What Is 5G Home Internet and Is It Worth It?
For most Americans, internet service providers are a constant source of stress to consumers and, notoriously, one of the lowest-rated industries in the US. ISPs rank lower than social media, the US Postal Service and even airlines. We can collectively agree on why: wading through confusing details like hidden fees, yearly price hikes, contracts, service details and even the different speeds, can make for a frustrating experience.
Many rural Americans know how difficult it is to find a good internet provider at their address, some can often feel like there are hardly any options at all. Could 5G be the answer?
The technology powering the latest phones is tackling our household broadband needs. In addition, cellular internet like 5G could help rural and underserved communities to stay connected. According to the 2024 J.D. Power Survey, 5G home internet can be a cheaper and more accessible internet connection type than cable or fiber. It may not produce the fastest speeds, but customers are willing to overlook that. CNET has reviewed all the major 5G services and we've got the details on how they work, what speeds you can expect, what it costs and where it's available. Read on to see if a 5G connection is for you.
Simply put, 5G stands for the fifth generation. The fifth generation of what? The fifth generation of wireless data networks. You're probably most familiar with hearing 5G used to describe better mobile communications and speedier phones. You're not wrong: 5G networks, which use different radio frequencies than previous generations, aim to provide faster data speeds with much less lag or delay than we had with 4G. However, while 5G cellular service might be available on your phone, 5G home internet is not as widely available.
My CNET colleague Eli Blumenthal does a great job of breaking down the basics of 5G. Millimeter-wave technology uses higher frequencies than previous generations, providing faster speeds and connections. Those higher, gigabit speeds come with a price: the data doesn't travel the same distance as 4G and has more trouble with obstructions. To combat that, midband technology, which offers speeds averaging between 300 and 400 megabits per second, increases the coverage area provided by millimeter-wave. Finally, low-band 5G offers a range similar to 4G but speeds between 100 and 200Mbps.
Nope. One common mistake is to see the "5GHz" setting on your Wi-Fi router and assume you have access to 5G. Wi-Fi routers also use short-range radio frequencies (typically either 2.4GHz or 5GHz) to transmit your internet signal to connected devices within your home. 5GHz might be one of the band options for your home's Wi-Fi system, but it's not the same as 5G, which is a cellular technology that uses higher-frequency waves.
Most ISPs deliver internet service via phone lines or cables connecting your home to a more extensive network. That includes common internet connection types like digital subscriber lines or DSL, coaxial cable and fiber-optic internet. Those are all wired connections from your provider to your home.
5G home internet, on the other hand, is a fixed wireless internet service, which means that the connection between your provider and your home is not wired. With 5G, you will need an indoor or outdoor 5G receiver at your house to pick up the signal. It's similar to satellite internet, but instead of beaming in a signal from satellites orbiting in the night sky, it's relaying information from a much closer wireless hub. Although you're using the same 5G network as your mobile phone, the gateway is specific to your location and cannot be used elsewhere.
5G is still being deployed across the country. Therefore, the number of providers offering any 5G home internet plan is relatively limited. Your 5G home internet options are AT&T Internet Air, Starry, T-Mobile and Verizon. All prices listed on this page reflect available discounts for setting up paperless billing. If you decide not to go with automatic monthly payments, your monthly bill will be higher. Now, let's explore what each offers.
Let's not sugarcoat this: 5G home internet service is not yet available everywhere. While the list of cities seems to expand nearly every month, most are larger US cities.
T-Mobile Home Internet is the most widely available service among the three highlighted providers, with coverage of 60%, according to the FCC. While Verizon's 5G home internet service is now available to 40 million homes, T-Mobile leapfrogged that by expanding its fixed wireless service to over 50 million households. Still, T-Mobile acknowledges it does not have unlimited availability across those locations due to network capacity.
Verizon's 5G Home Internet is currently offered in approximately 900 markets or 19% of the country. Although the total number of households in which it is available is less than T-Mobile's, it does cover more cities.
AT&T Internet Air is not quite as widely available as T-Mobile Home Internet or Verizon 5G Home Internet. The service is still slowly expanding but making decent progress, available to nearly 100 locations in 48 states and covers just over 14% of the country.
Starry Internet is available in Boston, Denver, Los Angeles, New York City and Washington, DC serving only 1% of the country, according to the FCC.
