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West Brom hire Spurs assistant Mason as manager

West Brom hire Spurs assistant Mason as manager

Yahoo2 days ago

West Brom appointed former Tottenham midfielder and caretaker manager Ryan Mason as new boss on Monday.
Mason, 33, has signed a three-year deal at the Hawthorns and is tasked with getting West Brom promoted back to the Premier League.
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"This is a huge club with a fantastic infrastructure and an incredible fanbase and I am excited about what we can achieve together," Mason said in a statement.
West Brom finished ninth in the Championship last season and had been without a manager since the sacking of Tony Mowbray in April.
After his playing career was ended early by a serious head injury, Mason returned to Spurs as a coach in 2018.
He stepped up as caretaker boss in 2021 and 2023 following the sackings of Jose Mourinho and Antonio Conte.
Mason was part of Ange Postecoglou's coaching staff as Tottenham ended a 17-year wait to win a trophy by lifting the Europa League last month.
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"Ryan has been an integral part of Tottenham Hotspur for a number of years, both as a player and a coach," said Spurs chairman Daniel Levy.
"I'd like to take this opportunity to thank Ryan for all his dedication and hard work over the years, and we wish him every success for the future."
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Gen Z's Debt Is Way Worse Than Other Generations
Gen Z's Debt Is Way Worse Than Other Generations

Newsweek

time21 minutes ago

  • Newsweek

Gen Z's Debt Is Way Worse Than Other Generations

Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. Gen Z is facing significant debt, and it's at a level that far extends past the elder generations. In a new report from cash advance app Vola Finance, 63 percent of Gen Z users already had delinquencies on their record. Other generations were only delinquent 37 percent of the time. Why It Matters Young adults may be dealing with heightened financial pressures than their predecessors amid high inflation, a student debt crisis and widespread housing unaffordability. A recent poll by Talker Research for Newsweek showed that Gen Z had the highest average personal debt when compared to older groups. Gen Z's average personal debt was already at $94,101, far above millennials ($59,181) and Gen X ($53,255). A sticker shows that the American Express credit card is accepted at the front of a business on February 11, 2025 in Chicago, Illinois. A sticker shows that the American Express credit card is accepted at the front of a business on February 11, 2025 in Chicago, To Know Around 63 percent of Gen Z, which consists of those born between 1997 and 2012, had delinquencies on their record, according to cash advance app Vola Finance. Other generations only had delinquencies 37 percent of the time. Across the board, 73 percent of users had at least one delinquent account, and 40 percent had multiple across different lenders. Michael Ryan, a finance expert and the founder of said Gen Z's financial debt is magnified compared to even millennials, who typically had less debt at the same age. "Millennials had the Great Recession; Gen Z got the pandemic, inflation, and a housing crisis," Ryan told Newsweek. "Plus, Gen Z is more likely to have parents who managed their finances for them, so they're learning money management on the fly. Often the hard way. But the data is clear: when you adjust for inflation, millennials at the same age had lower debt, higher incomes, and more breathing room." Many young Americans are saddled with debt before they even have a chance to build any wealth, said Bryan Driscoll, an HR consultant who specializes in generational differences. "Long-term, it means delayed or never-achieved milestones: fewer homeowners, fewer families, and growing skepticism toward traditional financial structures," Driscoll told Newsweek. "Delinquencies aren't about poor decision-making. They're about a generation trying to survive in an economy that's more hostile, more extractive, and far less forgiving." Financial experts urge those with cash advance debt, whether Gen Z or otherwise, to pay off the charges as soon as possible. "If you find yourself with cash advance debt, the first step, obviously, is to pay it off," Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek. "The second step is to never utilize these apps again. The immediate boost of cash for an easy purchase isn't worth the financial headaches it will produce later." Low-limit cash advance apps have gained popularity as an alternative to the traditional payday or car title loan operations that have come under severe legal scrutiny in the past 20 years, said Drew Powers, the founder of Illinois-based Powers Financial Group,. "With their low limits and no credit check requirements, these loans are more popular with people who earn lower incomes and have bad credit or no credit history—the same people who will have the hardest time managing this loan," Powers told Newsweek. "Gen Z being the youngest generation over 18 and have typically lower earnings and limited credit history. Many are learning the hard way how difficult it can be to manage debt." What People Are Saying Michael Ryan, a finance expert and the founder of told Newsweek: "It's not about being less responsible than their parents were at the same age. It's about raw economics: Gen Z is coming of age during soaring living costs, stagnant wages, and relentless inflation. Where previous generations might have leaned on credit for emergencies, Gen Z is using it to survive the month." Bryan Driscoll, an HR consultant who specializes in generational differences, told Newsweek: "Budgeting won't help. The issue isn't that Gen Z is reckless or 'bad with money.' The issue is that they're operating in an economy fundamentally different from previous generations. They're dealing with inflated housing costs, crushing student debt, and wages that don't even keep up with inflation. Meanwhile, older generations had access to stronger social safety nets, and then spent decades voting to dismantle them. Gen Z is paying the price for that." Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "One of the troubling economic signs from Gen Z has been their lack of attention to both long-term debt like student loans and short-term debt like small cash advances from apps for quick purchases. Whether it's through forgetfulness or an unwillingness to pay, these debts do add up, can dramatically hurt their credit scores, and make securing future loans for cars, houses, and other large purchases more difficult." Drew Powers, the founder of Illinois-based Powers Financial Group, told Newsweek: "The long-term consequences are real. While these cash advance apps do not check your credit before issuing an advance, they are reporting your balance and repayment history to credit bureaus. Missing scheduled repayments, overdrafts on your banking accounts, and accessing credit too often will lower a borrower's credit score. This, in turn, may make it more difficult to obtain an apartment or car lease, and more lead to higher interest rates home or auto loan." What Happens Next Debt levels may continue to rise for younger generations as they face an altered economy, Ryan said. "It's a symptom of an economy that's shifted. Housing is more expensive, student loans are crushing, and the gig economy offers flexibility but little security," Ryan said. "Social media and digital spending make it easy to swipe, but hard to save. And let's not forget: wages for young adults haven't kept up with costs, making credit the only bridge to basic needs." If Gen Z starts adulthood with debt and a low credit score, it could affect their retirement savings and financial stability for years to come, he added. "This isn't just a personal problem, but a looming national crisis. A generation that can't build wealth is a generation that can't drive the economy forward," Ryan said. "The real question isn't whether they'll grow out of it, but whether the economy will ever give them a fair shot."

