Full list of DWP benefits you can no longer claim once you reach this age
You may not realise that reaching a certain age will disqualify you from a number of benefits.
People reaching a certain age this year will no longer be eligible for a number of benefits from the Department for Work and Pensions (DWP). Many may not realise that getting to State Pension or Pension Credit age could see a series of payments stopped.
According to the latest DWP figures, the State Pension is now providing crucial financial support to 13 million people across Great Britain. This regular payment is currently valued at up to £230.25 per week for those on the New State Pension (claimed after April 6, 2016), or £176.45 each week for the Basic State Pension (Category A or B).
The amount someone receives from this contributory benefit depends on the number of National Insurance years they have accumulated before reaching the current retirement age of 66 - a minimum of 10 years is required to qualify for any State Pension payment. For older individuals nearing the official retirement age this year, it's vital to understand which benefits will continue, new ones you may now be eligible for and those you can no longer submit a new claim for.
Your State Pension age is the same as your Pension Credit qualifying age unless you are a man born before December 6, 1953. You can verify your State Pension age and whether you can begin claiming Pension Credit on the 'Check your State Pension age' page of the GOV.UK website here.
Benefits affected by your pension age
Turn2us has compiled an essential guide to the benefits you cannot claim from the DWP when you reach State Pension age or Pension Credit age.
Pension Credit age
As reported by the Daily Record, on reaching State Pension age, individuals will find they can no longer lay claim to certain benefits such as Income-based Jobseeker's Allowance, Income-related Employment and Support Allowance (ESA), Income Support, and Universal Credit. The charity Turn2us explains: "If you live with a partner and one of you is pension age and the other is not yet pension age, benefit entitlement can be complicated."
State Pension age
Regarding State Pension age, this milestone means that you are ineligible to claim Jobseeker's Allowance (JSA) and Contributory/New Style ESA. Additionally, initiating claims for Disability Living Allowance (DLA), Personal Independence Payment (PIP), or Adult Disability Payment (ADP)—the latter has replaced PIP for new applicants in Scotland —is not possible once State Pension age has been reached.
However, if you already receive DLA, PIP, or ADP when you hit State Pension age, you are permitted to renew your claim under the same health conditions provided by the award, as long as your previous claim concluded less than a year before reaching the pension threshold.
Scottish residents who presently benefit from DLA or PIP can expect to be transitioned into the newly established Social Security Scotland system this Spring. It should be noted that Bereavement Support Payment and Widowed Parent's Allowance are likewise inaccessible when one attains State Pension age.
Benefits not impacted by your State Pension age
Even if you are over State Pension age, you can still claim these benefits:
Child Benefit (delivered by HMRC)
Carer's Allowance - your eligibility for the full financial element may depend on your income from State Pension
Guardian's Allowance
Statutory Sick Pay (SSP).
You can also claim these benefits even if you are over State Pension age, but only if you meet the benefit-specific income threshold:
Pension Credit
Housing Benefit
Council Tax Support
Support for Mortgage Interest
Help with Health Costs
Winter Heating Payment - Scotland-only
Cold Weather Payment - England and Wales only
Warm Home Discount Scheme
Winter Fuel Payment - only those over State Pension age in receipt of Pension Credit or other qualifying income-related benefits will receive the money from this year.
Pension Age Winter Heating Payment - Scotland only, same qualifying rules as Winter Fuel Payment.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Scotsman
30 minutes ago
- Scotsman
Loved one died: what to do if your loved one dies
Grieving is hard enough — here's how to manage the legal and financial admin 📝 Sign up to our daily newsletter – Regular news stories and round-ups from around Scotland direct to your inbox Sign up Thank you for signing up! Did you know with a Digital Subscription to The Scotsman, you can get unlimited access to the website including our premium content, as well as benefiting from fewer ads, loyalty rewards and much more. Learn More Sorry, there seem to be some issues. Please try again later. Submitting... Losing a loved one is emotional, but some practical steps must be taken early on You'll need to register the death and gather key documents like the will It's important to inform banks, government departments, and other organisations Managing the estate involves legal processes like applying for probate Help is available if you're unsure where to start or feel overwhelmed The death of a loved one is an emotionally overwhelming time. As you navigate grief, you may also be faced with the practical and legal responsibilities of managing their affairs. Advertisement Hide Ad Advertisement Hide Ad Understanding the first financial steps to take after someone passes away can ease some of the stress during this difficult period. Here's what you need to know. 1. Register the death Before you can deal with any financial matters, you must first register the death. In the UK, this must be done within five days (eight in Scotland) and is usually carried out by a relative at the local register office. Once registered, you'll receive the death certificate, which is crucial for handling financial matters. You can purchase multiple certified copies - these will be needed for banks, insurers, and other organisations. (Photo: Pexels) | Pexels 2. Locate the will (if there is one) If the person who died made a will, it will name an executor - someone they trusted to manage their estate. Advertisement Hide Ad Advertisement Hide Ad This might be you, or someone else close to them. If you're unsure whether there is a will, check with their solicitor, or look through their important documents at home. It may also be registered with a will storage service or law firm. If there is no will, the person is said to have died intestate. In this case, the estate will be divided according to the rules of intestacy, and a close relative will usually need to apply for letters of administration to deal with the estate. 3. Notify government departments and financial institutions Use the Tell Us Once service (available in most of the UK) to notify several government departments of the death in one go. This includes HMRC, the Department for Work and Pensions (DWP), and the DVLA. Separately, you'll need to contact banks, building societies, mortgage lenders, utility companies, pension providers, and any insurers. Each will have its own process, but they will typically require a copy of the death certificate. Advertisement Hide Ad Advertisement Hide Ad 4. Secure the estate Make sure the person's home is secure and check for valuables, important paperwork, or items requiring urgent attention (such as perishable food or pets). If the property is empty, notify the insurance company - some home insurance policies require updates when a house becomes unoccupied. Freeze any joint accounts temporarily and cancel or redirect regular payments. Avoid spending any of the deceased's money until you're legally authorised to do so - this is usually once you have probate or letters of administration. 