The first thing to say is what we always say regarding ISPs: No matter how good the service, it's all moot if it's unavailable at your address. 5G technology is still being rolled out nationwide, so we should expect to see some bumps in the road as that effort continues.
Still, 5G home internet availability is increasing at a pretty rapid pace. The affordable, straightforward pricing is vastly appealing and it's what jumps off the page for me. Time will tell if that trend holds as availability continues to expand. It would be a real step forward if 5G could emerge as a viable broadband option for traditionally underserved parts of rural America. As CNET alum Rick Broida put it after he tested T-Mobile's service, "Imperfection is a lot more tolerable when you're paying less than half what you were before."
5G home internet is one of the more affordable options available considering the decent download speeds that current plans average. T-Mobile averages just over 100Mbps, Starry chimes in at 200Mbps and Verizon's median speed is 300Mbps. The lowest monthly cost among the three main providers is $15 (Starry's low-cost option) and the highest is $70 (T-Mobile and Verizon 5G Home Internet Plus without the mobile discount). Each provider's monthly costs include all fees, taxes, equipment and installation charges. So the monthly charge you see is the monthly charge you pay. Lastly, none require term contracts, so you won't have to fear any early termination fees.
In theory, 5G should enable a speedy connection that will match or improve what you get with cable or fiber internet. That's usually not the case regarding the reality of 5G home internet. To increase the reliability and coverage of the 5G internet service, most providers rely on a mix of millimeter-wave, low-band and midband technology -- as well as 4G LTE in some cases -- and this means home internet customers won't see the real high-end capabilities of 5G at present. You should see well over the average speeds of your typical DSL and satellite internet plans.
It simply means generation. In other words, 5G is the fifth generation of cellular technology.
Cable internet relies on wires to transmit data from a central hub into your home. 5G home internet is a fixed wireless solution that uses an internet gateway to connect your home using radio frequencies to connect to a cell tower or data hub nearby. If you're not sure about which internet connection type is better suited for your home, read our guide on the different connection types.

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Tom's Guide
10 minutes ago
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Yahoo
39 minutes ago
- Yahoo
5G & IoT Adoption Push Subscriber Data Management Market to USD 20.20 Billion by 2030
Subscriber Data Management Market to surge from USD 7.80 billion in 2024 to USD 20.20 billion by 2030, growing at 17.40% CAGR. Driven by 5G & IoT demand, SDM platforms are vital. Cloud adoption boosts market, despite high implementation costs. Key opportunities lie in FMC and VoIP service expansions. Subscriber Data Management Market Dublin, Aug. 21, 2025 (GLOBE NEWSWIRE) -- The "Subscriber Data Management Market Size, Share & Trends Analysis Report by Solution, Network Type, Application, Deployment Mode, Organization Size, and Region with Growth Forecasts, 2025-2030" report has been added to Subscriber Data Management Market was valued at USD 7.80 billion in 2024, and is projected to reach USD 20.20 billion by 2030, rising at a CAGR of 17.40%. The subscriber data management industry is gaining momentum, driven by several factors, including rising demand for 5G networks and IoT ecosystems is significantly boosting the need for robust subscriber data platforms capable of managing vast, dynamic, and real-time user data across various network slices. In addition, the increasing shift toward cloud and hybrid cloud deployments is enabling telecom operators to adopt scalable and flexible SDM solutions. However, the high implementation cost of advanced SDM platforms, particularly for small and mid-sized operators, remains a key challenge. The growing demand for fixed mobile convergence (FMC) and VoIP services presents a major growth opportunity for the market. The increasing demand for 5G networks and Internet of Things (IoT)is a significant driver for the growth of the SDM market. 