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Tricare to Allow Patients in Tricare West Region to Receive Specialty Care Without Preapproval

Tricare to Allow Patients in Tricare West Region to Receive Specialty Care Without Preapproval

Yahoo29-01-2025

The Defense Health Agency has suspended a requirement for Tricare Prime patients in the West Region to get pre-authorization from their Tricare contract manager for specialty care.
Defense Department health program officials announced Monday that the beneficiaries still are required to get a referral before seeking specialty care, but pre-authorization from TriWest Healthcare Alliance, the company that manages the Tricare program in the western U.S., will not be required through March 31.
The process is retroactive to Jan. 1.
Read Next: Video Shows Air Force F-35 Fighter Exploding in Fireball at Eielson Base in Alaska
The waiver announcement is directly tied to problems with TriWest's referral portal that have affected processing, said Jacob Sanchez, referral management subject-matter expert for Tricare at the DHA.
"If you have Tricare Prime and are in the West Region, this waiver will allow you to access specialty services without interruption to your care," Sanchez said in an announcement of the change.
TriWest was awarded the contract to manage the Tricare West Region in late 2022 and began efforts to assume the contract in earnest last February after a federal court ruled it had rightfully won its bid.
Issues with the transition began to emerge in December when participating providers began voicing concerns that they had not received communications from TriWest on joining its network.
Then, customers who were required to update their payment information with TriWest found themselves unable to do so because of troubles with TriWest's online portal and call center.
Patients have written Military.com saying that they have experienced lost referrals; been referred to the wrong type of doctor -- for example, a brain surgeon when a spine surgeon was needed; and endured delayed or canceled referrals.
"These are not just administrative failures -- they are directly impacting military readiness and the well-being of those who serve," wrote an Air Force airman. "This is a national problem affecting thousands of service members and their families, and yet it seems to be slipping under the radar."
According to the waiver announcement, Tricare Prime enrollees may receive care from any Tricare-authorized specialist if they have a copy of an unexpired referral authorized by Humana Military or Health Net Federal Services before Jan. 1 or a referral dated Jan. 1 through March 31 from their primary care provider; and a copy of the waiver letter, which can be found on the Tricare West Region website.
The announcement also allows Prime patients in the region to see both network and non-network providers, as long as they are authorized by Tricare. They can ask the providers directly whether they are Tricare-authorized.
The waiver does not apply to: inpatient care; applied behavior analysis or other services under Tricare's Autism Care Demonstration; laboratory developed tests; or service under the Extended Care Health Option program.
Those services still will require pre-authorization, according to the announcement.
Tricare officials said that, beginning April 1, beneficiaries who see a non-network provider will start paying point-of-service fees, and they will be required to get preapproval from TriWest for any specialty care they were referred to by their primary care physician.
Related: Problems with Tricare Contract Transition 'Actively Harming' Military, Lawmaker Tells Pentagon

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CHAMPVA and Medicare: Which Is Primary?
CHAMPVA and Medicare: Which Is Primary?

Health Line

timea day ago

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CHAMPVA and Medicare: Which Is Primary?