5. Apply for probate or letters of administration Probate is the legal process that gives you the authority to deal with a person's estate. If you're named as executor in the will, you'll need to apply for a grant of probate. If there's no will, a close family member will apply for letters of administration instead. Advertisement Hide Ad Advertisement Hide Ad You can apply online or by post, or use a solicitor. The process can take several months, depending on the complexity of the estate. Once granted, you'll be able to access accounts, sell property, and distribute assets according to the will or intestacy rules. 6. Value the estate Before probate is granted, you'll need to calculate the total value of the estate. This includes: Property (home, land, etc.) Bank and savings accounts Investments Personal possessions (cars, jewellery, art) Outstanding debts (mortgages, loans, credit cards) You'll also need to assess whether Inheritance Tax (IHT) is due. In 2025, estates valued over £325,000 may be subject to IHT, though there are exemptions for spouses, civil partners, and gifts to charity. 7. Settle debts and distribute the estate Once you've received probate and valued the estate, you'll need to: Advertisement Hide Ad Advertisement Hide Ad Pay any outstanding debts and taxes (including income tax and IHT) Distribute what's left to beneficiaries as outlined in the will or by law Keep clear records of all transactions. Beneficiaries have the right to see how the estate has been managed. 8. Seek help if needed Administering an estate can be complicated, especially if there are disputes, overseas assets, or business interests. If you're unsure, consider speaking to: A probate solicitor A financial adviser Citizens Advice or a bereavement support organisation Many people also find it helpful to talk to a bereavement counsellor to help them through the emotional side of loss.
Wales Online
an hour ago
- Wales Online
6 DWP PIP changes you must report to avoid losing your payments
6 DWP PIP changes you must report to avoid losing your payments The DWP is responsible for administering PIP in England, Wales and Northern Ireland A successful claim for PIP can now yield between £29.20 and £187.45 per week (Image: WalesOnline/ Rob Browne ) People are being advised of a number of changes they must report to the DWP to keep a disability benefit. Personal Independence Payment (PIP) is a benefit available to individuals over 16 and under the State Pension age who require extra assistance with daily activities or mobility due to a long-term illness, disability, or mental or physical health condition. A successful claim for PIP can now yield between £29.20 and £187.45 per week, equating to £116.80 or £749.80 every four-week pay period. Both of these disability benefits aim to alleviate the additional costs associated with living with a disability, long-term illness, or physical or mental health condition. While many recipients may be aware of the list of changes in circumstances that must be reported to the Department for Work and Pensions (DWP) to ensure uninterrupted payments, there are several changes that do and do not need to be declared. For money-saving tips, sign up to our Money newsletter here . Changes you do not need to report to the DWP Since PIP is not a means-tested benefit and can be received regardless of employment status, there is no need to notify the DWP if you: Start a new job Stop claiming other benefits Change roles at work - unless the amount of help you need has changed Leave a job Are made redundant Take retirement Article continues below Changes you must report to the DWP However, according to guidance on the website, you must contact the PIP enquiry line if: Your personal details change - for example, your name, address or doctor The help you need or your condition changes Your condition has worsened and you're not expected to live more than six months You go into hospital or a care home You go abroad (for more than four weeks) You are imprisoned or held in detention The website issues a stern warning: "You could be taken to court or have to pay a penalty if you give wrong information or do not report a change in your circumstance," reports the Daily Record. How to report a change of circumstances to the DWP Before making the call you will need your National Insurance number, bank account details and GP name and address in order for the DWP to verify your identity. Telephone: 0800 121 4433 (option 5) 0800 121 4433 (option 5) Textphone: 0800 121 4493 0800 121 4493 Relay UK (if you cannot hear or speak on the phone): 18001 then 0800 121 4433 (if you cannot hear or speak on the phone): 18001 then 0800 121 4433 Video relay service for British Sign Language (BSL) users - check you can use the service here. Article continues below
Daily Mirror
an hour ago
- Daily Mirror
Full list of PIP changes that do not need to be reported to DWP
While PIP claimants have to report certain things, or risk DWP payments being stopped, some changes do not need to be flagged Personal Independence Payment (PIP) is a benefit designed for people aged between 16 and below State Pension age who need extra help with daily activities or mobility due to a long-term illness, disability, or mental or physical health condition. Successful PIP claims are now worth between £29.20 and £187.45 weekly, or £116.80 to £749.80 every four weeks. The support is intended to help offset the additional expenses linked to living with a disability, long-term illness, or mental or physical health condition. While many claimants might be familiar with the list of circumstance changes that must be reported to the Department for Work and Pensions (DWP) to maintain steady payments, there are several that don't need to be declared, as reported by the Daily Record. Changes you do not need to report to DWP PIP is not a means-tested benefit and can be paid whether the claimant is working or not, so there is no need to inform the DWP if you: Start a new job Stop claiming other benefits Are made redundant Take retirement Leave a job Change roles at work - unless the amount of help you need has changed Changes you must report to DWP Guidance on the website states you must contact the PIP enquiry line if: The help you need or your condition changes Your personal details change - for example, your name, address or doctor You go abroad (for more than four weeks) Your condition has worsened and you're not expected to live more than six months You are imprisoned or held in detention You go into hospital or a care home advice continues: "You could be taken to court or have to pay a penalty if you give wrong information or do not report a change in your circumstances." How to report a change of circumstances to DWP To report any changes, ensure that you have your National Insurance number, bank account details, and your GP's name and address handy before contacting the DWP to confirm your identity.
