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Expert reveals the secrets on how to get flawless sleep

Expert reveals the secrets on how to get flawless sleep

New York Post22-07-2025
A new report has revealed the extent of Australia's silent sleep epidemic, with one expert offering simple fixes for the nation's most common sleeping difficulties.
The Great Aussie Wake-Up, commissioned by Holiday Inn Express, found that 91% of Australians struggle to fall or stay asleep in a typical week, and 93% regularly wake up too early.
Sleep expert Olivia Arezzolo said the research showed the issue had progressed from a problem to a crisis.
But she said three core controllable elements could be implemented to form the foundation for good sleep.
5 The Great Aussie Wake-Up found that 91% of Australians struggle to fall or stay asleep in a typical week.
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'When you look at the biomechanics of the circadian rhythm, there are key factors which control it,' she said.
'Light is one, eating is another, and temperature is another. Before adding the nice-to-haves, you need to get the essentials right first.'
In terms of food, Arezzolo stressed the importance of having breakfast and warned against all too common late night snacking.
5 Three core controllable elements could be implemented to form the foundation for good sleep.
fudio – stock.adobe.com
'I think a really big factor which is often overlooked, is there's this massive growth in intermittent fasting,' she said.
'It's one of the biggest trends of 2025 and this is meaning that a lot of Gen Z, but also just overall Aussies, are skipping breakfast.
'The stat from the Holiday Inn Express research was that 76% of Aussies are losing part of their morning routine and one in four are not eating breakfast.
'Breakfast is absolutely critical for circadian rhythm alignment. I'm sure you've heard that term with reference to light and temperature, but eating is also a regulator of the circadian rhythm.
5 'I think a really big factor which is often overlooked, is there's this massive growth in intermittent fasting,' she said.
Antonioguillem – stock.adobe.com
'It essentially anchors the body clock. So in order to fall asleep with ease in the evening, we need to be having breakfast within the first hour of being awake.'
Arezzolo said you ideally want three hours in between your last meal of the day and bedtime. For coffee it was a minimum of eight hours.
'I have a 2 p.m. absolute latest cut-off time (for coffee), but ideally, you want nothing after 12 o'clock, especially if you're struggling to sleep.'
For light Arezzolo recommended getting 20 minutes of light within 30 minutes of waking and staying away from blue light producing screens close to bedtime.
'Like eating, light is a factor controlling the circadian rhythm.
'Essentially, if you're exposed to blue light in the evening, then you have the suppression of melatonin, which is your key sleep hormone to fall and stay asleep.
'This is akin to having a coffee before bed. As soon as you have that blue light enter your eyes, you have the biological signals to remain alert and awake.'
5 Arezzolo recommended getting 20 minutes of light within 30 minutes of waking and staying away from blue light producing screens close to bedtime.
terovesalainen – stock.adobe.com
Another key finding of the report was an over reliance on the snooze button with more than half (52%) of Australians hitting snooze every morning.
Gen Z were among the worst offenders, with a massive 70% regularly hitting the button – and one in ten tapping snooze at least 120 times a month.
'When you're hitting the snooze button regularly, every time the alarm goes off, you get a spike in your stress hormone cortisol,' Arezzolo said.
'Too much cortisol leads to chronic states of anxiety, burnout, having that 'wired but tired feeling', being unable to sleep, and particularly 3 a.m. wakings.
'You're essentially setting your nervous system up to be on overdrive from the moment you wake up simply by pressing the snooze button, not just once, but multiple times. So that one is definitely alarming. Pardon the pun.'
5 Another key finding of the report was an over reliance on the snooze button with more than half (52%) of Australians hitting snooze every morning.
highwaystarz – stock.adobe.com
Arezzolo said in the course of her regular life, people are constantly asking her to fix their sleep however they tend to focus on alternative aids rather than focusing on the essentials.
'I'm like, 'okay, but tell me about your mornings and tell me about your evenings. What are you doing just before you're waking up and just before you're going to sleep? What are you doing just when you're waking up? Do you have the foundations right'? And nine times out of 10, they don't.
'You can't overlook these and then just pick and choose which sleep strategies you want to employ because you prefer that. It doesn't work like that. It's biology.
'Circadian rhythm is controlled by light, temperature and eating. So you have to get these things right.'
Holiday Inn Express offers guests a free hot breakfast with every stay.
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14 Things Boomers Say About Mental Health That Are Quietly Damaging
14 Things Boomers Say About Mental Health That Are Quietly Damaging