Tottenham Hotspur Identify This Bournemouth Attacker As A Target: What Will He Bring To North London?
Tottenham Hotspur Identify This Bournemouth Attacker As A Target: What Will He Bring To North London?

Yahoo

time41 minutes ago

  • Yahoo

Tottenham Hotspur Identify This Bournemouth Attacker As A Target: What Will He Bring To North London?

Tottenham Hotspur Identify This Bournemouth Attacker As A Target: What Will He Bring To North London? In a recent edition of Transfers From Paradise, journalist Dean Jones claimed that Tottenham Hotspur have identified Bournemouth attacker Antoine Semenyo as a target. Jones said, 'One man who could be joining him in the Saudi Pro League is Son Heung-min. Advertisement 'He looks set to leave Spurs, which is no major surprise as that has been mooted for a while. One thing Spurs lose if he goes is experience that could be key for a Champions League campaign. 'At the moment, the club are pressing ahead with negotiations on a fee to take Mathys Tel on a permanent deal, but I am also starting to hear whispers that Antoine Semenyo is one of the players they could look to sign.' Semenyo's Decent Run Of Form In The Premier League Semenyo had an impressive season at the Vitality Stadium as he put in a string of eye-catching performances for the Cherries in the final third. The 25-year-old scored 13 goals and picked up seven assists in 42 matches for Bournemouth last season in multiple competitions. Advertisement The Ghanaian talent gave a good account of himself on the left flank based on his average of 3.51 shots per 90 minutes in the Premier League. However, he only kept 32% of his attempts on target. Semenyo also needs to improve his ball distribution after making 73.4% of his attempted passes in league football (stats via BOURNEMOUTH, ENGLAND – APRIL 27: Antoine Semenyo of AFC Bournemouth reacts during the Premier League match between AFC Bournemouth and Manchester United FC at Vitality Stadium on April 27, 2025 in Bournemouth, England. (Photo by) What Will Semenyo Bring To Tottenham Hotspur? Semenyo has got the pace to cause a lot of problems for his marker out in the wide areas. He can strike the ball with venom from long range and has got the vision to engineer a few good chances for his teammates to find the back of the net. Advertisement The Ghana international is primarily a left-winger but can also operate as a right-sided wide player if told to do so. He already knows the Premier League well and won't take much time to settle into life in North London. Semenyo would bring more pace and goals to Tottenham's frontline. He is good enough to serve as a decent replacement for Heung-min Son, who struggled to find consistency with his performances for Spurs last season. At 25, the best is yet to come from Semenyo, so the North London giants would do well to lure him away from Bournemouth this summer.

