
Why are there 2 Social Security checks in May 2025? See full SSI payment schedule
Ohio's Social Security Supplemental Security Income (SSI) recipients can expect to receive two checks in May 2025.
Here's when recipients can expect SSI payments for May.
Two SSI checks will be sent out in May, one for May and another for June.
According to the Social Security Administration's payment calendar, SSI recipients won't receive a check in June since the June SSI payment is scheduled for May 30. The June payment is issued early because June 1 falls on a weekend.
Here's a look at the payment schedule for the rest of 2025:
Thursday, May 1, 2025 (Check for May 2025)
Friday, May 30, 2025 (Check for June 2025)
Tuesday, July 1, 2025 (Check for July 2025)
Friday, Aug. 1, 2025 (Check for August 2025)
Friday, Aug. 30, 2025 (Check for September 2025)
Wednesday, Oct. 1, 2025 (Check for October 2025)
Friday, Oct. 31, 2025 (Check for November 2025)
Monday, Dec. 1, 2025 (Check for December 2025)
Wednesday, Dec. 31, 2025 (Check for January 2026)
Social Security distribution schedules for 2025 and 2026 are available online, according to the Social Security Administration.
Traditional Social Security payments (for recipients who are older or retired) are issued on Wednesdays throughout the month for most recipients.
If your birthdate falls between the first and 10th of the month, you are paid on the second Wednesday of the month, which this month is May 14. If your birthday is between the 11th and 20th, you're paid on the third Wednesday (May 21). And if you were born after the 20th of the month, you get paid on the fourth Wednesday of the month (May 28), according to the SSA calendar.
Social Security recipients who began getting benefits before May 1997 are paid on the third of the month. If they also get SSI, that benefit comes on the first.
Ohio had more than 2.4 million people claiming Social Security benefits as of December 2023. That included more than 1.7 million retirees and over 300,000 disabled workers.
There are dozens of Social Security Offices in Ohio, including Cincinnati, Columbus, and Akron. Use the Social Security Office locator tool to find a nearby location.
No, the state does not tax social security benefits, but they could be taxed on the federal level depending on how you file your return.
The Ohio Department of Taxation says that filers must claim the Ohio deduction for "taxable Social Security benefits" on the Ohio Schedule of Adjustments to ensure their benefits aren't taxed by the state.
This article originally appeared on The Columbus Dispatch: Why Ohio Social Security recipients will get 2 checks in May 2025
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles

2 hours ago
Latest on feud between Trump and Musk
The Supreme Court has allowed the DOGE team, no longer run by Musk, access to Social Security records. June 7, 2025
Yahoo
2 hours ago
- Yahoo
Is opting to draw down my 401(k) first to boost my Social Security checks a shrewd move or boneheaded choice?
On paper, drawing down your 401(k) to delay Social Security benefits seems like a clever maneuver. After all, the monthly benefit check grows larger every year that you manage to delay retirement. However, there's more to consider than just the size of the monthly payout. Here's why you, and perhaps your financial advisor, should take a closer look at all the other variables that can impact your retirement income. Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast) Nervous about the stock market in 2025? Find out how you can access this $1B private real estate fund (with as little as $10) A simple calculation would have you believe that it's best to delay collecting Social Security as long as possible. After all, your monthly benefit checks can be roughly 30% higher if you wait until retirement instead of collecting at the earliest possible age of 62, according to the Social Security Administration. However, this theoretical calculation is done in a vacuum and doesn't consider any other factors. Surprisingly, for some people taking Social Security early might actually be the better option when they consider all the other factors. Your total payout from the day you retire until the end of life could be higher. Here's a better approach to make this decision. An often-overlooked complicating (and key) factor in the simple calculation above is the opportunity cost of your 401(k) investments. Every dollar you withdraw from this account is one less dollar that could be compounding with interest payments or the stock market. Over the past five years, the Vanguard S&P 500 ETF has delivered a compounded annual growth rate of 15.85%. In other words, you would boost your nest egg by roughly 30% in just under two years, outperforming the Social Security boost, which is capped. Even if the stock market returns are significantly lower — say 5% compounded annually — your nest egg would be 30% larger within five and a half years. Besides, if stocks are in a deep bear market when you turn 62, it might not be the best time to sell your assets at distressed valuations. Drawing down your 401(k) for monthly income might also be easier if you have a sizable nest egg to rely on. However, if your assets are limited, drawing down on it for several years could leave you feeling squeezed before you ultimately decide to take benefits. Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says — and that 'anyone' can do it Other factors to consider are your health and longevity. Average life expectancy for U.S. adults is 77.5, according to the CDC, which means you're statistically likely to enjoy just seven or eight years collecting benefits if you wait until full retirement age. However, if your end of life is sooner or later it could dramatically shift the calculation. Waiting until full retirement age might be a better financial decision if you expect to live to 90, for example. There are also tax considerations. If you are still working in your mid-60s, drawing down your 401(k) might be a better move than taking Social Security benefits which are subject to taxes. There's a lot of variables to consider, so the ultimate calculation depends on your personal preferences and financial situation. For many retirees in good health with a long life expectancy, it's often wiser to draw down their 401(k) first and delay Social Security to maximize guaranteed, inflation-adjusted income. This strategy offers more control over taxes and can reduce future required minimum distributions (RMDs). However, taking Social Security early may be better for those with health issues, immediate income needs, or smaller retirement savings. Speak to a financial professional and make sure they're considering all these factors before they draft your long-term retirement plan. Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead How much cash do you plan to keep on hand after you retire? Here are 3 of the biggest reasons you'll need a substantial stash of savings in retirement Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? Like what you read? Join 200,000+ readers and get the best of Moneywise straight to your inbox every week. This article provides information only and should not be construed as advice. It is provided without warranty of any kind.
Yahoo
2 hours ago
- Yahoo
6 Ways To Rethink Retirement in an Ongoing DOGE Economy
Elon Musk may have left his Department of Government Efficiency (DOGE) behind, but the DOGE office and the intentions to cut government spending remain. It will likely have a lingering effect on many aspects of Americans' lives, particularly regarding the agencies where staffing or budgets were slashed or may be in the future. Find Out: Read Next: One of the areas DOGE did a lot of cutting was the Social Security Administration. For anyone retiring in this DOGE environment, in which security nets like Social Security and Medicare may not be so secure, it may be time to rethink some aspects of retirement. Christopher Stroup, a CFP and owner of Silicon Beach Financial, explained some ways to prepare for this new policy landscape. Retirees relying on timely Social Security or Medicare have faced longer processing times and inconsistent access to benefits. 'The cuts didn't just trim fat, they disrupted core services, forcing many to navigate a fragmented system at a life stage when stability matters most,' Stroup said. This volatility adds a new layer of risk to traditional retirement planning that requires more strategy. Be Aware: Simply put, if government support continues to shrink, which is likely, retirees may need to assume greater out-of-pocket costs for healthcare and essentials, Stroup warned. 'Financial plans must now stress-test for reduced safety nets, inflation uncertainty and delayed services,' he said. The assumption that Medicare and Social Security will 'just work' is no longer a safe bet. Stroup suggested soon-to-be-retirees now think of retirement less as a finish line and more as a transition that demands flexibility. 'You'll want to build contingency funds, diversify your income sources, and plan for potential lags in public benefits,' he said. Just as important, don't delay filing paperwork since bureaucratic backlogs can derail even well-funded retirements if you're not proactive. It's also a time to focus on liquidity, not just longevity, Stroup said. This means maintaining a strong emergency fund for benefit delays or policy changes. It's a great time to reevaluate withdrawal rates and healthcare coverage with the help of a financial advisor, and to consider supplemental insurance or annuities to hedge against 'service erosion.' 'Above all, revisit your financial plan annually as this environment demands regular recalibration,' Stroup said. To get down to the essentials and focus your energy, Stroup recommended prioritizing the following three things: Healthcare planning: Confirm coverage and estimate out-of-pocket costs. Guaranteed income: Layer Social Security with annuities or conservative income streams. Tax strategy: Optimize withdrawals to minimize tax drag. A well-sequenced drawdown strategy can preserve capital longer, especially if public benefits falter. Lastly, Stroup feels that 'policy disruption is the new normal.' This means you can't count on yesterday's assumptions. 'Whether it's delayed Social Security checks, Medicare limits or staff shortages, retirees need personal resiliency baked into their plan,' he said. Work with a fiduciary who understands the tech-policy overlap and can help you adapt as systems shift beneath your feet. More From GOBankingRates 3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025 These 10 Used Cars Will Last Longer Than an Average New Vehicle 10 Genius Things Warren Buffett Says To Do With Your Money This article originally appeared on 6 Ways To Rethink Retirement in an Ongoing DOGE Economy