5G's higher speeds and lower latency create new opportunities across industries, from autonomous vehicles to smart cities. To manage the surge in connected devices and services, operators require robust SDM solutions to ensure efficient data handling, security, and seamless user shift to cloud and hybrid cloud deployments is accelerating the demand for SDM solutions, as these environments offer scalability, flexibility, and efficient real-time data handling. For instance, in January 2025, Microsoft announced a USD 3 billion investment in AI and cloud infrastructure in India, underscoring the rising importance of cloud technologies. This investment is set to enhance regional cloud capacities and accelerate the digital transformation of businesses. As more enterprises transition to cloud-based models, they require robust SDM solutions to securely manage growing volumes of subscriber data, streamline operations, and ensure compliance. Consequently, this shift is driving significant growth in the SDM market as companies seek solutions to meet the demands of modern cloud rising demand for fixed mobile convergence (FMC) and VoIP services is creating strong growth opportunities for the SDM industry. FMC enables seamless communication across fixed and mobile networks, while VoIP relies on IP-based voice transmission. Both trends require robust SDM solutions to manage unified subscriber profiles, streamline authentication, and ensure consistent service quality. As operators converge networks to offer flexible, cost-effective communication, the need for scalable SDM systems increases, thereby supporting market implementation costs pose a significant restraint in the subscriber data management industry. Deploying advanced SDM systems, especially cloud-native and geo-redundant architectures, can cost millions for large-scale operators. These costs include software licensing, hardware procurement, integration with legacy networks, and data center infrastructure. In addition, cloud migration and network function virtualization demand specialized skill sets, increasing training and operational expenses. For instance,in August 2022, Jazz selected Nokia's SDM software to support over 123 million subscribers and deployed it across four major data centers in Pakistan. While exact figures were undisclosed, such nationwide, cloud-based deployments typically cost between USD 5 million to 20 million. These high upfront costs pose barriers for smaller telecom operators and emerging markets, limiting widespread adoption despite the operational advantages SDM Subscriber Data Management Market Report SegmentationThis report forecasts revenue growth at global, regional, and country levels and provides an analysis of the latest industry trends in each of the sub-segments from 2018 to 2030. For this study, the analyst has segmented the global subscriber data management market report based on solution, network type, application, deployment mode, organization size, and region. Companies Featured The major companies featured in this Subscriber Data Management market report include: Telefonaktiebolaget LM Ericsson Huawei Technologies Co., Ltd. Nokia Corporation Oracle Corporation Cisco Systems, Inc. Amdocs Limited Hewlett Packard Enterprise Company ZTE Corporation Samsung Electronics Co., Ltd. Mavenir Systems, Inc. Key Attributes: Report Attribute Details No. of Pages 130 Forecast Period 2024 - 2030 Estimated Market Value (USD) in 2024 $7.8 Billion Forecasted Market Value (USD) by 2030 $20.2 Billion Compound Annual Growth Rate 17.4% Regions Covered Global Key Topics Covered: Chapter 1. Methodology and ScopeChapter 2. Executive Summary2.1. Market Outlook2.2. Segment Outlook2.3. Competitive InsightsChapter 3. Subscriber Data Management Market Variables, Trends, & Scope3.1. Market Lineage Outlook3.2. Market Dynamics3.3. Subscriber Data Management Market Analysis ToolsChapter 4. Subscriber Data Management Market: Solution Estimates & Trend Analysis4.1. Segment Dashboard4.2. Subscriber Data Management Market: Solution Movement Analysis, 2024 & 20304.3. Policy Management4.4. Subscriber Data Federation4.5. Identity Management4.6. User Data RepositoryChapter 5. Subscriber Data Management Market: Network Type Estimates & Trend Analysis5.1. Segment Dashboard5.2. Subscriber Data Management Market: Network Type Movement Analysis, 2024 & 20305.3. Mobile Networks5.4. Fixed NetworksChapter 6. Subscriber Data Management Market: By Application Estimates & Trend Analysis6.1. Segment Dashboard6.2. Subscriber Data Management Market: By Application Movement Analysis, 2024 & 20306.3. Mobile6.4. Fixed Mobile Convergence (FMC)6.5. Voice over IP (VoIP) and Video over IP6.6. Other ApplicationsChapter 7. Subscriber Data Management Market: Deployment Mode Estimates & Trend Analysis7.1. Segment Dashboard7.2. Subscriber Data Management Market: Deployment Mode Movement Analysis, 2024 & 20307.3. On-Premises7.4. Cloud-BasedChapter 8. Subscriber Data Management Market: Organization Size Estimates & Trend Analysis8.1. Segment Dashboard8.2. Subscriber Data Management Market: Network Type Organization Size Analysis, 2024 & 20308.3. Small and Medium Enterprises (SMEs)8.4. Large EnterprisesChapter 9. Subscriber Data Management Market: Regional Estimates & Trend Analysis9.1. Subscriber Data Management Market Share, By Region, 2024 & 2030Chapter 10. Competitive Landscape10.1. Company Categorization10.2. Company Market Positioning10.3. Company Heat Map Analysis10.4. Company Profiles Telefonaktiebolaget LM Ericsson Huawei Technologies Co., Ltd. Nokia Corporation Oracle Corporation Cisco Systems, Inc. Amdocs Limited Hewlett Packard Enterprise Company ZTE Corporation Samsung Electronics Co., Ltd. Mavenir Systems, Inc. For more information about this report visit About is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends. Attachment Subscriber Data Management Market CONTACT: CONTACT: Laura Wood,Senior Press Manager press@ For E.S.T Office Hours Call 1-917-300-0470 For U.S./ CAN Toll Free Call 1-800-526-8630 For GMT Office Hours Call +353-1-416-8900Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data

