Third teenager released on bail after major fire in Northampton
A boy arrested after a major fire at a retail park has been released on bail, police said.The 14-year-old was detained on Monday by officers investigating Saturday's blaze at Nene Valley Retail Park in Northampton.Another 14-year-old boy and a 15-year-old - both arrested on Saturday on suspicion of arson - have also been released on bail.A fourth boy,13, also detained on Saturday, has been released and will face with no further action.
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The Sun
25 minutes ago
- The Sun
Keep your home cobweb and pest-free this summer – a 35p household essential is key & it'll make your windows sparkle too
Abigail Wilson, Senior Digital Writer Published: Invalid Date, WITH summer fast approaching, if you want to ensure your home is cobweb and pest-free, you've come to the right place. Particularly if you plan on having guests over to relax in your garden any time soon and don't fancy being stared at by cobwebs all over your windows, then we've got just the thing. 4 4 4 4 And don't worry if your purse is feeling tighter than ever before, as thanks to this handy hack from experts at Cleanipedia, you may already have the two ingredients in your kitchen cupboard. Posting on social media, the pros at Cleanipedia, which is powered by Unilever, explained how two household essentials can be used to get rid of cobwebs and deter bugs from your home. Alongside a short clip shared on Instagram, the experts wrote: 'Keep spiders and bugs away from your windows with this easy trick!' Thanks to this hack, all you'll need is washing-up liquid and white vinegar. First things first, you'll need to nab a Dismatic and clean surfaces "using dish soap and white vinegar mix.' The experts claimed: 'This mix is also great if you want sparkling windows.' Following this, the pros advised: 'Spray white vinegar (or essential oils) all over to repel the bugs.' According to the experts, white vinegar acts as a natural repellent thanks to its strong scent. They acknowledged that ' pests can't stand it', as they added: 'Use it to keep them out of your home and push them back toward the garden bushes where they belong!' While the experts demonstrated this hack on windows, you can use this trick anywhere in your home where cobwebs and pests prove a nuisance. Nature's Defenses: Organic Solutions to Garden Pest Problems Not only will it make your pad shine, but it's super cost-effective, making it great for those on a budget. If you've run out of washing-up liquid and white vinegar, you'll be pleased to know that you can nab washing-up liquid for as little as 49p from Savers, while white vinegar will cost you just 35p from Sainsbury's. IF you want to ensure that your home is pest free this summer, here's what you need to know. Hornets and wasps - hate the smell of peppermint oil so spraying this liberally around your patio or balcony can help to keep them at bay. Moths - acidic household white vinegar is effective for deterring moths. Soak some kitchen roll in vinegar and leave it in your wardrobe as a deterrent. Flying ants - herbs and spices, such as cinnamon, mint, chilli pepper, black pepper, cayenne pepper, cloves, or garlic act as deterrents. Mosquitoes - plants, herbs and essential oil fragrances can help deter mozzies inside and out. Try eucalyptus, lavender and lemongrass. Cleaning enthusiasts beam The Instagram clip, which was posted under the username @ cleanipedia, has clearly left many open-mouthed, as it has quickly racked up 342,000 views. Not only this, but it's also amassed 1,347 likes and 31 comments. Social media users were impressed with the two-step hack and many eagerly rushed to the comments to express this. One person said: 'I will give this a try!' Another added: 'I need to do this.' At the same time, a third simply commented: 'Amazing.' Meanwhile, someone else asked: 'What essential oils can I use? Peppermint oil ok? To this, the pros at Cleanipedia wrote back and confirmed: 'Yes! You can use peppermint oil because it has a strong smell which insects don't like so they'll steer away from it and go somewhere else.'
