MAHA wave
The MAHA wave

Politico

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  • Politico

The MAHA wave

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The advances seen in state capitols, often considered laboratories for federal rulemaking, offer a glimpse into how a Kennedy-run Department of Health and Human Services might turn MAHA priorities into regulation. The White House is set to release a final MAHA report, which will include recommendations to fight chronic disease. Details: POLITICO tracked nearly 900 measures on MAHA-aligned subjects that were introduced in 50 states this year — a 45 percent increase from the previous year and measures introduced in 2023 among the four states that meet every two years. Measures ranged from banning the use of food dyes to limiting children's access to social media over mental health concerns to restricting the use of mRNA, the technology behind the Pfizer and Moderna Covid-19 vaccines. The surge in state activity underscores the growing political clout of the MAHA base, which cuts across party lines, and offers MAHA supporters a chance to secure policy wins outside a White House navigating competing interests. Following intense pressure from agricultural lobbyists, the Trump administration assured farm groups earlier this summer that the final MAHA report would include no new policy around pesticide use despite linking the chemical to cancer in a May draft report. Bipartisan appeal? Blue states New York and New Jersey led the country in the number of MAHA-aligned measures introduced this year, followed by Republican-led Texas. While some topics, like ending vaccine mandates, were predominantly backed by one party, a few themes had bipartisan traction: Roughly a third of measures to improve nutrition and restrict food additives were sponsored by at least one member of each party this year. 'We see so much state activity. … It's bipartisan. 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Some farm groups were recently invited to the White House and given 20 to 30 minutes to view a hard copy of a draft strategy report, said the two people, who were granted anonymity to share private details. The draft report that groups have seen is roughly 15 pages and has only 'light' mentions of pesticides, one of the two people said. But given that officials plan to wait for weeks before publishing the report, anything could change. Farm groups are crossing their fingers that the MAHA Commission won't scale up plans last minute to crack down on pesticides. 'If the ag community felt like they'd had some success in mitigating some of the worst language, or even taking some of that stuff out, an extra month may not feel like an opportunity,' said one of the people. 'It actually might feel like a bigger risk, because if they're already comfortable with where it sits now, what does an extra month mean?' 'On the other side, the MAHA folks are going to be pushing for more aggressive policy solutions across the board,' the person added. 'Maybe it would have been better for it to just pop out as it is.' Buckle up: Behind the scenes, the White House is taking extra time to review the policy recommendations to 'make sure it's not fucked up like last time,' as one person familiar with the process told our Dasha Burns, referencing the first error-riddled report from the MAHA Commission earlier this year. An HHS official told our Playbook colleagues that 'the team at the White House and HHS is ensuring that whatever is in the report is the best possible product for the American people. If they need more time, they need more time.' WHAT WE'RE READING The New York Times' Roni Caryn Rabin and Irena Hwang report on the Trump administration halting research related to racial and socio-economic disparities.

Grocer Hy-Vee And Insurer Oscar Launch Employer Health Plan
Grocer Hy-Vee And Insurer Oscar Launch Employer Health Plan

Forbes

time5 hours ago

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Grocer Hy-Vee And Insurer Oscar Launch Employer Health Plan

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Perfect storm to hit Obamacare: Millions of Americans could see insurance premiums surge 75% in 2026
Perfect storm to hit Obamacare: Millions of Americans could see insurance premiums surge 75% in 2026

Yahoo

time6 hours ago

  • Yahoo

Perfect storm to hit Obamacare: Millions of Americans could see insurance premiums surge 75% in 2026

A perfect storm of rising health care costs, expensive new drugs, and the scheduled end of enhanced federal subsidies could drive Obamacare's Affordable Care Act (ACA) Marketplace premiums to their steepest levels in years—and hit more than 24 million Americans in their wallets. According to a new analysis of insurers' 2026 filings by Peterson-KFF's Health System Tracker, the median proposed premium hike across 312 marketplace insurers is 18%. Most increases range from 12% to 27%, with more than 125 insurers seeking hikes of 20% or more—the sharpest climb since 2018. Final rates will be locked in by late summer 2025. What's driving the surge Runaway medical costs remain the primary culprit, with hospital services, physician visits, and prescription drugs, especially the booming category of GLP-1 medications for diabetes and weight-loss, leading the trend. Insurers report medical inflation running at 8% to 10% annually. Some have even dropped coverage for weight-loss GLP-1s in an attempt to contain costs. Layered on top of that is a looming policy shift: the expiration of enhanced premium tax credits enacted in 2021 as part of pandemic relief. If Congress lets these subsidies lapse at the end of 2025, monthly out-of-pocket costs for subsidized enrollees are projected to jump roughly 75% on average. That hike is on top of, not instead of, insurers' base premium increases. The subsidy rollback alone explains about 4 percentage points of the proposed 2026 rate jumps, partly because insurers expect healthier customers to drop coverage when subsidies shrink, leaving a riskier pool. Insurers are also bracing for potential tariffs on medical supplies and pharmaceuticals, which could add about 3 percentage points to premiums. What that means for consumers For a subsidized enrollee paying $100 a month today, 2026 costs could rise to $175—a $900 increase per year—if enhanced subsidies expire. Someone paying $200 a month could see their bill swell to $350. And those figures don't yet reflect underlying insurer rate hikes above the loss of subsidies. The impact could be widespread: About 24.2 million Americans are currently enrolled in ACA Marketplace coverage, more than twice the total from four years ago. Much of that growth is tied to the enhanced subsidies now on the chopping block. Even those with private insurance aren't immune to rising costs: Fortune previously reported that 51% of companies plan to pass on higher premium costs to employees. The stakes for Congress and consumers If lawmakers extend the subsidies, many households could avoid most of the jump in what they pay out of pocket, though they would still face the underlying premium hikes driven by inflation and drug costs. Without action, however, the combined effect could create a price shock for millions who have depended on Marketplace coverage. The 2025 federal budget reconciliation law passed earlier this year did not include a renewal of the enhanced subsidies, even as it addressed other major health provisions. That means unless Congress acts separately, the subsidies will expire at year's end. Republicans currently control both chambers. Some key GOP members have not ruled out discussing an extension due to pressure from constituents, especially in swing districts and states with high ACA enrollment. However, the party is generally resistant to large new spending on what many members still frame as 'insurance company bailouts.' GOP leaders have not held serious negotiations over a renewal yet, and most observers rate the odds of passing an extension as low without a major shift in political priorities. Nearly 77% of the public—including a majority of Republican and MAGA-identifying voters—support extending the enhanced premium subsidies, according to a June 2025 KFF poll. Some health-policy experts note a short-term extension (1-2 years) remains possible, especially if advocates tie it to government funding negotiations or 'must-pass' legislation. However, the overall odds are still rated as long unless significant bipartisan compromise is reached, or the White House prioritizes the issue. For this story, Fortune used generative AI to help with an initial draft. An editor verified the accuracy of the information before publishing. This story was originally featured on Solve the daily Crossword

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