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Yahoo
6 days ago
- Business
- Yahoo
How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks
Here's a revealing data point: older Americans are scared more of outliving wealth than of death itself. And older Americans have legitimate reasons for this worry, even if they have dutifully saved for their golden years. That\s because the traditional ways people manage retirement may no longer provide enough income to meet expenses- and with people generally living longer, the principal retirement savings is exhausted far too early in the retirement period. Your parents' retirement investing plan won't cut it today. For many years, bonds or other fixed-income assets could produce the yield needed to provide solid income for retirement needs. However, these yields have dwindled over time: 10-year Treasury bond rates in the late 1990s were around 6.50%, but today, that rate is a thing of the past, with a slim likelihood of rates making a comeback in the foreseeable future. The impact of this rate decline is sizable: over 20 years, the difference in yield for a $1 million investment in 10-year Treasuries is more than $1 million. In addition to the considerable drop in bond yields, today's retirees are nervous about their future Social Security benefits. Because of certain demographic factors, it's been estimated that the funds that pay the Social Security benefits will run out of money in 2035. So what's a retiree to do? You could cut your expenses to the bone, and take the risk that your Social Security checks don't shrink. Or you could find an alternative investment that provides a steady, higher-rate income stream to replace dwindling bond yields. Invest in Dividend Stocks We feel that these dividend-paying equities-as long as they are from high-quality, low-risk issuers-can give retirement investors a smart option to replace low-yielding Treasury bonds (or other bonds). Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Going beyond those familiar names, you can find excellent dividend-paying stocks by following a few guidelines. Look for companies that pay a dividend yield of around 3%, with positive annual dividend growth. The growth rate is key to help combat the effects of inflation. Here are three dividend-paying stocks retirees should consider for their nest egg portfolio. ACNB (ACNB) is currently shelling out a dividend of $0.34 per share, with a dividend yield of 3.15%. This compares to the Banks - Southwest industry's yield of 0.87% and the S&P 500's yield of 1.51%. The company's annualized dividend growth in the past year was 6.25%. Check ACNB dividend history here>>> Associated Banc-Corp (ASB) is paying out a dividend of $0.23 per share at the moment, with a dividend yield of 3.85% compared to the Banks - Midwest industry's yield of 2.72% and the S&P 500's yield. The annualized dividend growth of the company was 4.55% over the past year. Check Associated Banc-Corp dividend history here>>> Currently paying a dividend of $0.22 per share, Coterra Energy (CTRA) has a dividend yield of 3.67%. This is compared to the Oil and Gas - Exploration and Production - United States industry's yield of 0% and the S&P 500's current yield. Annualized dividend growth for the company in the past year was 4.76%. Check Coterra Energy dividend history here>>> But aren't stocks generally more risky than bonds? Yes, that's true. As a broad category, bonds carry less risk than stocks. However, the stocks we are talking about-dividend-paying stocks from high-quality companies-can generate income over time and also mitigate the overall volatility of your portfolio compared to the stock market as a whole. Combating the impact of inflation is one advantage of owning these dividend-paying stocks. Here's why: many of these stable, high-quality companies increase their dividends over time, which translates to rising dividend income that offsets the effects of inflation. Thinking about dividend-focused mutual funds or ETFs? Watch out for fees. If you're interested in investing in dividends, but are thinking about mutual funds or ETFs rather than stocks, beware of fees. Mutual funds and specialized ETFs may carry high fees, which could lower the overall gains you earn from dividends, undercutting your dividend income strategy. Be sure to look for funds with low fees if you decide on this approach. Bottom Line Pursuing a dividend investing strategy can help protect your retirement portfolio. Whether you choose to invest in stocks or through low-fee mutual funds or ETFs, this approach can potentially help you achieve a more secure and enjoyable retirement. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report ACNB Corporation (ACNB) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research
Yahoo
27-07-2025
- Business
- Yahoo
ACNB Second Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags
