logo
Federal judge bars Texas man, source of billions of robocalls nationwide from business

Federal judge bars Texas man, source of billions of robocalls nationwide from business

Yahoo30-05-2025
May 29—Ohio and seven other states have received a permanent ban against a Texas-based robocaller behind billions of illegal calls, Ohio Attorney General Dave Yost said in a release.
According to the release, John C. Spiller II previously offered robocall dialer and Voice Over Internet Protocol services to telemarketers, leading to huge volumes of robocalls, many of which targeted numbers on the Do Not Call Registry.
In 2023, he was put under a court order that barred him from placing or facilitating robocalls, but used aliases to launch new companies providing the same kind of robocalls, the release said.
As a result, a federal judge in Texas recently found Spiller in contempt of court and imposed the strictest penalty, permanently barring him from launching future telecommunications companies, operating in the telecom industry, collaborating with those that helped in his illegal businesses, make deceptive statements or use aliases in government filings, the release said.
He was also ordered to pay more than $600,000 in attorney's fees and litigation costs for violating the order.
Attorneys general from Arkansas, Indiana, Michigan, Missouri, North Carolina, North Dakota, Ohio and Texas were involved in the contempt order.
"This scammer's line is dead — and it's not coming back," Yost said.
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Best No Credit Check Business Financing Demand Rises as ROK Financial Expands Access to Small Business Loans in 2025
Best No Credit Check Business Financing Demand Rises as ROK Financial Expands Access to Small Business Loans in 2025

Yahoo

time23 minutes ago

  • Yahoo

Best No Credit Check Business Financing Demand Rises as ROK Financial Expands Access to Small Business Loans in 2025

