Breaking down the risks, rewards of cryptocurrency investing
Experts are warning Americans not to let the popularity of cryptocurrency outweigh the risks of investing. Delicia Hand, a senior director at Consumer Reports, joins CBS News with more details on the investment trend. (Sponsored by AT&T Business)
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New York Post
17 minutes ago
- New York Post
Greedy restaurant slammed by internet over hidden living wage fee added to bill
A disgruntled patron posted a receipt from a recent trip to a restaurant that charged its guests a mandatory 'living wage fee' on Instagram threads — and the internet was incensed. 4 Despite the clarification at the bottom of the receipt, the original user captioned their post: 'WTF is a living wage fee?' @ / Instagram Tipping culture has long been a point of contention for Americans, and as prices continue to rise, the practice has become an even more controversial topic. But now it seems that businesses are taking things too far by tacking on extra fees such as this one — and people aren't happy about it. 4 'It's your job,' respond many in this camp when it comes to tip-demanding employees. FornStudio – 'Price increase without having to update the menu,' claimed one reply on the post. '[This] means I'm never eating at that restaurant again,' said another. Meanwhile, another commenter proposed an entirely separate issue of debate: the pooling of tips. 'If I wanna tip a person, I wanna tip that individual, not the entire team. This is unfair to the server and to me.' However, a few lonely restaurant-goers cut the restaurant, which remained unnamed in the post — and the growing industry trend — some slack, and fired back at fellow commenters. 'Y'all have been asking for no tipping, this is what it looks like. It could reflect in drink/food prices, but then you all would say the place was too expensive. No one is trying to trick you — if they were transparent about the service fee, STFU,' one empassioned viewer responded. 4 'Consumers pay wages via prices,' one user commented, acknowledging the lack of consequence for this specific charge as opposed to increased menu prices. MargJohnsonVA – 'Just include [the fee] in the cost of the food and drinks, like the rest of the world is doing, and pay the workers properly. Sincerely, a guy from Europe,' one aggrieved commenter suggested under the post. This response was the sole sentiment that united incensed restaurant patrons on both sides of the debate. 'Mind your European business,' advised one reply, while another said: 'Hey, stay out of our insanity!' For some small, family-owned restaurants, implementing charges like this living wage fee might allow the business to stay afloat and support their employees — especially amid a cost-of-living crisis. Durham, North Carolina-based Lula & Sadie's is one spot that charges a living wage fee to combat 'rising overhead costs, slim industry profit margins and a minimum wage that won't budge,' per the family-operated restaurant's website. 'The fee is transparently listed on our menus, website and posted around the restaurant.' Though local laws vary greatly in terms of tipping and charging policies in restaurants, New York City Consumer and Worker Protection rules, state that 'restaurants cannot charge a surcharge or other fee in addition to listed food or beverage prices,' but they can 'charge a bona fide service charge, but only if the charge is conspicuously disclosed to consumers before food is ordered.' 4 With general costs rising, both businesses and consumers struggle to meet new standards. Kittiphan – Examples of 'bona fide service charges' include splitting a meal on multiple plates, minimums per person and mandatory gratuity for large dining parties. That being said, 'living wage fees' are often considered service charges, depending on how they're disclosed and absorbed by the business. 'There is no law in New York State that specifically prohibits automatic gratuities. However, it is incumbent upon any restaurant including an automatic gratuity charge to provide—in advance—clear and conspicuous notice that an automatic gratuity charge will be levied and all terms associated with the automatic charge. If consumers are not provided advanced notice, [they] may have a claim under the NYS Deceptive Acts & Practices law, ' New York State's Division of Consumer Protection told News10NBC.
