logo
We moved into a caravan in my mother-in-law's garden for a year, sure it was cramped but we saved £20k

We moved into a caravan in my mother-in-law's garden for a year, sure it was cramped but we saved £20k

The Suna day ago
A WOMAN was able to save a £20k house deposit - after moving into a caravan in her mother-in-law's garden for a year.
Freya Gill, 29, and her partner, Charlie Thackwray, 29, were living with their parents when they decided they needed their own space.
3
3
Unable to get on the property ladder straight away, they moved into Charlie's mum's caravan - which she got for free as it already came with her home and moved it to the plot of land they are currently living on in North Allerton, North Yorkshire.
The pair remained in the two-berth caravan for a year, saving £2k for the deposit to buy their next caravan.
They upgraded their caravan three times, forking out £16k for a newer model with controllable heating, towel radiators in the shower, and an onboard water pump.
Freya and Charlie plan to continue living in it for another year while they save to buy land to build their own home and to keep chickens, goats, and alpacas.
Freya, a business owner, from North Allerton, North Yorkshire, said: "We are saving up to buy a plot of land as we want to do a field to farm, and anyone who knows that when buying land, you need a much larger deposit.
"We are looking at a 25% deposit - money is a massive problem for everyone now, and this is a good alternative to save money.
"The rental market is mental, but money aside, people have said they would like to live this way because of your freedom.
"If we'd rented a property around here, it would cost £750 a month, and that would just not have been achievable for us. It's so hard to find a rental when you've got a dog."
Before moving into their caravan, Freya lived in a three-bedroom house with her parents in North Allerton, North Yorkshire, for £250 a month.
The couple always dreamed of owning some land but realised that to do that, they would need savings, so they thought a cost-effective option was living in a caravan which they say is £500 cheaper than renting in the local area.
Watch as Josie Gibson tells This Morning she's living in a caravan
Freya said: "The living conditions were questionable in the first caravan.
"When Charlie's mum bought the house, the caravan came with the house from the 90s, and it had been there for quite a while.
"Charlie renovated it, spending £200 by ripping out the floor and painting the interior, but because it was so old and a lot of the caravan didn't work, we decided to move."
After a year, the pair moved out of their first caravan and lived in an Eldest Crusader bought from a local dealership for £4K for a year.
Then in June 2025, the couple upgraded to an Adria Adora caravan for £16k - and they plan to live in it until they're in a position to buy their own farmland.
Freya said: "It's a small space, so the bills are going to be lower anyway. We have set up our solar power system, and that has been a huge help to our savings.
"The gas bills are low, and when we run low, it is £80 to get a new gas bottle.
"We don't have to pay council tax or water bills, which is helpful.
"We collect water and have a filtration system; we just have to pay for a new filter every month.
"My friends always say to me that it is not the typical life in their twenties, but we are quite introverted people, so we like the fact that it is just us and we are in our own space."
Currently, Freya and Charlie, a caravan dealer, pay £150 rent for the land they use, £55 on gas, £130 on finance, and £350 on food a month.
Previously, they spent £250 a month on bills, but they now say they've saved a whopping £20k.
Freya said: "We have saved so much money from living in a caravan - it is an excellent alternative to renting.
5 Tips to Get on The Property Ladder
Saving for your first property is tough, but it is possible. Here are a few steps for first-time buyers.
1. Cut back on luxuries and start saving
Consistent monthly saving is the best way to accumulate enough money to get on the ladder, for a deposit and purchase fees. To do this, you need to take a look at your monthly outgoings and think about what can be cut out - holidays, new clothes, weekly takeaway.
Using a savings calculator can help you to establish how long you will need to save for a deposit. Based on your income, you can figure out a realistic amount to save each month.
2. Have a realistic property search
Set a budget for the property price you would like to buy, and think realistically about the location and size of your property. While we all may want that house with a view or extra bedroom, can you afford it?
3. Research Help To Buy and Shared Ownership schemes
The government has introduced a few ways to help first-time-buyers get on the property ladder and they're great for those on lower incomes or to buy a property in more expensive areas like London.
4. Consider buying with another person
Investing with somebody else you know is a sure way to get onto the property ladder. You only need to save half the amount you would otherwise, so you can work towards getting your property sooner.
You can invest with a friend, family or partner. Naturally, it is a big step and a huge commitment so be open and honest about what you expect from living together — if you haven't already.
5. Talk to a mortgage broker and get your documents in order
A mortgage broker can tell you exactly how much you can borrow for a mortgage, what you will need to pay monthly and in upfront costs.
"It has taken us three years to get to this stage, and we are both pleased with how much we have saved.
"We are genuinely enjoying our time. I love that it is peaceful, and the sound of the rain is relaxing and helps me sleep.
"Sometimes, people living in a caravan receive a common misconception, which is simply false. We want this lifestyle, and we like living this lifestyle.
Freya added: "Charlie loves animals, but I have always been animal mad. I was raised on a small holding and want to return to that life.
"I've always wanted to improve our place and make it our own. We have plans to build our farmhouse, and Charlie wants to build his lake. We can't wait for the future."
3
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Urgent warning issued over ‘very convincing' web scams as shoppers conned out of £100s
Urgent warning issued over ‘very convincing' web scams as shoppers conned out of £100s

