
Block stock soars 8% after S&P 500 debut — analysts say the rally might be far from over
Inc. stock jumped 8% after it was added to the S&P 500 index. Shares also rose 9% in pre-market trading right after the news. Companies added to the S&P 500 usually go up because index funds are forced to buy their stock, creating extra demand, as per the reports.
This index change will be official on July 23, before the market opens. Block is replacing Hess Corp., which is merging with Chevron in a $55B deal. After the news, Block's market value was around $44.8 billion, according to the report by Reuters.
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Analyst reaction: Bullish signs
JP Morgan's Tien-tsin Huang raised Block's price target from $60 to $90, keeping an Overweight rating. He said over 54 million shares may be bought due to index demand — 7x Block's average daily volume, as per theTipRanks report.
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Huang also believes Block deserves a higher valuation multiple thanks to faster product rollouts and strong marketing. He used a 5x forward gross profit for the $90 target — still below the 7x–9x range of other fintech companies, as per the reports.
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What happens next?
Block's Q2 earnings will be out on August 7. Wall Street expects earnings per share (EPS) of $0.67 — down 28% year-over-year. Revenue of $6.27 billion, a small rise of 1.8%.
TipRanks shows Block has a Moderate Buy rating from analysts, 28 Buys, 6 Holds, 2 Sells in the last 3 months. Average stock price target: $71.29, which shows 2.1% downside risk from current levels, as per the Reuters report.
Block's Background & Innovation
Block was founded in 2009 by Jack Dorsey and was first known as Square. In 2021, it was renamed Block to reflect its wider work in blockchain and crypto, according to the reports.
Block builds tools for:
Point-of-sale (POS) payments
Peer-to-peer money transfers
Bitcoin services
It operates in both traditional finance and digital assets space. Analyst Stephen Biggar from Argus Research said Block earned the S&P spot due to its innovation, profits, and improving margins, as per the report by Reuters.
Crypto growth boosts outlook
Crypto payments are rising in 2024 and could grow more after President Trump signed a stablecoin regulation bill. This law helps dollar-pegged stablecoins go mainstream, which supports companies like Block.
Financial performance: Mixed picture
Block's revenue growth has slowed a lot. Three-year average growth was 13.3%, better than the S&P 500's 5.5%, but now it's just 4.6% year-over-year. In the last quarter, revenue fell 3.1%, from $6B to $5.8B, as per the Forbes report.
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No taxes on overtime or tips? What the new proposal could mean for your paycheck
Profitability Concerns
Operating income was $1.8B, with an operating margin of 7.4% — that's low compared to others. Operating cash flow was $1.4B, with a 5.6% margin, way below the S&P 500 average of 14.9%.Net income was $2.6B, with a net margin of 10.9%, just under the S&P average of 11.6%.
This shows Block may have non-operating gains, not strong core performance. Debt-to-equity ratio is 13.4%, better than the S&P 500's 19.4% average. Block has $13B in cash, which is 35.1% of its assets, giving it room to invest, acquire, or survive downturns, as per the Forbes reports.
FAQs
Q1. Why did Block stock go up after joining the S&P 500?
Block stock rose because index funds had to buy it after its S&P 500 inclusion, increasing demand and price.
Q2. Is Block a good stock to buy after the S&P 500 news?
Analysts see growth potential after the S&P 500 boost, but warn of slowing revenue and profit challenges.

