logo
UK State Pension age is going up again in 2026 for millions

UK State Pension age is going up again in 2026 for millions

Leader Live22-04-2025
It's part of a series of changes which started in 2018, when men and women's pension age increased from 65 so that it reached 66 by October 2020. The Pensions Act of 2014 sped up the increase in the State Pension age from 66 to 67 by eight years, with millions affected.
From 6 May 2026, the State Pension age will start increasing again and will reach 67 by March 6, 2028.
Long gone are the days when women qualified for their state pension at 60 and men at 65. Changes have seen the retirement age for both sexes increase, starting at 65, and since gradually creeping up to the age of 68.
This includes the changes which left the WASPI women - mostly born in the 1950s - fighting for a fairer deal.
Quick Poll: Should State pay the compensation Parliamentary Ombudsman says is due to women born in the 50s (Waspi), due to maladministration in letting em know their state pension age was being increased? Govt's apologised but said other priorities for the £3.5bn to £10bn
The DWP website has a checker for the exact date you get your State Pension, but there's a warning that it "is regularly reviewed, so the results of this tool may change in the future."
This depends on your age. The full State Pension is currently £221.20 per week, or £11,502 annually. This will rise to £230.30 weekly, or £11,975 annually, from next month, April 2025, but this depends on how many National Insurance contributions you have made.
Recommended reading:
This includes National Insurance contributions that you pay when you are working and contributions that are credited to you when you are unable to work, or when you were in receipt of Child Benefit in your name.
You can check out how much you will get by going to the DWP State Pension website. You can see how many complete years of National Insurance contributions you have made and a forecast of how much you will get.
You can also see
Citizens Advice says: 'You can choose to keep on working, whether paid or on a voluntary basis, while claiming your State Pension.
'Any money you earn will not affect your State Pension, but it may affect your entitlement to other benefits such as Pension Credit, Housing Benefit and Council Tax Reduction.'
You may also be able to claim Pension Credit when you reach State Pension age. You can apply on the government website.
Pension Credit tops up your weekly income to £218.15 if you're single, or your joint weekly income to £332.95 if you have a partner.
If your income is higher, you might still be eligible for Pension Credit if you have a disability, you care for someone, you have savings or you have housing costs.
Your income includes:
Not all benefits are counted as income. For example, the following are not counted:
If you have £10,000 or less in savings and investments this will not affect your Pension Credit.
If you have more than £10,000, every £500 over £10,000 counts as £1 income a week. For example, if you have £11,000 in savings, this counts as £2 income a week.
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Parents issued August 31 deadline to save up to £7,500 in childcare
Parents issued August 31 deadline to save up to £7,500 in childcare

Daily Mirror

timea day ago

  • Daily Mirror

Parents issued August 31 deadline to save up to £7,500 in childcare

Working parents of nine-month-olds can already access 15 hours of free childcare a week, but this is rising to 30 hours a week from September - here is how it works Families are being urged to check if they qualify for up to 30 hours of free childcare a week before an upcoming deadline. ‌ To receive funding in time for September, you need to apply by August 31. The Department for Education (DfE) claims eligible families could save up to £7,500 a year by using the free childcare scheme. ‌ Working parents of nine-month-olds can already access 15 hours of free childcare a week, but this is rising to 30 hours a week from September. ‌ If your child is between the age of nine months and two years old, you must be earning the equivalent of the national minimum wage for 16 hours a week, on average, but less than £100,000 a year, to qualify for free childcare. This applies to both parents if you're in a couple. All parents of three and four-year-olds are entitled to 15 hours free childcare a week as standard, regardless of whether they are in work. It comes after a state pension warning for millions of Brits who are between two specific ages. ‌ Working parents with children of these ages can claim the full 30 hours if they meet the earnings criteria. Free childcare hours are usually taken over 38 weeks to cover term time, but you can normally spread it out further by using fewer hours a week. The free hours must be used with a registered childcare minder, such as some private nurseries or state-run pre-schools. The rules above apply to England. There are separate free childcare systems in Wales, Scotland and Northern Ireland. You have to register for free childcare through with your National Insurance number or if you're self-employed, your Unique Taxpayer Reference. ‌ You will also need the UK birth certificate reference number of any children you're applying for and the date you started, or are due to start, work. If you are married or in a civil partnership, or living together as though you are, then you must include your partner in your application. Once your application is approved, you will receive a code to give to your childcare provider. HMRC will check you are eligible for free childcare by using your PAYE records. ‌ Early Education Minister Stephen Morgan said: 'Our Plan for Change is about backing families and delivering on the promises we've made. 'This landmark expansion of funded childcare will help parents save money, work in the jobs they love, and give more children the best start through high-quality early education. 'By extending 30 hours of childcare to children from just 9 months old, we're making a real difference to everyday lives. We're working closely with nurseries and childminders to make sure parents can access the support they're entitled to. I encourage all families to visit the Childcare Choices website before the 31 August deadline.'