Yahoo

time32 minutes ago

  • Yahoo

14 Things Boomers Say About Mental Health That Are Quietly Damaging

When it comes to mental health, there's a noticeable divide between generations. While millennials and Gen Z are more open and proactive about discussing mental health, boomers often come with a set of outdated phrases that can unintentionally do more harm than good. Maybe you've heard one or two of these before from a well-meaning family member, or perhaps you've said them yourself. Either way, it's important to recognize the impact these statements can have. Here are 14 common things boomers say about mental health that don't quite hit the mark and why we should think twice before repeating them. 1. "It's All In Your Head." This phrase is often used to dismiss feelings or mental health struggles as imaginary or insignificant. While mental health is indeed in your head, in the sense that it's related to brain function, that doesn't make it any less real or important. The brain is a complex organ, and mental health issues can be as debilitating as physical ailments. According to research published in the journal Neuroscience & Biobehavioral Reviews, mental health disorders can have physical manifestations, affecting the body in various ways. By saying "it's all in your head," the person inadvertently minimizes the real challenges of living with mental illness. Hearing this can make someone feel like their struggles are being trivialized or not taken seriously. It implicitly suggests that if the problem is "just in your head," you should be able to simply think your way out of it, which isn't how mental health works. This can lead to feelings of guilt or inadequacy when someone can't just "snap out of it." Encouraging people to seek help rather than dismissing their feelings is far more productive. Acknowledging mental health as a valid concern is crucial for healing and understanding. 2. "Just Toughen Up." The idea of "toughening up" stems from a time when emotions were often seen as a weakness to be conquered. However, this mindset can be severely damaging. It implies that experiencing emotions or mental health challenges is a failure of character rather than a natural part of being human. This phrase can discourage people from acknowledging their feelings and seeking help. It suggests that resilience means hiding your struggles instead of facing and managing them. For someone dealing with mental health issues, hearing "just toughen up" can feel like a slap in the face. It dismisses the courage it takes to confront mental health challenges. Everyone has different coping mechanisms and resilience levels, and telling someone to just toughen up ignores these individual differences. It can make someone feel alone, as if their struggles are a sign of weakness that they must hide. Instead, fostering an environment where vulnerability is seen as a strength can encourage people to seek the help they need. 3. "Back In My Day, We Didn't Have Anxiety." Boomers often reminisce about "simpler times," but this statement overlooks the fact that mental health issues have always existed. The difference now is that we're better at recognizing and diagnosing these issues. Studies have shown that anxiety and depression rates have been consistent throughout history but were often misunderstood or misdiagnosed. Just because mental health wasn't discussed as openly doesn't mean it wasn't there. Dismissing current mental health issues by romanticizing the past doesn't help anyone. Saying "back in my day, we didn't have anxiety" ignores the progress society has made in understanding mental health. It can make those struggling feel like their issues are a modern invention or trend rather than genuine health concerns. This mindset can lead to a reluctance to accept mental health as a serious issue that warrants attention and treatment. Opening up the conversation about how mental health might have been handled in the past versus now can create understanding across generations. Recognizing the progress in mental health awareness is vital for continued growth and acceptance. 4. "You Just Need To Get Out More." On the surface, suggesting someone get out more might seem like helpful advice, but it's often not that simple. While exercise and fresh air can be beneficial, they aren't cures for mental health disorders. Assuming that going outside will solve someone's mental health issues oversimplifies the complexities of these conditions. It also places the burden on the individual to "fix" themselves through sheer willpower. This can make someone feel like they're not trying hard enough if they don't see improvement. For someone experiencing mental health challenges, hearing "you just need to get out more" can come off as dismissive. It ignores the internal battles they might be facing, which can't be alleviated by a simple walk in the park. Mental health care often requires a multifaceted approach, including therapy, medication, or other treatments. While lifestyle changes can support mental health, they shouldn't be presented as the sole solution. Encouraging professional help and ongoing support is a more productive approach. 