ACNB (NASDAQ:ACNB) Second Quarter 2025 Results Key Financial Results Revenue: US$40.2m (up 31% from 2Q 2024). Net income: US$11.6m (up 3.3% from 2Q 2024). Profit margin: 29% (down from 37% in 2Q 2024). EPS: US$1.11. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. All figures shown in the chart above are for the trailing 12 month (TTM) period ACNB Revenues Beat Expectations, EPS Falls Short Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) missed analyst estimates by 3.7%. Looking ahead, revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Performance of the American Banks industry. The company's share price is broadly unchanged from a week ago. Risk Analysis What about risks? Every company has them, and we've spotted 3 warning signs for ACNB you should know about. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
27-07-2025
- Business
- Yahoo
ACNB Second Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags
ACNB (NASDAQ:ACNB) Second Quarter 2025 Results Key Financial Results Revenue: US$40.2m (up 31% from 2Q 2024). Net income: US$11.6m (up 3.3% from 2Q 2024). Profit margin: 29% (down from 37% in 2Q 2024). EPS: US$1.11. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. All figures shown in the chart above are for the trailing 12 month (TTM) period ACNB Revenues Beat Expectations, EPS Falls Short Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) missed analyst estimates by 3.7%. Looking ahead, revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Performance of the American Banks industry. The company's share price is broadly unchanged from a week ago. Risk Analysis What about risks? Every company has them, and we've spotted 3 warning signs for ACNB you should know about. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
21-07-2025
- Business
- Yahoo
3 Stocks That May Be Trading Below Their Estimated Value In July 2025
In a market environment where major indices like the S&P 500 and Nasdaq are reaching new highs, investors are closely monitoring earnings reports and economic data for signs of continued growth amidst trade uncertainties. Identifying undervalued stocks in such a buoyant market can provide opportunities for those looking to capitalize on discrepancies between current prices and intrinsic values. Top 10 Undervalued Stocks Based On Cash Flows In The United States Name Current Price Fair Value (Est) Discount (Est) Royal Gold (RGLD) $154.76 $298.88 48.2% Robert Half (RHI) $41.86 $82.60 49.3% Repligen (RGEN) $116.25 $224.90 48.3% Rapid7 (RPD) $22.31 $43.54 48.8% e.l.f. Beauty (ELF) $117.63 $229.71 48.8% Carter Bankshares (CARE) $18.17 $35.50 48.8% Camden National (CAC) $42.27 $83.80 49.6% Atlantic Union Bankshares (AUB) $33.22 $65.45 49.2% ACNB (ACNB) $43.03 $85.02 49.4% Acadia Realty Trust (AKR) $18.55 $36.68 49.4% Click here to see the full list of 173 stocks from our Undervalued US Stocks Based On Cash Flows screener. Let's dive into some prime choices out of the screener. Extreme Networks Overview: Extreme Networks, Inc. provides software-driven networking solutions worldwide and has a market cap of approximately $2.33 billion. Operations: The company's revenue is primarily derived from the development and marketing of network infrastructure equipment and related software, totaling approximately $1.09 billion. Estimated Discount To Fair Value: 29.3% Extreme Networks is trading at US$17.52, significantly below its estimated fair value of US$24.8, suggesting it may be undervalued based on cash flows. Forecasted earnings growth of over 100% annually and a high future return on equity highlight strong potential profitability. Despite slower revenue growth compared to the market, recent product innovations like Extreme Platform ONE enhance operational efficiency and network management capabilities, potentially driving future financial performance amidst index exclusions and completed share buybacks. The growth report we've compiled suggests that Extreme Networks' future prospects could be on the up. Take a closer look at Extreme Networks' balance sheet health here in our report. Somnigroup International Overview: Somnigroup International Inc., along with its subsidiaries, is involved in the design, manufacture, distribution, and retail of bedding products both in the United States and internationally, with a market cap of $15.29 billion. Operations: Somnigroup International Inc. generates its revenue through the design, manufacture, distribution, and retail of bedding products across domestic and international markets. Estimated Discount To Fair Value: 15.7% Somnigroup International, trading at US$73.32, is below its estimated fair value of US$86.95, reflecting potential undervaluation based on cash flows. Forecasted earnings growth of 24% annually surpasses the broader U.S. market's growth expectations. However, recent shareholder dilution and