Alibaba Says Its AI Model Is Superior to DeepSeek
Alibaba says it's new artificial intelligence model is superior to DeepSeek. It says the Qwen 2.5 Max edition scored better than Meta Platforms Inc.'s Llama and DeepSeek's V3 model in various tests. Matthew Bloxham of Bloomberg Intelligence is on "Bloomberg Brief." (Source: Bloomberg)
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Tom's Guide
4 hours ago
- Tom's Guide
These are the 10 prompts in DeepSeek to help you create a budget
Creating a home budget doesn't have to always involve an Excel spreadsheet and coffee to keep you awake during the process. Instead, AI bots can guide you through a budget and make it much easier to track your income and expenses. I should know — I avoid the topic as much as possible. For years, I calculated most of my expenses in my head and hoped it all worked out. Roughly about 10 years ago, I started relying on apps like Mint to help me and even the tools provided by my bank. Recently, I tried using DeepSeek to guide me through the process. It's amazing how these 10 prompts can help you figure out where all of the money is going. Here are the best ones to try. Before diving into the details of a home budget, you can start by asking DeepSeek which home budget works best for you. Fortunately, this prompt provides a wealth of information, no pun intended. DeepSeek presents several options for home budgets including the popular Zero-Based Budget' that helps you track income, expenses and savings down to the last dollar. In that home budget, you put money into savings first, then allocate money to other things. This prompt really narrows things down, because it means you'll need to budget more aggressively. DeepSeek recommends several budgets but two of them are worth calling out. The first one is a percentage system called an Aggressive Savings plan. 50% goes to needs, 20% to savings, 10% to debt, and 20% to wants. DeepSeek also recommended the zero-based budget, which prioritizes savings even more — but maybe a little too much for me. I decided to try the Aggressive Savings plan because it looked practical and achievable to me. I was impressed with all of the detail DeepSeek provides here, listing a full table of expenditures with suggestions for how much to set aside for groceries, gas, and credit card debt. Using this budget means I could save $192 per week — reaching my $10,000 per year goal. So far the prompts and suggestions have all been generic — they could apply to anyone. I decided to make it more personal. I asked about customizing for my income level and DeepSeek then guided me through the entire budget process. The AI asked for my annual income and expenses including car payments and student loans. DeepSeek also asked where I sometimes slip up — say, by overpaying for Uber Eats. I inputted all of this info. (Truth be told — I made up some details. I am not yet comfortable adding actual data to an AI bot yet.) I noticed my final home budget required saving about $833 per month, which seemed a little high. I asked DeepSeek to adjust my budget to save a little less, and suddenly it all seemed more practical. I was allocating more money to eating out and gas/groceries without having to sacrifice so many things that I'd end up failing. I was happy with the results so far. I knew at this point that a home budget would not be useful if it was just contained within a chatbot. I asked DeepSeek to generate an Excel file and was a little surprised when it generated a CSV file instead. (I'm sure there are copyright issues with providing an Excel file.) No matter — I imported the file into Google Sheets using the comma-separated values. A home budget is not just about the numbers and creating a spreadsheet. What works the best is when you have an action plan each month that helps you adhere to the budget. I was surprised, though, when DeepSeek offered some unusual suggestions to help. The bot said I could consider doing a side gig to help generate more income, which seemed smart. Another surprise is that the bot suggested a temporary pause on some charitable donations. Mint is a popular home finance app and I've used it many times. Ironically, I had never actually important a spreadsheet before and DeepSeek noted that is not even possible. Instead, the chatbot suggested inputting all of the info manually, which seemed clunky. And guess what? The bot actually used that word. DeepSeek said 'If this feels clunky…' to try some competing apps that do support imports. DeepSeek also offered to show screenshots of Mint to help me see where to input the budget info. This process took several minutes, though. And, they were not real screenshots — instead, DeepSeek created text-based guidelines. I asked DeepSeek for more guidance, and the bot covered quite a few practical tips for managing my money — one involved using a cash-based budget where you put money into envelopes for different spending categories. Another tip was to wait 24 hours before spending X amount of money (say $5) if it is an impulse buy. Lastly, I asked DeepSeek to save my home budget and all of the tips. It turns out, DeepSeek can't save anything as a text file, so the bot suggested I copy all of the text and paste it into Google Docs or another word processor. That worked just fine for me! Get instant access to breaking news, the hottest reviews, great deals and helpful tips.
