India's mutual fund AUM hits record Rs 72.2 lakh crore; retail investors & SIPs drive growth
I
ndia's mutual fund industry has achieved unprecedented assets under management (AUM) of ₹72.2 lakh crore as of May 2025, showing a 22.5% increase compared to the previous year.
The substantial growth stems from increased investor participation and greater adoption of systematic investment plans (SIPs), demonstrating broader financial participation across the nation, according to a report released by Franklin Templeton.
The industry structure shows equity-oriented funds comprising more than 60% of total AUM, whilst debt-oriented funds represent approximately 28%. The passive investment segment has expanded significantly, reaching ₹11.97 lakh crore, representing a 25% increase from the previous year and constituting 17% of the total industry AUM.
SIP contributions reached a record monthly figure of ₹26,688 crore in May 2025, with aggregate SIP AUM reaching ₹14.61 lakh crore. The industry now maintains 9.06 crore SIP accounts, the report said.
India Mutual Fund Industry - Vital Stats
The asset management sector has expanded considerably outside metropolitan areas, with B30 cities now contributing 18% of total Assets Under Management. The number of investors has grown to a record 5.49 crore, showing a 19% increase year-on-year.
by Taboola
by Taboola
Sponsored Links
Sponsored Links
Promoted Links
Promoted Links
You May Like
Türk kredi kartı kullanıcıları için harika haber!
HANGİKREDİ
Daha Fazla Oku
Undo
Individual investors dominate equity fund ownership with an 88% share, indicating strong participation from retail customers.
The industry saw substantial capital raising through New Fund Offers (NFOs), collecting ₹1.01 lakh crore in the last 12 months, with equity funds accounting for 97% of the total. The highest net investments were recorded in sectoral and thematic schemes, whilst arbitrage and multi-asset hybrid categories emerged as preferred choices in their respective segments.
While equity funds maintained positive net sales for 51 straight months, the equity net sales excluding SIPs and NFOs showed negative trends. Direct investments increased to 47%, driven by the rise of self-investing platforms and professional investment advisors, the report added.
At the state level, Telangana recorded remarkable 32% annual AUM growth, followed by strong performances from Haryana and Uttar Pradesh.
The mutual fund sector's expansion outpaced bank deposits, with its proportion to bank deposits rising significantly to 31.2% from 12.6% over ten years.
The growth trajectory of India's mutual fund sector remains strong, supported by enhanced financial awareness, favourable regulations and improved digital access. The sector shows promising prospects for continued expansion, particularly through retail participation and passive investment strategies.
Stay informed with the latest
business
news, updates on
bank holidays
and
public holidays
.
AI Masterclass for Students. Upskill Young Ones Today!– Join Now
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
13 minutes ago
- Time of India
Owaisi slams Modi govt's ‘flip-flops': AIMIM chief claims India left weaker in ties with China; Wang Yi's visit sparks row over Taiwan remarks
AIMIM MP Asaduddin Owaisi addresses a press conference, in Hyderabad on Wednesday. (ANI Video Grab) NEW DELHI: All India Majlis-e-Ittehadul Muslimeen ( AIMIM ) chief Asaduddin Owaisi on Thursday criticised the Centre's foreign policy on China, alleging that India has been left in a 'weaker' and 'inferior' position on the global stage during the past 11 years of the Modi government. The remarks come days after Chinese foreign minister Wang Yi visited India from August 18 to 19, during which he co-chaired the 24th round of the Special Representatives' dialogue on the Boundary Question with national security advisor Ajit Doval, and also held bilateral talks with external affairs minister S Jaishankar. Wang Yi later called on Prime Minister Narendra Modi. In a post on X, Owaisi posed several questions to Jaishankar over the government's stand on Taiwan, China's military assistance to Pakistan, and India's widening trade deficit with Beijing. 'Why did @DrSJaishankar tell his Chinese counterpart that 'Taiwan is part of China'? We had stopped saying so after 2011, once Beijing started giving Staple Visas to certain Indians. Has China announced a change in its Visa Policy?' Owaisi asked. He went on to question whether China had agreed not to provide military support to Pakistan 'as it did during the recent military clash with us,' adding, 'Have we not insisted to Beijing that we can't be friends if it hurts through Pakistan?' On trade, the AIMIM chief demanded to know, 'What has China promised to ensure that the massive Trade Deficit in its favour is reduced? Or are we going to promote more bilateral trade to further increase the trade deficit?' 'The Modi government's China policy has been a series of flip-flops, which has left India weaker & in an inferior position after 11 years. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Luxury 2, 3 & 4 BHKs in Panvel by Hiranandani Hiranandani Fortune City Get Info From Territory to Trade, India has suffered in all domains. The lack of answers from the government is an acknowledgement of its failures,' Owaisi alleged. Government sources, however, maintained that there is no change in India's position on Taiwan. 'We stressed that, like the rest of the world, India has a relationship with Taiwan that focuses on economic, technological and cultural ties. We intend to continue it,' they said after China's readout of the Jaishankar-Wang Yi meeting claimed that the minister had affirmed Taiwan is part of China. During the visit, both sides agreed to re-open border trade through Lipulekh Pass, Shipki La Pass and Nathu La Pass, resume direct flights between India and China, and finalise an updated Air Services Agreement. They also agreed to facilitate visas for tourists, businesses, media and other visitors. The Chinese side also welcomed Prime Minister Modi's participation in the Shanghai Cooperation Organisation (SCO) Summit in Tianjin, while India reaffirmed full support to China's SCO Presidency.
