
Revealed: The ten most (and least) affordable cities in Australia
To compile the rankings, researchers at StandOut Resume looked at six basic life expenses in Australia's 20 most populous cities: rent, electricity, gas, internet, grocery costs and public transport. They then compared these costs to the local median net income to reveal where your paycheque goes the furthest – but also where it barely scrapes by.
Northern Australia's largest city, Townsville, came out as the most affordable place to live in the country. Thanks to a higher-than-average salary of $56,858 (after income tax), locals only spend around half of their earnings (51.74 per cent) on the essentials, leaving $27,442 for saving or spending on entertainment, spontaneous getaways or meals at schmick restaurants.
Rockingham in Western Australia was the second most affordable city, where essentials take up $31,815 of the $58,702 net income, leaving a solid $26,887 to play with. Launceston followed in third, with the lowest percentage of income spent on the basics (51.71 per cent), leaving $25,664 to splash on the fun stuff. A big reason for Launceston's affordability was that it has the cheapest average rent in the study at just $331 per week, which is more than 25 per cent below the $444 study average.
Surprisingly, Melbourne – Australia's second-most populous city – ranked as the fifth-most affordable major city nationwide. While rent, gas and public transport costs are all higher than average, the city has the second-highest median salary of $60,051 (second only to Sydney), helping to balance things out. This leaves $24,078 of their income to save or splurge.
On the flip side, the Gold Coast has earned the unfortunate title of Australia's least affordable city to live in right now. With one of the lowest median net salaries ($48,447) and the highest percentage spent on basics (79.1 per cent), locals are left with just $10,127 a year to spare. Rent is the biggest culprit — at $536 a week, it's the second-most expensive in Australia, after Sydney and joint with Canberra. Both these capitals also landed in the ten least affordable cities, but their higher salaries offered a bit more breathing room. You can check out the full rankings below or read more here.
The 10 most affordable cities in Australia
Townsville, QLD
Rockingham, WA
Launceston, TAS
Wollongong, NSW
Melbourne, VIC
Perth, WA
Ballarat, VIC
Hobart, TAS
Brisbane, QLD
Bendigo, VIC
The 10 least affordable cities in Australia
Gold Coast, QLD
Canberra, ACT
Geelong, VIC
Cairns, QLD
Darwin, NT
Adelaide, SA
Logan City, QLD
Sydney, NSW
Newcastle, NSW
Toowoomba, QLD
RECOMMENDED FOR YOU:
😱 The world's 50 richest cities have been ranked: here's where Australia landed in 2025
💰 How Australia performed on the
⭐️
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles


Time Out
2 days ago
- Time Out
The top ten most affordable cities in Australia have been revealed – and Melbourne ranked fifth
If you're over crying every time you fill up on petrol or pay for a bag of lettuce, we hear you. To help Aussies decide where they might want to settle, a new study has revealed the ten most affordable major cities in Australia where you have the most money to play with. There's no denying that the cost-of-living crisis is hitting Melburnians hard, but it turns out, things could be a lot worse. According to the research, Melbourne is the fifth most affordable city in the country. We'll clink a (happy hour) drink to that. To compile the rankings, researchers at StandOut Resume looked at six basic life expenses in Australia's 20 most populous cities: rent, electricity, gas, internet, grocery costs and public transport. They then compared these costs to the local median net income to reveal where your pay cheque goes the furthest – but also where it barely scrapes by. Queensland's coastal city of Townsville came out as the most affordable place to live in the country. Thanks to a higher-than-average salary of $56,858 (after income tax), locals only spend around half of their earnings (51.74 per cent) on the essentials, leaving $27,442 for saving or spending on entertainment, spontaneous getaways or dining out. Rockingham in Western Australia was the second most affordable city, where essentials take up $31,815 of the $58,702 net income, leaving a solid $26,887 to play with. Launceston followed in third, with the lowest percentage of income spent on the basics (51.71 per cent), leaving $25,664 to splash on the fun stuff. Surprisingly, Melbourne – Australia's second-most populous city – ranked as the fifth-most affordable major city nationwide. While rent, gas and public transport costs are all higher than average, our Victorian capital city has the second-highest median salary of $60,051 (second only to Sydney), helping to balance things out. This leaves $24,078 of their income to save or splurge. The other Victorian