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Pre-planning: What to know about prepaid funeral plans

Pre-planning: What to know about prepaid funeral plans

American Press2 days ago

(Metro Creative Services)
Death is inevitable. It is something everyone will have to face and it's something that's not usually brought up at a dinner party or holiday gathering — but, in the end, someone has to take responsibility and make important decisions.
Pre-planning is a way to take the burden off loved ones and make the grieving process a little easier during their dark days.
Canon Cart grew up around the funeral home business. His grandfather worked at Johnson Funeral Home and he would stay with him often during school breaks. Cart is now the advanced funeral planner at the funeral home.
'One question I tend to ask every family that comes in to pre-plan is, 'What is the most important reason you're doing this today,' and 99 percent of the time they say back, 'I do not want to burden my loved ones with making these arrangements',' Cart said.
Cart said planning a funeral involves huge decisions and finite details — and often those decisions need to be made within a 36-hour window.
'Imagine making all of those decisions at the time of need, on the worst day of your life, when you've just lost a loved one. You can imagine it's pretty overwhelming, especially if it's not something you were prepared for,' he said. 'Trying to make meaningful plans and also incorporating everyone into those plans can be difficult and there's one person who can probably make those plans the most meaningful for that family — probably the person themselves.'
Cart said he understands how uncomfortable it is to talk about one's end of life.
'I think many people get intimidated whenever it comes down to talking about themselves because it makes it real, makes them realize we're not invincible to death.' But, he said, at the end of the day the services are not for the deceased, they are for the living.
There's a lot of information needed when it comes to a death certificate — including the full legal names of one's parents, birth certificate, education level and more. 'Many people don't realize what all is needed for a death certificate, they're shocked and it is a lot. It also helps with writing the obituary, as well,' he said.
For veterans, they also need a DD Form 214 for the presentation of the casket flag and the playing of taps.
Service details are the next item on the list to be discussed. Those include things such as open casket or closed, rosary or not, two-day traditional service with a wake or funeral and visitation on the same day, casket spray and flowers, possible Bible verses to be read, and hymns or songs to be played at the service.
'Sometimes families are spread out and everyone is not in Southwest Louisiana, so we also have to acknowledge how many people will be attending the service. If having a service all in one day, how would a mid-day service affect people being able to attend, giving folks an ample opportunity to pay their respects for the family. There's a lot of details that goes into it that people don't always think of,' he said.
Pallbearers are also discussed. Usually there are six to eight required and sometimes that takes people aback because they're not sure who that would be. Then the topic moves to presentation — how the deceased would want to be dressed.
'Some people want to be buried in a suit, while others might want to be buried in a gown, personal articles like wedding rings, rosaries, or if you were in a fraternity, pins possible on your lapel are discussed,' he explained.
Cost is also a factor when deciding whether or not to pre-plan. With pre-planning, the current cost of the funeral is locked in.
'By being able to secure today's prices, this is the cheapest that funeral services will ever be, ever, the same thing goes for everything else,' Cart said.
Cart said obituaries are often the hardest discussion because most people are not comfortable writing their own.
Following the obituary discussion, specific selections such as a casket or urn, personalizations, memorial packages, stationary, prayers cards, thank you cards, photos, slideshows, possible streaming services and more are addressed.
'I always tell families to be very conversational about talking about your final wishes. Many conversations always come up after attending someone else's and if you bring it up, you'll be surprised how many people have actually thought about it and have ideas on what they want,' he said. 'I always explain to people as they're sitting here pre-planning how in this environment this decision is 10 times easier than it would be for anybody else. If your kids have to come here and choose from 20 different caskets they're going to have a way harder time than you're having right now, so keep that in mind as we discuss these things.'
He said it's also important to expose younger family members to the funeral service.
'I think it's so important that this generation needs to understand and be able to experience it that way they understand what has happened,' he said.