Time of India
18 minutes ago
- Time of India
Half of EPS-95 pensioners receive under Rs 1,500 monthly, only 0.65% over Rs 6,000
Every second pensioner under Employees' Pension Scheme 1995 (EPS-95) administered by retirement fund body EPFO gets less than Rs 1,500 a month, as per the data of March 2025, Parliament was informed on Thursday. The official data also showed only 53,541 pensioners or 0.65 per cent of the total 81,48,490 pensions under the scheme get a monthly pension of over Rs 6,000 as of March 31, 2025. The data has come in view of trade unions' demand for a minimum monthly pension of Rs 9,000 under the EPS-95, which was part of the 17-point charter of demand submitted to the Ministry of Labour and Employment. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Play War Thunder now for free War Thunder Play Now Undo At present, the minimum monthly pension entitlement under the scheme is Rs 1,000. Total number of pensioners under Employees' Pension Scheme as on Marc 31, 2025 was 81,48,490, informed Minister of State for Labour and Employment Shobha Karandlaj in a written reply to Rajya Sabha. Live Events She also informed the House that the number of pensioners receiving less than Rs 1,500 as monthly pension as on March 31, 2025 was 49,15,416. Thus almost every second person or over half of the pensioners were getting less than Rs 1,500 monthly pension. The minister also informed that the number of pensioners receiving less than Rs 4,000 as monthly pension as on March 31, 2025 was 78,69,560. The number of pensioners receiving less than Rs 6,000 a month was 80,94,949, as on March 31, 2025. Thus the number of pensioners receiving more then Rs 6,000 monthly pension under the scheme was just 53,541 or 0.65 per cent. The minister also informed the House that the total amount disbursed under the pension scheme increased to Rs 23,027.93 crore in 2023-24 from Rs 22,112.83 crore in 2022-23. "The total amount held in inoperative accounts as on March 31, 2025 is Rs 10,898.07 crore. The data is un-audited and provisional as annual accounts for the FY 2024-25 are under preparation," she told the House. The interest income of the EPFO has increased to Rs 58,668.73 crore in 2023-24 from Rs 52,171 crore in 2022-23, the reply showed. It also showed that the other income (penal damages, 7Q interest, etc.) has also increased to Rs 863.62 crore in 2023-24 from Rs 564.21 crore in 2022-23.
Time of India
18 minutes ago
- Time of India
Vedanta announces second interim dividend of Rs 16 per share; check record date
Metal major Vedanta 's board on Thursday approved a second interim dividend of Rs 16 per share for the financial year FY26. The total payout will be Rs 6,256 crore. The Anil Agarwal company has set the record date on Wednesday, August 27, 2025. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Why is everyone rushing to get their hands on this new air cooler? News of the Discovery Undo Vedanta's first interim dividend was Rs 7 per share which was announced on June 18. The payout was Rs 2,737 crores. Vedanta tops the chart as the highest dividend paying stock. Its dividend yield is 8% and the company has paid Rs 35.5 as dividend over the past 12 months. The announcement was made after market hours and Vedanta shares today ended at Rs 447.10 on the NSE, up Rs 1.60 or 0.36% over the Wednesday closing price. Live Events The company is in news after the National Company Law Tribunal (NCLT) deferred the hearing on its demerger plan to September 17. The move followed 'serious objections' raised by the Centre over alleged concealment and non-disclosure of key details in the rejig exercise. According to a CNBC-TV18 report, the Ministry of Petroleum and Natural Gas flagged concerns that the proposed demerger could compromise the government's ability to recover dues. The ministry alleged instances of revenue inflation and under-reporting of liabilities on Vedanta's books. The report also noted that the Securities and Exchange Board of India (Sebi) had earlier issued a warning letter to Vedanta after it altered the demerger scheme despite having secured prior approvals from stock exchanges and the regulator — a move that was termed a serious breach. In another setback, the Supreme Court dismissed a plea by the Vedanta Group seeking additional compensation for its Punjab-based Talwandi Sabo Power project. The company had approached the apex court challenging the withdrawal of 'deemed export' benefits and sought higher compensation. The apex upheld the Appellate Tribunal for Electricity's (APTEL) order, ruling that Talwandi Sabo was never legitimately entitled to such benefits, a Mint report said, adding that this effectively closes the door on any additional financial relief from the project. The mining major had posted an 11.7% year-on-year (YoY) decline in its consolidated net profit in Q1 to Rs 3,185 crore. However, the company's revenue from operations rose by 5.75% YoY to Rs 37,824 crore, up from Rs 35,764 crore reported a year ago. The net profit is comparable to Rs 3,606 crore posted in the same quarter of the previous financial year. The net profit is attributable to the owners of the company.