cities to rank were Ballarat (coming in seventh place) and Bendigo (coming in tenth). The ten most affordable cities in Australia: Townsville, QLD Rockingham, WA Launceston, TAS Wollongong, NSW Melbourne, VIC Perth, WA Ballarat, VIC Hobart, TAS Brisbane, QLD Bendigo, VIC On the flip side, the Gold Coast has earned the unfortunate title of Australia's least affordable city to live in right now, and Geelong ranked in third place on this less desirable list – which is interesting, as it's the top Aussie destination for city dwellers looking to move regional. You can check out the full rankings below or read more here. The ten least affordable cities in Australia: Gold Coast, QLD Canberra, ACT Geelong, VIC Cairns, QLD Darwin, NT Adelaide, SA Logan City, QLD Sydney, NSW Newcastle, NSW Toowoomba, QLD


Daily Mail
7 days ago
- Daily Mail
Australians name one item under $100 that significantly improved their daily life: 'I couldn't do without it now'
In a world where markets are crowded and products are pushed at you from every direction, word of mouth still reigns supreme. And sometimes, it's the smallest, cheapest buys that don't just lift your day - they quietly lift your whole quality of life. So when one curious shopper asked Aussies to name 'one thing under $100 that's significantly improved your daily life', the answers came in thick and fast. 'My choice of item is the electric toothbrush,' she wrote. 'You have to look after your teeth and dental... it's very expensive [otherwise].' From everyday basics to unexpected cult favourites and a very unexpected bathroom addition, they didn't disappoint. Pets Unsurprisingly, furry friends topped the list. 'My cat was bought for $50 she is my reason for living,' one woman wrote. 'We got our dog for the same price. Having to walk her everyday has massively improved my overall health and wellbeing,' another added. 'I got two for $50. Best purchase ever! They were doing half price adoptions and I fell in love with both of them on sight,' one more echoed. Self-care gadgets Sometimes you're just one click away from the 'silly little purchase' of a lifetime. 'A foot massager. Bought it from Amazon for around $100. I work long hours on my feet and it's amazing coming home and having my feet massaged. It feels incredible and I love the heat setting when it's cold during winter,' one man wrote. '[Mine is an] electric blanket. It makes bed amazing and means it I'm not running heaters at night. I work nightshift and have mine connected to a smart plug. I tell Alexa to turn it on when I knock off work and it's warm when I get home,' another added. An office worker said his daily life had been improved by using an AnoLogitech M575 trackball instead of a mouse ($79) - a gadget that can be operated using a large ball reduce wrist and hand movement. 'Rolling a ball with your thumb while you rest your hand on the table means you're no longer using your whole arm for fine motor movements. A lot of shoulder pain/headaches is from mouse use,' he said. Perhaps most interestingly, however, was how many people raved about their bidets - a tap or receptacle that washes nether regions after they use the toilet. 'My $40 Amazon bidet seat,' one wrote. 'I got a $40 bidet spray/hose off Amazon and it's amazing. Makes my cheeks feel so healthy,' another echoed. 'A bidet! Stop living like a caveman and start washing your butt. You won't look back, I promise you,' one more wrote. Another bought the same bidet spray for $40 from Amazon and had it installed for free by the plumber while he was doing something else for the household. 'Would have covered its own cost several times now given we're buying much less toilet paper as a result,' he wrote. Kitchen upgrades When it comes to the kitchen, saving time is everything - and these suggestions were all about practicality on a budget. 'My $15 mini rice cooker from Kmart. Absolutely perfect for one person to make enough for dinner and lunch the next day, no mess no fuss,' one wrote. As expected, air fryers were a popular mention. 'My air fryer! I use it most days for quick and easy meals. It saves on cleaning the big oven too,' one wrote. 'I have two. Couldn't do without,' another said. 'Came here to say this. Air fryer for the win. An addition I bought is a chip maker off eBay for $19. That baby makes sweet potato chips easy in the air fryer. I've eyed off the dual tray type but can't warrant the expense,' one echoed, saying their own was purchased from Kmart. One person snagged a $100 De'longhi Magnifica Coffee Machine from Facebook Marketplace that 'changed my life'. Another swears by their SodaStream ($76) for keeping up their water intake - or, as they called it, 'spicy water'. 'A flat form citrus juicer/squeezer! $20 and so good at juicing lemons (see Dreamfarm Fluicer for example, I love it… also I have a very lively lemon tree, so I have many lemons to juice,' one added. Beauty 'musts' Lip balm was a 'hero product' for most. 