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How to Make Your Work Your Calling
How to Make Your Work Your Calling

Atlantic

time4 hours ago

  • Atlantic

How to Make Your Work Your Calling

Want to stay current with Arthur's writing? Sign up to get an email every time a new column comes out. A favorite Zen Buddhist story of mine—such a favorite, I confess, that I mentioned it once before—tells of a novice monk who, on his first day at the monastery, stands before the head monk to receive his work assignment. 'Before you reach enlightenment,' the master, or jikijitsu, says, 'you will chop wood and carry water.' Dutifully, the young monk, or unsui, does as he is told: Day after day, month after month, year after year, he chops wood and carries water. It is backbreaking work, and many times he dreams that, after he attains enlightenment, his life's calling will be to become a teacher himself. Or perhaps he will be a pure contemplative, spending his time in prayer and meditation. Either way, his work will involve sitting indoors, without chafed hands and aching muscles. After decades at the monastery, fulfilling his duties through arduous study and labor, the monk—now not so young—is finally judged to have the desired level of knowledge: He has risen to the level of Zen master himself. Standing before the aged head monk, he asks, 'I have faithfully carried out my job all these years, chopping wood and carrying water, as I worked to become a master. What will my job be now?' The jikijitsu smiles and replies, 'Chop wood, carry water.' This time of year, the most common question I get from my students who are starting out in their career is about this idea of work as a calling. My response is the same as the Zen story's lesson: Don't wait for your life's calling to find you with the perfect job; turn whatever job you find into the way you seek that calling. You don't have to be a career-obsessed go-getter to believe that work should be about more than financial success or just a necessary evil to pay the rent. In Genesis, God places Adam 'into the Garden of Eden to dress it and to keep it.' In other words, even in the original paradise—before all the unpleasantness with the snake and the apple—God designs the first human, made in his image, to work, not lie about. The Bible makes no mention of Adam's daily labor being easy or fun, but clearly it is meaningful; working in the garden is how he lives in the image of his Creator. Hinduism has a very similar teaching: 'By performing one's natural occupation, one worships the Creator from whom all living entities have come into being.' Despite their ostensibly secular orientation, career counselors are taught to help clients find their 'transcendent summons' to a particular career. This is because clients demand an ineffable sense that they are supposed to be doing this job. Psychologists have conducted in-depth studies of this desired sense of career calling. Writing in the Journal of Organizational Behavior in 2005, two researchers at Boston University distinguished between 'objective careers,' which they defined as jobs chosen for entirely practical reasons (such as a paycheck), and 'subjective careers,' which were selected for a sense of calling. They argued that subjective careers deliver greater satisfaction, even during difficult periods. Think about it: On a really bad day, you might quit your job in anger, but even on the worst of days, you don't quit your calling, because you didn't choose it—it chose you. The definition of success in an objective career generally revolves around money, power, or prestige. In a subjective career, the definition of success is much more profound than these worldly rewards. That goes deeper than just 'I love my job,' as a matter of fact. Researchers demonstrated this in 2012 by devising a survey that asked people to agree or disagree with such statements as 'I have a good understanding of my calling as it applies to my career.' The higher the subjects' scores on these questions, the researchers found, the more those people