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ACES Q1 2025 Mortgage QC Industry Trends Report reveals early signs of loan quality risk amidst mounting market pressures

ACES Q1 2025 Mortgage QC Industry Trends Report reveals early signs of loan quality risk amidst mounting market pressures

Associated Press8 hours ago
- Defect rate increases from historic low as underwriting pressures, shifting borrower profiles and market volatility test lenders' quality control processes -
DENVER, Colo., Aug. 20, 2025 (SEND2PRESS NEWSWIRE) — ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, today announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the first quarter (Q1) of 2025. The latest report analyzes post-closing quality control data derived from ACES Quality Management & Control® software.
Notable findings from the Q1 2025 report include the following:
'The rise in critical defects this quarter underscores how market volatility and operational pressure can impact loan quality,' said Nick Volpe, executive vice president at ACES Quality Management. 'At the same time, we're seeing that lenders who invest in automation and proactive quality control are making measurable improvements, particularly in underwriting and compliance.'
Findings for the Q1 ACES Mortgage QC Industry Trends Report are based on post-closing quality control data derived from the ACES Quality Management and Control® benchmarking system and incorporate data from prior quarters and/or calendar years, where applicable. All reviews and defect data evaluated for the report were based on loan audits selected by lenders for full file reviews. The Mortgage QC Industry Trends Reports are available for download, free of charge, at https://www.acesquality.com/resources/reports.
About ACES Quality Management
ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation's most prominent lenders, servicers and financial institutions rely on ACES Quality Management & Control® Software to improve audit throughput and quality while controlling costs, including:
Unlike other quality control platforms, ACES Flexible Audit Technology® gives independent mortgage lenders and financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit https://www.acesquality.com/ or call 1-800-858-1598.
LOGO link for media: https://www.acesquality.com/assets/images/aces-logo.svg
NEWS SOURCE: ACES Quality Management
###
MEDIA ONLY CONTACT:
(not for publication online or in print)
Lindsey Neal
Depth for ACES Quality Management
(404) 549-9282
[email protected]
###
Keywords: Reports and Studies, Mortgage QC Industry Trends Report, ACES Quality Management, enterprise quality management and control software for the financial services industry, DENVER, Colo.
This press release was issued on behalf of the news source (ACES Quality Management) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P128618 APNF0325A
To view the original version, visit: https://www.send2press.com/wire/aces-q1-2025-mortgage-qc-industry-trends-report-reveals-early-signs-of-loan-quality-risk-amidst-mounting-market-pressures/
© 2025 Send2Press® Newswire, a press release distribution service, Calif., USA.
RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT.
Disclaimer: This press release content was not created by nor issued by the Associated Press (AP). Content below is unrelated to this news story.
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