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Time of India
39 minutes ago
- Time of India
$5,108 social security check drops today - check if your birth date made the cut
$5,108 Social Security check for July 2025 has officially dropped today, and millions of Americans are checking their accounts. But not everyone qualifies to receive their payment today—it all depends on your birth date. If you're a retiree, survivor, or Social Security beneficiary, and your birthday falls between the 21st and 31st of any month, your monthly benefit could hit your account today, July 23. The maximum payout—$5,108—is only for those who delayed retirement until age 70, but every eligible recipient in this birth window is set to receive their scheduled amount now. Here's everything you need to know about Social Security July 2025 payment dates, eligibility, and how much you could receive. Who is getting the $5,108 Social Security check today? The Social Security Administration (SSA) distributes benefits on a staggered monthly schedule based on your birth date. Today, Wednesday, July 23, payments are being issued to beneficiaries born between the 21st and 31st of any month. Explore courses from Top Institutes in Please select course: Select a Course Category Public Policy Leadership Product Management Finance MCA others Healthcare MBA Digital Marketing PGDM Data Science Data Analytics Project Management Cybersecurity Management Design Thinking Operations Management Technology healthcare Others Degree Artificial Intelligence Data Science CXO Skills you'll gain: Economics for Public Policy Making Quantitative Techniques Public & Project Finance Law, Health & Urban Development Policy Duration: 12 Months IIM Kozhikode Professional Certificate Programme in Public Policy Management Starts on Mar 3, 2024 Get Details Skills you'll gain: Duration: 12 Months IIM Calcutta Executive Programme in Public Policy and Management Starts on undefined Get Details So, if your birthday falls within this range, you can expect your Social Security check to be direct deposited or mailed today. ALSO READ: Millions of Americans set to receive $1,000 direct deposits in bank accounts — see if you're on the payout list Why the $5,108 Social Security Payment Is Making Headlines: The Social Security Administration (SSA) is rolling out one of its highest monthly retirement payments—up to $5,108—on Wednesday, July 23, 2025. But only specific recipients are eligible to receive it today, based on a very particular criteria: their date of birth. Live Events If you're a retiree or Social Security beneficiary wondering when your payment is due—or whether you qualify for the full amount—this article breaks down who gets paid today, why the $5,108 maximum matters, and what to do if your payment hasn't arrived. Who's Getting Paid on July 23, 2025? According to the Social Security Administration's monthly payment schedule, retirees with birthdays falling between the 21st and 31st of any month are set to receive their benefits on the fourth Wednesday of each month. That means if your birthdate is from the 21st to the 31st, your check will arrive today, July 23. This applies to: Retired workers Spouses of retired workers Survivors (widows/widowers) Disabled individuals receiving SSDI Anyone receiving Supplemental Security Income (SSI) or who started benefits before May 1997 is paid on a different schedule (usually the 1st or 3rd of each month). Why Is the $5,108 Social Security Payment Important? While the average retiree doesn't receive the full $5,108, it represents the maximum benefit payable to those who: Delayed claiming Social Security until age 70 Had consistently high earnings throughout their working years Here's how the monthly maximums typically break down in 2025: Retirement Age Maximum Monthly Benefit Age 62 Around $2,831 Age 67 (Full Retirement) ~ $4,018 Age 70 Up to $5,108 This makes delayed retirement significantly more valuable, with a 24–32% increase in benefits compared to claiming early. SSA's 2025 Payment Schedule by Birth Date The SSA organizes its direct deposit schedule based on birth date ranges : Birthday Range July 2025 Payment Date 1st – 10th July 9, 2025 11th – 20th July 16, 2025 21st – 31st July 23, 2025 So, if your birthday is between the 21st and 31st, your benefits—including any survivor, spousal, or retirement checks—will be sent today. This structured format helps the SSA manage over 70 million payments monthly. How Payments Are Delivered: Direct Deposit vs. Paper Check The SSA encourages