felt meaning in their life. This is not to say that their life's purpose was work per se; that would be plain workaholism. Rather, their work was a vehicle for that purpose, not an impediment. And a sense of purpose is precisely where meaning begins. Derek Thompson: Your career is just one-eighth of your life You might conclude, then, that the luckiest people in the world are those who are sure of their calling. You might look at a terrifically gifted athlete or an amazingly talented musician, and assume that they're blessed to be born with this knowledge. That assumption would be wrong, however, because children who choose their path in life according to an unusual vocational talent can easily wind up quite unhappy. I speak partly from personal experience: For a dozen years, I pursued a career as a classical French-horn player, which I was sure was my calling from the age of 8. By the time I was 28, being a musician felt less like my vocation and more like a prison sentence. The secret is not finding the perfect job but making your work, whatever that happens to be, your calling. This involves three steps: 1. Look within. The first step is to home in on what economists dryly call 'intrinsic compensation.' This is in contrast to 'extrinsic compensation,' or the material benefits of employment, such as wage, benefits, and prestige. Intrinsic rewards include the inherent psychological recompense you get from working. Although you do need extrinsic rewards to pay the rent, intrinsic rewards are what give you meaning. Researchers have consistently shown that when people are intrinsically motivated, they like their job more, work harder, and stick with it longer than when they are only extrinsically motivated. The intrinsic-reward step holds true for life more generally, not just for your work: Studies on students, for example, have shown that when they do puzzles out of purely intrinsic motivation—in effect, for fun—they persevere at them longer than students who are set the same task with only the extrinsic motivation of achieving a performance goal, such as course credit. Similarly, you may have noticed that your relationship with your partner is better when you do nice things for each other purely out of love, rather than for some purpose such as avoiding a fight or winning favor. 2. Focus on fascination. One intrinsic reward that especially corresponds to calling is interest. Interest is a basic positive emotion that has a clear evolutionary root: Ancient humans who were motivated to learn were surely more inclined to prosper from exploration, and were therefore more likely to pass on their genes than incurious troglodytic layabouts. So seek a job that is intrinsically interesting to you. Interest is highly personal, of course: One of my sons is an obsessed data scientist; the other talks nonstop about his work as a construction manager. Neither one of them can imagine wanting to do what the other does—or what I do, for that matter. Understandably, you might be in a particular work situation out of necessity, and would note that you don't have the luxury of being fascinated by what you need to do for a living. That is fair, and no job is interesting all of the time. But even a job taken out of sheer desperation may have some interesting facets. 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But something else occurs to me: I now see that if I could have shown this column to my younger self, I might have found much more meaning as a musician. I could have appreciated the intrinsic reward of playing some of the greatest music ever written. I could have shown more interest in learning about that music and the people who wrote it. I could have found ways to lighten the daily load of my fellow musicians through small acts of kindness and consideration. To find a calling is not about the actual work of chopping wood and carrying water. The sense of calling comes in how we make the act of chopping wood meaningful, and in how we serve others by the water we're carrying. That is the path to true enlightenment.