The best no credit check business financing options in 2025 are gaining momentum as small business owners face tighter traditional lending standards and rising uncertainty in the economy. ROK Financial is meeting this demand with flexible loan programs, instant pre-approvals, and expanded access to capital for entrepreneurs across industries. By offering a range of solutions — from working capital and SBA loans to equipment and real estate financing — the company reflects a larger movement toward credit-independent funding that aligns with modern business needs. Austin, Aug. 16, 2025 (GLOBE NEWSWIRE) -- The information below is provided for general informational purposes only and does not constitute financial or professional advice. Funding availability, terms, and approval times may vary by applicant and lender. Always confirm details directly with the official provider before applying for financing. If you apply through links in this article, the publisher may earn a commission at no additional cost to you. Best No Credit Check Business Financing Demand Rises as ROK Financial Expands Access to Small Business Loans in 2025 Small business owners in 2025 face growing challenges securing traditional credit, driving demand for the best no credit check business financing options available today. ROK Financial positions its flexible funding programs as part of a wider movement toward alternative lending solutions that meet entrepreneurs where they are. From instant pre-approvals to expanded small business loan access, the company reflects a trend reshaping how owners approach capital needs. With economic uncertainty pressing harder than ever, credit-independent financing continues to draw attention nationwide. Across industries, the appetite for faster approvals, flexible repayment terms, and funding paths outside conventional banks is shaping the conversation. Entrepreneurs are exploring alternatives that keep operations steady without waiting months for traditional underwriting. This is where ROK Financial steps forward, aligning its suite of programs with shifting business priorities. Owners can now compare multiple loan types, from term loans and SBA financing to equipment or commercial real estate lending, all under one trusted source. Explore Small Business Financing Options with . Earlier press releases from ROK Financial, including and , have already emphasized the company's focus on credit-independent lending. These announcements align with wider business finance discussions, where small business owners continue to seek flexible solutions in uncertain conditions. Section 1: Why Interest in Best No Credit Check Business Financing Is Surging in 2025 The conversation around business financing in 2025 is being shaped by several undeniable pressures. Rising interest rates, tightened bank lending standards, and ongoing economic uncertainty have forced many small business owners to search for solutions outside traditional credit channels. In this environment, the best no credit check business financing options are drawing record levels of attention. Search data points to this surge in interest. Queries for 'business loan with no credit check,' 'fast small business funding,' and 'alternative business financing' have grown steadily in recent months. Online forums, business communities, and resource hubs reflect the same trend: owners are asking how to secure capital quickly without risking rejection due to imperfect credit scores. The momentum is not confined to one industry. Restaurants recovering from pandemic-era challenges, contractors bidding for new projects, retailers adjusting to digital-first competition, and logistics firms coping with supply chain volatility are all looking for ways to stabilize cash flow. This shift is also cultural. Business creators, side hustlers, and startup founders are more familiar with fintech platforms than with local bank officers. They expect funding to be accessible, digital-first, and responsive in days rather than months. The demand is not driven solely by desperation but by a recognition that the old model of credit-heavy lending no longer meets the realities of modern business operations. ROK Financial reflects this shift by presenting owners with practical entry points into credit-independent lending. Its platform allows business owners to compare term loans, lines of credit, SBA programs, and specialized financing types with a single application. For many, the availability of multiple choices without the weight of a high credit threshold makes the difference between delaying growth and moving forward. Section 2: No Credit Check Business Financing as a Response to This Shift The rise in demand for the best no credit check business financing has forced providers to rethink how they structure lending opportunities. Traditional banks often rely on rigid approval models that filter out many small business owners who have limited credit history or who carry scores below prime thresholds. This has left entrepreneurs searching for lenders who can respond to real-world challenges without creating impossible barriers. ROK Financial has positioned its platform as one of the answers to this shift. Rather than tying every approval to an applicant's credit score alone, the company evaluates the broader picture of business performance. Monthly revenue, time in business, and operational strength are given equal weight in determining funding eligibility. This approach is designed to give owners more than a single pathway toward capital. By offering multiple product types — from term loans and working capital to SBA loans and equipment financing — the platform empowers businesses to select what matches their immediate priorities. The application process mirrors the fast-paced environment small business owners operate in. Secure pre-approval can be obtained in seconds, offering a realistic view of potential funding without the drawn-out uncertainty common in bank interactions. Many owners view this as a relief in an era where time lost waiting for traditional underwriting can translate into missed opportunities. For example, a contractor needing equipment to take on a new project or a retailer planning an expansion cannot afford to pause for months. Flexible, credit-independent programs fill this gap. This shift also reflects a broader change in expectations. Business financing is no longer judged solely on interest rates but also on the accessibility of funds, the range of available terms, and the speed of disbursement. With approvals ranging from $10,000 up to $5 million and timelines measured in days rather than weeks, programs like those at ROK Financial represent an adjustment to market realities. For entrepreneurs who might otherwise be excluded from growth opportunities, these pathways provide a functional bridge between ambition and execution. Section 3: Inside the Platform, Program, or Service The discussion around the best no credit check business financing is not abstract — it comes down to the practical options available to owners navigating daily cash flow and long-term growth. ROK Financial structures its platform around multiple lending categories so that businesses can align funding with their unique circumstances. Each option carries its own balance of flexibility, timelines, and ranges, giving entrepreneurs the ability to choose what fits rather than accept a one-size-fits-all product. Term Loans and Working CapitalThese