USA Today
40 minutes ago
- USA Today
Relying on AI for money advice? What financial experts think of chatbots' responses
From grocery lists to help creating a website to promote her work as a realtor, Jennifer Allen says she uses ChatGPT for everything. When unexpected hospital bills and time away from work after giving birth led her to rely on credit cards, she knew her debt was growing. But she was scared to tally the total amount and rarely looked at her bank accounts. Until one day, she wondered if ChatGPT, or 'Chat,' as she calls it, could help. She fed the chatbot required information and it told her she had amassed $23,000 in debt. Surprised by the number, she wondered how she could pay it off. Allen said she didn't even think about consulting a financial planner. She did, however, ask ChatGPT. 'Even if a financial planner told me something, I would still go to Chat to run it by them,' Allen told USA TODAY. She prompted the chatbot to give her one thing she could do every day to help pay down her debt, and documented the process on TikTok. By the end of two 30-day challenges, she'd come up with $13,078 by following the bot's advice and earned additional money from the TikTok Creator Rewards Program. She said she now has a little less than $5,000 in debt remaining. While not everyone follows ChatGPT's advice every day, the chatbot has experienced rapid growth. It's reaching about 700 million users weekly – four times more than last year, according to OpenAI's Nick Turley. ChatGPT isn't the only artificial intelligence model people are relying on for information. A Morning Consult survey found more than half of U.S. adults said they refer to AI-generated summaires when searching online and 1 in 10 said they don't consult other sources. A Southeastern Oklahoma State University questionnaire found that 1 in 3 Americans have used an AI tool to make a career decision. Some think the technology will transform the financial planning space. Others warn against relying on it for money advice. And while some humans may be self-interested when saying they do a better job than AI, even companies behind popular chatbots advise caution. Large language models, like Gemini, can "hallucinate" and present inaccurate information as factual, according to Google. USA TODAY asked five popular chatbots common personal finance questions. Here's what they said and what financial experts thought of their responses: AI's advice on retirement savings USA TODAY asked ChatGPT, Claude, Copilot, Gemini, and Grok three personal finance questions in the same order – starting with one of the most common: How much money do I need to retire? Their answers were similar but not identical. In seconds, the chatbots generated somewhat lengthy responses, usually formatted in bullet points, giving examples and general advice with caveats. Grok was the only model to give a specific number in its final answer – about $1 million. But it, alongside ChatGPT and Copilot, also asked the user to provide more information. Gemini recommended using a retirement calculator and Claude suggested meeting with a financial planner. All pointed to the 4% rule — a withdrawal strategy that says retirees can safely withdraw 4% of their savings during the year they retire and then adjust for inflation each subsequent year. However, the rule is more than 30 years old and its creator said it was outdated in 2022. 'There is not one number for everybody. If the chatbot tries to answer this question without asking for information, that's useless,' said Annamaria Lusardi, who heads Stanford's Initiative for Financial Decision-Making. 'The 4% rule of thumb is completely outdated... If you follow it, you have a very high probability of running out.' More: The right financial adviser can help you navigate a shaky economy. We rank the top firms. AI's advice on credit scores The chatbots' responses to the question 'How do I improve my credit score?' were nearly identical. They suggested stategies like paying bills on time, keeping credit utilization low, and maintaining a healthy mix of credit. 'This is a much easier question for ChatGPT to answer correctly because there is all of this information, for example, on the FICO score website,' Lusardi said. 'If you compare these two questions, this is really a type of situation where you can have rules for everyone.' Greg Clement is the CEO and Founder of Freedomology, a technology and coaching company that launched its own chatbot dedicated to helping people with their finances, health, and relationships. He worked as a financial planner for eight years and thinks popular AI models can be useful when people have financial questions but that their answers are still 'very vague and generic.' 