Pensioners on disability benefits may be due an extra £331 every month
Pensioners on disability benefits may be due an extra £331 every month

Daily Record

time2 days ago

  • Daily Record

Pensioners on disability benefits may be due an extra £331 every month

Low-income pensioners on disability benefits, or those providing unpaid care, may be entitled to extra financial support. Pension Credit – Could you or someone you know be eligible? Online guidance from the Department for Work and Pensions (DWP) on explains that if someone of State Pension age on a low income receives Attendance Allowance or the middle or highest rate care component of Disability Living Allowance (DLA), Personal Independence Payment (PIP), or Adult Disability Payment (ADP), they may be entitled to extra Pension Credit. ‌ This will also include older people in Scotland claiming the new Pension Age Disability Payment (PADP). The disability element of Pension Credit is worth £82.90 per week, which amounts to £331.60 every four-week pay period. ‌ Similarly, a couple over State Pension age claiming Pension Credit where one person is claiming a disability benefit, will also receive an extra £82.90 each week and if someone is paid Carer's Allowance they may be entitled to extra weekly Pension Credit of £46.40. ‌ Older people may also get this extra Pension Credit if they are entitled to Carer's Allowance but are not being paid it, or being paid it at a lower amount than normal, because they are being paid a higher amount by another, income-related benefit such as the State Pension - more commonly referred to as an 'underlying entitlement'. Nearly 1.4 million older people across Great Britain, including more than 125,000 living in Scotland, are currently receiving Pension Credit, which the DWP recently confirmed could provide an average of £4,300 in support during the year ahead. However, the latest figures from the DWP suggest there are still more than 700,000 eligible pensioners not claiming the benefit they are entitled to. ‌ Some older people think because they have savings or own their home they would not be eligible for the means-tested benefit, which can also provide access to help with housing costs, heating bills and Council Tax. Pension Credit tops up weekly income to a guaranteed minimum level of £227.10 a week for single pensioners or £346.60 for couples. It is a tax-free payment for those who: have reached Pension Credit qualifying age, which is State Pension age, and live in Great Britain ‌ Quickest way to check eligibility for Pension Credit Older people, or friends and family, can quickly check their eligibility and get an estimate of what they may receive by using the online Pension Credit calculator on Alternatively, pensioners can contact the Pension Credit helpline directly to make a claim on 0800 99 1234 - lines are currently open 8am to 6pm, Monday to Friday. ‌ Expert help and advice is also available from: Independent Age Income Max Citizen's Advice Age UK Below is an overview of the benefit including who should check eligibility, how to go about it and how much you could get. ‌ Pension Credit in a nutshell Pension Credit gives people extra money to help with their living costs if they are over State Pension age and on a low income. It can also provide access to a range of other benefits. The benefit tops up income to a minimum of £227.10 per week for single pensioners and £346.60 for couples - more if a person has a disability or caring responsibilities. ‌ Other help if you get Pension Credit If you qualify for Pension Credit you can also get other help, such as: Housing Benefit if you rent the property you live in Support for Mortgage Interest if you own the property you live in Council Tax discount Free TV licence if you are aged 75 or over Help with NHS dental treatment, glasses and transport costs for hospital appointments Help with your heating costs through the Warm Home Discount Scheme A discount on the Royal Mail redirection service if you are moving house ‌ Mixed aged older couples and Pension Credit In May 2019, the law changed so a 'mixed age couple' - a couple where one partner is of State Pension age and the other is under it - are considered to be a 'working age' couple when checking entitlement to means-tested benefits. This means they cannot claim Pension Credit or pension age Housing Benefit until they are both State Pension age. Before this DWP change, a mixed age couple could be eligible to claim the more generous State Pension age benefits when just one of them reached State Pension age. How to use the Pension Credit calculator To use the calculator on you will need details of: ‌ earnings, benefits and pensions savings and investments You'll need the same details for your partner if you have one. You will be presented by a series of questions with multiple choice answer options. This includes: ‌ Your date of birth Your residential status Where in the UK you live Whether you are registered blind Which benefits you currently receive How much you receive each week for any benefits you get Whether someone is paid Carer's Allowance to look after you How much you get each week from pensions - State Pension, private and work pensions Any employment earnings Any savings, investments or bonds you have Once you have answered these questions, a summary screen shows your responses, allowing you to go back and change any answers before submitting. The Pension Credit calculator then displays how much benefit you could receive each week. All you have to do then is follow the link to the application page to find out exactly what you will get from the DWP, including access to other financial support. ‌ There's also an option to print off the answers you give using the calculator tool to help you complete the application form quicker without having to look out the same details again. Try the Pension Credit Calculator for yourself or your family member to make sure you're receiving all the financial support you are entitled to claim. Who cannot use the Pension Credit calculator? You cannot use the calculator if you or your partner: ‌ are deferring your State Pension own more than one property are self employed have housing costs (such as service charges or Crown Tenant rent) which are neither mortgage repayments nor rent covered by Housing Benefit How to make a claim You can start your application up to four months before you reach State Pension age. You can claim any time after you reach State Pension age but your claim can only be backdated for three months. This means you can get up to three months of Pension Credit in your first payment if you were eligible during that time. ‌ You will need: your National Insurance number information about your income, savings and investments your bank account details, if you're applying by phone or by post If you're backdating your claim, you'll need details of your income, savings and investments on the date you want your claim to start. ‌ Apply online You can use the online service if: you have already claimed your State Pension there are no children or young people included in your claim To check your entitlement, phone the Pension Credit helpline on 0800 99 1234 or use the Pension Credit calculator here to find out how much you could get.