loans are often used by companies planning expansions, purchasing equipment, or covering short-term expenses. ROK Financial makes these loans available from $10,000 up to $5 million, with terms ranging from six months to ten years. The timeline for funding is fast, usually between one and three days. For businesses needing upfront capital with the ability to seek additional funding later, this category provides a straightforward entry point. Business Lines of CreditLines of credit are designed for owners who want ongoing flexibility rather than a single lump-sum disbursement. Businesses can draw as needed, repay, and then draw again. ROK Financial offers credit lines in the same $10,000 to $5 million range, with funding often released in one to three days. This appeals to owners who must manage cyclical expenses, seasonal dips, or rolling investment opportunities. SBA LoansSmall Business Administration programs remain an anchor in the financing world, yet they can be difficult to access through traditional banks. ROK Financial simplifies the process, offering SBA loans from $10,000 up to $5 million, with extended terms between ten and twenty-five years. Funding typically takes thirty to forty-five days, reflecting the additional paperwork required. For owners willing to plan ahead, SBA loans provide longer repayment timelines and government-backed support. Equipment FinancingCompanies in construction, logistics, healthcare, and manufacturing often face the challenge of securing equipment that can generate revenue but requires significant upfront cost. ROK Financial provides equipment financing in the range of $10,000 to $5 million, with terms spanning one to six years. Funding is often available in two to five days, giving owners a rapid path to acquiring essential assets without disrupting cash flow. Accounts Receivable and Purchase Order FinancingBusinesses with outstanding invoices or incoming purchase orders frequently need liquidity before payments arrive. ROK Financial supports accounts receivable and PO financing starting at $100,000 and scaling higher for industries such as trucking, oil and gas, construction, staffing, and medical services. These programs allow businesses to leverage aged invoices, often within two to five days, turning future receivables into present capital. Commercial Real Estate FinancingFor companies investing in property, ROK Financial provides commercial real estate loans ranging from $250,000 to $10 million. Terms extend from ten to thirty years, with funding available in approximately twenty-five to forty days. These loans are used for purchasing or refinancing properties, enabling businesses to secure long-term assets with structured repayment plans. By presenting this full suite of lending products, ROK Financial underscores the shift toward credit-independent flexibility. Owners are no longer forced to fit into a narrow lending box. Instead, they can evaluate multiple options, match funding type to their specific needs, and move forward without the delays and restrictions often associated with traditional credit channels. Section 4: What Online Users Are Saying About This Category The growing focus on the best no credit check business financing is visible across digital communities where entrepreneurs share their experiences and concerns. In forums dedicated to small business operations, owners frequently compare how fast alternative lending decisions arrive compared to traditional banks. Many describe the relief of receiving approvals in days instead of waiting weeks for conventional underwriting. On platforms such as TikTok and YouTube, creators discuss the broader appeal of financing options that do not depend exclusively on credit history. They emphasize the convenience of pre-approval tools and the accessibility of loans structured around revenue rather than personal scores. These conversations do not present guarantees but reflect genuine curiosity about how alternative lending works in practice. Podcasts and business-focused livestreams echo the same sentiment. Listeners are drawn to discussions about flexibility, particularly when experts note that credit-independent financing helps businesses stay operational during periods of economic pressure. While skepticism exists — especially around repayment terms and long-term sustainability — the cultural conversation illustrates that owners are increasingly open to exploring models beyond conventional bank financing. By analyzing these discussions, it becomes clear that demand for solutions like those offered by ROK Financial is not only practical but cultural. Entrepreneurs are reshaping expectations about how funding should work, and they are vocal about the need for speed, transparency, and accessibility. This online sentiment adds context to the surge in searches and applications for no credit check business financing, underscoring why the category continues to expand in 2025. Section 5: Who Might Gravitate Toward This Product in 2025 The appeal of the best no credit check business financing spans multiple industries and business stages. While every company has unique circumstances, several groups stand out as particularly aligned with flexible, credit-independent lending solutions. Entrepreneurs in fast-growth sectors often look for capital that keeps pace with their opportunities. Whether launching a new location, funding inventory, or expanding digital operations, these owners need access to funding that arrives quickly and adapts to evolving revenue streams. Traditional banks frequently struggle to meet this timeline, making platforms like ROK Financial more relevant than ever. Small businesses operating in industries with fluctuating cash flow also find value in alternative lending. Contractors, trucking companies, seasonal retailers, and restaurants often experience peaks and valleys that require capital at irregular intervals. For these owners, the ability to secure a line of credit or short-term financing without being judged solely on credit scores provides meaningful stability. Another group includes long-standing businesses that might have strong revenue but imperfect credit. These companies are often overlooked by conventional lenders despite proving consistent performance over time. By expanding qualification criteria beyond personal credit, ROK Financial enables these established businesses to pursue investments, hire staff, or upgrade equipment with greater confidence. Finally, startups and early-stage companies may explore alternative financing as a bridge toward larger opportunities. While they may not yet qualify for traditional SBA programs, revenue-based lending offers a foothold that helps them build momentum. With as little as six months in business and $10,000 in monthly sales, a young company can establish credibility and prepare for larger financing rounds in the future. Entrepreneurs in this position can in minutes through a streamlined pre-approval. In every case, the thread remains the same: business owners want funding designed for their realities, not a system that excludes them for falling outside rigid credit boundaries. This alignment is why credit-independent lending continues to expand as a defining trend in 2025. Section 6: Market Category Reflections – Why This Niche Is Expanding The rise of the best no credit check business financing is not an isolated trend. It is part of a larger shift in how business owners approach capital in