Latest FD rates of Canara bank, Axis Bank, Indian Bank, Kotak Mahindra Bank after RBI's repo rate cut

Time of India

a day ago

Latest Canara Bank FD interest rates
Term Deposits (All Maturities)
General Public
Senior Citizen
Rate of Interest (% p.a.)
Rate of Interest (% p.a.) #
7 Days to 45 Days
3.5
4
46 Days to 90 Days
4.5
5
91 Days to 179 Days
4.75
5.25
180 Days to 269 Days
5.75
6.25
270 Days to less than 1 Year
6
6.5
1 Year & above to 1 year 3 months Only
6.5
7
444 Days
6.6
7.1
Above 1 Year 3 months to less than 2 Years
6.5
7
2 Years & above to less than 3 Years
6.5
7
3 Years & above to less than 5 Years
6.5
7
5 Years & above to 10 Years
6.5
7
Latest Kotak Mahindra Bank FD rates
Regular
Senior Citizen*
Maturity Periods - Premature Withdrawal Allowed
Less than Rs.3 Crore#
Less than Rs.3 Crore#
7 - 14 Days
2.75%
3.25%
15 - 30 Days
3.00%
3.50%
31 - 45 Days
3.25%
3.75%
46 - 90 Days
3.50%
4.00%
91 Days
5.00%
5.50%
92 Days - 179 Days
4.25%
4.75%
180 Days
6.50%
7.00%
181 Days to 269 Days
5.75%
6.25%
270 Days
5.75%
6.25%
271 Days to 363 Days
6.00%
6.50%
364 Days
6.00%
6.50%
365 Days to 389 Days
6.25%
6.75%
390 Days (12 months 25 days)
6.50%
7.00%
391 Days - Less than 23 Months
6.60%
7.10%
23 Months
6.60%
7.10%
23 months 1 Day- less than 2 years
6.50%
7.00%
2 years- less than 3 years
6.40%
6.90%
3 years and above but less than 4 years
6.40%
6.90%
4 years and above but less than 5 years
6.40%
6.90%
5 years and above up to and inclusive of 10 years
6.25%
6.75%
IDFC FIRST Bank FD interest rates
Latest Indian Bank FD interest rates
Latest HDFC Bank FD interest rates
Tenor Bucket < 3 Crore Interest Rate (per annum) **Senior Citizen Rates (per annum) 7 - 14 days 2.75% 3.25% 15 - 29 days 2.75% 3.25% 30 - 45 days 3.25% 3.75% 46 - 60 days 4.25% 4.75% 61 - 89 days 4.25% 4.75% 90 days < = 6 months 4.25% 4.75% 6 months 1 days < = 9 months 5.50% 6.00% 9 months 1 day to < 1 year 5.75% 6.25% 1 year to < 15 months 6.25% 6.75% 15 months to < 18 months 6.60% 7.10% 18 months to < 21 months 6.60% 7.10% 21 months - 2 years 6.45% 6.95% 2 Years 1 day to < 2 Year 11 Months 6.45% 6.95% 2 Years 11 Months - 35 Months 6.45% 6.95% 2 Years 11 Months 1 day < = 3 Year 6.45% 6.95% 3 Years 1 day to < 4 Years 7 Months 6.40% 6.90% 4 Year 7 Months - 55 months 6.40% 6.90% 4 Year 7 Months 1 day < = 5 Years 6.40% 6.90% 5 Years 1 day - 10 Years 6.15% 6.65%
Latest ICICI Bank FD interest rates
Tenure With Premature Withdrawal facility General Citizen Senior Citizen 7 to 45 Days 3% 3.50% 46 to 90 Days 4% 4.50% 91 to 184 Days 4.50% 5% 185 to 270 Days 5.50% 6% 271 Days to < 1 Year 5.75% 6.25% 1 Year to < 15 Months 6.25% 6.75% 15 Months to < 18 Months 6.35% 6.85% 18 Months to 2 Years 6.50% 7% 2 Years 1 Day to 5 Years 6.60% 7.10% HIGHEST HIGHEST 5 Years 1 Day to 10 Years 6.60% 7.10% 5Y (Tax Saver FD) 6.60% 7.10%
After the Reserve Bank of India cut its repo rate by 50-basis-points on June 6, 2025, numerous banks have started adjusting their fixed deposit (FD) interest rates. For deposits less than Rs 3 crore, major lenders like Canara Bank HDFC Bank and Indian Bank have lowered rates on some tenures.After revision, Canara Bank offers FD interest rate between 3.5% and 6.6% for general citizens, for senior citizens, the bank offers FD interest rate between 4% and 7.1% for amounts less than Rs 3 crore. The new rates are applicable from June 9, 2025.The highest FD interest rate of 6.6% and 7.1% (senior) is offered on a tenure of 444 days.After revision, Kotak Mahindra Bank offers FD interest rate between 2.75% and 6.6% for general citizens, for senior citizens, the bank offers FD interest rate between 3.25% and 7.1% for amounts less than Rs 3 crore. The new rates are applicable from June 9, 2025.The highest FD interest rate of 6.6% and 7.1% (senior) is offered on tenure of 391 days to 23 months.After revision, IDFC FIRST Bank offers FD interest rates between 3% and 7% for general citizens, for senior citizens, the bank offers FD interest rate between 3.5% and 7.50% for amounts less than Rs 3 crore. The new rates are applicable from June 9, 2025.The highest FD interest rate of 7% and 7.5% (senior) is offered on a tenure of 425 days.After revision, Indian Bank offers FD interest rate between 2.80% and 6.9% for general citizens, for senior citizens, the bank offers FD interest rate between 3.25% and 7.40% for amounts below Rs 3 crore. The new rates are applicable from June 9, 2025.The highest FD interest rate of 6.9% and 7.4% (senior) is offered on a tenure of 444 days.After the FD rate cut, HDFC Bank offered FD interest rates between 2.75% and 6.60% for general citizens and 3.25% and 7.10% for senior citizens. The revised rate are applicable from June 10, 2025.The highest FD interest rate of 6.6% and 7.1% (senior) is offered on tenure of 18 months to less than 21 months.After the revision, ICICI Bank offers FD interest rates between 3% and 6.6% to general citizens for amounts below Rs 3 crore; for senior citizens, the rates vary between 3.5% and 7.1%. The revised rate are applicable from June 9, 2025.The highest FD interest rate of 6.6% and 7.1% (senior) is offered on tenure of 2 years 1 day to 5 years.Source: From bank website