CB Financial Services Full Year 2024 Earnings: Revenues Beat Expectations, EPS Lags
Revenue: US$50.0m (down 27% from FY 2023).
Net income: US$12.6m (down 44% from FY 2023).
Profit margin: 25% (down from 33% in FY 2023). The decrease in margin was driven by lower revenue.
EPS: US$2.45 (down from US$4.41 in FY 2023).
Net interest margin (NIM): 3.20% (down from 3.29% in FY 2023).
Cost-to-income ratio: 69.1% (up from 56.6% in FY 2023).
Non-performing loans: 0.16% (down from 0.20% in FY 2023).
All figures shown in the chart above are for the trailing 12 month (TTM) period
Revenue exceeded analyst estimates by 4.9%. Earnings per share (EPS) missed analyst estimates by 1.2%.
Looking ahead, revenue is forecast to grow 7.5% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US.
Performance of the American Banks industry.
The company's shares are up 1.4% from a week ago.
You still need to take note of risks, for example - CB Financial Services has 1 warning sign we think you should be aware of.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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