5. "You're Just Being Dramatic." Labeling someone as dramatic when they express mental health concerns dismisses their feelings. It suggests that their emotions are exaggerated or not genuine, which can be incredibly harmful. This mindset can lead to a person feeling invalidated, heightening feelings of isolation and shame. According to psychologist Dr. Susan David, emotions are data, not directives, meaning they provide information about our experiences and shouldn't be dismissed as mere drama. Recognizing emotions as valid responses to life events is crucial for mental well-being. Hearing "you're just being dramatic" can make someone question their perceptions and emotions. It can lead them to internalize the belief that their feelings aren't important or worthy of attention. This can discourage them from seeking help or talking about their experiences, which is the opposite of what they need. Creating a safe space where emotions can be expressed without judgment is essential for mental health support. Validating experiences rather than labeling them as dramatic fosters better understanding and healing. 6. "Snap Out Of It." The phrase "snap out of it" suggests that mental health issues are a choice or a temporary mood that can be easily shaken off. This is far from the truth; mental health conditions are complex and often require professional intervention. Telling someone to snap out of it minimizes the real struggle they face daily. It implies that they're choosing to feel this way and can just as easily choose not to. This perspective is not only unhelpful but can be damaging to someone's mental health journey. For someone who is already feeling overwhelmed, hearing "snap out of it" can add to their distress. It can cause self-doubt and lead them to question why they can't just change how they feel. Mental health issues aren't temporary bad moods that can be wished away. They require understanding, patience, and often, professional help. Encouraging someone to seek therapy or talk about their feelings is a far more supportive approach. 7. "You're Fine, Stop Worrying." Telling someone they're fine as a way to address their concerns can come off as dismissive. While this might be intended as reassurance, it doesn't acknowledge what the person is experiencing. According to a study published by Clinical Psychology Review, validation and acknowledgment are key components in supporting those with anxiety. Simply telling someone to stop worrying disregards the valid emotions they're experiencing. Recognizing their feelings and offering genuine support is more effective. When someone is told "you're fine, stop worrying," they might feel like their concerns are being overlooked. This can lead to frustration and a sense of isolation, as their feelings aren't being taken seriously. It might also discourage them from speaking up about their concerns in the future. Acknowledging someone's worries and discussing coping strategies can help them feel supported and less alone. Understanding and empathy go a long way in supporting mental health. 8. "Everyone Has Problems." While it's true that everyone faces challenges, this statement can trivialize individual mental health struggles. It implies that because everyone has problems, one should just deal with their own without seeking help. This mindset can discourage people from opening up about their mental health needs. The reality is that everyone's experiences are different, and comparing them can lead to misunderstanding and lack of support. Each person's mental health journey is unique and deserves attention and care. Hearing "everyone has problems" can make someone feel like their issues aren't worthy of attention. It can foster a sense of shame or guilt for wanting or needing help. This perspective can prevent people from seeking the support they need, as they might feel like they're overreacting. Acknowledging that while everyone has problems, each person's situation is unique can create space for understanding. Encouraging open discussions about individual experiences is key to better mental health support. 9. "Therapy Is For Crazy People." This outdated stereotype about therapy is not only inaccurate but also harmful. Therapy is a tool for anyone looking to understand themselves better or needing support, not just for those with severe mental illness. Characterizing therapy in this way can prevent people from seeking the help they need. It reinforces the stigma around mental health and getting professional help. Therapy should be seen as a resource for growth and healing, not as a last resort for those labeled as "crazy." For someone considering therapy, hearing "therapy is for crazy people" can reinforce negative stereotypes. It can lead them to question the validity of their own need for support. This mindset can result in people delaying or avoiding the help that could benefit them greatly. Promoting therapy as a positive and proactive choice can help break down these harmful stereotypes. Encouraging an open dialogue about the benefits of therapy can make it more accessible and less stigmatized. 