USA Today
19 minutes ago
- USA Today
People are moving to this region in the US the most in 2025, new report says
Hear this story In the midst of rising home prices, changing remote work trends and even climate change, Americans are moving into new homes in large droves, but where those new homes are is constantly changing. According to the 2025 Pods Moving Trends Report, the Southeast has risen to the top of the list of places where Americans are moving, while the coastal cities in the East and West continue to see people moving out. The report draws from Pods' long-distance move records between January 2024 and March 2025. According to the report, people are beginning to turn away from "megacities" in favor of "smaller, more breathable cities and towns with lower costs of living, easier access to the outdoors, and vibrant, self-contained cultural scenes." Here's what you need to know. Need a break? Play the USA TODAY Daily Crossword Puzzle. Where are people moving to in the US? With the Southeast becoming a popular destination for people moving, the majority of the cities rounding out the top five of Pods' list are in the same region due to their affordability and easy access to nature, according to the report. Here are the top five cities: Myrtle Beach, South Carolina/Wilmington, North Carolina Ocala, Florida Raleigh, North Carolina Greenville-Spartanburg, South Carolina Dallas-Fort Worth, Texas North Carolina and Tennessee dominate the top 20, with nine cities between them among the most popular destinations for movers. Where are most people leaving? While the Southeast is experiencing an increase in people moving in, per the Pods report, California continues to see an exodus of residents, along with the surprising addition of Florida, once seen as a move-in hotspot. Here are the top five move-out cities: Los Angeles, California Northern California (San Francisco Bay Area) South Florida (Miami metro) Long Island, New York San Diego, California Among the top 20 move-out cities this year was Tampa Bay, Florida, which was not ranked in 2024. According to Pods, the inclusion of the Florida city could be an indication that the Sunshine State could be seeing a slower population boom due to increased costs and environmental risks. Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Reach him at and follow him on X @fern_cerv_.
USA Today
31 minutes ago
- USA Today
Think again before clicking 'unsubscribe' on spammy emails. See safer options.
Think again before clicking 'unsubscribe' on spammy emails. See safer options. Show Caption Hide Caption Americans reported losing $470M to text scams In 2024, Americans reported losing $470 million to scams that started with text messages, according to new data from the Federal Trade Commission. Scripps News A word to the wise: That "click to unsubscribe" link at the bottom of those unwanted email newsletters and new product announcements may do the exact opposite of what you'd hoped. TK Keanini, CEO at cybersecurity software seller DNSFilter, recently told the Wall Street Journal that clicking the "unsubscribe" link in hopes of getting off annoying email lists could do more harm than good, if you happen upon the wrong one. Instead of adding users to a "do not send" register, the links could instead send them to a mock landing page or give scammers the exact confirmation they were looking for, allowing them to pick out better potential victims, according to Keanini and DNSFilter, per the outlet. Here's what to know about safely freeing yourself from a cluttered inbox full of spam. Think twice before hitting 'unsubscribe' At least one in every 644 "click here to unsubscribe" links led to potentially malicious websites, DNSFilter found, per the WSJ. While some may be looking for people to input personal information, such as an email address or other account details under the guise of "unsubscribing," others are simply testing to see if you are paying attention. Like with spam callers who repeatedly call but leave no message or follow-up, some of these links serve the purpose of simply telling the person on the other end that you have received, looked at and clicked on items within their messages. An individual's initial click may not lead to imminent doom, but it can identify them as a potential future target. Do this instead Most email service providers and platforms have a built-in unsubscribe feature that does not require interacting with any shady links. The easiest and most common are the 'list-unsubscribe headers," the banner with a hyperlink from your mail provider that is usually positioned in or right above or below an email's header. Clicking through this should allow you to unsubscribe from repeat emails without going to an external website. On the other hand, if the email or sender is one you never want to see again, you can simply mark either as spam, delete the unwanted message and block the sender's email address. You can even block a sender's IP address in case they send those annoying blasts from several different accounts. You can also set up manual filters for emails that will automatically divert them to your spam box, or if you want to keep things even more contained, set up a separate email address to use when interacting with potentially spammy sources. Some services even have a built-in email hiding option, like Apple's 'Hide My Email."
