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Associated Press
15-05-2025
- Business
- Associated Press
Informative Research Integrates AccountChek® with Halcyon to Automate Income Validation
GARDEN GROVE, Calif., May 15, 2025 (SEND2PRESS NEWSWIRE) — Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, today announced a strategic integration with Halcyon, a fintech innovator revolutionizing income verification through real-time access to IRS tax transcript data. This integration delivers verification of employment and income (VOE/I) reports—including payroll and paystub data—directly into Halcyon's income calculator, enabling faster, more automated income assessments. The data is obtained through Informative Research's AccountChek® consumer-permissioned connectivity to major payroll providers. By directing this information into Halcyon's income calculator, the integration facilitates real-time, automated income validation that complies with investor guidelines and rep and warrant relief strategies. 'This is a solution designed for scalability,' said Kirk Donaldson, CEO of Halcyon. 'Whether validating pay stubs, W-2s or tax transcripts, lenders receive verified data and completed income calculations. It's faster, more cost-effective and automated.' The integration supports modern mortgage operations without compromising compliance or control by emphasizing automation, auditability and borrower transparency. Lenders gain access to secure, permissioned income data while enhancing efficiency and delivering a smoother borrower experience. 'This is an exciting advancement of our partnership, bringing together IR's payroll-direct income and employment verifications with Halcyon's rich tax data and proprietary income calculation capability,' said Steve Schulz, executive vice president at Informative Research. 'Together, we're equipping lenders with a streamlined way to analyze and validate income in a fast, compliant and cost-effective way, and this is just the beginning—we're already working on additional innovations with Halcyon that will bring even more value to our clients.' About Informative Research Informative Research, a Stewart company, is a premier technology provider delivering data-driven credit and verification solutions to the lending community. The solutions provider currently serves mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit About Halcyon Halcyon assists in deepening lenders' overall relationship with their borrowers to offer products and services specific to everyone, creating additional revenue streams beyond the initial loan closing. They have multiple products that ensure you will know more about your borrower every step of the way – IRS income & tax transcripts, digitally prepared tax returns, and a Registered Investment Advisory platform to offer full financial services to your borrowers. Visit NEWS SOURCE: Informative Research ### MEDIA ONLY CONTACT: (not for publication online or in print) Lindsey Neal Depth for Informative Research (404) 549-9282 [email protected] ### Keywords: FinTech, Informative Research, AccountChek, Halcyon, fintech, income verification, voie, GARDEN GROVE, Calif. This press release was issued on behalf of the news source (Informative Research) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P126226 APNF0325A To view the original version, visit: © 2025 Send2Press® Newswire, a press release distribution service, Calif., USA. RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT. Disclaimer: This press release content was not created by nor issued by the Associated Press (AP). Content below is unrelated to this news story.
Associated Press
20-02-2025
- Business
- Associated Press
Informative Research's AccountChek expands payroll provider network for mortgage lenders assessing income through Freddie Mac's AIM
GARDEN GROVE, Calif., Feb. 20, 2025 (SEND2PRESS NEWSWIRE) — Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, announced an enhancement to its integration with Freddie Mac's Loan Product Advisor® (LPASM) asset and income modeler (AIM). This enhancement enables LPA to assess income and employment for eligibility of representation and warranty relief for lenders using AccountChek® for automated verification of income and employment (VOIE) across a broad range of supported payroll providers. As an approved third-party service provider, AccountChek enables lenders to obtain and transmit to LPA borrower data required for LPA's automated assessment of income, assets and employment verification. 'AccountChek's enhanced integration with AIM represents a major step forward for both mortgage lenders and borrowers,' said Brian Francis, Head of AccountChek at Informative Research. 'By expanding payroll provider access, we're helping lenders reduce risks, enhance loan quality and accelerate loan processing times, all while providing borrowers faster approvals, expanded access to credit and reduced documentation burdens.' AIM automates the assessment of mortgage borrower assets, income and employment data through designated third-party service providers like AccountChek. Using consumer-permissioned technology to obtain direct-to-source data improves verification accuracy and efficiency, enabling lenders to streamline loan origination workflows, accelerate overall processing time and make better-informed lending decisions faster. 'We're truly excited about our collaboration with Informative Research and this opportunity to expand access to LPA's capabilities,' said Daniel Miller, Freddie Mac Single-Family Director of Strategic Technology Partnerships. 'Informative Research's approach to solving industry challenges aligns with Freddie Mac's efforts to help lenders drive down the cost to originate, elevate loan quality and make homeownership more achievable for all.' About Informative Research: Informative Research, a Stewart company, is a premier technology provider delivering data-driven credit and verification solutions to the lending community. The solutions provider currently serves mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit ### MEDIA ONLY CONTACT: (not for publication online or in print) Lindsey Neal Depth for Informative Research (404) 549-9282 [email protected] ### Keywords: Mortgage, Freddie Mac, Informative Research, fintech, AccountChek, LPA borrower data, Loan Product Advisor, GARDEN GROVE, Calif. Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P124192 AP-R15TBLLI RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT.
