Natwest, Lloyds and Halifax to shut 82 bank branches starting from TODAY- check if your local is safe
The major high street lenders have already reduced their portfolio of physical branches in recent years, as young customers continue to favour online banking.
1
Lloyds will close two branches today across Norfolk and Cornwall.
Its branches in Fakenham and Wadebridge are due to shut today July 1, as part of planned closures announced earlier this year.
Last month, the move to reduce its physical estate saw 16 bank branches wiped off the high street.
The major lender which serves millions of customers across the UK, is expected to close a further 23 banks before the end of 2025.
That includes sites across Sheffield, Manchester and Bristol.
Halifax, which is also part of Lloyds banking group, will close a total of 25 bank branches before the end of the year.
The high street branch will close on branch in Pontypridd in Wales on July 15.
This comes after the lender closed 15 sites in June, with a remaining 24 branches set to shutter in September, October and November of this year.
Elsewhere, NatWest will close 32 branches before the end of year, as it looks to pull back from bricks-and-mortar banking.
Since 2015, the NatWest Group — which also includes Royal Bank of Scotland and Ulster Bank — has shut 1,409 branches.
NatWest to close 53 bank branches in fresh blow to UK high street – see if your local is affected
In 2023, the bank closed nearly 20 locations, followed by 48 more closures last year.
Branches will start to shut from September, with the last closure of 2025 due to take place at the end on October.
In June, the lender closed a total of 24 branches.
Despite the closures, the bank has plans to invest £20million in its remaining network to modernise services and reduce environmental impact.
You can check out the full list of Halifax, Lloyds and NatWest closures below:
Halifax
Pontypridd: 2/3 Mill Street CF37 2SN – 15/07/2025
Cirencester: 10/12 Cricklade Street GL7 1JH – 25/09/2025
Long Eaton: 24 Market Place NG10 1LT – 18/09/2025
Epsom: 51-52 The Ashley Centre KT18 5DB – 15/09/2025
Erdington: 221 High Street B23 6SS – 24/09/2025
Monmouth: 7/11 Monnow Street NP25 3EF – 16/09/2025
Morecambe: 6 Royalty Mall Arndale Centre LA4 5DS – 15/09/2025
Richmond: 21 The Quadrant TW9 1BP – 16/09/2025
Thetford: 4/4A King Street IP24 2AP – 17/09/2025
Walkden: 57 - 59 Bolton Road M28 3ZH – 25/09/2025
Sittingbourne: 70-74 High Street ME10 4PB – 15/10/2025
Southport: 8/12 London Street PR9 0UZ – 07/10/2025
Folkestone: 70-72 Sandgate Road CT20 2AA – 09/10/2025
Bristol: 15 Kings Chase Shopping Centre BS15 8LP – 08/10/2025
Carmarthen: 121/122 Lammas Street SA31 3AE – 06/10/2025
Hayes: 45/47 Station Road UB3 4HH – 06/10/2025
Mold: 25 High Street CH7 1AZ – 16/10/2025
Crewe: The Market Centre CW1 2HU – 14/10/2025
Stevenage: 97/99 Queensway SG1 1EA – 23/10/2025
Derby: 39 East Street DE1 2BL – 23/10/2025
Telford: 121 Ashdown Lane TF3 4AH – 22/10/2025
Hove: 86/87 George Street BN3 3YE – 20/10/2025
Wickford: 27/33 High Street SS12 9AE – 10/11/2025
Hexham: 20 Priestpopple NE46 1XH – 05/11/2025
Sleaford: 33/35 Southgate NG34 7SY – 06/11/2025
Lloyds
Fakenham: 27 Norwich Street NR21 9AH – 01/07/2025
Wadebridge: 14 Molesworth Street PL27 7DE – 01/07/2025