an economy defined by volatility, technology adoption, and changing consumer behavior. Several forces are combining to expand the niche at an accelerated pace. One driver is the tightening of traditional credit. Banks remain cautious after years of economic uncertainty, raising barriers for small business borrowers. Higher minimum credit scores, longer approval timelines, and reduced lending appetite have left many entrepreneurs with few options. This gap has created space for credit-independent models to emerge and grow. Another factor is the growing role of fintech. Business owners are comfortable with digital-first tools, from accounting platforms to payroll systems, and they expect the same speed and simplicity from financing providers. Pre-approval processes that take seconds, transparent dashboards that show available terms, and flexible repayment schedules all reflect the broader fintech mindset. Cultural attitudes also contribute. A new generation of entrepreneurs is less tied to the idea that banks are the only source of legitimacy in lending. Instead, they prioritize outcomes: how quickly capital can be accessed, how repayment fits into cash flow, and whether the financing supports sustainable growth. This shift in thinking further normalizes the exploration of credit-independent lending. The broader financial conversation reflects these themes. Terms such as 'alternative lending,' 'digital-first funding,' and 'credit-independent financing' continue to rise in visibility across search engines and industry blogs. Owners are not only seeking funding; they are seeking options that match the realities of running a business in 2025. For ROK Financial, this environment reinforces its positioning. By offering multiple product types — from term loans and lines of credit to SBA, equipment, and commercial real estate financing — the company is aligned with where the market is heading. Business owners searching for alternatives beyond conventional credit paths are increasingly finding solutions within platforms designed around accessibility and speed. Those evaluating next steps can to see how different programs align with their needs. The niche continues to expand not because it is trendy but because it reflects real business requirements. As long as economic pressures persist and traditional credit remains restrictive, no credit check financing will remain a central part of the small business funding conversation. Section 7: Public Debate – Supporters, Skeptics, and the Signals Behind the Buzz The rapid growth of the best no credit check business financing has generated both support and skepticism in public discussions. Entrepreneurs, analysts, and community voices continue to weigh in, shaping the perception of credit-independent lending. Supporters often frame these programs as an essential lifeline for small businesses. They highlight how faster approvals and flexible qualification criteria allow owners to stay competitive in industries where timing matters. Many business owners share experiences of losing contracts or delaying expansions because traditional banks would not provide capital quickly enough. To supporters, alternative financing is not just convenient; it is critical to maintaining business momentum. Skeptics focus on questions about sustainability and long-term costs. Some argue that owners should be cautious about repayment structures and ensure that borrowed capital is matched with revenue growth. Critics warn against treating alternative lending as a blanket solution for all companies, pointing out that businesses still need to manage debt responsibly. This perspective adds balance to the conversation, reminding owners that financing decisions carry consequences. Neutral observers note that public forums remain divided. In Reddit threads, online Q&A sessions, and business webinars, participants explore both the opportunities and the risks. The consistent theme is curiosity: owners want to know how credit-independent programs work, whether they are accessible to businesses with limited history, and how they compare to conventional loans. For ROK Financial, these conversations demonstrate the importance of transparency. By clearly outlining terms, timelines, and eligibility requirements, the company provides owners with information to make informed choices. The availability of multiple loan types on one platform helps balance the debate, since businesses are able to select the structure that best fits their needs. The public debate will continue as the category grows, but what remains clear is that no credit check business financing has moved from a niche option to a mainstream consideration. The signals behind the buzz show both optimism and caution, reflecting a healthy marketplace where owners evaluate their options with increasing sophistication. Section 8: About ROK Financial ROK Financial has built its mission around expanding access to business financing in ways that align with real-world challenges. From its headquarters in New York, the company provides small business and commercial lending solutions designed to help owners move forward with clarity and confidence. By combining multiple product types into one platform, ROK Financial allows entrepreneurs to compare options, secure funding, and plan growth strategies without navigating disconnected providers. The company's values extend beyond transactions. Through its partnership with Feeding America, ROK Financial has helped provide more than one million meals to families in need. With each successful transaction, additional meals are donated, reinforcing the company's role as a financial partner that also invests in community support. This social commitment reflects a broader belief that business financing should contribute not only to economic growth but also to social responsibility. Transparency and accessibility remain central to the company's approach. Clear eligibility requirements, straightforward timelines, and responsive customer service set expectations for owners before they begin the application process. This emphasis on honesty and clarity aligns with the public demand for financial institutions that prioritize long-term relationships over short-term gains. Entrepreneurs seeking a financing partner built around trust, speed, and flexibility can to learn more about available programs and services. Section 9: Contact ROK Financial Email: info@ Phone: (833) 3-ROKBIZ Website: Section 10: Final Disclaimer This press release is for informational purposes only. The content herein does not constitute financial, legal, or medical advice. No Credit Check Business Financing is not intended to diagnose, treat, predict, or guarantee any result or outcome. Individual experiences may vary, and outcomes are not assured. Some links in this release may be promotional in nature and may lead to third-party websites. The publisher or author may receive compensation through affiliate commissions if a purchase is made through these links. This compensation does not affect the price you pay and helps support continued research and content publication. All statements made about product features, platform strategies, or financing content reflect publicly available information, user discussions, or historical trends, and are not endorsed or validated by regulatory bodies. Please perform your own research before making financial or purchasing decisions. CONTACT: Email: info@ Phone: (833) 3-ROKBIZ

