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Time Business News
5 hours ago
- Time Business News
Memories Capture Photography
Lakhwinder Singh is an Indian photographer, entrepreneur, and founder of Memories Capture Photography, a professional photography service brand headquartered in Sohana, Mohali, Punjab. With years of experience in wedding photography, event coverage, pre-wedding shoots, and candid photography, Singh has established himself as a recognized photographer in Chandigarh, Mohali, and the Tricity region. His brand is widely appreciated for blending creativity with professional techniques, offering high-quality services for clients across Punjab and beyond. Lakhwinder Singh developed an interest in photography at a young age, inspired by the ability of photographs to capture emotions, preserve traditions, and tell stories visually. Living in Punjab, a region known for its cultural richness and celebrations, Singh found countless opportunities to learn about the art of photography. Over the years, he nurtured his passion by practicing different techniques, exploring camera equipment, and experimenting with styles that focus on both traditional and modern photography. His early exposure to weddings and community gatherings motivated him to specialize in event photography, with a strong emphasis on wedding photography and candid shots. This foundation later helped him build his brand, Memories Capture Photography, which is now recognized for its customer-centric approach and professional execution. Memories Capture Photography was founded by Singh with a vision to provide professional photography services that combine storytelling, creativity, and technical excellence. The brand quickly gained recognition in the Mohali and Chandigarh region for its quality, dedication, and ability to create memorable experiences. The studio was officially set up at Shop No. 243, Mauli Road, Near Gurudwara Singh Shaheedan, Sohana 140308, a central and accessible location for clients in the area. Singh's decision to establish his studio in Sohana allowed him to cater to the growing demand for photographers in Mohali and Chandigarh, particularly for weddings, cultural events, and pre-wedding shoots. Memories Capture Photography offers a wide range of services designed to meet the diverse needs of clients. Some of the brand's most popular services include: Wedding Photography: Full coverage of weddings with a focus on candid moments, rituals, and celebrations. Full coverage of weddings with a focus on candid moments, rituals, and celebrations. Pre-Wedding Photography: Creative couple photoshoots at scenic locations around Chandigarh, Mohali, and Punjab. Creative couple photoshoots at scenic locations around Chandigarh, Mohali, and Punjab. Candid Photography: Natural and emotional storytelling through unscripted shots. Natural and emotional storytelling through unscripted shots. Event Photography: Coverage of birthdays, parties, corporate events, and cultural gatherings. Coverage of birthdays, parties, corporate events, and cultural gatherings. Portrait Photography: Professional shoots for individuals, couples, and families. Professional shoots for individuals, couples, and families. Group Photography: Capturing memories of family gatherings and community events. Singh emphasizes professionalism and attention to detail in every project. Each session is tailored to client preferences, ensuring that the final output reflects both creativity and personality. The brand has become a trusted choice for people looking for photographers in Chandigarh, Mohali, and Tricity who can deliver premium-quality services. Singh's approach to photography combines storytelling, creativity, and modern technology. He believes that photography is more than just capturing images—it is about preserving emotions and creating timeless memories. His work often highlights candid expressions, natural lighting, and creative setups that make each event unique. He also makes use of advanced cameras, lighting equipment, and editing techniques to ensure the highest quality results. The brand's focus on both traditional and contemporary photography styles appeals to a wide range of clients, from couples planning elaborate weddings to families celebrating special occasions. To showcase his work and connect with clients, Singh has built a strong online presence for Memories Capture Photography. His portfolio is regularly updated with recent projects, highlighting his versatility across weddings, parties, pre-weddings, and event photography. Through these platforms, Singh ensures that potential clients can easily explore his style, request services, and read client testimonials. Memories Capture Photography operates from: Shop No. 243, Mauli Road, Near Gurudwara Singh Shaheedan, Sohana, Mohali – 140308. For bookings and inquiries: Over the years, Singh's photography has earned appreciation for professionalism, creativity, and reliability. Clients often highlight his ability to create a comfortable environment during shoots, resulting in natural and authentic photographs. With services extending across Chandigarh, Mohali, and Punjab, his clientele includes couples, families, event organizers, and businesses. The brand's reputation continues to grow through word-of-mouth recommendations, online reviews, and repeat clients who value Singh's dedication and artistry. Lakhwinder Singh's work with Memories Capture Photography reflects his vision of combining passion with professionalism. By focusing on client satisfaction, embracing innovation, and preserving cultural traditions through photography, Singh continues to expand his influence as a photographer in Mohali and Chandigarh. His long-term vision includes reaching a wider audience through digital platforms, offering destination wedding photography, and introducing more creative themes for modern clients. With a strong foundation in Punjab's cultural heartland, Singh aims to make Memories Capture Photography a leading name in the Indian photography industry. TIME BUSINESS NEWS
Yahoo
9 hours ago
- Yahoo
Mastercard's social impact leader explains why financial education can't be forced
Listen and subscribe to Living Not So Fabulously on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. Financial literacy is important for everyone, but what is the best way to convince people that getting a financial education matters? On a July 17 episode of Yahoo Finance's Living Not So Fabulously podcast, Shamina Singh, the president of Mastercard's Center for Inclusive Growth, explained that financial tools and education are most effective when they're designed around the moments someone will actually need to use them in the real world. "We have done a lot of research at the Center for Inclusive Growth around this very issue, and of course, I think baseline, everybody needs financial education in their curriculum,' she said. 