Thetford: 35 King Street IP24 2AX – 17/09/2025
Monmouth: 18 Monnow Street NP25 3XH – 16/09/2025
Hornchurch: 21-25 Station Lane RM12 6JL – 11/09/2025
Kidderminster: 1 Vicar Street DY10 1DE – 16/10/2025
Southall: 25 The Broadway UB1 1JT – 15/10/2025
London (South West): 12 Mitcham Road SW17 9ND – 08/10/2025
Stoke-on-Trent: Hill Street & Hide Street ST4 1NG – 30/10/2025
Coventry: 531 Foleshill Road CV6 5JN – 04/11/2025
Hexham: Priestpopple NE46 1PA – 05/11/2025
Manchester: 64 Old Church Street M40 2JF – 05/11/2025
Sleaford: 2 Northgate NG34 7BL – 06/11/2025
Bristol: 16 Highridge Road BS13 8HA – 06/11/2025
Dunstable: 12 High Street North LU6 1JY – 04/11/2025
Feltham: 40 The Centre TW13 4AX – 04/11/2025
Chard: 27 Fore Street TA20 1PS – 11/11/2025
Sheffield: 5 Cross Street S13 7JQ – 11/11/2025
Shipston-on-Stour: 25 High Street CV36 4AJ – 11/11/2025
East Grinstead: 1/3 London Road RH19 1AH – 12/11/2025
Loughton: 11 The Broadway IG10 3SW – 12/11/2025
Falmouth: 11-12 Killigrew Street TR11 3RA – 13/11/2025
Leominster: 9 Corn Square HR6 8LT – 18/11/2025
Pontardawe: 66 Herbert Street SA8 4ED – 19/11/2025
Ferndown: 84 Victoria Road BH22 9JB – 17/11/2025
Natwest
Birmingham - Acocks Green, Shop 3, 1160 Warwick Road, Birmingham, B27 6DF, 16/9/2025
Cardiff - Canton, 277 Cowbridge Road East, Cardiff, CF5 1WX, 16/9/2025
Cirencester, 32 Market Place, Cirencester, GL7 2NU, 17/9/2025
Ashby-de-la-Zouch, 54 Market Street, Ashby-De-La-Zouch, LE65 1BB, 18/9/2025
Wickford, 63 High Street, Wickford, SS12 9AH, 18/9/2025
Newmarket (Suffolk), 18 High Street, Newmarket, CB8 8LH, 24/9/2025
Abingdon, 11 Market Place, Abingdon, OX14 3HH, 24/9/2025
Birmingham - Smethwick, 34-38 High Street, Smethwick, B66 1DU, 25/9/2025
Yate, 3-5 North Walk, Bristol, BS37 4AG, 25/9/2025
Melton Mowbray, 7 High Street, Melton Mowbray, LE13 0TT, 29/9/2025
Birmingham - Shirley, 231 Stratford Road, Solihull, B90 3AJ, 29/9/2025
(MOBILE) Prestatyn, Lower High Street Car Park, Prestatyn, LL19 9LG, 29/9/2025
(MOBILE) Abergele, Tesco Car Park, Abergele, LL22 7AA, 29/9/2025
(MOBILE) Welshpool, Tesco Welshpool Car Park, Welshpool, SY21 7BL, 29/9/2025
Bicester, 1-7 Manorsfield Road, Bicester, OX26 6DA, 30/9/2025
Sudbury, 32 Market Hill, Sudbury, CO10 2EN, 30/9/2025
Leamington Spa, Royal Priors, 59 Parade, Leamington Spa, CV32 4ZX, 1/10/2025
Ringwood, 11 High Street, Ringwood, BH24 1BA, 1/10/2025
Paignton, 15 Victoria Street, Paignton, TQ4 5DE, 2/10/2025
Chippenham, 30 High Street, Chippenham, SN15 3HB, 15/10/2025
Lowestoft, 53 London Road North, Lowestoft, NR32 1BJ, 15/10/2025
Neath, 35 Green Street, Neath, SA11 1DB, 13/10/2025
Romsey, 27 Market Place, Romsey, SO51 8ZH, 13/10/2025
Redditch, Church Green House, Church Green East, Redditch, B98 8DG, 14/10/2025
Trowbridge, 62 Fore Street, Trowbridge, BA14 8EX, 16/10/2025
Mold, 48-50 High Street, Mold, CH7 1BA, 21/10/2025
Honiton, 94 High Street, Honiton, EX14 1JL, 21/10/2025
Dorchester, 49 South Street, Dorchester, DT1 1DW, 22/10/2025
Bridgwater, 9 York Buildings, Bridgwater, TA6 3BS, 27/10/2025
Kettering, 16 High Street, Kettering, NN16 8SZ, 28/10/2025
Leighton Buzzard, 27 High Street, Leighton Buzzard, LU7 1DX, 28/10/2025
Bridport, 22 East Street, Bridport, DT6 3LG, 29/10/2025
Customers being forgotten
Customers are being forgotten, writes The Sun's Head of Consumer, Tara Evans.