The Sun

time15 minutes ago

  • The Sun

Urgent warning issued over ‘very convincing' web scams as shoppers conned out of £100s

SHOPPERS have been warned to look out for "very convincing" web scams that are conning people out of hundreds of pounds. There has been a recent rise in criminals creating fake websites for well-known brands, experts say, and many scammers are using AI to help them. 1 Costco is one of the retailers that has recently been targeted by these criminals, with the wholesale business warning customers to be vigilant when shopping online. Dozens of reviews have appeared on Trustpilot in recent weeks from Costco shoppers who paid for orders but never received them, with some claiming to have bought items costing hundreds of pounds. Costco responded to several customers on the review site, writing: "We were unable to locate an order with the details provided and suspect that the purchase may have been made through a fraudulent website posing as Costco. "Unfortunately, there has been a recent increase in fraudulent websites impersonating Costco." In another Trustpilot response to a customer who had fallen for the scam, it urged shoppers to "check the URL which is displayed when shopping online". It added: "Our site displays at the beginning of the web address." Some Costco shoppers may have lost hundreds of pounds to the scam. In one review, a customer claims they bought a Bosch router table, which are on sale for up to £500 from some online retailers, but had not received it. Costco responded saying their order could not be found and it was likely bought through a fake website. Another customer said they ordered a keter Manor outdoor shed, which retails for over £200 on the high street, and were told by Costco they had likely been scammed. Avoid being ripped off by car hire companies with these four top tips It's not just Costco that has been targeted by fake websites - experts told The Sun that the scam is on the rise. 'Criminals are increasingly creating convincing looking websites that mimic well known retailer that lure shoppers in with seemingly genuine branding and tempting offers," said Jake Moore, global security adviser at ESET. "These sites often harvest lots of personal and payment information or take money without delivering goods." He said they're also becoming "incredibly easy to make" with the use of AI, as it means scammers no longer need to know how to code to create fake websites. "The end results are often near perfect copies too," he said. Starling Bank financial crime specialist Sarah Lenette adds: With the rise of AI, scammers have everything they need to create very convincing retail sites in very little time, which include all of the correct branding, products and relevant offers and deals." One common way you can end up on a fake website is by clicking on a fake ad on social media platforms like Facebook, TikTok or Instagram. "Users then unknowingly find themselves on a site believing they are on the legitimate retailer," Jake says. It comes after a raft of fake Wilko websites offering huge discounts were set up by scammers after the retailer fell into administration in 2023. Cath Kidston and Joules have also been targeted by the scams. How to spot a fake website While scammers have become more sophisticated, there are several ways you can keep an eye out for fake websites when shopping online. Which? Consumer Expert Rob Lilley-Jones says you should avoid any deals that seem "too good to be true" - as they usually are. "Another tell-tale sign of a scam website will be poor spelling and bad grammar," he adds. Look out for any websites that don't have a physical address and a phone number and email address to contact them. "If they don't, it's a red flag," Rob says. He also suggests using a domain checker like to see when the website was set up. "If it's recent, and the company claims to be a well-known one like Costco, it's a scam," he says. Sarah Lenette adds that you should be wary of any URLs for UK retailers that end in .org or .net. You should also avoid clicking on social media ads that you're unsure about, she says. "Always search for the retailer on a search engine and head to them independently, as well as checking for independent reviews on sites such as TrustPilot," she says. Costco was contacted by The Sun but declined to comment.