Telegraph
40 minutes ago
- Telegraph
Why banks may no longer refund fraud victims
Lenders are lobbying for new fraud reimbursement rules to be watered down over fears scam victims are being told to lie to their banks. Since last October, companies which handle payments have been required to give victims of 'Authorised Push Payment' (APP) fraud their money back, up to a limit of £85,000. In the first three months, 86pc of money lost to the scams – approximately £27m – was reimbursed to consumers by 60 firms. The current rules mean that, other than a £100 'excess' which firms can remove from payments, the only reasons that customers can be denied a payout are if they've ignored warnings, failed to quickly notify their bank of the fraud, refused to share information about the scam or do not consent to a police report being made. But in meetings in May, banks demanded that requirements for victims to act reasonably – and not to lie to their bank – were made stronger. This would mean that customers could be denied refunds in more cases. The Payment Systems Regulator (PSR) will hold an independent review of the mandatory scheme in October, and will then recommend changes. Problems raised include the high reimbursement limit, compliance monitoring by which administers the scheme, and the limited number of exemptions for refusing payouts. Lenders also said they should be able to give clear warnings about lying to them, as victims are often guided to do by fraudsters. One bank told industry magazine The Banker that: 'The [consumer negligence] bar is set so high that in almost all these cases a customer can be incredibly reckless, can lie to their bank, can ignore warnings and still get their money back.' Riccardo Tordera, director of policy and government relations at The Payments Association (TPA), said: 'The PSR says just 2pc of claims are rejected on this basis yet acknowledges no clear shift in consumer behaviour. 'Meanwhile, the Financial Ombudsman Service and the PSR both apply a stricter definition of gross negligence than common law, which could make enforcement of reimbursement policies challenging in a British court.' Under the previous voluntary code – called the Contingent Reimbursement Model (CRM) – customers could be refused for ignoring warnings or failing to verify the payee. Now the test is much stricter. Reimbursement numbers never jumped above 75pc under the old scheme – compared to 86pc for the mandatory payouts. APP scams see victims convinced to move their money themselves, eventually into a 'safe' account controlled by the fraudsters, at which point it is lost. Ticket sale scams, such as those experienced by Oasis and Taylor Swift fans, are also considered APP frauds. At first glance, the implementation has gone well. The amount lost in APP frauds dropped by 2pc between 2023 and 2024, according to UK Finance, and the number of cases fell by a fifth. But £450.7m was still lost to fraudsters last year. But the scheme has not been without its critics. Before the scheme was implemented, some parts of the industry warned of the potential problems of moral hazard – which is when consumers are incentivised to lie – and that fraudsters would pose as victims. This, it was claimed, would drive a significant spike in claims. But these fears have not materialised. Originally, the reimbursement limit was set to £415,000 – with firms expected to pay out just days after claims were made. But lobbying saw the limit dropped to £85,000, the same as the Financial Services Compensation Scheme (FSCS), which protects money deposited with banks. Smaller and medium-sized payment companies had said that one large claim could wipe them out. David Geale, managing director of the Payment Services Regulator (PSR), which is responsible for the scheme, said in May that: 'While it is too early to draw firm conclusions based on the period covered by this data, we have not seen evidence of spikes in claim volumes that some had feared would occur under the policy.' Before the scheme was introduced, there was a voluntary code which most of the major banks were signed up to, run by the Lending Standards Board. Sources at the LSB said last year, before reimbursement was mandatory, that they had not seen fraudulent claims. Rocio Concha, director of policy and advocacy at Which?, said: 'Based on the available data from the PSR, the new mandatory scheme appears to be performing well, with more fraud victims getting their money back. 'Sections of the industry had tried – without producing any evidence – to claim that mandatory reimbursement would lead to consumers acting irresponsibly or even teaming up with criminals to con banks out of cash. This seemed ludicrous at the time and initial insights have borne that out.' Ms Concha added that while the number of cases were down, there was another worrying trend. She said: 'Latest industry figures suggest more victims are being tricked into sending money to bank accounts overseas controlled by fraudsters. That is concerning as these transfers aren't covered by the new mandatory reimbursement rules.' A spokesman for the PSR said: 'We have always been clear that we would have an independent review following the implementation of the policy. 'If we think there are key learnings or adjustments to make to our policy, we will consider those carefully before making any changes.'
BBC News
43 minutes ago
- BBC News
Security beefed up at Kellingley Clubafter vandalism
Security measure have been beefed at a former social club after vandals damaged the site during ongoing redevelopment roof and children's changing facilities were damaged at the Kellingley Club in Knottingley, Wakefield Council said. The local authority condemned the incident and said police would be giving "extra attention to the site", while additional security cameras have been installed.A private security firm has also been hired to conduct patrols of the site, which is in the process of being redeveloped. New changing rooms, a bar, improved parking and better spectator seating are being created at the site as part of a £6.3m improvement scheme. The council's deputy leader Jack Hemingway, said: "It is a real shame that the actions of a few are impacting on the delivery of projects designed to benefit the whole community. "Knottingley is a wonderful community, and these senseless acts of vandalism are not representative of the people who live there. "These new security measures will help us get work back on track, to provide residents with the new, improved community facilities they asked for."I would ask those responsible for the damage to consider the wider implications of their actions. The Council doesn't have unlimited funds. Every time we spend money repairing or replacing something deliberately damaged or vandalised, it means less money for the vital services that people depend on." Listen to highlights from West Yorkshire on BBC Sounds, catch up with the latest episode of Look North.