Customers are being forgotten, writes The Sun's Head of Consumer, Tara Evans.
With branches closing and online banking taking over, customers can be left feeling cut off.
We wrote about forgotten customers back in July on our Sun Money pages in our weekly newspaper section.
People like David Elkins, 82, a retired service engineer from Calne, Wilts, who saw his HSBC branch close in 2023 and had to travel ten miles to the next nearest.
He has a kidney issue and needs frequent dialysis, making it impractical.
Banking hubs are emerging as a solution to address the gaps left by widespread closures - but there are not enough of them.
There are plans for 146 of these, but so far there are only 60.
You can use one of the Post Office's 11,635 branches to perform basic banking tasks, but they don't allow you to open or close accounts for example.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
The Independent
11 minutes ago
- The Independent
Rules on owning pets ease for families in 900 military homes in Northern Ireland
Families living in 900 military homes in Northern Ireland should find it easier to own pets under new rules announced on Sunday. Service personnel and their families have previously faced a bureaucratic process to get permission to own a pet if they live in military housing. From this week, they can now keep up to two dogs, cats or smaller pets without needing permission. The change is part of wider reforms that will allow military homes to be more personalised, including an easier process for allowing family members of troops to run a business from their home. The changes are part of Defence Secretary John Healey's pledge to 'stop the rot' and improve standards in service accommodation. In April, Mr Healey announced a new 'consumer charter' for service accommodation, including more reliable repairs, a named housing officer for every service family and a higher minimum standard for housing. The Government has also brought 36,000 military homes back into public ownership in an effort to reduce costs and improve standards.
The Sun
11 minutes ago
- The Sun
High street bank to axe lifeline service for ALL customers – what it means for your money
A BIG high street banking chain is axing a lifeline service for all customers within weeks. M&S Bank is stopping customers from paying off their credit card bills in-store, by cheque, or using bank giro credit - a move campaigners say will make life harder for older and vulnerable people. 1 The bank, run as a joint venture between HSBC and M&S since 2004, had already paused in-store credit card payments back in April. Now, the decision has been made permanent, according to This is Money. To make matters worse, a letter sent to customers confirmed that from October, payments by cheque or giro credit will no longer be accepted at banks, building societies, or post offices. The decision has caused a stir, with critics claiming it's yet another blow to older people who are being left behind in an increasingly digital world. Baroness Ros Altmann, a pensions expert, said: "You're pushing away your most loyal, older customers who've probably shopped with you for decades. "It might only be a minority who use these methods, but with M&S Bank's huge customer base, it's still a lot of people. "These changes tend to hit older folks hardest. "Many don't have access to online banking or smartphones, and some prefer cash to help them budget better." M&S Bank currently offers credit cards, personal loans, travel insurance, store payment cards and a buy now pay later credit to over three million UK customers. Caroline Abrahams, Age UK's charity director, also raised concerns. She highlighted research showing that 27% of people still manage their accounts through branches, while 31% feel uneasy about banking online. "Reducing payment options will limit some older people, especially those who aren't online or who prefer cash," she said. M&S Bank has defended the decision, saying only "1%" of customers use these older payment methods. A spokesperson said: "Most customers are choosing to use digital channels for their banking needs. "We've introduced a pay-by-bank option via the M&S Bank app, alongside direct debit and bank payments, to make things easier for them." They added that the axed options were "legacy payment methods" and pointed out that customers can still pay at a bank, but giro forms will no longer be printed with statements. M&S Bank used to offer current accounts prior to 2021. However, the bank closed this product offering on August 31, 2021, in a shock move that also resulted in the closure of all 29 in-store bank branches on July 2 of the same year. Since the shake-up, the bank has completely shifted its focus to credit cards, insurance and reward offerings. M&S REWARDS POINTS M&S Rewards Credit Card holders earn reward