BS EDIT: The Future of Money: Dollar vs Renminbi
China's Message to the World
China's central bank urges less reliance on the dollar
Six foreign banks adopt its cross-border payment system as an alternative to SWIFT
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2 Reasons to Buy Ripple (XRP) Before 2026
Blockchain solutions like XRP are rapidly gaining credibility. However, there's another factor that could help Ripple even more in 2025. 10 stocks we like better than XRP › It's been a strange year for XRP (CRYPTO: XRP) investors. Roughly one year ago, Ripple traded at just $0.50. In November, however, the crypto asset skyrocketed in value above the $2 mark. After many months of volatility, XRP's value remains just above the $2 level. If you've been thinking about buying, there are two reasons to jump in before 2026 arrives. Since launching in 2012, Ripple struggled to turn its lofty vision into reality. At its core, Ripple seeks to revolutionize the global banking industry by improving how cross-border transactions are processed. Today, global banks rely on the SWIFT system. Settlements typically take several days, often with several intermediary banks getting involved, adding complexity and costs. Tracking funds throughout this process can be difficult, if not impossible, until the entire process has completed. Ripple, meanwhile, uses a single ledger to track each transaction. Fees are a fraction of what the SWIFT system charges, and every transaction is traceable in real time. Settlement occurs in seconds, with automated reconciliation making sure everything went according to plan. On paper, Ripple is a superior approach. The problem is getting big financial institutions to adopt a relatively new way of processing transactions. Even though Ripple has run many pilot projects to demonstrate its network's capabilities, adoption has been slow. Why? According to one report, "Many banks hesitate to use XRP due to regulatory uncertainty surrounding cryptocurrencies." The crypto industry as a whole still has an up-and-down reputation. Plus, Ripple itself has been involved in SEC investigations. Recently, however, the SEC settled its lawsuit with Ripple. Meanwhile, blockchain solutions continue to gain adoption throughout a wide variety of industries and use cases. More than half of all Fortune 100 companies now use blockchain technology in some way. As adoption for adjacent technologies gains traction, don't be surprised to see Ripple's acceptance rise in tandem. In fact, there's a catalyst that could drive XRP's adoption faster than most expect. There's no shortage of geopolitical events. Everything seems to be happening right now, from political uncertainty and regulation changes to exchange rate volatility and shifting trade policies. All of this could ultimately assist Ripple's adoption. One of Ripple's main advantages is that it's relatively border agnostic. It's less controlled by large regulatory bodies that have more influence on the SWIFT network, and its transparency in tracking transactions, plus its speed in doing so, could be a huge plus in a world where global trust is lower than historical norms. Its decentralized ledger, meanwhile, is arguable more resilient than centralized solutions that can be more easily targeted by attacks. Of course, global uncertainty could also hit global economic output, and thus affect the value of global cross-border transactions -- a direct blow to Ripple's business model, and thus the price of XRP as an asset. But for those thinking long term, geopolitical uncertainty could ultimately be a boon for Ripple. Its system arguably has more built-in trust than other frameworks that can change at any moment due to political or regulatory shifts. While global events are difficult to predict, it's hard to imagine the world being more stable in 2026 than 2025, giving long-term investors more reason to buy this year, potentially before banks start looking for more resilient alternative payment rail solutions like Ripple. Before you buy stock in XRP, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and XRP wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $659,171!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $891,722!* Now, it's worth noting Stock Advisor's total average return is 995% — a market-crushing outperformance compared to 172% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of June 9, 2025 Ryan Vanzo has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends XRP. The Motley Fool has a disclosure policy. 2 Reasons to Buy Ripple (XRP) Before 2026 was originally published by The Motley Fool
Business Standard
11 hours ago
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BS EDIT: The Future of Money: Dollar vs Renminbi
China's Message to the World China's central bank urges less reliance on the dollar Six foreign banks adopt its cross-border payment system as an alternative to SWIFT
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Business Standard
a day ago
- Business Standard
Best of BS Opinion: Why policy must shelter everyone without favour
It's that season again, when the rains surprise you. You step out without an umbrella, only to see someone near you pull one out, wide and sturdy but only for themselves. Or worse, they tilt it just enough to keep their shoulder dry while yours soaks. That's what bad policy often looks like. Advice or governance that shelters a few, but leaves the rest exposed. Advisory should be like a good umbrella; broad, responsive, and meant for all. Let's dive in. Pan Gongsheng, China's central bank chief, wants to widen the global monetary umbrella, away from dollar dominance. With six foreign banks joining China's SWIFT alternative and ECB's Christine Lagarde echoing concerns, there's a visible push. But, as our first editorial notes, China's capital controls and credibility gaps mean the renminbi (Chinese Yuan) isn't a ready replacement. Instead, we may end up with a fragmented financial drizzle with more transaction costs and less shelter for all. Closer home, Uttar Pradesh is building something more inclusive. The state is planning 15 MSME zones across 11 districts, using over 700 acres to energise small businesses. Programmes like One District One Product are reshaping exports, but the umbrella is still lopsided, argues our second editorial. Only one in three MSMEs are run by women, and agro-processing remains underscaled. For MSMEs to truly flourish, policies must unfurl beyond land to credit access, rural skilling, and logistical ease. Air safety, argues K P Krishnan, urgently needs its own umbrella. India's DGCA is shackled, lacking autonomy, money, and modern recruitment. Global regulators like the FAA and CAA operate with real independence. India needs an Aviation Safety Authority through a full Act of Parliament, with financial muscle and legal teeth. After all, umbrellas shouldn't only open after the thunderclap. And Vinayak Chatterjee writes of a nuclear pivot. From Small Modular Reactors to private sector entry, India's ambitious 100 GW goal by 2047 demands updated laws and new investors. But unless vendor liability rules, fuel security, and financing reforms come through, the umbrella will remain stuck at half-open. Finally, in Private Revolutions: Coming of Age in a New China, as reviewed by Gunjan Singh, Yuan Yang reminds us that in China too, the umbrella of reform has left many standing at the edge. Her portrait of four women reveals how revolutions may roar from the state but the everyday act of staying dry is personal, persistent, and quietly radical. Stay tuned and remember, advisory shouldn't be weather-dependent or selective. Open it wide or what's the point?
