Enerflo Announces Strategic Partnership with OneEthos, Powered by Climate First Bank
Streamlined solar financing meets seamless installation: A game-changing integration for homeowners and installers.
'This collaboration between Enerflo and OneEthos represents a major leap forward in making affordable solar financing the new standard.' — Marcio deOliveira, Founder & CEO of OneEthos
HUNTINGTON BEACH, CA, CA, UNITED STATES, April 10, 2025 / EINPresswire.com / -- Enerflo, the premier residential solar sales and installation software platform, has announced a strategic partnership with OneEthos, powered by Climate First Bank, to transform the solar financing and installation experience. OneEthos provides solar installers and homeowners with access to the nation's most ethical solar financing platform and is one of the only fintechs in the United States regulated by the Federal Reserve Bank. This collaboration enables residential solar installers and homeowners across the nation to benefit from a seamlessly integrated and affordable financing solution - helping accelerate the transition to a more sustainable future.
Through this partnership, Enerflo users can offer homeowners access to solar financing with no dealer fees, a 30.5-year term*, and no prepayment penalties, making it the most affordable ethical solar financing option in the nation. Loan origination and processing are provided by Climate First Bank, the world's first FDIC-insured digital community bank founded to combat the climate crisis, and the fastest growing new bank in the United States since 2009. This integration simplifies the financing process for installers while ensuring homeowners receive affordable solar loan options. Financing is available to all Enerflo partners now - Enerflo partners can access the offering by becoming an approved installer with OneEthos.
Key Benefits for Installers and Homeowners
No Dealer Fees Means Affordable Solar Financing
OneEthos never charges a dealer fee, saving your client up to 30% when financing solar and making the product the most affordable on the market. OneEthos also boasts no prepayment penalties and a 30.5-year term* - maximizing affordability and long-term savings.
Affordable Solar from Day One
By eliminating dealer fees from project costs which can add up to 30% to the cost of solar, the 30.5-year* loan is designed to lower monthly payments, making solar more accessible than ever before. In many cases, homeowners start saving on day one, making it one of the most cost-effective loan options available.
Faster Approvals & 100% Financing
Enerflo's seamless integration with OneEthos eliminates friction in the loan process—installers can offer 100% financing, and most homeowners receive real-time loan decisions in as little as 30 seconds, accelerating project timelines.
Streamlined Sales & Install Experience
Installers using Enerflo benefit from an all-in-one sales and installation workflow, removing inefficiencies that typically delay solar projects. The financing process is now built directly into the Enerflo sales platform, reducing administrative work and keeping projects moving.
Nationwide Network of Vetted Installers
Homeowners can choose from a trusted network of accredited solar installers, ensuring quality installations that align with the mission of sustainable, responsible energy adoption.
Driving a More Sustainable Future, Together
'We're excited to partner with OneEthos, powered by Climate First Bank to make affordable solar financing more accessible,' said Spencer Oberan, Co-Founder of Enerflo. 'This integration allows installers to focus on what they do best—delivering solar solutions and closing deals—while giving homeowners a seamless and affordable financing experience.'
'This collaboration between Enerflo and OneEthos represents a major leap forward in making affordable solar financing the new standard,' said Marcio deOliveira, Founder & CEO of OneEthos. 'Our model provides the nation's most competitive ethical solar financing program and together, we're empowering installers to provide their clients with an affordable lending option, creating a more sustainable future for all.'
Beyond the technology, the partnership will also include community outreach and education initiatives to drive awareness about sustainable energy solutions and their role in fighting the climate crisis.
*As an example, on a $80,000 loan a homeowner might pay $586.96 per month over 366 months at 8.00% APR. Loans are provided by Climate First Bank, Member FDIC, and are subject to credit check and approval.
About Enerflo
Enerflo is the only Lead-to-PTO, open API Solar Platform, designed to streamline operations for Residential Solar Installers, EPCs, and Sales Dealers. By cutting soft costs, reducing project timelines, and automating workflows, Enerflo helps solar companies deploy more solar efficiently.
