Automate to elevate: Banking tools that save time and money
Time, not capital, is the scarcest resource for most firms. Every hour a controller spends keypunching payables or driving deposits to the branch is an hour taken away from sales, service and strategy. Fortunately, banking technology has caught up with the pace of modern operations. United Community embeds a full treasury management toolkit inside the systems companies already use. The result: improved cash flow, lower risk and real, hard-dollar savings.
One file, all payments
United's Integrated Payables platform pulls payments out of spreadsheets and into a single automated workflow. Upload — or have your enterprise resource planning system (ERP) export — one file and the system issues ACH, checks or wire transfers based on preset rules. Vendors get paid the way they prefer without extra clicks, and reconciliation files flow back into your accounting software automatically. Companies slash duplicate data entry and the cost of paper checks while gaining same-day visibility into outgoing cash.
Remote deposits without road trips
Driving to a branch just to deposit checks adds unnecessary hassle. Remote Deposit Capture turns any desktop scanner (or a mobile phone for smaller shops) into a secure teller window. Scanned items are transmitted through an encrypted portal and credit your account sooner, accelerating working capital cycles and cutting mileage reimbursements at the same time.
Treasury headquarters, right in your browser
Traditional online banking shows balances; United's Business Online & Mobile Banking lets finance teams run the treasury function. From a single dashboard, users can streamline outgoing payments, prevent fraud and manage receivables — all without leaving your browser. Upload ACH files in seconds or builds recurring templates so routine transactions fire off on schedule — no manual keystrokes required.
Automated fraud detection
As payments digitize, fraudsters follow. United's Positive Pay suite defends both sides of the transaction ledger. Check Positive Pay compares every presented item against the issue file you uploaded; mismatches surface as exceptions for one-click 'pay or return' decisions. ACH Positive Pay performs the same task for electronic drafts, automatically blocking unauthorized pulls from your account. The process happens overnight, so the team arrives each morning to a curated exception list instead of scrambling after money is gone.
Real-time, real-money ROI
Add up the minutes saved: Keying 250 vendor payments by hand takes roughly four staff hours per run. Integrated Payables reduces that to about 10 minutes for a file upload and review — an annual savings of over 190 hours, or nearly five workweeks, before factoring in postage, check stock and error correction costs.
Remote Deposit cuts daily branch drives, while Positive Pay helps prevent losses that can reach five figures per incident. Automation is no longer a luxury — it is the fastest path to a leaner cost structure and stronger cash position.
Getting started
United Community's Treasury Management specialists begin with a brief cashflow mapping session, then activate only the modules a client needs — no 'all or nothing' bundles. Most integrations connect to QuickBooks, Sage, Microsoft Dynamics and other leading ERPs with little or no IT lift, and Greenville-based support stays available long after implementation.
Businesses that automate elevate. By moving routine banking tasks into a single, integrated platform, companies reclaim time, tighten controls and convert manual drudgery into strategic momentum. Whether you employ 10 people or 10,000, United Community offers the banking tools to make every dollar — and every minute — work harder for you.
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