10. "Just Pray About It." While faith and spirituality can be important components of mental well-being for many people, they aren't substitutes for professional mental health care. Telling someone to "just pray about it" can dismiss the need for other forms of treatment. This phrase suggests that prayer alone can resolve mental health issues, which isn't the case for everyone. Combining faith with therapy or other treatments can be more effective. It's important to respect each person's approach to mental health and offer support beyond religious advice. For individuals struggling with mental health, "just pray about it" might feel like their struggles are being minimized. It can make them feel guilty if prayer doesn't bring the relief they're seeking. Mental health issues often require a multifaceted approach, including spiritual, medical, and therapeutic support. Encouraging people to explore various avenues for healing respects their journey and needs. Supporting someone in finding the right combination of treatments is more helpful than suggesting prayer as a sole solution. 11. "You're Just Lazy." Connecting mental health struggles to laziness is a harmful misconception. Mental health issues can impact energy levels, motivation, and daily functioning, but this isn't due to laziness. Labeling someone as lazy can add to the shame and guilt they might already be feeling. It overlooks the real challenges that come with mental health conditions. Understanding that mental health issues can affect someone's ability to function is crucial for offering support. Hearing "you're just lazy" can be incredibly invalidating for someone dealing with mental health issues. It discounts their efforts to manage their condition and can discourage them from seeking help. This mindset can lead to feelings of inadequacy and self-criticism. Recognizing the difference between laziness and the effects of mental health issues is important for providing appropriate support. Encouraging empathy and understanding over judgment fosters a supportive environment. 12. "It's Just A Phase." Describing mental health struggles as "just a phase" minimizes the person's experiences and challenges. It suggests that their feelings and behaviors are temporary and will naturally resolve, which isn't always the case. Many mental health conditions require ongoing management and support. This phrase can discourage people from seeking help, as it implies their issues aren't serious. Accepting that mental health isn't always a passing phase is crucial for effective support. For someone experiencing mental health challenges, being told "it's just a phase" can be disheartening. It can make them feel misunderstood and dismissed. This mindset might prevent them from acknowledging the seriousness of their condition and pursuing necessary treatment. Recognizing that mental health issues can be ongoing and require professional help is vital. Supporting someone in getting the help they need rather than dismissing their struggles as temporary can make a significant difference. 13. "You're Overthinking It." While overthinking can be a component of anxiety, reducing someone's mental health struggle to overthinking is dismissive. It implies that the solution is as simple as thinking less, which oversimplifies the complexity of mental health issues. This mindset can discourage people from expressing their feelings or seeking help. It suggests that their struggles are self-imposed and easily controlled. Understanding that mental health is more than overthinking is important for providing real support. For someone dealing with mental health challenges, being told "you're overthinking it" can feel invalidating. It can make them question the legitimacy of their emotions and experiences. This can prevent them from reaching out for help or discussing their situation further. Recognizing that mental health is more nuanced than just overthinking is crucial for offering genuine support. Encouraging open conversation and understanding can help those struggling feel less alone. 14. "You'll Get Over It." The phrase "you'll get over it" implies that mental health struggles are something one can simply move past with time. While time can help with healing, it isn't a cure-all for mental health issues. This statement can be dismissive and invalidate the person's current experiences and challenges. Mental health often requires active management and support, not just waiting it out. Acknowledging the need for ongoing support and treatment is important for effective mental health care. Hearing "you'll get over it" can be discouraging for someone dealing with mental health issues. It can make them feel like their struggles are transient and unimportant. This mindset might prevent them from seeking the help they need, as it downplays the seriousness of their condition. Understanding that mental health is a complex issue that requires attention and care is essential. Offering empathy and support instead of dismissal can make a significant difference in someone's mental health journey. Solve the daily Crossword