'It's almost as if you're talking to 100 financial planners and you ask the same question to 100 people and you try to consolidate all of their answers into one summary,' Clement said. Between AI's documented bias and inabilty to understand things on a human level, Tori Dunlap, a money expert who founded Her First 100k, is skeptical of people relying on the technology. 'It's there as your digital robotic personal assistant. It's not meant to challenge you or push back, or help you think differently. That's something a coach or expert can you help you do,' Dunlap said. 'I would also say though, if you're going to go from no financial advice to ChatGPT, I will take ChatGPT every time.' What happens when you give AI specific numbers? Using the median household income and down payment in Illinois, USA TODAY asked the chatbots what home price a couple could afford in that state. Before giving a number, most asked the user to consider factors including their debt-to-income ratio, private mortgage insurance, and property taxes. But without asking for more information, each gave a different range. ChatGPT and Gemini were the most optimistic, suggesting $300,000 to $320,000 and $275,00 to $325,000, respectively. Claude said $245,000 to $270,000 and Copilot said $225,000 to $250,000. Grok gave the lowest range from $200,000 to $240,000. 'Personal finance is about our life. I don't know that I would leave it to just artificial intelligence without a careful check and being aware that different ones will give me different results,' Lusardi said. 'Some of these suggestions can be very simple and potentially not very useful.' Dunlap said the chatbots' variety of answers is the result of them not having enough information. If someone asked her this question, she said she'd follow up by asking about their credit score, their ideal mortgage payment, and interest rates. 'But before we even do that, my question is: Do you actually want to be a homeowner or do you just feel like you need to in order to be successful?' she said. 'By definition, you're talking to a robot. You're not talking to somebody who understands real complex human emotion.' After all, if someone asks AI this question, they're talking to a chatbot who has never experienced homeownership. 'If a young couple in the Freedomology community would ask the same question, they'd probably get answers from people that have owned a house for 10 or 20 years,' Clement said. 'How do you replace that? I don't think you can.' What do AI companies recommend? In USA TODAY's chats with the AI models, several included disclaimers that they were not financial advisers, and AI companies have some safeguards in place to fact check their responses. Google's double-check feature highlights any information that is contradicted online. The company's help center notes that people should not rely on Gemini for financial advice. A spokesperson for Anthropic, the company behind Claude, said they are encouraged to see people using the model as a financial literacy tool to demystify topics like compound interest and credit scores. However, they said while Claude can help people become more informed, it should not replace licensed professionals for personalized financial decisions. They recommend using Claude to learn and prepare smarter questions, but to rely on certified professionals who can give personalized advice when it comes to actual investment decisions and retirement strategies. 'The most successful approach we see is people using Claude to level up their financial literacy, then taking that knowledge into real-world decisions,' the Anthropic spokesperson said in a statement to USA TODAY. 'They understand the terminology, recognize better opportunities, and feel more confident, whether they're negotiating a car loan, choosing between job offers, or preparing for retirement planning meetings. That's where AI genuinely helps — making financial knowledge accessible to everyone.' In another statement to USA TODAY, a spokesperson for Microsoft said Copilot's Deep Research mode can help people make well-informed choices in areas that require careful evaluation, including financial decisions. 'As we look ahead, we're focused on making Copilot an even better AI companion; one that's more personal and feels natural being used in everyday life,' the spokesperson said. 'AI can still make mistakes, so we always recommend people check sources and reach out to a financial adviser if needed.' While Allen said she doesn't take everything AI says at face value, she credits it as a reason she went from not knowing how much debt she had, to paying a majority of it off. 'That's what changed about this whole process,' Allen said. 'I'm not afraid. I have ChatGPT on my side.' OpenAI and xAI did not respond to USA TODAY's requests for comment. Reach Rachel Barber at rbarber@ and follow her on X @rachelbarber_