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Yahoo
11 minutes ago
- Yahoo
Pittsburgh man tells Dave Ramsey he wants to marry his girlfriend of 8 months — but balked when she suggested a prenup
Mike, 36, from Pittsburgh called into The Ramsey Show for advice on his relationship's next steps. He told Dave Ramsey, 'I want to propose to my girlfriend, but we disagree on finances.' Mike quickly expanded that the couple discussed their potential future together — including his intention to combine their relatively similar assets — devolved when she requested a prenup in order to keep their finances separate. 'I see no reason for [the prenup],' said Mike. Dave Ramsey and Jade Warshaw agreed. 'So, you're not ready to propose,' said Ramsey. Don't miss Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast) You don't have to be a millionaire to gain access to this $1B private real estate fund. In fact, you can get started with as little as $10 — here's how Getting on the same page before marriage Mike recently sold a piece of land and will walk away from the deal with $180,000. He's made a budget and plans to use those funds to pay down the mortgage on his own home and be mortgage-free within four years. As they've gotten more serious, Mike broached a conversation about his intention to combine their finances in the future. Eventually, once they potentially marry, he wants to buy a bigger home with his now-girlfriend. His girlfriend, who owns a rental property of her own, doesn't want to combine finances at all, even though their assets are similar and she doesn't come from a wealthy family. Instead, she wants the prenup to outline individual assets and keep their money separate. In fact, she represents 50% of American adults who are open to prenups and hers would represent one in five marriages that actually have one, if she were to go through with getting it. However, after learning the couple has only been together around eight months, Ramsey advised against jumping into an engagement right away. 'You've got some more work to do on this relationship before it becomes a marriage.' Ramsey pointed out that, 'The number one cause of divorce in North America is disagreements over money.' With that sobering statistic in mind, Ramsey suggested the couple get on the same page about money before taking things any further. According to Ramsey, disagreements about money generally reflect a deeper misalignment of values, which is important to work through before getting married. 'I think you scared her,' said Ramsey. She might not be ready to combine her finances due to other fears, particularly around completely trusting a spouse with combined finances. 'What it sounded to me like what she was dealing with was fear-based and it wouldn't have mattered who the guy was,' said Warshaw. But when considering marriage, Mike and his girlfriend still have work to do. Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says — and that 'anyone' can do it Financial red flags that can predict a breakup Financial disagreements can put strain on any relationship. In fact, a recent survey from the New York Post found that 32% of Americans are uncomfortable discussing finances in their relationship. And 44% worry that discussing finances with their partner will lead to disagreements. If you cannot openly discuss finances with your partner, it's often a red flag. When sharing your life with someone, the ability to openly dialogue about big picture issues, including money, is critical. When a partner actively avoids talking about finances, it can put an ongoing strain on your relationship. After all, anytime you need to make a household money decision, the lack of communication could quickly lead to an issue. In Mike's relationship, Dave already spotted one financial red flag: this couple has mismatched goals. Mike wants to pay off debt and interweave their finances. In contrast, his girlfriend wants to keep her assets protected, just in case. This pre-made exit strategy represents a red flag in Ramsey's eyes. Another potential red flag is when your partner hides financial information from you (the extreme end of this is financial infidelity). While you might not talk about money on your first date, you'll want to put your cards on the table as the possibility of marriage enters the relationship and as managing shared finances becomes a part of the equation. If one or both partners can't bring themselves to share their financial situation, it could represent an impasse for the relationship. And it can take multiple conversations and time to work through this new chapter together in a thoughtful and strategic way. Another issue can be being on different timelines. For example, wanting to be mortgage-free by 45 while another individual is okay with delaying this milestone if it means travelling and enjoying life a little more. One option is to enlist the help of a pre-marriage counselor — a suggestion Ramsey made to Mike. Building a joint value framework together that both parties can agree on and make decisions with can help this couple step into their marriage with confidence and not fear. What to read next Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now Accredited investors can now buy into this $22 trillion asset class once reserved for elites – and become the landlord of Walmart, Whole Foods or Kroger without lifting a finger. Here's how Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? Stay in the know. Join 200,000+ readers and get the best of Moneywise sent straight to your inbox every week for free. This article provides information only and should not be construed as advice. It is provided without warranty of any kind. Sign in to access your portfolio
Associated Press
12 minutes ago
- Associated Press
Muslim leaders increase security after vandalism reports at Texas and California mosques