Are you missing out on up to £628.10 in benefits payments? The Universal Credit myths that are costing you handouts
Are you missing out on up to £628.10 in benefits payments? The Universal Credit myths that are costing you handouts

Scottish Sun

time2 days ago

  • Scottish Sun

Are you missing out on up to £628.10 in benefits payments? The Universal Credit myths that are costing you handouts

Plus, we reveal easy tools you can use to avoid missing out on financial support NOT TO YOUR BENEFIT NOT TO YOUR BENEFIT Are you missing out on up to £628.10 in benefits payments? The Universal Credit myths that are costing you handouts Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) HOUSEHOLDS should be aware of these Universal Credit myths that could see you missing out on cash. Over 7.9 million people claimed the benefit in June 2025, and it is designed to support those on a low income or out of work. Sign up for Scottish Sun newsletter Sign up 1 Many households could be missing out on the cash Credit: Alamy How much you receive for Universal Credit depends on your age and whether you live alone or with a partner. As it stands those who are single and under 25 can receive up to £316.98 a month. This rises to £400.14 a month once you are aged 25 or above. Meanwhile if you live with a partner and are both aged under 26 you will receive £497.55 a month. This rises to £628.10 a month when one or both of you are aged over 25, the highest payment given by the Department for Work and Pensions (DWP). But there are a number of misconceptions that could lead people - who could be entitled to the benefit - not to claim. Let's take a look below. You can work on Universal Credit Many people believe that you can only claim Universal Credit if you are unemployed. But this is not the case. You can continue to claim Universal Credit if you have found employment, however the amount you receive will reduce. As it stands, for every £1 you earn by working your payment will reduce by 55p. Your new income will be your wages plus your new Universal Credit payment. If you receive housing benefit or housing element of Universal Credit you can earn £411 a month before your payment starts to reduce. If this does not apply to you then you can earn up to £684 a month before your payment is cut. Disability benefit explained - what you can claim Savings and Universal Credit Often people believe you cannot have any savings in order to be entitled to claim the monthly benefit. The Department for Work and Pensions (DWP) ignores any capital or savings worth up to £6,000. Information from charity Turn2Us said if someone had £6,300 in a savings account, £6,000 of it would be ignored and the other £300 would be treated as giving you a month's income of £8.70. The DWP takes the following money, savings and investments into account when determining your eligibility for a UC payment: cash money in your bank account, including your main bank account current accounts and digital-only accounts such as PayPal savings accounts: bank, building society, credit union, Help to Save, Post Office and National Savings and Investments (NS&I) accounts savings for children in your name money that belongs to someone else, but is in your name savings for essential building work (unless from a grant or loan) savings for medical care Individual Savings Accounts (ISAs): cash, stocks and shares, Innovative Finance, Help to Buy, and Lifetime ISAs Premium Bonds, dividends, stocks and shares cryptoassets property you own but do not live in yourself (apart from in certain circumstances) property, land and savings abroad inheritance payments business accounts and assets for businesses that closed over 6 months ago money in trust funds, apart from in certain circumstances unspent benefits, for example Child Benefit, Personal Independence Payment (PIP) and Disability Living Allowance (DLA) unspent income If you have up to £16,000 in savings you will not be eligible for Universal Credit. As of this year payments received through the miscarriage of justice compensation scheme will no longer count as income when determining eligibility for support such as Housing Benefit and Universal Credit. It means individuals who have been awarded compensation for a miscarriage of justice will not have this payment included when assessing their eligibility for means-tested support. And if you previously could not claim the support because of the compensation payout, you could reapply.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store