'Good quality lip balm like Lanolips ($14.95). Saves my lips from becoming cracked and sore in winter, or generally dried out all year round. Feels so much nicer than the cheaper stuff does, and a little bit goes a long way,' a woman said. 'Seconding this suggestion, but in my opinion the best one is Hurraw - get the 'moon' ($6.50) one and put it on overnight,' another agreed. A third said her satin hair bonnet for sleeping was a personal favourite. 'Go silk if you want natural fibres but it costs more. I also use a large, thrifted silk scarf sometimes but it's not as easy. Near constant good hair days,' she said. Basic everyday items A good notebook and pen. A coffee mug that keeps drinks hot for hours. A giant metal water bottle that actually makes you want to drink more. The main message here was that the small things had a big impact. 'A YETI coffee mug ($40) and a heating pad for my back. Significant life improvement. With hot coffee and a relaxed back I can do anything,' one woman said. 'Same with the YETI tumbler ($30),' one more added. 'I drink a minimum of 3L a day with this thing, and I found that's it's way more durable and leak proof than the Frank Green. Honestly just having a giant metal water bottle with a straw has changed my life so much.' Turns out, you don't always need a big budget for a big life upgrade. Sometimes, $20 (or a half-price adoption fee) will do the trick.


Time Out
12-08-2025
- Time Out
This idyllic Sydney region is the best place to live in Australia, according to a new lifestyle study
Beautiful, clean, diverse and safe – we reckon Sydney is a desirable place to live as a whole. Yes, we know our shiny Harbour City has its flaws (we're looking at you, ridiculously expensive house prices), but we know we've got it pretty good here. And so do tourists – with more than 14 million people flocking to our city each year to experience the best Sydney has to offer (beaches! restaurants! shows at the Opera House! etc.). Within the country, however, Aussies are always eyeing up where they'd like to move. If you're considering a change of scenery or locking down for the long run, a new lifestyle study has revealed the ten best places to live across the country. And if you're one of the lucky ones to call one idyllic Sydney region home – don't go anywhere. The ranking comes from quantity survey group MCG's Four-Pillar Lifestyle Index, which analysed every suburb in Australia using SuburbTrends data. The researchers focused on four key lifestyle factors that are considered most popular for Australian homebuyers: beach access, green spaces, urban amenities and community spirit – and measured all against home value growth to determine the best places to live long term. (Note: While this study considered median house prices and home value growth, broader cost-of-living factors – such as utilities, groceries, transport and other everyday expenses – were not included in the ranking.) New South Wales dominated the rankings, home to six of the top ten best places to live for 2025. Located in Sydney's dreamy Northern Beaches, the Warringah region – including Manly, Freshwater, Dee Why, Mona Vale, Narrabeen and more – came out on top as the best place to buy a house right now. It's definitely on the pricier side, with median house prices sitting at $2.56 million – but it offers an unbeatable combo of beaches, nature, accessibility, community spirit and strong home value growth. Several more affordable places just outside Sydney also ranked in the top ten lifestyle locations, including the coastal city of Wollongong in fourth with a median house price of $1.28 million, the gorgeous Shoalhaven region in seventh at $840,000, and NSW's second-most-populous area, Newcastle, in tenth at $960,000. Western Australia's laid-back lifestyle proved highly sought after – and more affordable too, with two Perth suburbs ranking in the top five. Just ten kilometres north of Perth's CBD, Stirling was the second-best lifestyle suburb in Australia, with a median house price of $1.07 million. Meanwhile, the further northern suburb of Wanneroo ranked third, boasting an affordable median price of just $760,000. That's the second-lowest median house price of the top ten, just behind Townsville, which beat out all other Queensland regions for lifestyle appeal and price growth potential. In this quiet coastal city, the median price sits at $570,000 – exactly half the median price of Queensland's only other top ten suburb, Southport, which placed ninth. You can check out the full rankings below. The 10 best places to live in Australia: Warringah, NSW Stirling, WA Wanneroo, WA Wollongong, NSW Eastern Suburbs – South, NSW Townsville, QLD Shoalhaven, NSW Eastern Suburbs – North, NSW Southport, QLD Newcastle, NSW You can check out the full study here.