Pre-planning: What to know about prepaid funeral plans
Pre-planning: What to know about prepaid funeral plans

American Press

time2 days ago

  • American Press

Pre-planning: What to know about prepaid funeral plans

(Metro Creative Services) Death is inevitable. It is something everyone will have to face and it's something that's not usually brought up at a dinner party or holiday gathering — but, in the end, someone has to take responsibility and make important decisions. Pre-planning is a way to take the burden off loved ones and make the grieving process a little easier during their dark days. Canon Cart grew up around the funeral home business. His grandfather worked at Johnson Funeral Home and he would stay with him often during school breaks. Cart is now the advanced funeral planner at the funeral home. 'One question I tend to ask every family that comes in to pre-plan is, 'What is the most important reason you're doing this today,' and 99 percent of the time they say back, 'I do not want to burden my loved ones with making these arrangements',' Cart said. Cart said planning a funeral involves huge decisions and finite details — and often those decisions need to be made within a 36-hour window. 'Imagine making all of those decisions at the time of need, on the worst day of your life, when you've just lost a loved one. You can imagine it's pretty overwhelming, especially if it's not something you were prepared for,' he said. 'Trying to make meaningful plans and also incorporating everyone into those plans can be difficult and there's one person who can probably make those plans the most meaningful for that family — probably the person themselves.' Cart said he understands how uncomfortable it is to talk about one's end of life. 'I think many people get intimidated whenever it comes down to talking about themselves because it makes it real, makes them realize we're not invincible to death.' But, he said, at the end of the day the services are not for the deceased, they are for the living. There's a lot of information needed when it comes to a death certificate — including the full legal names of one's parents, birth certificate, education level and more. 'Many people don't realize what all is needed for a death certificate, they're shocked and it is a lot. It also helps with writing the obituary, as well,' he said. For veterans, they also need a DD Form 214 for the presentation of the casket flag and the playing of taps. Service details are the next item on the list to be discussed. Those include things such as open casket or closed, rosary or not, two-day traditional service with a wake or funeral and visitation on the same day, casket spray and flowers, possible Bible verses to be read, and hymns or songs to be played at the service. 'Sometimes families are spread out and everyone is not in Southwest Louisiana, so we also have to acknowledge how many people will be attending the service. If having a service all in one day, how would a mid-day service affect people being able to attend, giving folks an ample opportunity to pay their respects for the family. There's a lot of details that goes into it that people don't always think of,' he said. Pallbearers are also discussed. Usually there are six to eight required and sometimes that takes people aback because they're not sure who that would be. Then the topic moves to presentation — how the deceased would want to be dressed. 'Some people want to be buried in a suit, while others might want to be buried in a gown, personal articles like wedding rings, rosaries, or if you were in a fraternity, pins possible on your lapel are discussed,' he explained. Cost is also a factor when deciding whether or not to pre-plan. With pre-planning, the current cost of the funeral is locked in. 'By being able to secure today's prices, this is the cheapest that funeral services will ever be, ever, the same thing goes for everything else,' Cart said. Cart said obituaries are often the hardest discussion because most people are not comfortable writing their own. Following the obituary discussion, specific selections such as a casket or urn, personalizations, memorial packages, stationary, prayers cards, thank you cards, photos, slideshows, possible streaming services and more are addressed. 'I always tell families to be very conversational about talking about your final wishes. Many conversations always come up after attending someone else's and if you bring it up, you'll be surprised how many people have actually thought about it and have ideas on what they want,' he said. 'I always explain to people as they're sitting here pre-planning how in this environment this decision is 10 times easier than it would be for anybody else. If your kids have to come here and choose from 20 different caskets they're going to have a way harder time than you're having right now, so keep that in mind as we discuss these things.' He said it's also important to expose younger family members to the funeral service. 'I think it's so important that this generation needs to understand and be able to experience it that way they understand what has happened,' he said.

Burnout and Belief: Faith‑Based Journaling for Tired Hearts and Busy Lives
Burnout and Belief: Faith‑Based Journaling for Tired Hearts and Busy Lives