TechCrunch
19 hours ago
- TechCrunch
Week in Review: Why Anthropic cut access to Windsurf
Welcome back to Week in Review! Got lots for you today, including why Windsurf lost access to Claude, ChatGPT's new features, WWDC 2025, Elon Musk's fight with Donald Trump, and lots more. Have a great weekend! Duh: During an interview at TC Sessions: AI 2025, Anthropic's co-founder had a perfectly reasonable explanation for why the company cut access to Windsurf: 'I think it would be odd for us to be selling Claude to OpenAI,' Chief Science Officer Jared Kaplan said, referring to rumors and reports that OpenAI, its largest competitor, is acquiring the AI coding assistant. Seems like a good reason to me! Everything is the same: Chinese lab DeepSeek released an updated version of its R1 reasoning AI model last week that performs well on a number of math and coding benchmarks. Now some AI researchers are speculating that at least some of the source data it trained on came from Google's Gemini family of AI. WWDC 2025: Apple's annual developers conference starts Monday. Beyond a newly designed operating system, here's what we're expecting to see at this year's event, including a dedicated gaming app and updates to Mac, Watch, TV, and more. This is TechCrunch's Week in Review, where we recap the week's biggest news. Want this delivered as a newsletter to your inbox every Saturday? Sign up here. News Image Credits:Thomas Fuller / SOPA Images / LightRocket / Getty Images Business in the front: ChatGPT is getting new features for business users, including connectors for Dropbox, Box, SharePoint, OneDrive, and Google Drive. This would let ChatGPT look for information across your own services to answer questions. Oh no: Indian grocery delivery startup KiranaPro was hacked, and all of its data was wiped. According to the company, it has 55,000 customers, with 30,000 to 35,000 active buyers across 50 cities, who collectively place 2,000 orders daily. Techcrunch event Save $200+ on your TechCrunch All Stage pass Build smarter. Scale faster. Connect deeper. Join visionaries from Precursor Ventures, NEA, Index Ventures, Underscore VC, and beyond for a day packed with strategies, workshops, and meaningful connections. Save $200+ on your TechCrunch All Stage pass Build smarter. Scale faster. Connect deeper. Join visionaries from Precursor Ventures, NEA, Index Ventures, Underscore VC, and beyond for a day packed with strategies, workshops, and meaningful connections. Boston, MA | REGISTER NOW Artsy people, rejoice! Photoshop is now coming to Android, so users of Google's operating system can gussy up their images, too. The app has a similar set of editing tools as the desktop version, including layering and masking. Let's try that again: Tesla filed new trademark applications for 'Tesla Robotaxi' after previous attempts to trademark the terms 'Robotaxi' and 'Cybercab' failed. Rolling in dough: Tech startup Anduril just picked up a $1 billion investment as part of a new $2.5 billion raise led by Founders Fund, which means Anduril has doubled its valuation to $30.5 billion. On the road again: When Toma's founders realized car dealerships were drowning in missed calls, they hit the road to see the problem firsthand. That summer road trip turned into a $17 million a16z-backed fundraise that helped Toma get its AI phone agents into more than 100 dealerships across the U.S. Fighting season: All gloves were off on Thursday as Elon Musk and President Trump took to their respective social networks to throw jabs at each other. Though it might be exciting to watch rich men squabble in public, the fallout between the world's richest person and a sitting U.S. president promises to have broader implications for the tech industry. Analysis Image Credits:BlackJack3D / Getty Images Money talks: Whether you use AI as a friend, a therapist, or even a girlfriend, chatbots are trained to keep you talking. For Big Tech companies, it's never been more competitive to attract users to their chatbot platforms — and keep them there.
Yahoo
a day ago
- Yahoo
11.4% dividend yield and 17 years of growth — is there passive income potential in a lesser-known FTSE stock?
When searching for passive income stocks, it's easy to be swayed by high dividend yields. The higher the yield, the more the income, right? Technically, yes. However, relying solely on the yield can end in disaster if the company lacks a reliable dividend track record. That's why this lesser-known UK stock with an 11.4% yield and 17 years of uninterrupted dividend growth caught my attention. But is there more to the story? Henderson Far East Income's (LSE: HFEL) a British investment trust that isn't on the FTSE 100 or FTSE 250 yet. For that reason, it's flown under my radar for some time. As the name suggests, it invests in major East Asian companies such as TSMC, China Construction Bank and Alibaba. It invests mostly in financial services and technology, with 20% of assets in China, 15% in Hong Kong, 12% in South Korea and the rest spread across the region. The trust's commitment to delivering a high and growing income's evident in its consistent dividend policy, with payments fully covered by revenues. Recently, its revenue reserves have reached an all-time high, providing a cushion for future payouts. This reliability's particularly attractive for investors seeking a steady income. While HFEL's primary focus is income, it also aims for capital growth. In the year to October 2024, the trust achieved a 17.4% net asset value (NAV) return — a notable improvement on previous years. This is attributed to a strategic portfolio shift towards structural growth opportunities in markets like India and Indonesia, and reduced exposure to China. The trust's diversified approach across various sectors and countries positions it to capitalise on Asia's evolving economic landscape. The trust's impressive dividend policy is certainly reassuring, but there are still some areas of concern. For instance, its heavy focus on the Asia-Pacific region exposes it to geopolitical tensions, currency fluctuations and regulatory changes. In the past, economic challenges in China have impacted performance and may well do so again. Additionally, the use of gearing amplifies both potential gains and losses, adding another layer of risk. At times, it can run at a high premium to NAV, which can affect the long-term value of the investment. Unfortunately, the fund's price performance hasn't been spectacular, which weighs on total returns. Over the past 10 years, the share price is down 25%. However, when adjusting for dividends, it's returned around 42% to shareholders — equating to a rather weak annualised return of 3.57%. After being in a steady decline since late 2017, the price is now near a 15-year low. That means it could be a great entry point if Asian markets recover in the coming years. However, if it continues the same performance over the next decade, it's likely to return less than a simple FTSE 100 index tracker. Whether or not an investor wants to consider it would be based on their expectations in that regard. Yes, it may pan out to be a good opportunity, but for now, I'm keeping my sights set on dividend stocks with higher overall returns. The post 11.4% dividend yield and 17 years of growth — is there passive income potential in a lesser-known FTSE stock? appeared first on The Motley Fool UK. More reading 5 Stocks For Trying To Build Wealth After 50 One Top Growth Stock from the Motley Fool Mark Hartley has no position in any of the shares mentioned. The Motley Fool UK has recommended Taiwan Semiconductor Manufacturing. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Motley Fool UK 2025 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