Map Shows Tax Cuts Promised by Trump Administration Across 50 States
Map Shows Tax Cuts Promised by Trump Administration Across 50 States

Newsweek

time26 minutes ago

  • Newsweek

Map Shows Tax Cuts Promised by Trump Administration Across 50 States

Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. The Tax Foundation, a nonpartisan Washington-based think tank, has produced a map forecasting the effects of President Donald Trump's One Big Beautiful Bill Act on taxes across the United States, broken down to the county level. The White House's website reposted the map, noting that the Tax Foundation said Trump's package would "reduce federal taxes on average for individual taxpayers in every state" and create almost 1 million jobs. Newsweek contacted the Tax Foundation for comment on Saturday outside regular office hours. Why It Matters Trump signed his One Big Beautiful Bill, the centerpiece of his economic agenda, into law on July 4 after it narrowly passed both the House and Senate. The Congressional Budget Office has said the legislation will add $2.4 trillion to the U.S. national debt, a forecast that contributed to a falling out between Trump and his previous close confidant Elon Musk. The One Big Beautiful Bill included sweeping tax cuts, reduced spending on Medicaid, and additional funding for the military and border security. It also raised the U.S. debt ceiling by $5 trillion. What To Know On Wednesday, the Tax Foundation published a study forecasting the effects of the One Big Beautiful Bill on taxes paid by the average American on a county-by-county basis between 2026 and 2035. This was accompanied by a map showing the breakdown by county over this period. Two days later, the White House published a news release welcoming the study, which included a screenshot of the Tax Foundation's map taken for 2026. According to the Tax Foundation, the average tax cut per American for 2026 will be $3,752 because of Trump's spending package. This is forecast to fall to $2,505 in 2030 as some measures expire before increasing again to $3,301 in 2035. A map produced by the Tax Foundation showing the effects of President Donald Trump's One Big Beautiful Bill in 2026 on a county-by-county basis. A map produced by the Tax Foundation showing the effects of President Donald Trump's One Big Beautiful Bill in 2026 on a county-by-county basis. Tax Foundation The states forecast to see the largest tax cuts in 2926 are Wyoming ($5,375), Washington ($5,372) and Massachusetts ($5,139). By contrast, the smallest cuts are expected in West Virginia and Mississippi—at $2,503 and $2,401, respectively. In its report, the Tax Foundation described the One Big Beautiful Bill as "the most significant legislative changes to federal tax policy since the 2017 Tax Cuts and Jobs Act," which was passed in Trump's first term. The president's One Big Beautiful Bill contained a number of tax cuts, including extending corporation and income taxes he imposed in the Tax Cuts and Jobs Act. It also raises the cap on state and local tax deductions over the next five years to $40,000 for those making less than $500,000 per year, reduces tax on tips and overtime pay, and phases out some of former President Joe Biden's energy tax credits. The Tax Foundation also projected that the One Big Beautiful Bill would produce about 938,000 jobs "over the long run," including 132,000 in California and 81,000 in Texas. What People Are Saying White House deputy press secretary Anna Kelly said in the news release: "President Trump's One Big Beautiful Bill is the largest, most consequential tax cut on the middle class ever. Now, the Tax Foundation—the leading nonpartisan tax policy nonprofit—confirms that. Between lower inflation, massive investments, and historic tax cuts, all Americans are reaping the benefits of the Trump Economy—and the Golden Age has just begun." What Happens Next While supporters of Trump's One Big Beautiful Bill may be buoyed by the Tax Foundation's report, which suggests it will result in widespread tax reductions and job creation, critics are likely to continue raising concerns about its effects on the national debt and Medicaid cuts.

