Financial Plus Credit Union partners Credit Mountain on lain approval process
Financial Plus Credit Union is proud to announce a new partnership with Credit Mountain, a Credit Union Service Organization-built platform that empowers borrowers through personalized financial education, digital credit counseling, and real-time progress tracking.
0
This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
Through this partnership, Financial Plus will introduce the Warm Decline—a reimagined and redesigned credit decline process that meets members with empathy and offers a clear path to loan eligibility.
Applicants will have access to a digital experience where they can choose financial goals, follow a personalized action plan, and access tools and education to improve their financial health.
'We understand that applying for a loan and taking a new financial step can feel intimidating,' said Andrea Coggins, Vice President of Lending at Financial Plus Credit Union. 'That's why it's important tomeet consumers where they are—not just saying 'no' when they hit a roadblock, but instead saying, 'not yet,' and then walking alongside them with the tools, knowledge, and resources to help them reach their highest potential.'
'We're proud to partner with Financial Plus to turn declines into opportunities,' said Aaron Kelemen, Client Success Leader at Credit Mountain. 'Together, we're making lending more human—offering real solutions and support when members need it most.'
In addition to the member-facing experience, Credit Mountain will also bring greater efficiency to the lending process by automating adverse action notices and reducing operational overhead.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
The Independent
23 minutes ago
- The Independent
Elon Musk's crash-out killed conservatives' momentum — and likely guaranteed passage of Trump's ‘big beautiful bill'
Earlier this week, it looked like Elon Musk had delivered arch conservatives a gift when he trashed President Donald Trump's ' One Big, Beautiful Bill.' On Tuesday, Musk called the legislation an ' outrageous, pork-filled, disgusting abomination.' It seemed like a boon for some of the fiscal conservatives in the Senate like Sens. Rand Paul of Kentucky and Ron Johnson of Wisconsin who criticized the fact the bill still blows up the deficit. Had Musk stopped there, he probably would have given fiscal conservatives additional leverage. House Speaker Mike Johnson had spent much of the first part of the year getting every faction of the House GOP on board with the bill despite fiscal conservative grumbling. But Johnson admitted during his weekly press conference that he had tried to call Musk with no response. Immediately, House Republicans and members of the Freedom Caucus — including its former chairman Scott Perry and Andy Ogles, who has tried to allow Trump to run for a third term — voiced their criticisms of the bill that they had when it was being deliberated. They could have voiced them at any moment but did not. It clearly showed that they had abandoned their fiscal conservative principles in fear of the pressure campaign from Trump. Had Musk kept his critiques strictly to the bill, the tech tycoon could have offered an effective counterweight to give conservatives leverage against leadership given his immense wealth and his wide reach as owner of X. But the world's richest man chose to blow that to smithereens when he turned the attacks personal. First, he said that Trump would not have won the presidency, Republicans would have lost the House and would have a smaller minority in the Senate had it not been for Musk's money, before huffing 'such ingratitude.' Then Musk lobbed the ultimate grenade when he said that Trump had not fully released the 'Epstein files' —information related to the late — because Trump was mentioned in them. The Tesla founder took it a step further by calling for Trump's impeachment. Not only did Musk's words permanently spike any chance for reconciliation, it killed any chances for budget reconciliation, the arcane process through which Republicans hope to pass the 'One Big, Beautiful Bill.' Rep. Chip Roy of Texas, who has spent much of the legislative process in the House trying to make the bill more conservative but ultimately voted for it, tried to split the difference. 'He's got concerns with the bill, he's a free American, and he can speak freely and and God bless him for what he's been doing to try to make improvements,' Roy told The Independent. 'Again, is it what Chip Roy would draft? Not even close. But did it move in the right direction to get to a place that I felt comfortable sending it to the Senate to see if they could make it better? Sure.' Rep. Anna Paulina Luna, who has spent much of the new Congress trying to declassify information related to Epstein, said it was too early to tell about the Senate bill since text did not exist. 'I've always been a big fan of going back to pre-Covid spending levels,' Luna told The Independent, but understood it would require negotiation. Rep. Andy Harris, the chairman of the House Freedom Caucus, who ultimately voted 'present' on the bill last month, said he agreed. 'I still think his concerns about the deficit are real,' he said. But the damage might already be done. If Republican elected have learned anything in the past decade, they've learned that their voters are not so much devoted to conservative ideals; they're devoted to Trump. Deviation from Trump, even in the name of conservative principles like restraining spending and balanced budgets, amounts to heresy. Musk's decision to start talking about forming another political party further alienates him from the GOP. He is now no longer part of the Trump coalition or even the Republican coalition. That means that fiscal conservatives cannot depend on him to drop millions of dollars for people opposed to the reconciliation bill or if he does, that it will immediately be tainted as money coming from a heretic. This makes Senate and House leadership's job easier. It gives them a foil to oppose and allows critics of the bill to tied to Musk. And they've already seen that most Republicans' bluster about spending levels are just that given that they will ultimately fold. Rep. Tim Burchett of Tennessee spent much of the early parts of the reconciliation process intimating to reporters that he would not vote for the bill only to fold. As votes wrapped on Thursday, he did not seem worried about it all. 'It's just two biggest dogs in the pound, they're both gonna fight a little,' he said. Except now, Musk just defanged fiscal conservatives.
Times
27 minutes ago
- Times
Pension surpluses blow for Reeves
Act now to keep your subscription We've tried to contact you several times as we haven't been able to take payment. You must update your payment details via My Account or by clicking update payment details to keep your subscription.
Times
27 minutes ago
- Times
Prevent deems concerns over migration ‘terrorist ideology'
Act now to keep your subscription We've tried to contact you several times as we haven't been able to take payment. You must update your payment details via My Account or by clicking update payment details to keep your subscription.