After a spate of vandalism reports involving graffiti at a few mosques in Texas and California, Muslim leaders there have stepped up existing efforts to keep their sacred spaces and community members safe. The incidents and subsequent hypervigilance add to what many American Muslims say has already been a charged climate amid the fallout in the U.S. from the Israel-Hamas war that has killed tens of thousands of Palestinians and devastated Gaza. The war started in October 2023 with a deadly attack by Hamas on Israel. 'The past two years have been extremely difficult for American Muslims,' said Edward Ahmed Mitchell, national deputy director of the Council on American-Islamic Relations, a Muslim civil rights and advocacy organization. A constant stream of images showing the death, destruction and ongoing starvation in Gaza has taken a toll, said Mitchell, as has a rise in anti-Muslim and anti-Palestinian bigotry in the U.S. He pointed to one of the most egregious examples of that bigotry: After the war started, an Illinois man killed a 6-year-old Palestinian American Muslim boy and wounded his mother in a hate-crime attack. Worry and frustration The recent vandalism reports have left some worried and frustrated — but not entirely surprised. 'Since October 2023, we've definitely seen rise in Islamophobia,' said Rawand Abdelghani, who is on the board of directors of Nueces Mosque, one of the affected mosques in Austin, Texas. 'Anti-Palestinian, anti-immigrant, all of that rhetoric that's being said … it has contributed to things like this happening.' Nueces security footage showed someone, their face partially covered, spray-painting what appears to be Star of David symbols at the property. CAIR Austin said similar incidents were reported at two other Austin mosques. They all seemingly happened on the same night in May, in what the group described as part of 'a disturbing pattern of hate-motivated incidents.' It called for increased security patrols and protective measures. Shaimaa Zayan, CAIR Austin operations manager, called them an intimidation attempt. Less than two weeks earlier, someone had spray-painted graffiti at the Islamic Center of Southern California, including the Star of David on an outer wall there, center spokesperson Omar Ricci said. 'In light of what's going on within Palestine and the genocide in Gaza, it felt like an attack,' said Ricci, who's also a reserve Los Angeles Police Department officer. Some specifics remained unresolved. The LAPD said it opened a vandalism/hate crime investigation and added extra patrols, but added it has neither a suspect nor a motive and noted that nonreligious spaces were also targeted. The Austin Police Department did not respond to Associated Press inquiries. Nueces had already increased its security camera use following three incidents last year, including someone throwing rocks at the mosque, Abdelghani said. After the May vandalism, it also added overnight security, she added. Nueces serves many university students and is considered a 'home away from home,' Abdelghani said. It's where they learn about their faith, meet other Muslims and find refuge, including during tense times, like when some students got arrested amid campus protests last year, she added. CAIR says that in 2024, its offices nationwide received 8,658 complaints, the highest number it has recorded since its first civil rights report in 1996. It listed employment discrimination as the most common in 2024. The group says last year, U.S. Muslims, along with others of different backgrounds, 'were targeted due to their anti-genocide … viewpoints.' Referencing former President Joe Biden, the CAIR report said that for 'the second year in a row, the Biden-backed Gaza genocide drove a wave of Islamophobia in the United States.' Israel has strongly rejected allegations it's committing genocide in Gaza, where its war with Hamas has killed more than 59,000 Palestinians, according to Gaza health officials. The initial Hamas-led attack on Oct. 7, 2023, killed some 1,200 people, while about 250 were abducted. Tensions in multiple spaces The war has fueled tensions in myriad U.S. settings. After it started, Muslim and Jewish civil rights groups reported a surge of harassment, bias and physical assaults reports against their community members. Pew Research Center in February 2024 found that 70% of U.S. Muslims and nearly 90% of U.S. Jews surveyed say they felt an increase in discrimination against their respective communities since the war began. More recently, leaders of U.S. Jewish institutions have called for more help with security after a firebomb attack in Colorado on demonstrators showing support for Israeli hostages in Gaza that left one person killed and others injured, as well as a fatal shooting of two Israeli Embassy staffers outside a Jewish museum in Washington, D.C. Politically, the conflict loomed over last year's presidential election, leaving many pro-Palestinian U.S. voters feeling ignored by their own government's support for Israel. It has roiled campuses and sparked debates over free speech and where political rhetoric crosses into harassment and discrimination. There've been bitter disagreements, including among some Jewish Americans, about exactly what the definition of antisemitism should cover, and whether certain criticism of Israeli policies and Zionism should be included. That debate further intensified as President Donald Trump's administration sought to deport some foreign-born pro-Palestinian campus activists. The Islamic Center of Southern California has been targeted before, including vandalism in 2023 and separate threats that authorities said in 2016 were made by a man who was found with multiple weapons in his home. Incidents like the latest one cause concern, Ricci said. 'People see that it's not going to take very much to spark something in the city,' he said. 'There's a lot of emotion. There's a lot of passion' on both the pro-Palestinian and pro-Israeli sides. Salam Al-Marayati, president of the Muslim Public Affairs Council, said 'if people think they can get away with graffiti, then the next step is to firebomb a mosque or even go attack worshippers.' Opening doors and receiving support Al-Marayati and others praised how many have shown support for the affected Muslim communities. 'The best preparation is what we did in Los Angeles and that's to stand shoulder-to-shoulder with our allies and be there for one another,' he said. In Texas, a gathering at Nueces brought together neighbors and others, including Christians and Jews, to paint over the vandalism, clean up the property and garden, Zayan said. 'It was beautiful,' she said. 'It's really important to open your doors and open your heart and invite people and to rebuild this trust and connection,' she said. 'For non-Muslims, it was a great opportunity for them to show their love and support. They really wanted to do something.' ___ Associated Press religion coverage receives support through the AP's collaboration with The Conversation US, with funding from Lilly Endowment Inc. The AP is solely responsible for this content.
Fox News
13 minutes ago
- Fox News
'Where's the patriotism?!': Dems' Gen Z summit earns ridicule
'Fox & Friends Weekend' hosts react to Democrats hosting a Gen Z summit amid their struggle to retain young male voters.