More changes at Man United as Dave Brailsford scales back role with the troubled club
More changes at Man United as Dave Brailsford scales back role with the troubled club

Yahoo

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More changes at Man United as Dave Brailsford scales back role with the troubled club

Sir Alex Ferguson, right, speaks to Sir Jim Ratcliffe during the Europa League final soccer match between Tottenham Hotspur and Manchester United at the San Mames Stadium in Bilbao, Spain, Wednesday, May 21, 2025. (AP Photo/Bernat Armangue) FILE - Sky team manager Sir Dave Brailsford attends a training near Saint-Mars-la-Reorthe, France, Friday, July 6, 2018, ahead of Saturday's start of the Tour de France cycling race. (AP Photo/Peter Dejong, File) FILE - Sky team manager Sir Dave Brailsford attends a training near Saint-Mars-la-Reorthe, France, Friday, July 6, 2018, ahead of Saturday's start of the Tour de France cycling race. (AP Photo/Peter Dejong, File) Sir Alex Ferguson, right, speaks to Sir Jim Ratcliffe during the Europa League final soccer match between Tottenham Hotspur and Manchester United at the San Mames Stadium in Bilbao, Spain, Wednesday, May 21, 2025. (AP Photo/Bernat Armangue) FILE - Sky team manager Sir Dave Brailsford attends a training near Saint-Mars-la-Reorthe, France, Friday, July 6, 2018, ahead of Saturday's start of the Tour de France cycling race. (AP Photo/Peter Dejong, File) MANCHESTER, England (AP) — Manchester United's soccer operations are undergoing yet more change with one of its key figures Dave Brailsford scaling back his role with the troubled club, a person familiar with the situation told The Associated Press. The person spoke on the condition of anonymity because the information has not been made public. Advertisement Brailsford, who was credited for his role in British cycling's spectacular Olympic success in recent years, was a key component of billionaire Jim Ratcliffe's United overhaul following his minority investment in the club last year. But things haven't gone to plan, with the 20-time English champion suffering its lowest finish in the Premier League era last season — 15th — and recording its lowest points total and highest number of losses. Brailsford, who is also sporting director for Ratcliffe's petrochemicals firm INEOS, will remain in that role and also as a United director. However his day-to-day involvement will be reduced, the person said. It is the latest in a slew of changes at United over the past year since Ratcliffe paid $1.3 billion for an initial 25% stake in United, assumed control of its soccer operations from majority owners the Glazer family and vowed to bring the good times back. Advertisement In that time there have been high-profile hirings and firings, as well new lows on the field and job cuts. Former manager Erik ten Hag went in October — just three months after being handed a one-year contract extension. Director of football Dan Ashworth left the club less than six months into the job and following lengthy negotiations to pry him away from Newcastle. Omar Berrada was lured from Manchester City to become CEO and Jason Wilcox, formerly director of City's academy, became technical director. They remain in position as two key members of the leadership team above coach Ruben Amorim. ___ James Robson is at ___ AP soccer:

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