You can use CHAMPVA and Medicare at the same time. When you use Medicare together with CHAMPVA, Medicare is the primary payer. CHAMPVA is a cost-sharing health coverage program for some military families who don't qualify for TRICARE. You can use CHAMPVA with Medicare when you're eligible for both programs. CHAMPA will be the secondary payer to Medicare and will pay most of your out-of-pocket costs. Since there are no additional premiums if you qualify for CHAMPVA, using it alongside Medicare can significantly lower your healthcare costs. Glossary of common Medicare terms Out-of-pocket cost: This is the amount you pay for care when Medicare doesn't pay the full cost or offer coverage. It includes premiums, deductibles, coinsurance, and copayments. Premium: This is the monthly amount you pay for Medicare coverage. Deductible: This is the annual amount you must spend out of pocket before Medicare begins to cover services and treatments. Coinsurance: This is the percentage of treatment costs you're responsible for paying out of pocket. With Medicare Part B, you typically pay 20%. Copayment: This is a fixed dollar amount you pay when receiving certain treatments or services. With Medicare, this often applies to prescription medications. What is CHAMPVA? The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a healthcare plan for certain dependents of veterans. CHAMPVA is a different program from TRICARE, which also services military members, veterans, and their families. TRICARE eligibility is open to people who are: active or retired uniformed service members spouses or children of active or retired uniformed service members members of the Army National Guard or Reserve spouses or children of Army National Guard or Reserve members spouses or children of deceased military members certain former spouses of military members Medal of Honor recipients spouses and children of Medal of Honor recipients You can't use CHAMPVA if you have or are eligible for TRICARE. CHAMPVA helps cover certain dependents who aren't eligible for TRICARE. For example, service members who leave active duty under certain conditions might not qualify for TRICARE. However, if they have a disability caused by their service, their family may be able to enroll in CHAMPVA. How does CHAMPVA work with Medicare? Since 2001, CHAMPVA beneficiaries have been able to use their coverage after turning 65 years old. This means CHAMPVA can be used alongside Medicare. You'll need to be enrolled in Medicare to keep your CHAMPVA coverage. Here are the rules for how that works: If you turned age 65 before June 5, 2001, and did not have Medicare Part B at the time, you only need to be enrolled in Medicare Part A to keep your CHAMPVA coverage. If you turned age 65 before June 5, 2001, and were already enrolled in Part B at that time, you need to be enrolled in both Part A and Part B to keep your CHAMPVA coverage. If you turned 65 years old after June 5, 2001, you need to be enrolled in parts A and B to keep your CHAMPVA coverage. Example For example, let's say you turned 65 years old in 1999 and enrolled in Medicare parts A and B. You won't be able to drop your Part B coverage and keep your CHAMPVA coverage. However, if you turned age 65 in 1999 and enrolled in only Part A, you wouldn't need to sign up for Part B to keep your CHAMPVA coverage. You can use CHAMPVA alongside: Original Medicare (parts A and B) Medicare Advantage (Part C) Medicare Part D, which is prescription drug coverage It's important to note that CHAMPVA won't pay for the cost of your Part B premium. You should also know that you can no longer use VA healthcare facilities or healthcare professionals once you're enrolled in Medicare. What services does CHAMPVA cover? CHAMPVA is a cost-sharing health insurance program. This means it will pay a portion of the cost of health services you receive, and you'll pay the remaining amount. You won't pay a premium for CHAMPVA, but there is a $50 deductible before coverage kicks in. After you pay your deductible, CHAMPVA will pay what's known as the 'allowable amount' for all covered services. Generally, CHAMPVA will pay 75% of the allowable amount, and you'll pay the other 25%. Covered services include: hospital stays primary care doctor visits specialist visits lab work skilled nursing care home care ambulance transportation mental health services prescription drugs There are two other completely covered benefits: Hospice care from any provider is 100% covered under CHAMPVA. You can also get prescription coverage at no cost to you if you use the Department of Veterans Affairs (VA) Meds by Mail program, if you have no other prescription drug coverage. Coverage works differently if you use CHAMPVA alongside another health insurance plan, including Medicare. When you use CHAMPVA with another insurance plan, CHAMPVA becomes what's called a secondary payer. This means your other insurance plan will be billed first, and CHAMPVA will then pay the remaining cost. This can save you a lot of money on out-of-pocket medical expenses like copayments or coinsurance amounts. Who pays first for healthcare costs? Medicare is the primary payer when you use it with CHAMPVA. This means Medicare will be the first to pay the cost of any service you receive, and then CHAMPVA will pay the rest. You'll have very few out-of-pocket costs using CHAMPVA and Medicare together since CHAMPVA will generally pay any copayments or coinsurance amounts. You can expect to pay: nothing out of pocket for any service that both Medicare and CHAMPVA cover your Medicare coinsurance cost of 20% for a service Medicare covers, but CHAMPVA doesn't your CHAMPVA cost sharing of 25% for anything CHAMPVA covers, but Medicare doesn't The same rules apply to Medicare Part D. CHAMPVA will pick up your copayments on all covered prescriptions. It will also pay 75% of the cost of prescriptions that your Medicare Part D plan doesn't cover. Present both your Medicare Part D plan card and your CHAMPVA ID card at your in-network pharmacy for coverage. 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When you use a Medicare Advantage plan that includes Part D along with CHAMPVA, your CHAMPVA benefits will pick up the cost of your prescription copayments. Medicare Advantage plans often have networks. The network includes all the providers that your Medicare Advantage plan will cover healthcare services. In many cases, you'll need to pay out of pocket for any services you receive from an out-of-network provider. However, when you use CHAMPVA along with your Medicare Advantage plan, you can often get 75% of the cost of out-of-network services covered. How do I choose the right coverage options for me? You need to enroll in Original Medicare (parts A and B) to keep your CHAMPVA coverage. You can also choose to enroll in additional Medicare parts, such as: Medicare Advantage Medigap Medicare Part D The best option for you will depend on your personal needs and budget. Medicare Advantage, Medigap, and Medicare Part D plans have their own premiums, deductibles, and other costs. CHAMPVA can cover some of these costs, but not your premiums. You might not even need additional Medicare parts if you're using CHAMPVA. For example, Medigap plans are designed to cover the out-of-pocket costs of Medicare parts A and B. However, since CHAMPVA already does this when you use it alongside Medicare, you might not need a Medigap plan. Here are some other common scenarios to consider: Original Medicare + CHAMPVA Let's say you have CHAMPVA and Medicare parts A and B, and you choose not to enroll in any other Medicare plans. You'd pay the Medicare Part B premium, and Medicare would be your primary payer for all covered services. You could get prescriptions for 25% of the allowable amount at a pharmacy or completely covered if you use the Meds by Mail program using only CHAMPVA. Original Medicare + Part D + CHAMPVA You have CHAMPVA, Medicare parts A and B, and a Part D plan. You'd pay the Medicare Part B premium and the premium for your Part D plan. 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You can apply for CHAMPVA at any time. You'll need to send in an application along with documents that prove your eligibility. Depending on your circumstances, these might include: service records marriage records birth certificates You'll also need to send in information about any other insurance plan you currently have. Your application will generally be processed in 3 to 6 weeks. If your application is approved, you will receive a CHAMPVA card in the mail. As soon as your card arrives, you can start using CHAMPVA coverage. The takeaway When you use CHAMPVA with Medicare, CHAMPVA acts as the secondary payer. CHAMPVA doesn't cover Medicare premiums but will cover most of your other out-of-pocket healthcare expenses. CHAMPVA pays 75% of the cost of most services. The information on this website may assist you in making personal decisions about insurance, but it is not intended to provide advice regarding the purchase or use of any insurance or insurance products. Healthline Media does not transact the business of insurance in any manner and is not licensed as an insurance company or producer in any U.S. jurisdiction. Healthline Media does not recommend or endorse any third parties that may transact the business of insurance.