debt refinancing highlight financial restructuring efforts; a repriced $1.6 billion term loan aims for annualized cash interest savings of up to $9 million if leverage targets are met, enhancing future cash flow potential amidst slower revenue expansion than desired. Our growth report here indicates Somnigroup International may be poised for an improving outlook. Click here to discover the nuances of Somnigroup International with our detailed financial health report. Similarweb Overview: Similarweb Ltd. offers digital data and analytics services to support essential business decisions across various regions, including the United States, Europe, the Asia Pacific, the United Kingdom, Israel, and internationally; it has a market cap of approximately $715.92 million. Operations: The company's revenue primarily comes from its On Line Financial Information Providers segment, generating $258.02 million. Estimated Discount To Fair Value: 45.7% Similarweb, trading at US$8.57, is valued below its estimated fair value of US$15.79, suggesting it might be undervalued based on cash flows. The company anticipates revenue growth of 14.2% annually and aims to achieve profitability within three years, surpassing average market expectations. Recent product innovations, like the launch of AI Agents for SEO and sales optimization, could enhance its competitive edge and drive future cash flow improvements despite current net losses. According our earnings growth report, there's an indication that Similarweb might be ready to expand. Dive into the specifics of Similarweb here with our thorough financial health report. Make It Happen Embark on your investment journey to our 173 Undervalued US Stocks Based On Cash Flows selection here. Invested in any of these stocks? Simplify your portfolio management with Simply Wall St and stay ahead with our alerts for any critical updates on your stocks. Take control of your financial future using Simply Wall St, offering free, in-depth knowledge of international markets to every investor. Contemplating Other Strategies? Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include EXTR SGI and SMWB. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
15-07-2025
- Business
- Yahoo
Has ACNB (ACNB) Outpaced Other Finance Stocks This Year?
The Finance group has plenty of great stocks, but investors should always be looking for companies that are outperforming their peers. ACNB (ACNB) is a stock that can certainly grab the attention of many investors, but do its recent returns compare favorably to the sector as a whole? A quick glance at the company's year-to-date performance in comparison to the rest of the Finance sector should help us answer this question. ACNB is a member of our Finance group, which includes 870 different companies and currently sits at #2 in the Zacks Sector Rank. The Zacks Sector Rank includes 16 different groups and is listed in order from best to worst in terms of the average Zacks Rank of the individual companies within each of these sectors. The Zacks Rank emphasizes earnings estimates and estimate revisions to find stocks with improving earnings outlooks. This system has a long record of success, and these stocks tend to be on track to beat the market over the next one to three months. ACNB is currently sporting a Zacks Rank of #2 (Buy). The Zacks Consensus Estimate for ACNB's full-year earnings has moved 14.4% higher within the past quarter. This signals that analyst sentiment is improving and the stock's earnings outlook is more positive. Based on the most recent data, ACNB has returned 9.7% so far this year. Meanwhile, stocks in the Finance group have gained about 8.9% on average. This means that ACNB is performing better than its sector in terms of year-to-date returns. Another stock in the Finance sector, Capital One (COF), has outperformed the sector so far this year. The stock's year-to-date return is 23.8%. For Capital One, the consensus EPS estimate for the current year has increased 0.9% over the past three months. The stock currently has a Zacks Rank #2 (Buy). Breaking things down more, ACNB is a member of the Banks - Southwest industry, which includes 19 individual companies and currently sits at #47 in the Zacks Industry Rank. This group has gained an average of 6.2% so far this year, so ACNB is performing better in this area. On the other hand, Capital One belongs to the Financial - Consumer Loans industry. This 15-stock industry is currently ranked #155. The industry has moved +21.3% year to date. Investors with an interest in Finance stocks should continue to track ACNB and Capital One. These stocks will be looking to continue their solid performance. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report ACNB Corporation (ACNB) : Free Stock Analysis Report Capital One Financial Corporation (COF) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
