What's Driving Digital Banking Innovation in APAC?
Providing insights on innovation in the APAC region, Will Dale, MD, APAC, Temenos and Minh Vu Hong, Head of Core Banking, Big Data & Analytics, MSB joined the FinextraTV studio at Temenos Community Forum 2025. Explaining how APAC innovation has come out of a need for creativity in order to drive financial inclusion among large populations, Dale and Vu Hong spoke about how to improve and modernise product design, deployment and investment.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Times
23 minutes ago
- Times
From horseless cart to va va voom: France's love affair with the Renault
On Christmas Eve 1898, residents of the Rue Lepic in Montmartre marvelled as a 21-year-old inventor chugged up the steep hill on a wheezing horseless carriage. That exploit by Louis Renault, motoring pioneer and racing driver, is due to be celebrated with a recreation of the street in a lavish new museum the French automotive group is building on the bank of the Seine, 25 miles west of Paris. The vast 'spectacular exhibition space' on the site of its historic factory at Flins, designed by the Polish-born French architect Jacob Celnikier, will be the first time the 127-year-old car maker has gathered its heritage of historic vehicles and artworks in one place. Louis Renault in the driver's seat of a Voiturette Renault 1 in 1899 ALAMY The Renault 4 came out of the factory at Flins in the 1960s, the 5 in the 1970s and four generations of Clio, the small car advertised by 'Nicole and Papa' in the 1990s and latterly by Thierry Henry espousing its 'va va voom'.
Reuters
an hour ago
- Reuters
Bond giant PIMCO sees emerging markets in 'Goldilocks' moment
June 26 (Reuters) - Emerging markets are enjoying a "Goldilocks" moment, heavyweight bond fund PIMCO told Reuters, as U.S. President Donald Trump's erratic policy moves push the dollar down and send investors away from U.S. assets. "This is the most prominent capital rotation we have seen for the best part of two decades ... and we still think we are in the early innings of this," said Pramol Dhawan, PIMCO's head of EM portfolio management, outlining the $2 trillion asset manager's second-half view on emerging markets, where the firm holds some $70 billion in assets. "We are very constructive on the asset class, we think it is a Goldilocks-type backdrop for EM assets," he said, pointing partly to investor overexposure to the U.S. and a weakened dollar. PIMCO is the latest asset manager to warm to emerging market assets with EM local currency debt enjoying record inflows in recent weeks. The rotation is driven by import tariffs, rising concerns over U.S. debt levels and some loss of confidence in the government there, Dhawan said. Parts of Europe, Asia, and Latin America are the preferred destinations. The dollar index (.DXY), opens new tab is down 10% year-to-date while emerging currencies (.MIEM00000CUS), opens new tab have gained nearly 7%. "Flows have been very strong for the first time in a number of years," Dhawan said. Flows to local currency assets outstripping money headed for emerging market hard currency ones was "a sign of investors' willingness to embrace the dollar depreciation story and think more internationally around a search for yield." Emerging stocks (.MSCIEF), opens new tab are outperforming the S&P 500 (.SPX), opens new tab so far this year by 10 percentage points, while local currency bonds have returned more than 11% this year in dollar terms. (.JPMGBIEM), opens new tab U.S.-based investors did not have sufficient exposure to and were trying to figure out if this rally has durability, Dhawan said. "EM is in a good position where the underlying fundamentals are pretty healthy and robust," he said, adding that he did not expect capital flows to stop. Net capital inflows from non-residents to emerging markets are estimated at $887 billion in 2025, up from $852 billion in 2024, and forecast to hit $935 billion next year, according to the Institute of International Finance. Investor interest was also more broad based, Dhawan said, adding that the institutional investor base had become more established in emerging markets. Dhawan dismissed the risk of a policy reversal under Trump that could trigger a spike in the dollar. "These capital flows are genies that can't be put back in the bottle because they are irrespective of what the U.S. does now, there's been some loss of confidence in the administration."
Geeky Gadgets
an hour ago
- Geeky Gadgets
Samsung Galaxy Z Fold 7: What's the S Pen's Fate?