Virginia honors Virginia Beach firefighter who lost his life to cancer
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Yahoo

timea day ago

  • Yahoo

Virginia honors Virginia Beach firefighter who lost his life to cancer

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Cancer Risk at Air Force Missiles Sites Low 'But Not Zero,' Latest Service Data Shows
Cancer Risk at Air Force Missiles Sites Low 'But Not Zero,' Latest Service Data Shows

Yahoo

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Cancer Risk at Air Force Missiles Sites Low 'But Not Zero,' Latest Service Data Shows

Airmen who watched over America's nuclear intercontinental ballistic missiles in Cold War-era facilities faced marginally higher risk of cancer due to contaminants found there and more workplace oversight is needed, according to the latest findings of an Air Force health study. Air Force Global Strike Command, during a town hall event Wednesday, released the latest data showing the slightly elevated cancer risk as part of its ongoing probe into health concerns for America's missileers, maintainers and other support roles at several bases in the Midwest and Western U.S. The lifetime cancer risk for all Americans is around 39%, and the Air Force's Health Risk Assessment found rates of 39.9% to 40.13% for men and women if they would have served anywhere from eight to 70 years in those jobs. Service officials said consistent workplace inspections and monitoring would likely be necessary to address the risks, which are caused by the presence of chemicals and toxins. Read Next: Army Faces Backlash over Plan to Divert Barracks Funds to Border Mission Contaminants linked to cancer were found during a series of environmental studies at F.E. Warren Air Force Base in Wyoming, Malmstrom Air Force Base in Montana, and Minot Air Force Base in North Dakota. "In summary, this health risk assessment characterizes the health risk as low but not zero," Col. Ric Speakman, the commander of the U.S. Air Force School of Aerospace Medicine, said during the town hall presentation. "Therefore, the appropriate action is to include missile alert facility workers in an occupational surveillance." Air Force Global Strike Command is still in the process of an ongoing epidemiological study and is gathering more data from states as well as national cancer registries before more definitive cancer and health conclusions can be made. Last year, reported in an investigative series that past probes by the Air Force into cancer concerns roughly two decades ago went ignored, and past and current missileers and nuclear missile maintainers raised alarms about the environmental conditions, toxins and chemical dangers they faced while in uniform. They believe the conditions made them sick. In the wake of reporting, the service announced changes that included new workplace inspections and health record tracking, and the spouse of a missileer who died from non-Hodgkin lymphoma was able to secure Department of Veterans Affairs benefits related to his death. While polychlorinated biphenyls, or PCBs, were one of the known outlawed carcinogenes that the Air Force's remediation efforts focused on, research shown during Wednesday's town hall showed there were other toxins detected as well that were factored into the service's health risk assessment. 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The remaining data in the ongoing health study is slated to be released in late 2025. Gen. Thomas Bussiere, the head of Air Force Global Strike Command, said during the town hall he would advocate for a registry, if the VA also supported such a move, based on the study's findings. "The level of interest and oversight with the Department of the Air Force and Congress has not waned, and I'm very thankful and happy with the interest and actions on the part of the VA," Bussiere said in a news release after the town hall. "They've been great partners, and I anticipate they will continue to be great partners." Related: Independent Study Raises Alarm About Non-Hodgkin Lymphoma at Malmstrom Air Force Base

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