Gen Z is ditching boxed cereals at breakfast: ‘Couldn't pay me to eat them'
Gen Z is ditching boxed cereals at breakfast: ‘Couldn't pay me to eat them'

New York Post

time6 hours ago

  • New York Post

Gen Z is ditching boxed cereals at breakfast: ‘Couldn't pay me to eat them'

Once the breakfast of champions for millions of Americans, cereal seems to be losing its crunch — especially among younger generations who are redefining the morning meal. Sales of boxed cereal, once a pantry staple for generations, have been declining in the United States for over 25 years. A temporary pandemic-era bump – when more Americans had time for sit-down breakfasts – wasn't enough to help. Cereal sales in the U.S. dropped over 13% from nearly 2.5 billion boxes in 2021 to 2.1 billion in the same period this year, according to Nielsen IQ. Since the 1990s, grab-and-go options like Nutri-Grain breakfast bars and Clif Bars have posed a challenge to cereal. Now, yogurt cups and protein shakes are also stealing the spotlight. Experts claim this isn't just about convenience, but rather represents a generational shift in how people fuel their mornings. Members of Generation Z, born between 1997 and 2012, especially are rethinking the way millennials, Gen X, and baby boomers approach breakfast, according to Kenton Barello, a vice president at market research firm YouGov. 5 Once the breakfast of champions for millions of Americans, cereal seems to be losing its crunch — especially among younger generations who are redefining the morning meal. AP Gen Zers are less likely to eat breakfast at all, and if they do, they're choosing eggs, fruit, toast, and pancakes ahead of cereal, according to YouGov's research. They also eat more vegetables at breakfast than older generations. Thirty-six percent of Gen X, born between 1965 and 1980, still opt for cold cereal – 10% more than their Gen Z counterparts, according to YouGov. While Gen Zers still buy some boxed cereal, data suggests they eat it as a snack or for other meals. 'With younger generations, there are differences in their relationship with food and these eating moments,' Barello said. 5 Gen Zers are less likely to eat breakfast at all, and if they do, they're choosing eggs, fruit, toast, and pancakes ahead of cereal, according to YouGov's research. Helen Rushbrook/Stocksy – Gen Z social media influencers are embracing the 'crunchy' trend — meant to evoke not cereal but granola and signaling a health-focused, all-natural lifestyle. Annika Zude of Iowa, known online as @ThatCrunchyGirlAnnika, posts videos on TikTok and Instagram of highly processed foods she'd never eat. 'I would never eat sugary cereals if I wanted my day to go well,' Zude, a teenager, told Fox News Digital. 'You couldn't pay me to eat them.' 5 While Gen Zers still buy some boxed cereal, data suggests they eat it as a snack or for other meals. Getty Images Instead, she said she prefers to 'eat something nutritious like steak, eggs, or ground beef for breakfast.' Concerns about food processing and sugar intake have dimmed enthusiasm for cereal for consumers across generations, too. Just one cup of Lucky Charms contains 24% of the recommended daily sugar intake, for example. The artificial dyes used in many cereals have been under intense scrutiny of late, largely a result of the growing Make America Healthy Again (MAHA) movement. Last year, demonstrators rallied outside WK Kellogg's headquarters in Battle Creek, Michigan, demanding the removal of the dyes. Kellogg and General Mills have since pledged to phase them out. Among Kellogg's pledges: The company said it's 'reformulating our cereals served in schools to not include FD&C [food, drug and cosmetic] colors by the 2026-27 school year,' according to a statement on its website. It also says it 'will remove FD&C colors from the small percentage of our foods in retail that contain them today, by the end of 2027.' It added, 'We are committed to continue working with HHS and FDA to identify effective solutions to remove FD&C colors from foods.' No more 'hidden ingredients' 'Americans today want to recognize what's in their breakfast and know that it's doing something good for their bodies,' Jennifer Hillis, a registered dietitian and citrus nutrition research liaison at the University of South Florida, told Fox News Digital. 'They don't want any hidden ingredients,' Hillis added. 'That's why I always recommend building breakfast around core foods that will help fill you up and provide you with key nutrients to have a successful day.' 5 Gen Z social media influencers are embracing the 'crunchy' trend — meant to evoke not cereal but granola and signaling a health-focused, all-natural lifestyle. íâí¸í°íâí¾íâ¬í¸í íŸí¾í¿í¾í²í° – Italian confectioner Ferrero Group – maker of Ferrero Rocher chocolates – recently said it plans to purchase WK Kellogg, maker of Corn Flakes, Froot Loops, Rice Krispies, and other popular brands. But the sale doesn't mean cereal is at total risk of extinction. Packaged food companies have options for turning around their soggy cereal sales, according to Tom Rees, global insight manager for staple foods at the consulting company Euromonitor. 5 Italian confectioner Ferrero Group – maker of Ferrero Rocher chocolates – recently said it plans to purchase WK Kellogg, maker of Corn Flakes, Froot Loops, Rice Krispies, and other popular brands. Getty Images Kellogg's Mashups line, which mixes brands like Frosted Flakes and Froot Loops into one box, appeals to younger consumers, who tend to like interesting flavor combinations, Rees told The Associated Press (AP). The market may also have a fragmented future, according to Rees. Companies may have to accept that younger buyers want a sweet-and-spicy cereal, while older buyers might want a keto-friendly option. 'The future might be realizing that the era of 'This brand will serve everybody' isn't going to happen,' Rees said.