all beneficiaries to use direct deposit for faster and safer access to their money. Direct deposits typically arrive by noon on payment day, depending on your bank's processing time. However, if you're still receiving paper checks: It may take 3–5 business days for the check to arrive The SSA is phasing out paper checks completely by September 30, 2025 If your payment hasn't arrived and it's been more than 3 business days , contact your bank or call SSA at 1-800-772-1213 . New Alerts: 50% Benefit Withholding Starts July A new SSA policy is taking effect where up to 50% of a retiree's benefit may be withheld if they were previously overpaid . This change is part of the SSA's crackdown on overpayment recovery, which has affected thousands of beneficiaries in 2024 and 2025. So if your expected payment seems lower today, here's why: SSA may be recouping overpaid amounts You should receive a notice in advance via mail or your account To appeal or adjust a withholding, visit your mySocialSecurity portal. 2026 COLA Forecast: 2.5% Social Security Increase Expected Although this month's payment is based on the 2025 COLA , early projections show a 2.5% Cost-of-Living Adjustment (COLA) in 2026. That would mean: An increase of about $127 per month for those at the $5,108 level Around $45–$100 extra per month for most beneficiaries The official 2026 COLA rate will be announced in October 2025 , based on the CPI-W inflation index. Expert Tip: How to Maximize Your Future Social Security Want to boost your monthly payout in retirement? Here are three strategies: Delay claiming until age 70 You'll receive up to 32% more than claiming at full retirement age. Work 35+ high-earning years The SSA uses your highest 35 years of earnings to calculate your benefit. Replace low-earning years with higher income if possible. Monitor your SSA account Create a free mySocialSecurity account to view your earnings history and projections. Discrepancies can impact your benefit amount. Did your birth date make the cut for today's Social Security payment? If your birthday falls between July 21 and 31, and you qualify for monthly benefits, you should see your Social Security check today, July 23. For some high earners who delayed retirement, that amount could be as much as $5,108. But with new overpayment rules in effect, some recipients could see as much as half their payment withheld. Stay updated by logging into your SSA account and reviewing your statements, especially if you're impacted by recent policy changes. Stay Informed, Stay Prepared Social Security continues to play a vital role in the financial security of millions of Americans. Whether you're already receiving benefits or planning your retirement, understanding the payment schedule, eligibility rules, and how to maximize your benefits is key. If you're born between the 21st and 31st, expect your Social Security payment of up to $5,108 to arrive today, July 23, 2025—assuming you've met the criteria for maximum benefit. If you're unsure about your payment or suspect an error, the best course is to: Log in to Review your benefit breakdown Contact SSA directly if needed Quick Recap: July 23, 2025 SSA Payment Who gets paid today? Birthdays from 21st to 31st Maximum benefit? Up to $5,108/month Method? Primarily direct deposit Delays? Wait 3 business days , then contact SSA Lower payment? May be due to withholding for overpayments 2026 COLA estimate? Around 2.5% increase Stay updated with the latest Social Security news to avoid surprises and secure the maximum benefit you're entitled to. Frequently Asked Questions About the $5,108 Social Security Check (July 2025) Who is getting the $5,108 Social Security check today? People who were born between the 21st and 31st of any month and are receiving retirement, survivor, or disability benefits from Social Security will get their payment today, July 23, 2025 . How does my birth date affect when I get paid? Social Security payments are sent based on your birth date : Born on 1st–10th → Paid on the 2nd Wednesday of the month Born on 11th–20th → Paid on the 3rd Wednesday Born on 21st–31st → Paid on the 4th Wednesday ( today in July ) If you started getting benefits before May 1997 , your payment usually arrives on the 1st of each month Why is the payment $5,108? That's the maximum monthly Social Security benefit for 2025. Only people who worked at high incomes for 35 years and waited until age 70 to claim benefits are eligible for this amount. Most people get less. How can I check if I got my Social