Enerflo connects the entire solar sales and installation process into one cohesive, data-driven platform, optimizing lead management, proposals, financing, permitting, and installation. As the backbone of top solar providers, Enerflo powers billions of dollars in solar sales, delivering a fully connected workflow from lead to PTO.
For more information, visit: www.enerflo.com.
About OneEthos
OneEthos is a Certified B Corp, mission-driven fintech company. The company operates at the intersection of financial technology (fintech) and traditional banking with the objective to accelerate the delivery of sustainable and inclusive financial services to all segments of the population. OneEthos is one of the only fintech companies specializing in climate finance in the United States and regulated by the Federal Reserve Bank. The company's mission is to enable Community Banks, Credit Unions, CDFIs, and Green Banks to grow their loan portfolios profitably and responsibly, providing access to banking products and services that have a positive impact on people, communities and the environment.
For more information, please visit: www.oneethos.com.
About Climate First Bank
Recognized as one of the fastest-growing banks in the country, Climate First Bank is the world's first FDIC-insured, values-based, digital community bank founded to combat the climate crisis. A Certified B Corp, 1% for the Planet member, and operationally net-zero since it opened its doors in June 2021, the Bank offers a complete, full-service portfolio of simple and easy-to-use traditional banking products powered by technology to meet the expectations of today's consumers. In addition to offering standard banking services, the company places a special emphasis on non-governmental organizations (NGOs) and businesses committed to sustainability. Eco-conscious customers will find dedicated loan options for solar photovoltaic (PV), energy retrofits and infrastructure to help combat the climate crisis. The Bank reports annually on its impact in line with corporate social responsibility goals; read the most recent Impact Report here. Member FDIC.
Visit us on social media:
LinkedIn
YouTube
Legal Disclaimer:
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
2 hours ago
- Yahoo
2 Reasons Saving Less Is the Secret To Building Wealth, According to Ramit Sethi
While focusing on saving can seem safer than potentially losing money in mutual funds, stocks and bonds, finance expert Ramit Sethi believes that this approach could leave you broke. Learn More: Consider This: A 2024 report by Janus Henderson Investors found that 48% of Americans had no investments. While some people cited a lack of investment expertise, the need to pay off debt or limited financial means as the reason, 38% simply preferred putting cash in regular bank accounts. In a recent YouTube video, Sethi explained why you should save less and instead invest your money smartly. While you might think you're making progress by saving money, you'll eventually find yourself off track from your retirement goal, even if you contribute a large sum each month. First, a typical savings account usually earns a much lower rate than the average investment return, so your money grows much more slowly. Then, there are hidden factors you might forget, like taxes and inflation, that lead to being unable to buy as much with your savings. Sethi gave an example of someone who spent 30 years stashing away $1,000 each month. Federal Deposit Insurance Corporation data showed the national average savings account rate was 0.42% in May 2025, while Sethi said the historical average annual investment return (after inflation) was 7%. According to Sethi, the person who saved would have around $383,000 after 30 years, compared to nearly $1.2 million for the investor. So, the saver would have missed out on about $817,000. Sethi added, 'This is the difference between struggling to retire at 65 versus becoming a millionaire before 50.' Explore More: The annual inflation rate reported in April 2025 was 2.3%, which was 1.88% more than the 0.42% average savings account rate. So, while your savings balance looks like it's growing each year, inflation is likely robbing you of some of your money's value. For example, if you had $1,000 in your savings account, you might earn $4.20 over the year, but lose $23.00 to inflation. So, your money's purchasing power would have gone down by $18.80, meaning you're not really getting ahead. Sethi explained that many people mistakenly believe that saving is the safe and virtuous route, but as the example showed, it actually makes it harder to grow money efficiently. He said, 'In order to build wealth, you have to go way beyond saving, and you have to invest.' While still saving cash for emergencies and upcoming purchases is smart, prioritizing investing is a better approach for preparing for retirement and building wealth. Sethi discussed how you can invest without making it complicated, and suggested ways to come up with more cash to contribute. First, he recommended a three-step strategy of taking advantage of 401(k) matches, contributing