Is travel insurance worth it? What you should know before going on your next vacation
Is travel insurance worth it? What you should know before going on your next vacation

Hamilton Spectator

timea day ago

  • Hamilton Spectator

Is travel insurance worth it? What you should know before going on your next vacation

A perfect vacation comes with a carefully considered packing list, but it seems many Canadians may be not be prepared to pack one thing: travel insurance. Only 32 per cent of Canadians planning to travel intend to purchase emergency medical insurance as well as trip cancellation insurance, according to an October survey from TD Insurance. Even those travelling domestically are hesitant, with a recent CAA survey finding that four in 10 Canadians don't think travel insurance is necessary to purchase at all. Last month, the Star reported on a Toronto woman who went to the U.S. without travel insurance— a decision she says was a 'mistake' after being injured in a hit-and-run in Texas leading to more than $100,000 (U.S.) in medical bills . Those who choose not to get travel insurance cite cost as a reason. Thirty-six per cent of Gen Z participants and 16 per cent of millennial respondents in TD's survey said it's too expensive amid the increased cost of living across the country. But the out-of-pocket costs associated with losing luggage or becoming ill when you're away from home can be financially ruinous for those uninsured on a budget. So, is it worth getting travel insurance before embarking on a trip? Here's what you should know. Travel insurance comes in a range of packages, but generally, there are two types of travel insurance coverage — medical and trip interruption and cancellation. Travel health insurance covers unforeseen medical expenses while you're travelling. This may include hospital visits, doctor consultation fees and prescription medications while abroad. No matter where someone visits on vacation, according to the Government of Canada website, their travel health insurance policy should cover three things: Non-medical travel insurance typically covers a partial or total cost of rebooking a flight after a traveller faces cancellations or delays. This coverage also may cover lost baggage claims. Worth noting is that many travel insurance packages won't cover claims for trips in regions with a travel advisory issued by the Government of Canada. Going on an international or out-of-province adventure without travel insurance could be a gamble. Elliott Draga, president of the Travel Health Insurance Association of Canada (THIA), never travels without insurance and stresses that all Canadians should do the same, especially for medical coverage. 'At the end of the day, in the event that something unforeseen should happen, there is so much stress associated with that,' Draga said, noting that out-of-pocket costs could otherwise be exorbitant. 'Travel insurance can help to ease that stress.' Canadians enjoy free health care, however, 'the reality is the same rights don't apply when individuals travel overseas, and there are travel insurance policies that can offer protection in terms of covering medical expenses should they arise,' he said. In an interview with the Star, 22-year old Tesnim Hussein spoke about her decision not to purchase travel insurance before her recent trip to Texas. 'Not buying travel insurance was a mistake I think a lot of people make, not because we're careless, but because you just don't expect the worst to happen,' said Tesnim Hussein, 22, said, adding that she's travelled plenty before without any issues, and thought she'd be fine this time, too. 'It never crossed my mind that something so serious could happen.' 'I hope people can understand how quickly life can change and how much support really matters when it does.' Fifteen per cent of Canadian respondents in TD's survey say they could only cover up to $300 of out-of-pocket costs while 25 per cent wouldn't be able to handle any unforeseen expenses without help. Although it helps ease the cost of medical bills, certain travel insurance packages have limitations so it's important to do your research before purchasing. Health status at the time of your purchase has an influence on the type of insurance coverage you can get so it's important to consult with your physician and have medical history records on hand when seeking travel health insurance. Ontarians may be covered for partial reimbursement for some out-of-country medical costs under the Ontario Health Insurance Plan's (OHIP) Travellers Program , but this is quite limited and based on meeting certain criteria, including the costs being medically necessary and received at a licensed hospital or health facility. The plan's website says that it will reimburse outpatient visits at $50 each day or the amount billed by the hospital, whichever is less. It can also pay up to $400 each day for in-hospital services, depending on the level of care required. Ultimately, the province recommends travellers purchase health insurance before leaving the province to cover uninsured services. There are four golden rules for knowing what type of travel insurance fits for you, Draga says: know your health, trip, policy and rights. Before deciding on an insurance policy, it's worth checking your employer's insurance provider, your credit card company and bank if they have travel benefit packages that offer insurance. 'If you're going to pack a toothbrush, if you're going to pack toothpaste, you should be packing your travel insurance policy as well,' Draga says. If you do end up receiving medical care abroad while covered under travel insurance, you should request a detailed document and invoice from the doctor or hospital before travelling home. These original receipts and files for medical care services or prescriptions obtained outside your country should be kept and submitted to make your insurance claim. With files from Calvi Leon

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