'The learnings that we've had at the center tell us that people generally will learn financial situations and financial education when they need it. When they have to utilize a different tool or product, they have to open a bank account, or they're getting a government subsidy that requires them to learn how to use their wallet. That tends to open up their minds to 'I need to understand how to do this.'" This embedded content is not available in your region. This is when people are most open to learning something new, she explained, and when financial tools and education have the best chance at being effective. "That's the moment when you can get in," she continued. "It's a use case, it's providing the proof point that's either going to help them save time, learn something new that's going to matter to them, or help increase their wealth." Prior to her work with Mastercard, Singh held multiple positions with the US government focused on policy, including senior positions in the US Departments of Labor and Health and Human Services. She was also a senior adviser to then-House Minority Leader Nancy Pelosi. Singh left public service on the advice of her mentor, former Texas Governor Ann Richards, who stressed that there was much more to learn about financial patterns in the private sphere. According to Singh, Richards told her, "Once you learn how money moves, ... you'll be able to make even more difference in the work that you decide to pursue." Singh's financial education led her to develop the Mastercard Center for Inclusive Growth, which aims to help individuals and small businesses grow and develop their own financial security using data-driven research. She stated that real change comes from pragmatic approaches that are primed to help people when they have real-world needs. "Financial education is the baseline," she reiterated. "100%, financial education as a tool to increase wealth at the moment you actually need it. So it's a little bit of a difference in how we approach our financial education and the work that we do at the center. We really try to inject it or put it in motion when it's relevant to a life stage or a life situation.' Read more from Living Not So Fabulously: Mastercard's social impact leader explains why financial education can't be forced Don Lemon shares the 4 investing rules he learned building a career in media 'Severance' actor Jen Tullock describes the financial constraints many actors face In addition to helping individuals develop their own sense of financial security, the Center for Inclusive Growth also partners with Community Development Financial Institutions (CDFIs) to help small businesses reach the next level of development where a bank might not be able to offer financial assistance. 'These are little-known gems of financial power that help small businesses who may be on the cusp of growth get to the next level,' she explained. 'If you connect with a CDFI, their lending terms are different from banks and their ability to look at your history, where you've come from, what you are going to contribute, what your business will contribute, allows them to lend — maybe at a slightly higher interest rate — but they're not they're not loans that are seeking to hurt your business in the end. These are community-based loans, and they're usually given through small businesses.' Every Wednesday, dive into real money stories from the LGBTQ community with podcast hosts David and John Auten-Schneider. You can find more episodes on our video hub or watch on your preferred streaming service. Sign up for the Mind Your Money newsletter Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
12 hours ago
- Yahoo
Jaspreet Singh: 3 Tips To Get Comfortably Rich and Stop Worrying About Money
The 2025 Northwestern Planning & Progress Study found that 69% of Americans had experienced anxiety or depression due to money worries. Many also cited rising prices, a lack of savings and economic concerns as key roadblocks to their financial security. How To Become Rich: For You: While you can't control the economy, you can learn and apply valuable money lessons that make your financial situation less stressful. In a recent YouTube video, personal finance expert Jaspreet Singh discussed three important concepts that can help you build so much wealth that your money worries will disappear. Cash Is King, but Cash Flow Is Queen Singh explained that many people don't consider the concept of assets and liabilities when it comes to spending their cash. Many purchases, from cars and homes to jewelry and vacations, make you look wealthy, but they're actually liabilities that take cash from you and make it harder to become rich. For example, your home provides a place to live and may even increase in value, but you'll need to give cash for the mortgage payment, utilities, repairs and various other ongoing costs. Plus, to make a profit from your home, you would need to sell it, which also involves expenses. Singh explained that assets are different and regularly provide you with cash flow. He included examples like rental properties, businesses and dividend-paying stocks. While choosing these assets may require sacrifice at first, the money generated can help you live the life you want, build wealth and cover your liabilities with less stress. 'A simple rule of thumb to help you get started with this is for every dollar that you earn, the maximum that you can spend on these liabilities is three quarters,' Singh added. 'Take one quarter and spend that quarter on buying assets and saving money.' Explore More: Don't Spend Tomorrow's Income Today Many people use debt for everyday purchases without considering that they'll have to pay interest and hand over future income to the lender. Singh explained that it's especially problematic when you finance money-draining liabilities, like cars. As of June 2025, Equifax reported that Americans owed $1.68 trillion in auto leases and loans alone. Singh described how all your debt payments can add up and become a monthly cycle that is hard to escape. At the same time, you're only helping other people profit from your struggles. Breaking free will require sacrifice and reconsidering how you buy and finance things. To make spending decisions that increase your changes of getting rich, consider following Singh's two simple rules: Unless it's your home, don't finance anything that won't make you money. For example, you can skip the fancy new car, save cash for a used car and put the hypothetical car payment money toward buying assets. Avoid buying luxuries unless your finances are in such good shape that you would have money for five of that same item. So, if you want a $1,000 iPhone, spending $5,000 to get five iPhones also shouldn't be an issue. Price Is What You Pay, and Value Is What You Get Singh described how his price-conscious family would take cheap, long flights to India when he was growing up. But now that he's finally better off, he's willing to pay more for flights that offer more value, such as comfortable seats, good food and nicer flight hosts. While you should consider affordability given your current finances, you also shouldn't ignore value. For example, if you're digging yourself out of debt, choosing a less comfortable flight to save money can make sense. However, Singh cautioned that going cheap on some things, like an accountant or contractor, can be a big mistake if you want to get rich. He explained, 'Each one of those times, I paid a little bit of money, and then it ended up costing me way more money than if I would've had somebody who cost me more money in the beginning.' To decide if a certain purchase is worth it, you can check if the expected return or value is more than the cost. In any case, Singh advised buying only what you have the money for. More From GOBankingRates 3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025 Clever Ways To Save Money That Actually Work in 2025 6 Popular SUVs That Aren't Worth the Cost -- and 6 Affordable Alternatives This article originally appeared on Jaspreet Singh: 3 Tips To Get Comfortably Rich and Stop Worrying About Money Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