The Samsung Galaxy Z Fold 7 introduces a significant evolution in foldable device technology, particularly through its innovative S Pen system. By eliminating the need for a digitizer or battery, Samsung has reimagined how users interact with foldable displays. This advancement not only simplifies the internal structure of the device but also enhances its durability and sustainability. However, while the new system offers exciting possibilities, it also highlights areas where further development is necessary to meet user expectations. The video below from TechTalkTV gives us more details about the device. Watch this video on YouTube. Transforming Stylus Technology with a Passive System At the heart of the Galaxy Z Fold 7's innovation is its passive stylus system, developed in collaboration with High Deep. This system replaces the traditional digitizer by embedding a specialized touch chip directly into the display. This approach eliminates the need for a separate digitizer layer, resulting in a more streamlined internal design. The absence of a battery in the S Pen further simplifies its construction, making it a more sustainable and user-friendly tool. Key benefits of this passive stylus system include: Enhanced durability: The simplified internal structure reduces potential points of failure, which is particularly important for foldable screens. The simplified internal structure reduces potential points of failure, which is particularly important for foldable screens. Improved sustainability: By removing the need for a battery, the S Pen becomes a more eco-friendly accessory, requiring less maintenance over time. Another noteworthy feature is the hybrid compatibility of the passive stylus. Users who own electromagnetic resonance (EMR)-based S Pens from earlier Galaxy Fold models can seamlessly use them with the Z Fold 7. This backward compatibility not only adds convenience but also reduces the need for additional purchases, aligning with Samsung's focus on sustainability and user satisfaction. Addressing Challenges and Limitations While the Galaxy Z Fold 7's passive stylus system represents a leap forward in technology, it is not without its limitations. These challenges may affect the overall user experience and highlight areas for improvement in future iterations. Limited functionality on the cover screen: The S Pen is only compatible with the main foldable display, leaving the cover screen without stylus support. This restriction could hinder quick tasks like jotting down notes or multitasking on the go. The S Pen is only compatible with the main foldable display, leaving the cover screen without stylus support. This restriction could hinder quick tasks like jotting down notes or multitasking on the go. Absence of Bluetooth features: Unlike previous S Pen models, the Z Fold 7's stylus lacks Bluetooth capabilities. This omission means users lose access to features such as remote camera control and air gestures, which have been popular in earlier devices. These trade-offs simplify the stylus design and reduce power requirements, but they also limit the versatility and functionality that many users have come to expect from the S Pen. Advancing Foldable Device Innovation The introduction of a digitizer-free, battery-free stylus system in the Galaxy Z Fold 7 marks a pivotal moment in foldable device innovation. By streamlining the interaction between the display and the stylus, Samsung has paved the way for thinner, lighter, and potentially more affordable foldable devices. This approach also aligns with global sustainability efforts, as it eliminates the need for disposable batteries in the stylus. However, the current limitations of the system suggest that there is still room for growth. Future iterations of the Galaxy Z Fold series could address these issues by: Adding S Pen functionality to the cover screen, enhancing flexibility and usability. Reintroducing Bluetooth features to expand the stylus's capabilities and restore popular functionalities like air gestures. Such advancements would not only improve the overall user experience but also reinforce the S Pen's position as a versatile tool for productivity and creativity. Shaping the Future of Foldable Technology The Samsung Galaxy Z Fold 7's S Pen technology represents a bold step forward in redefining input methods for foldable devices. By prioritizing innovation, durability, and sustainability, Samsung has set a new standard for the industry. The device's passive stylus system demonstrates the potential for foldable technology to evolve in ways that enhance both functionality and environmental responsibility. However, the limitations of the current system underscore the challenges of balancing innovative innovation with user expectations. As Samsung continues to refine its foldable technology, future models are likely to build on this foundation, addressing existing shortcomings and delivering even more versatile solutions. For now, the Galaxy Z Fold 7 serves as a testament to the possibilities of foldable innovation, offering a glimpse into the future of mobile technology and the evolving role of the S Pen in enhancing user experiences. Here are more guides from our previous articles and guides related to Samsung Galaxy Z Fold 7 that you may find helpful. Source & Image Credit: TechTalkTV Filed Under: Android News, Mobile Phone News, Top News Latest Geeky Gadgets Deals Disclosure: Some of our articles include affiliate links. If you buy something through one of these links, Geeky Gadgets may earn an affiliate commission. Learn about our Disclosure Policy.