Security payment today? You can: Log in to your my Social Security account at Check your bank account or direct deposit statement If you get checks by mail, give it a few business days to arrive Why is my Social Security payment lower than expected? The Social Security Administration (SSA) has started clawing back overpayments at a faster rate. If you were overpaid , you could now lose up to 50% of your monthly check , especially if the notice came after April 25, 2025 . What should I do if I got an overpayment notice? You can: Request a waiver if the overpayment wasn't your fault Ask for a repayment plan Call the SSA or visit to manage your repayment When is the next Social Security payment? The next big date is August 1, 2025 , for people on SSI or those who began getting benefits before May 1997 . Others will get paid according to the usual Wednesday schedule based on birth dates. Can I get help online? Yes! Visit your my Social Security account at to: Check your payment status View your payment history Manage direct deposit and more


Business Standard
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Indices end higher on upbeat Asian cues; Nifty above 25,200 level
The domestic equity indices ended with strong gains today, with the Nifty closing above the 25,200 level. This positive performance was largely attributed to optimistic signals from Asian markets, which were buoyed by the newly announced US-Japan trade agreement. Auto and private bank stocks witnessed strong buying interest, while realty and media shares experienced a decline. The S&P BSE Sensex advanced 539.83 points or 0.66% to 82,726.64. The Nifty 50 index added 159 points or 0.63% to 25,219.90. The broader market underperformed the frontline indices. The S&P BSE Mid-Cap index rose 0.24% and the S&P BSE Small-Cap index added 0.05%. The market breadth was negative. On the BSE, 2,005 shares rose and 2,025 shares fell. A total of 167 shares were unchanged. The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, fell 2.20% to 10.52. Numbers to Track: The yield on India's 10-year benchmark federal paper rose 0.06% to 6.313 from the previous close of 6.309. In the foreign exchange market, the rupee edged higher against the dollar. The partially convertible rupee was hovering at 86.3950 compared with its close of 86.3800 during the previous trading session. MCX Gold futures for 5 August 2025 settlement added 0.01% to Rs 100,340. The US Dollar Index (DXY), which tracks the greenback's value against a basket of currencies, was up 0.07% to 97.18. The United States 10-year bond yield rose 0.53% to 4.359. In the commodities market, Brent crude for September 2025 settlement lost 45 cents or 0.66% to $ 68.14 a barrel. Global Markets: European shares advanced on Wednesday after U.S. President Donald Trump revived hopes for a trade deal with the EU following an agreement with Japan. Most Asian markets ended higher, with Nikkei leading the gains, after President Donald Trump announced the signing of a "massive trade deal with Japan. The deal includes reciprocal tariffs of 15% on the countrys exports to the U.S., with auto duties reportedly being lowered to that level as well. Japanese Prime Minister Shigeru Ishiba reportedly said that he needed to examine the deal before commenting. Additionally, the news that Washington had reportedly achieved agreements with the Philippines and Indonesia encouraged investors, giving them hope that other nations may also reach arrangements to avoid the worst of the US president's levies. Equity markets have been rising in recent weeks on hope that countries will eventually sign trade deals with the US. This is despite the fact that there haven't been many agreements reached with Trump, despite the deadline of 01 August 2025. On Wall Street, the Dow Jones Industrial Average and other indexes eased off the day's highs, while the S&P 500 set another new high in the final minutes of trading Tuesday, as investors grinded through countless quarterly financial results. According to media reports, the S&P 500 companies are expected to report a 7% increase in earnings on average for the second quarter, with technology heavyweights driving much of that gain. Meanwhile, U.S. trade policy remains a major point of uncertainty for investors and companies as Trump's self-imposed 01 August deadline for many countries to reach agreements with the White House approaches. On Tuesday, GM tumbled after the automaker reported a $1 billion hit from tariffs to its quarterly results, adding more fuel