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UnitedHealth Group Names Lead Independent Director

UnitedHealth Group Names Lead Independent Director

Health-insurance giant UnitedHealth Group UNH -1.45%decrease; red down pointing triangle said it was making a number of governance changes, including the appointment of a new lead independent director and the formation of a public responsibility committee.
The company named F. William McNabb as lead independent director, succeeding Michele Hooper, according to a filing with the Securities and Exchange Commission on Wednesday.
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Sell My Home Quickly: Discover Las Vegas Homes By Leslie - RE/MAX United Realtor's Expert Guide for Fast and Successful Sales
Sell My Home Quickly: Discover Las Vegas Homes By Leslie - RE/MAX United Realtor's Expert Guide for Fast and Successful Sales

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Sell My Home Quickly: Discover Las Vegas Homes By Leslie - RE/MAX United Realtor's Expert Guide for Fast and Successful Sales

Las Vegas, Aug. 20, 2025 (GLOBE NEWSWIRE) -- Las Vegas, Nevada - August 20, 2025 - (PRESS ADVANTAGE) - Las Vegas Homes By Leslie - RE/MAX United Realtor has introduced a new guide to simplify the home-selling process for Las Vegas homeowners. Created by Leslie Hoke, a seasoned realtor in the area, this guide provides clear, step-by-step instructions and advice aimed at attracting top buyers and ensuring successful sales. The guide focuses on detailed property listing strategies and takes homeowners through each stage of selling. It covers everything from staging to pricing strategies, aiming to simplify the real estate process for sellers. Leveraging decades of experience in Las Vegas's real estate market, Leslie Hoke shares actionable tips that sellers can use immediately. Homeowners looking to sell quickly and efficiently will find the guide's organized format and expert tips beneficial. Those interested in these resources and seeking more information about the Las Vegas real estate market can access the guide exclusively at Leslie Hoke emphasizes how essential a structured approach is. She mentions, "The home-selling process can be overwhelming, especially for those doing it for the first time. This guide breaks down each step and equips clients with the tools they need to feel confident and in control. Our goal is to help them achieve the highest return on their investment." The guide starts with key pre-listing steps, including verifying ownership and gathering necessary documents. It then addresses pricing strategies based on thorough market analysis, preparing homes for sale through minor improvements and clutter removal, and using effective marketing methods. Each part is tailored to give homeowners an edge in Las Vegas's competitive market. Professional marketing strategies form a big part of the guide. Sellers will learn about the importance of professional photography and listing properties on various popular platforms to attract potential buyers. The guide also includes advice on hosting open houses and managing buyer interest, all aimed at enhancing a property's appeal. "Effective home marketing requires both traditional and innovative approaches," Leslie Hoke points out. "Using our experience and resources, sellers can make sure their property catches the eye of potential buyers. Homeowners, you can sell your home fast using Las Vegas Homes By Leslie REMAX United Realtor to get the best results." Besides strategic insights, the guide offers practical tools like a mortgage calculator, a free home evaluation, and up-to-date market statistics available at the Las Vegas Homes By Leslie website. These resources help sellers understand current market conditions and make informed decisions. It also includes a personal marketing plan and a list of recently sold homes in the Las Vegas Valley, helping sellers set realistic expectations. For personalized guidance, Leslie Hoke offers free consultations. Homeowners can reach her at 702-321-1763 for a market analysis or to discuss listing strategies. "Every home and sales approach is unique," says Hoke. "We're committed to meeting each client's specific needs and guiding them through the process smoothly and confidently." In the competitive Las Vegas real estate scene, knowing how to list a home strategically is important. Using the expertise in the guide, sellers can set themselves up for success. Las Vegas Homes By Leslie - RE/MAX United Realtor is dedicated to delivering great service and useful resources, ensuring homeowners achieve their real estate goals. By using the guide and its resources, sellers can confidently sell your home fast using Las Vegas Homes By Leslie REMAX United Realtor, securing the best results in their property dealings. Las Vegas Homes By Leslie remains dedicated to empowering clients with knowledge and tools for a smoother and more successful home-selling journey. For more details about the guide or to learn more about Leslie's services, interested individuals are encouraged to contact her directly or visit the website to view the Top Real Estate Listing Agent Las Vegas Homes By Leslie REMAX United Realtor on their website. ### For more information about Las Vegas Homes By Leslie - RE/MAX United Realtor, contact the company here:Las Vegas Homes By Leslie - RE/MAX United RealtorLeslie Hoke #S.0062628702-321-1763lesliehoke@ S Rainbow Blvd Bldg 1, Las Vegas, NV 89118 CONTACT: Leslie Hoke #S.0062628Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data

Hydro One Inc. Prices Offering of $1.1 Billion Medium Term Notes under Sustainable Financing Framework
Hydro One Inc. Prices Offering of $1.1 Billion Medium Term Notes under Sustainable Financing Framework

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Hydro One Inc. Prices Offering of $1.1 Billion Medium Term Notes under Sustainable Financing Framework