Abbott signs property rights bills into law, stronger penalties for squatters
Abbott signs property rights bills into law, stronger penalties for squatters

Yahoo

timean hour ago

  • Yahoo

Abbott signs property rights bills into law, stronger penalties for squatters

Gov. Greg Abbott has signed into law bills to strengthen private property rights and strengthen homeowners' ability to remove squatters. On Thursday, at a ceremonial bill signing at the Texas Capitol, Abbott signed SB 38 and SB 1333. He previously signed them into law in June. Both bills go into effect Sept. 1. Joining Abbott were House Speaker Dustin Burrows, bill authors, state Sens. Bryan Hughes and Paul Bettencourt and state Reps. Angie Chen Button and Jeff Leach, among others. "Private property rights are a cornerstone of our Texas values,' Gov. Abbott said. "Texas is facing a squatting crisis, with property owners struggling to evict delinquent tenants or remove people who were never supposed to be on their property in the first place. Through these new laws, homeowners now have an efficient means of evicting squatters from their property." The laws provide stronger tools to 'make it easier and faster to remove squatters from homeowners' property,' Abbott said. The bills amend property code, close loopholes, and expand penalties. SB 38, filed by Bettencourt and Button, streamlines the eviction process by clarifying venue requirements and establishing consistent timelines for trials and appeals. It also requires that a court hold a trial in eviction suits within 21 days of a petition being filed. SB 1333, filed by Hughes and Leach, empowers sheriffs and constables to take quicker action in response to a property owner submitting a sworn complaint about a squatter unlawfully taking possession of their property. The law also increases criminal penalties for criminal mischief and criminal trespass involving a home, as well as engaging in real estate transactions involving property that an individual doesn't have a legal interest in. 'With the signing of the laws, we are putting squatters out of business,' Abbott said. Sen. Bettencourt said the issue was brought to his office's attention after multiple reports of squatting were made by constituents. The Senate Local Government Committee first held a hearing on the issue last year at which 17 witnesses shared examples of squatters taking over their residential properties. Lawmakers uncovered a similar theme: when squatters were reported to law enforcement, responses were delayed or homeowners were referred to the civil eviction process. The process took months and cost homeowners several thousand dollars in legal fees, Bettencourt's bill analysis states. Cases involving multifamily properties cost property owners more, including costs to hire security personnel. In many cases, the property was damaged costing additional thousands of dollars in repairs. When Lt. Gov. Dan Patrick directed the Senate to look into the issue last year, Bettencourt said, 'We had no idea how many thousands of people were squatting in the state. It was much bigger problem than we anticipated.' Bettencourt described one example of a homeowner in Mesquite who was forced out of her home for 18 months because a squatter wouldn't leave. The squatter caused $200,000 worth of damage, Bettencourt said. When the homeowner was able to get before a Justice of the Peace, she was told the squatter was allowed to stay in her home 'over the holidays because they have nowhere else to go.' As a result, the 'squatter was in the home for the holidays and not the homeowner,' Bettencourt said. Hughes' SB 1333 provides clarification and clear guidelines for law enforcement intervention, including for sheriffs and constables. He said the governor 'have done so much to encourage homeownership because we recognize homeownership is getting further out of reach. We talk about Texas values, hard work and property rights are basic values of who we are. As we make it easier to own homes, we also want to make it easier for homeowners to protect their own property.' Solve the daily Crossword

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store