to investor concerns about U.S. President Donald Trump's global trade policy. The recent rally in Wall Streets most valuable companies has been fueled by the optimism about heavy spending on artificial intelligence. Following the mixed economic data released last week, reports suggest that the market has trimmed its expectations about interest-rate cuts from the U.S. Federal Reserve at next week's policy meeting. The market now expects about a 60% chance of a reduction in rates at the September meeting. Stocks in Spotlight: Welspun Specialty Solutions (WSSL) declined 3.75% after the company reported a standalone net loss of Rs 0.75 crore in Q1 FY26, compared to a net profit of Rs 1.95 crore posted in Q1 FY25. However, revenue from operations jumped 24.19% year-on-year (YoY) to Rs 201.32 crore in the quarter ended 30 June 2025. Indian Railway Finance Corporation (IRFC) rallied 3.10% after the companys standalone net profit rose by 10.70% to Rs 1,745.69 crore in Q1 FY26 as against Rs 1,576.83 crore posted in Q1 FY25. Total revenue from operations increased by 2.21% year-on-year (YoY) to Rs 6,915.38 crore in the quarter ended 30 June 2025. Dixon Technologies (India) rose 2.74% after the company reported a 100.44% surge in consolidated net profit to Rs 280.02 crore in Q1 FY26 from Rs 139.70 crore posted in Q1 FY25. Revenue from operations zoomed 95.08% year on year (YoY) to Rs 12,835.66 crore in the quarter ended 30 June 2025. United Breweries shed 0.98%. The companys consolidated net profit jumped 5.95% to Rs 183.87 crore in Q1 FY26, compared to Rs 173.55 crore posted in the corresponding quarter last year. Revenue from operations (excluding excise duty) rose 15.72% YoY to Rs 2,864.32 crore in the June 2025 quarter. Aditya Birla Real Estate slipped 5.43% after the firm reported a consolidated net loss of Rs 25.47 crore in Q1 FY26 compared with a net profit of Rs 7.78 crore in Q1 FY25. Total income decreased 56.9% year on year (YoY) to Rs 157.41 crore in Q1 FY26. Ideaforge Technology declined 7.98% after the company reported a consolidated net loss of Rs 23.5 crore in Q1 FY26 compared with a net profit of Rs 1.17 crore in Q1 FY25. Revenue from operations declined 85.17% YoY to Rs 12.78 crore during the quarter. Dalmia Bharat dropped 2.30%. The company reported a 178% surge in consolidated net profit to Rs 393 crore in Q1 FY26, compared to Rs 141 crore posted in Q1 FY25. Revenue from operations increased marginally to Rs 3,636 crore in Q1 FY26, as against Rs 3,621 crore reported in the same period of the previous year.


Time of India
an hour ago
- Time of India
Venus Williams announces engagement with Andrea Preti: Is she richer than her sister Serena? Check details
Venus Williams has confirmed that she is engaged to her actor boyfriend Andrea Preti . Williams, 45, made the revelation after turning back the clock to beat Peyton Stearns in straight sets at the Citi Open in Washington D.C. 'You are now an engaged woman,' interviewer Rennae Stubbs said. 'So, how has Andrea helped you in this comeback? You're happy, a smile on your face. I mean, how much has he made a difference in your life?' Explore courses from Top Institutes in Please select course: Select a Course Category Leadership Degree Cybersecurity PGDM Product Management Data Science Artificial Intelligence Design Thinking CXO Public Policy MBA healthcare Operations Management Healthcare others Finance Project Management Data Science Management Others Data Analytics Digital Marketing MCA Technology Skills you'll gain: Duration: 12 Months IIM Kozhikode SEPO - IIMK CEO Programme India Starts on undefined Get Details Skills you'll gain: Financial Accounting & Analysis Financial Instruments & Markets Corporate Finance & Valuation Investment Management & Banking Duration: 12 Months IIM Kozhikode IIMK Professional Certificate in Financial Analysis and Financial Management Starts on Mar 30, 2024 Get Details Skills you'll gain: Duration: 12 Months IIM Kozhikode Advanced Strategic Management Programme Starts on undefined Get Details Skills you'll gain: Duration: 12 Months IIM Kozhikode Senior Management Programme Starts on undefined Get Details Skills you'll gain: Duration: 10 Months IIM Kozhikode CERT-IIMK-Women Leadership Programme INDIA Starts on undefined Get Details Skills you'll gain: Duration: 11 Months IIM Lucknow CERT-IIML SLP India Starts on undefined Get Details Skills you'll gain: Duration: 12 Weeks IIM Kozhikode CERT-IIMK EPIS Async India Starts on undefined Get Details Skills you'll gain: Critical Thinking & Decision-Making Skills Power of Emerging Technologies Innovation and Drive Organizational Change Fostering a Culture of Innovation Duration: 9 Months MIT xPRO MIT Technology Leadership and Innovation Starts on May 14, 2024 Get Details Skills you'll gain: Duration: 18 Weeks 109820388 Strategic Marketing for Leaders: Leveraging AI for Growth Starts on undefined Get Details Skills you'll gain: Strategic Thinking & Planning Competitive Advantage & Market Positioning Strategic Leadership & Decision-Making Change Management & Organizational Transformation Duration: 1 Year IIM Kozhikode IIMK Advanced Strategic Management Programme Starts on Mar 30, 2024 Get Details Skills you'll gain: Opportunities & Outlining Plans to use AI & ML Applying Data-Driven Business Innovation Best Practices Changing Culture to Integrate AI-Enabled Technologies Ethics, Privacy and Regulations in AI & ML Duration: 20 Weeks Indian School of Business ISB Leadership in AI Starts on May 14, 2024 Get Details Skills you'll gain: Duration: 22 Weeks Indian School of Business SEPO - ISB Venture Capital & Private Equity India Starts on undefined Get Details Skills you'll gain: Duration: 10 Months IIM Indore Executive Programme in Business Management Starts on undefined Get Details 'My fiancé is here and he really encouraged me to keep playing,' said Williams, a seven-time Grand Slam champion and the older sister of fellow tennis sensation Serena Williams. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Play War Thunder now for free War Thunder Play Now Undo ALSO READ: $1,390 Stimulus check in 2025: Do Americans need to pay tax on the amount and who needs to apply? 'There were so many times where I just wanted to coast and kind of chill. Do you know how hard it is to play tennis? You guys don't know how much work goes into this, like it's 9 to 5 except you're running the whole time.' Live Events 'Lifting weights and just like dying and then you repeat it the next day. So he encouraged me to get through this and it's wonderful to be here. He's never seen me play,' she added. Who is Andrea Preti? Venus Williams and Andrea Preti consciously kept their romance under wraps for months. Williams and the 'One More Day' actor were first linked together in July 2024 during a romantic boating trip in Nerano, Italy. In February, the couple sparked engagement rumors for the first time after Williams was seen wearing a diamond sparkler on that finger. Andrea Preti was born in Denmark in 1988 but was raised in Italy, A man with many creative hats, he began his career as a fashion model before pivoting to acting and directing. ALSO READ: Ozzy Osbourne's massive wealth exposed: How did the legendary rockstar make $220 million? He trained at New York's Susan Batson Academy. In 2014, Preti's breakout came with the indie film One More Day, which he wrote, directed, and starred in. Preti also appeared in the popular TV drama A Professor and, more recently, in the 2023 drama Temptation. He's also dabbled in reality TV, including the Italian version of The Mole (La Talpa). Though his earnings don't come close to Venus's $95 million empire, Andrea's estimated net worth stands around $1 million, with work spanning modeling, acting, writing, and producing, according to HT. On the other hand, according to Celebrity Net Worth, Williams has a net worth of $95 million. Besides her career in sports, she also started her own fashion line, EleVen, in 2007. She released her first book, titled Come to Win on How Sports Can Help You Top Your Profession, in June 2010. She also appeared on various talk shows to promote her book, including The Early Show and Good Morning America. ALSO READ: Heat advisory in effect as heat dome expected to raise temps to triple digits in US, 90 million Americans at risk Williams earned $38 million on the court through 2017, making her the second highest-earning female tennis player of all time, topping Maria Sharapova ($36.5 million). She even put her sister, Serena Williams ($85 million), behind. Williams' career earnings stood at more than $42 million as of March 2022. Williams also made a whopping amount from endorsements – between $5 and $10 million per year – off the court. Who is richer? Serena or Venus Serena's net worth is estimated between $300 million to $350 million in 2025. Forbes lists her at $350 million, while Celebrity Net Worth reports $300 million. The Sun also notes her post‑retirement business empire is worth $340 million. Whereas, Venus's estimated net worth is around $95 million in 2025.