Time Business News

time7 days ago

  • Time Business News

Burnout and Belief: Faith‑Based Journaling for Tired Hearts and Busy Lives

Introduction: When Holy Passion Meets Human Limits You love your work, your family, and your church—but lately the pace feels punishing. Emails arrive before dawn, meetings bleed into evenings, and the ministry you once cherished now drains more than it delights. If you're nodding along, you're not weak or unspiritual; you're experiencing burnout. Yet Scripture insists that God 'refreshes the weary and satisfies the faint' (Jer 31:25). One proven way to receive that refreshment is through a burnout and belief devotional journal—a simple practice that turns ink and paper into a place of encounter. Below you'll find an 800‑word, SEO‑optimized guide to help busy believers quiet their racing minds, reconnect with God, and rediscover joy. 1. Why Journaling Works When You're Worn Out Slows the swirl. Writing by hand forces your brain to decelerate, breaking the mental hamster wheel. Writing by hand forces your brain to decelerate, breaking the mental hamster wheel. Engages both sides of the brain. Combining Scripture, reflection, and doodles activates creativity as well as logic, embedding truth more deeply. Combining Scripture, reflection, and doodles activates creativity as well as logic, embedding truth more deeply. Creates a tangible altar. Your notebook becomes evidence of God's faithfulness—pages you can revisit when fatigue whispers lies. Takeaway: A journal doesn't add to your to‑do list; it transforms scattered thoughts into sacred conversation. 2. Gather a Grace‑Based Toolkit You don't need an art‑supply aisle to get started. Keep it minimal: Portable Bible in a translation you genuinely enjoy. Slim notebook—dotted or lined. Two pens (one dark for Scripture, one colored for personal notes). Sticky tabs to flag verses that speak directly to exhaustion. Stick this kit in your laptop bag so a five‑minute margin becomes a meeting with God. 3. Select Scriptures That Soothe a Spent Soul When time and energy are low, depth matters more than breadth. Rotate these micro‑passages: Rest & Renewal: Matthew 11:28‑30; Psalm 23 Matthew 11:28‑30; Psalm 23 Strength & Hope: Isaiah 40:29‑31; 2 Corinthians 12:9 Isaiah 40:29‑31; 2 Corinthians 12:9 Presence & Peace: Psalm 46:10; Philippians 4:6‑7 Read the verses aloud, circle one word that tugs at your heart—'rest,' 'grace,' 'strength.' That single word becomes the anchor for your entry. 4. The B.E.L.I.E.F. Framework (10 Minutes, Tops) Designed for lunch breaks, commute pauses, or bedtime wind‑downs. B — Breathe Spend 30 seconds inhaling deeply: 'Lord, I exhale hurry; I inhale Your peace.' E — Engage the Text Copy your chosen verse slowly. Let every word register. L — Listen to Your Heart Write one honest sentence: 'I'm anxious about tomorrow's presentation.' I — Invite God In Pray a short request: 'Jesus, stand with me in that conference room.' E — Exchange Burdens Draw an arrow → listing what you're handing over—deadlines, fatigue—and another arrow ← noting what you'll receive—wisdom, calm, joy. F — Finish with Thanks End in one breath of gratitude: 'Thank You for carrying what I can't.' Repeat daily; consistency converts tiny deposits into a reservoir of resilience. 5. Quick Journaling Hacks for Over‑Scheduled Lives Verse‑a‑Day Card: Jot a single verse on a sticky note each morning; reflect whenever you unlock your phone. Five‑Line Nightcap: Before lights‑out, record: one gratitude, one stress point, one answered prayer, one request for help, one promise to claim. Commute Refocus: Listen to an audio Bible chapter, then voice‑to‑text a two‑sentence prayer into your notes app the moment you park. Weekly Worship Collage: On Sunday afternoon, paste ticket stubs, sermon quotes, or kids' drawings into a page—visual proof of God's goodness amid chaos. These hacks keep the habit thriving without stealing precious minutes. 6. Track the Shift From Fatigue to Faith Dedicate a two‑page spread each week titled 'Burnout Barometer.' On the left, list drains: overtime, conflict, late‑night scrolling. On the right, list wells: worship music, a nature walk, seven hours of sleep. Watch how wells begin to outweigh drains as journaling redirects your focus. Celebrate even a 5 percent improvement—small wins compound into big breakthroughs. 7. Invite Safe Community Into the Pages Healing accelerates when burdens are shared. Snap a photo of one journal insight and text it to: A small‑group leader. A mentor who checks in weekly. A trusted coworker walking a similar path. Ask them to pray one sentence over your entry. Mutual vulnerability dismantles the isolation that often fuels burnout. 8. Guard the Rhythm With Boundaries New habits wither under relentless demands. Protect your journaling window by: Blocking calendar space —label it 'Soul Appointment.' —label it 'Soul Appointment.' Using tech limits —enable 'Focus' modes during that slot. —enable 'Focus' modes during that slot. Pre‑deciding a kind no to at least one optional task each day. Remember: even Jesus withdrew from crowds to pray (Luke 5:16). Obeying that example isn't selfish; it's survival. Conclusion: Write a New Story With God Burnout says you're stuck, but belief says God is still scripting your life. Each time you open a burnout and belief devotional journal, you invite the Author of peace to edit the narrative—replacing frantic paragraphs with lines of grace, strength, and unshakeable hope. Tonight, grab a pen, breathe deeply, and let one verse steady your heart. In those few quiet minutes, you'll discover that weary pages can become holy ground—where tired hearts meet a tireless God and busy lives find beautiful rest. TIME BUSINESS NEWS

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