to a Roth IRA and buying target-date funds. This combination gives you free money from your employer, tax advantages and simplicity. To ensure you stay on track, Sethi suggested automatically transferring 5% of your pay to both your 401(k) and Roth IRA accounts. Then, you should set up automatic target-date fund purchases so you don't forget them. Finally, Sethi said you should take three steps to get more money rather than focus on cutting expenses, which will eventually come to a limit. These include asking for a higher salary, taking on a suitable side gig and focusing on gaining and improving valuable skills. Sethi explained, 'If you focus on earning more, you will give yourself a massive advantage in building your rich life.' More From GOBankingRates 3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025 Clever Ways To Save Money That Actually Work in 2025 7 Things You'll Be Happy You Downsized in Retirement This article originally appeared on 2 Reasons Saving Less Is the Secret To Building Wealth, According to Ramit Sethi Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
8 hours ago
- Yahoo
Best high-yield savings interest rates today, June 15, 2025 (best accounts offering 4.3% APY)
Find out how much you could earn with today's savings rates. The Federal Reserve cut its target rate three times in late 2024, which means savings interest rates are falling from their historic highs. It's important to be sure you're getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where to find the best offers. The national average savings account rate stands at 0.42%, according to the FDIC. This might not seem like much, but consider that three years ago, it was just 0.06%, reflecting a sharp rise in a short period of time. As of today, the highest savings account rate available from our partners is 4.3% APY. This rate is offered by EverBank and Openbank. However, Openbank has a minimum $500 opening deposit, while EverBank requires no minimum opening deposit. Since these rates may not be around much longer, consider opening a high-yield savings account now to take advantage of today's high rates. Here is a look at some of the best savings rates available today from our verified partners: This embedded content is not available in your region. The amount of interest you can earn from a savings account depends on the annual percentage rate (APY). This is a measure of your total earnings after one year when considering the base interest rate and how often interest compounds (savings account interest typically compounds daily). Say you put $1,000 in a savings account at the average interest rate of 0.42% with daily compounding. At the end of one year, your balance would grow to $1,004.12 — your initial $1,000 deposit, plus just $4.12 in interest. Now let's say you choose a high-yield savings account that offers 4% APY instead. In this case, your balance would grow to $1,040.81 over the same period, which includes $40.81 in interest. The more you deposit in a savings account, the more you stand to earn. If we took our same example of a high-yield savings account at 4% APY, but deposit $10,000, your total balance after one year would be $10,408.08, meaning you'd earn $408.08 in interest. Read more: What is a good savings account rate?
Yahoo
8 hours ago
- Yahoo
Best money market account rates today, June 15, 2025 (best account provides 4.41% APY)
Find out how much you could earn with today's money market account rates. The Federal Reserve cut its target rate three times in 2024. So deposit rates — including money market account (MMA) rates — have started falling. It's more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. The national average money market account rate stands at 0.62%, according to the FDIC. Even so, some of the top accounts are currently offering rates of 4% APY and up. Since these rates may not be around much longer, consider opening a money market account now to take advantage of today's high rates. Here's a look at some of the top MMA rates available today:Additionally, the table below features some of the best savings and money market account rates available today from our verified partners. The amount of interest you can earn from a money market account depends on the annual percentage rate (APY). This is a measure of your total earnings after one year when considering the base interest rate and how often interest compounds (money market account interest typically compounds daily). Say you put $1,000 in an MMA at the average interest rate of 0.64% with daily compounding. At the end of one year, your balance would grow to $1,006.42 — your initial $1,000 deposit, plus just $6.42 in interest. Now let's say you choose a high-yield money market account that offers 4% APY instead. In this case, your balance would grow to $1,040.81 over the same period, which includes $40.81 in interest. The more you deposit in a money market account, the more you stand to earn. If we took our same example of a money market account at 4% APY, but deposit $10,000, your total balance after one year would be $10,408.08, meaning you'd earn $408.08 in interest.