points with every purchase. Points can then be converted into M&S rewards vouchers which can be spent in stores and online. Cardholders earn one point for every £1 spent at M&S and for every £5 spent elsewhere, with 100 reward points equating to £1. When you reach 200 reward points you will receive a rewards voucher, which are sent out every quarter. Digital Rewards vouchers are usually available in your Sparks account in the M&S app or at in March, June, September and December. Paper rewards vouchers are usually sent in February, May, August and November. Paper rewards vouchers are valid for 15 months. Digital rewards vouchers in your Sparks account are valid for 17 months. What other banking changes are coming? NatWest is making changes to its business current accounts by increasing fees for cash payments, cheque transactions, and certain online transfers. From August 30, cash payments into and out of business accounts will see their fees surge from 70p per £100 to 95p per £100. Cheque payments, whether processed by hand or via mobile, will also jump from 70p to 75p per cheque. The bank is also increasing some charges related to its BACS payment system. The BACS system is a UK payment network used by businesses to make electronic bank-to-bank transfers, such as Direct Debits and Direct Credits. The fee for processing each individual payment or instruction, will soon rise from 18p to 21p. The cost to process a file containing multiple payments or instructions will also increase slightly from £5.25 to £5.35. Meanwhile, Santander is closing its 123 Lite current account, which offers up to 3% cashback on household bills for a £2 monthly fee, on August 21. Customers affected by the closure will be automatically switched to Santander's Everyday Current Account. This account has no monthly fee but does not include cashback benefits. Plus, new customers applying for the bank's Edge Credit Card will now face a monthly fee of £4, an increase from the previous £3. Plus, customers of Lloyds Bank, Halifax and Bank of Scotland will soon lose the ability to deposit their cheques at any of the 11,500 Post Office branches nationwide. From December 31 this year, Lloyds Banking Group will withdraw this service for all customers. CREDIT CARD NEED-TO-KNOWS NOT using a credit card effectively can wreak havoc on your finances and your credit score. If you don't keep up with repayments or default on your debt, you are likely to get a black mark on your credit record, which could affect your ability to get a credit card, loan or mortgage in the future. It's important not to let yourself get sucked into overspending. You should always clear the full balance as soon as possible. If you have a poor credit score, don't bank on being approved for a card or getting the 0% deal you'd hoped for. Card providers only have to give the advertised rate to 51% of applicants, so you could end up paying more interest than you bargained for. After your 0% period is up, lenders can charge upwards of 40% interest, so if you have not repaid the debt fully by then, try to move the debt onto another 0% deal. If you've got a poor credit record, you're less likely to get the best rates. And if you are looking for a new credit card, don't apply for lots at once.
Telegraph
11 minutes ago
- Telegraph
Our pharma industry powerhouses need emergency treatment
Most of Donald Trump's tariffs look likely to settle around the 15pc mark, a level that can be absorbed into the global trading system without too much disruption. But the President appears determined to bring pharmaceutical manufacturing back on shore, using punitive tariffs where necessary. It might start with a few percentage points. But very quickly it will ramp up. The UK needs to find a way of making sure we are exempt from that – otherwise one of our most valuable industries may very soon be lost completely. Amid all the noise over his range of import levies, the constant changes of plan, and the boasting about 'great deals', President Trump has at least been consistent on one point. He thinks medicines should be manufactured within the United States. 'In one year, one and a half years maximum, it's going to go to 150pc and then it's going to go to 250pc because we want pharmaceuticals made in our country,' Trump announced last week. With levies on that scale, in effect the major drug companies won't have any choice. They will have to manufacture within the United States, or else their profits in the world's largest market for medicines will be completely wiped out. There are a handful of countries that will be hit, and arguably more so than the UK. Switzerland is already reeling from the 39pc tariffs that Trump has imposed on the country, a move that may well plunge its fabulously wealthy economy into a rare recession, and drugs are one of its major exports.
