30-07-2025
Lively's 2025 HSA Spend Report Highlighting How Americans Are Navigating Skyrocketing Healthcare Costs
SAN FRANCISCO--(BUSINESS WIRE)-- Lively, Inc., a top-rated health and lifestyle benefits platform* known for building the modern Health Savings Account (HSA), today unveiled its latest and the 7th annual 2025 HSA Spend Report, revealing how U.S. account holders are using their HSAs to cope with record-high healthcare prices—and what it means for employers, brokers, and benefits teams.
Lively's 2025 HSA Spend Report Highlighting How Americans Are Navigating Skyrocketing Healthcare Costs
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'Amidst rising prescription costs and economic uncertainty, our account holders are proving that HSAs are more than a short‑term fix—they're building longer‑term health and wealth stability,' said Shobin Uralil, Co‑founder & COO of Lively. 'Our 2025 Spend Report highlights how informed benefits strategies—backed by an intuitive platform—can shift HSAs from healthcare wallets to wealth-building assets.'
Key Report Insights
Withdrawals rose 13% in 2024, from $1,162 to $1,320, closely mirroring the national average of $1,370.
Hospital spending increased 5%, underscoring how HSAs are helping consumers manage rising care costs in real time.
The percentage of assets retained dropped to 20%, signaling that consumers are increasingly tapping into their healthcare savings.
Why it matters now: As inflation unnerves consumers and medical costs keep climbing, HSAs are proving to be more than just expense accounts—they're becoming essential financial safety nets. Lively's data demonstrates that with the right provider, employees don't just spend—they actively save, invest, and build wealth for the future.
About Lively
Lively is the health and lifestyle benefits provider that gets it right. Our solutions are designed to take the guesswork out of managing benefits and drive efficiency for HR teams. Our innovative platform combines robust features with unparalleled service, to make maximizing your benefits as simple as it should be.
*Lively's HSA is top-rated according to Morningstar's 2024 Health Savings Account Landscape, G2, Trustpilot, and Lively's Customer Satisfaction survey.