TORONTO, Aug. 20, 2025 /CNW/ - Hydro One Limited, Ontario's largest electricity transmission and distribution company, today announced that its wholly-owned subsidiary, Hydro One Inc. (together with Hydro One Limited, "Hydro One"), has priced an offering of $1.1 billion of Medium Term Notes (the "Notes") consisting of $450 million aggregate principal amount of 3.94% Medium Term Notes, Series 61, due 2032 (the "Series 61 Notes"), $300 million aggregate principal amount of 4.30% Medium Term Notes, Series 62, due 2035 (the "Series 62 Notes") and $350 million aggregate principal amount of 4.95% Medium Term Notes, Series 63, due 2055 (the "Series 63 Notes"). The Series 61 Notes will be issued at a price of $99.988 per $100.00 principal amount, the Series 62 Notes will be issued at a price of $99.928 per $100.00 principal amount, and the Series 63 Notes will be issued at a price of $99.907 per $100.00 principal amount. The net proceeds from the issuance of the Notes will be approximately $1.1 billion. The offering of the Notes is expected to close on August 25, 2025. The offering of Notes represents the issuance of medium term notes pursuant to Hydro One's Sustainable Financing Framework dated August 13, 2024 (the "2024 Framework"). Hydro One Inc. intends to allocate an amount equal to the net proceeds from the sale of the Notes to finance and/or refinance, in whole or in part, new and/or existing eligible green projects that meet the eligibility criteria described in the 2024 Framework. Prior to such allocation, the net proceeds from the issuance of the Notes may be initially used, in part or in full, for repayment of indebtedness or investments in bank deposits or other cash equivalents, in each case in accordance with Hydro One's internal liquidity management policies. Although Hydro One Inc. intends to allocate an amount equal to the net proceeds from the sale of the Notes to eligible green projects under the 2024 Framework, it will not be an event of default under the trust indenture governing the Notes if the company fails to do so. The Notes are being offered on a best-efforts basis in each of the provinces of Canada through a syndicate of agents. Hydro One Inc. has also appointed Cedar Leaf Capital Inc. as an additional agent in respect of the offering of the Notes. The syndicate of agents for this offering of Notes are BMO Nesbitt Burns Inc., National Bank Financial Inc., TD Securities Inc., CIBC World Markets Inc., Scotia Capital Inc., RBC Dominion Securities Inc., Desjardins Securities Inc., Casgrain & Company Limited, Laurentian Bank Securities Inc. and Cedar Leaf Capital Inc. The Notes are being offered pursuant to a short form base shelf prospectus of Hydro One Inc. dated February 28, 2024. Hydro One Inc. will be filing pricing supplements to the base shelf prospectus relating to the offering of each series of Notes with the securities regulatory authorities in each of the provinces of Canada. The pricing supplements and accompanying base shelf prospectus contain important detailed information about each series of Notes being offered. Copies of the pricing supplements relating to each series of Notes and the accompanying base shelf prospectus relating to each series of Notes may be obtained over the Internet under Hydro One Inc.'s profile at the Canadian Securities Administrators' website at Investors should read the pricing supplements and accompanying base shelf prospectus before making an investment decision. This news release shall not constitute an offer to sell or the solicitation of an offer to buy securities in the United States, nor shall there be any sale of the securities in any jurisdiction in which such offer, solicitation or sale would be unlawful. The securities being offered have not been, nor will they be, registered under the United States Securities Act of 1933, as amended (the "U.S. Securities Act") or under any securities laws of any State of the United States, and may not be offered or sold in the United States or to, or for the account or benefit of, a "U.S. person" (as defined in Regulation S under the U.S. Securities Act) absent registration or an applicable exemption from the registration requirements of the U.S. Securities Act and all applicable state securities laws. The Notes have not been approved or disapproved by any regulatory authority nor has any such authority passed upon the accuracy or adequacy of the short form base shelf prospectus or the pricing supplements. Hydro One Limited (TSX: H) Hydro One Limited, through its wholly-owned subsidiaries, is Ontario's largest electricity transmission and distribution provider with 1.5 million valued customers, $36.7 billion in assets as at December 31, 2024, and annual revenues in 2024 of $8.5 billion. Our team of 10,100 skilled and dedicated employees proudly build and maintain a safe and reliable electricity system which is essential to supporting strong and successful communities. In 2024, Hydro One invested $3.1 billion in its transmission and distribution networks, and supported the economy through buying $2.9 billion of goods and services. We are committed to the communities where we live and work through community investment, sustainability and diversity initiatives. Hydro One Limited's common shares are listed on the TSX and certain of Hydro One Inc.'s medium term notes are listed on the NYSE. Additional information can be accessed at or Caution Concerning Forward Looking Statements, Risks and Assumptions: This news release includes "forward looking information" within the meaning of applicable securities laws. The forward-looking information in this news release includes, without limitation, expectations regarding the timing of the closing of the offering and the anticipated use of an amount equal to the net proceeds of the offering of the Notes towards financing and/or refinancing new or existing eligible green projects under the 2024 Framework. We caution that all forward looking information is inherently subject to change and uncertainty and that actual results may differ materially from those expressed or implied by the forward looking information. A number of risks, uncertainties and other factors could cause actual results and events to differ materially from those expressed or implied in the forward looking information or could cause our current objectives, strategies and intentions to change, and many of these factors are beyond our control and current expectations or knowledge. These statements are not guarantees of future performance or actions and involve assumptions and risks and uncertainties that are difficult to predict. Therefore, actual outcomes and results may differ materially from what is expressed, implied or forecasted in such forward-looking information. Some of the factors that could cause actual results or outcomes to differ materially from the results expressed, implied or forecasted by such forward-looking information, including some of the assumptions used in making such statements, are discussed more fully in Hydro One Limited's and Hydro One Inc.'s filings with the securities regulatory authorities in Canada, which are available on SEDAR+ at Hydro One Limited and Hydro One Inc. do not intend, and they disclaim any obligation, to update any forward-looking information, except as required by law. View original content: SOURCE Hydro One Limited View original content:

Pension Funds Missing Tech Rally Turn to Completion Portfolios
Pension Funds Missing Tech Rally Turn to Completion Portfolios

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Pension Funds Missing Tech Rally Turn to Completion Portfolios

(Bloomberg) -- Some pension funds are waking up to a harsh reality: they've been left behind by the market's hottest rally. Investors are discovering they're underexposed to names like Nvidia Corp. and Microsoft Corp. — both of which recently hit record highs. The shortfall traces back to active managers, who often sidestep expensive tech stocks in search of other opportunities. Why New York City Has a Fleet of New EVs From a Dead Carmaker Trump Takes Second Swing at Cutting Housing Assistance for Immigrants Chicago Schools Seeks $1 Billion of Short-Term Debt as Cash Gone A London Apartment Tower With Echoes of Victorian Rail and Ancient Rome Now they're shifting course, with the help of so-called 'completion portfolios,' tailored strategies that help plug gaps in exposure. Demand for these vehicles is on the rise, according to asset managers Pacific Investment Management Co., Russell Investments Group, and Australia's Queensland Investment Corp., which together oversee $2.5 trillion and offer the service. 'We have seen a marked increase from our clients adopting new completion portfolio solutions the last 18 months' said Nick Zylkowski, co-head of customized portfolio solutions at Russell Investments. 'Portfolio analytics that measure risk across the entire portfolio are critical to the decision making.' These portfolios are gaining traction as markets become more concentrated, pressuring institutional investors to rethink long-held caution or risk falling further behind. The Magnificent Seven now make up over 30% of the S&P 500 index, up from 10% a decade ago. Surging valuations for the group have powered US stocks in prior years, in turn amplifying the effect of pullbacks like that seen in the past week. The strategy involves pension systems pooling together their various managers' holdings, measuring where the combined portfolio falls short of a benchmark, and then uses a separate sleeve — often derivatives or baskets of stocks — to fill in the missing exposures. The idea is not to chase returns but to cut the risk of drifting too far from the market itself. Melbourne-based Mercer Superannuation Australia Ltd. is one pension that has leaned into the strategy to avoid underperformance in the past fiscal year. 'When we look across the universe of active global equity managers, we find that the overwhelming majority have been materially underweight to these large US technology companies,' said Mercer Chief Investment Officer Graeme Miller, who manages A$74 billion ($48 billion) in assets. LegalSuper, which has A$7 billion in assets, uses completion portfolios to hedge concentrated exposures. Relying on external active managers usually 'means that you're underweight the big mega caps,' said interim CIO Andrew Lill. 'As a result, there's an increasing need to reduce active risk,' through completion portfolios, he said. Still, they're not a cure-all. AustralianSuper, the country's largest pension with A$388 billion under management, uses completion portfolios but still blamed underweight exposure to megacap US tech in externally managed funds for lackluster returns last year. Others avoid them altogether. 'There are some great alpha opportunities out there,' said Mark Rider, chief investment officer of Brighter Super, a A$35 billion fund, according to their website. A completion portfolio would 'override' their contribution, he said. Benchmark Mismatches The strategy is also gaining traction in fixed income. Active bond managers are preferring corporate debt for higher yields, which creates a mismatch against benchmarks, according to Stuart Simmons, head of multi-asset solutions in the Liquid Markets Group for Queensland Investment Corp. As a result, more large investors are using completion portfolios to load up on US Treasuries exposure, Simmons added. Other investors have turned to the portfolios to manage risk across asset classes, aligning exposure to growth proxies in stocks, bonds and commodities, said Sam Watkins, who heads business in Australia and New Zealand at Pimco. 'What has changed is that it was a very narrow subset that we were dealing with in the past, and that now has broadened into a much larger group,' Watkins said, referring to the use of the strategy. (Updates fifth paragraph to show recent pullback in tech stocks. An earlier version corrected the spelling of Stuart Simmons) Foreigners Are Buying US Homes Again While Americans Get Sidelined What Declining Cardboard Box Sales Tell Us About the US Economy Women's Earnings Never Really Recover After They Have Children Survived Bankruptcy. Next Up: Cultural Relevance? Americans Are Getting Priced Out of Homeownership at Record Rates ©2025 Bloomberg L.P. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data

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