Spending by promoted clubs set to surpass £300m
Spending by promoted clubs set to surpass £300m

BBC News

time15 minutes ago

  • BBC News

Spending by promoted clubs set to surpass £300m

Once defender Omar Alderete's transfer from Getafe to Sunderland is completed, it will take spending by the three newly promoted clubs to over £300m this Alderete, the Black Cats have paid out an estimated £122m on 10 players. Burnley have brought in 13 new faces at a cost of approximately £100m, while Leeds United have invested £73.5m on seven is little doubt that consolidating top-flight status is harder than ever, with the gulf between the Championship and Premier League continuing to widen. In each of the previous two seasons, the three sides that came up went straight back a consequence, clubs are spending ever increasing sums in the hope of remaining competitive, but with no guarantee it will pay Ipswich Town and Leicester City shelled out a total of £276.5m last summer but together they accumulated just 59 points, the lowest combined figure by newly promoted teams in a 38-game Premier League season.

Minister vows to fix broken nuclear regulation
Minister vows to fix broken nuclear regulation

Telegraph

time15 minutes ago

  • Telegraph

Minister vows to fix broken nuclear regulation

Ministers have vowed to speed up crucial nuclear projects as part of a plan to transform Britain into a green energy superpower. A new independent taskforce commissioned by the Government called for a 'radical reset' of nuclear regulations this week, taking aim at the current system which it said was 'unnecessarily slow, inefficient and costly'. In its first report, the taskforce said overly complex and expensive red tape was holding up crucial infrastructure projects and increasing the cost of the UK's nuclear deterrent. John Fingleton, the former head of the Office of Fair Trading who is leading the taskforce, said: 'Nuclear energy is safe and reliable and can contribute to net zero goals. It is also vital to the UK's strategic deterrent. 'However, over recent decades, nuclear regulation has become more complex and costly without always delivering commensurate safety and environmental benefits.' He said the current system was 'not fit for purpose'. Miatta Fahnbulleh, the minister for energy consumers, said: 'For too long, big British infrastructure projects have been held back by needless bureaucracy. 'It's time for a new approach to getting nuclear projects off the ground more quickly, and at a lower cost. 'We look forward to working with the expert taskforce to modernise outdated regulations so we can unlock growth, jobs and energy security for the British people.' It comes after ministers were forced to admit that the Sizewell C nuclear power plant could end up costing £48bn to build – £10bn more than they estimated when final approval was given last month. The cost of the new plant in Suffolk had already more than doubled from about £16bn in 2016. Meanwhile, a sister project at Hinkley Point C in Somerset is six years late and £28bn over budget. Ed Miliband, the Energy Secretary, recently heralded a new 'golden age' of nuclear amid concerns that the rapid shift to wind and solar has left Britain exposed to blackouts. However, the ballooning cost of nuclear projects has fuelled concerns about rising energy bills for consumers. A new levy to help fund Sizewell C is due to kick in this autumn, adding an average of £12 per year to household bills. In its report, the taskforce attacked 'risk-averse cultures that prioritise bureaucracy over proportionate safety measures', which it said led to higher costs and delayed projects. It also criticised complex and inconsistent rules, with processes often duplicated across overlapping regulators, as well as outdated planning rules. The Government said it would work with the taskforce to develop a new strategic direction for the nuclear industry to ensure projects are completed quickly and safely. A final report and recommendation will be published in the autumn. Mike Finnerty, the chief executive of the Office for Nuclear Regulation, said: 'Our discussions with the taskforce have been extremely productive. We will continue to work with the team, providing further requested regulatory expertise, to help inform the final report in a way that supports innovation.'

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store